DEVELOPMENT BANK OF THE PHILIPPINES

BBG - SL
CALAPAN CITY BRANCH

SALARY LOAN APPLICANTS EVALUATION SHEET

LGU 1/9/23

(1) (2) (3) (4) (5) ['(2) x (5)] (6) (7) (8) (9)
DBP: DBP: DBP: DBP: DBP: DBP
Monthly Basic RateACA/PERA only Monthly Computation for Actual Net
total monthly Loanable amount is: Monthly
formatshould not
Allowances (i.e Deductions
RATA and other deduction net ofTake Home
DBP amortization Actual Net Maximum Maximum Maximum Term of on the
exceed 12 maximum Amortizatio
Length of Monthly Basic RATA, (exc.
allowances are notDBP Existing DBP
(monthly Pay
deduction (incl.
less DBP Take Home Loan Monthly Loanable Loan Interest
loanable computation
24 n (Prin +
Name Brtdtd R/N Service Salary PERA/ACA) A
qualified Amort.)
for computation Amort.
amortization) DBP) Pay (excl. DBP) Installment Amort. Amount Loan Amount (months) Rate
the template Int)
provided on 36
on the loanable amount as 48
1 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
per latest DBP Policy
2 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
1 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
2 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
3 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
4 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
5 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
6 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
7 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
8 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
9 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
10 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
11 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
12 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
13 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
14 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
15 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
16 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
17 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
18 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000% #NUM!
TOTAL 0.00
Two (2) applicants from the subject LGU are New-Loan Availees.
One (1) applicant from the subject LGU is a Loan Renewal
One (1) applicant from the subject LGU is Loan Re-availee - 12 - 36 -
NFIS REPORT - 48 -
NAME REMARKS DATE OF REQUEST DATE OF RESULT - -
Notes:
1 Circular 25, dated December 14, 2017, elective officials are not required with minimum length of service.
2 Minimum Monthly Gross Income- 8,000.00
3 Monthly deductions should tally with the submitted pay slip and certification of net take home pay
4 Actual NTHP per submitted payslip including existing amort. with DBP, if any.
5 Total amortizations for loans (existing including the DBP loan being applied for) shall not exceed the maximum monthly installment per income group:
For Existing Loans For New Loans
Gross Monthly Income % as Max. Loan Installment Gross Monthly Income % as Max. Loan Installment
8K to 10K = 20% 8K to 10K = 10%

10K to 13K = 30% 10K to 13K = 25%

13K to 18K = 35% 13K to 18K = 30%

18K to 38K = 35% 18K to 38K = 30%

38K and above = 40% 38K and above = 30%

6 Minimum loan amount of 10,000.00 up to a maximum of 1,000,000.00 per Employee-Borrower

7 Interest rates are initially 12% p.a. for 12-36 months and 15% for 48 months, respectively
8 Amount applied by the borrower should not exceed the maximum loanable amount based on the income bracket.
9 DBP Monthly Amort. based on the amount applied with interest rate based on the tenor.
10 Net Take Home Pay after monthly deductions and DBP loan amortization should not be lower than required under GAA.

Prepared by: Noted by:

 Net Take
['(2) - (5) - (9)]
Home Pay
t is: After DBP
Amort. &
other amorts.

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