APPLICATION FORM –

PROFESSIONAL/BUSINESS LOANS
Application no. - SME000002319933
SECTION 1

LOAN/APPLICANT DETAILS

Loan Details

Loan Amount Required (in Rs.31.90 Lacs Loan Amount (in Words): Thirty One Lakh
Lacs): Ninety Thousand
Rupees Only

Loan Type: NEW Required Tenor in Months: 72

Purpose of the loan: Business Use Customer ID:

Applicant Details

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 Name of the Applicant (In Case of Individual/ Mrs. SHABNAM AKBAR
Authorized Signatory/ Partner/ Proprietor:):

Father’s/Spouse’s Name: Mr AKBAR ALI

Mother’s Name: TASLEEMA BEGUM

Date of Birth: 30/10/1980

Gender: Female

Marital Status: Married

CKYC No./KIN:

PAN/Form 60: AGPPA2118J

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 Mandatory Documents: PAN Card + 1 OVD/Form 60 + 1 OVD

If self Employed/Salaried: Doctor

Current Residence Address: SIRAJUDDIN JOGHA ROAD QAZIPARA TOWN

HALL BIJNOR

Pincode: 246701

Landmark:

State: UTTAR PRADESH

City: BIJNOR

Mobile No: 9627700717

Tel No.:

Email ID.: dr.shabnamakbar.bjr@gmail.com

Business Details

Employment Type: Self Employed Hospital/Clinic/Firm name:

Professional

Qualification: Diploma Tel No:

Office Address: KAZIPADA IDGAH Pincode: 246733

ROAD BIJNOR

City: BIJNORE State: UTTAR PRADESH

Permanent Residential Details

Permanent Residence Address: H NO 105 ANGOOR City: BIJNOR

WALI MASJID
BIJNOR BIJNOR

State: UTTAR PRADESH Pincode: 246701

Profession Details for Doctors and Chartered Accountants

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 Medical Registration No./COP 53728 Education/Highest Qualification: Diploma
Number:

College Name: Sales Executive: Aryan Rajpoot

MCI Registration Date/COP 9/4/2007 Place: Bijnor

Date:

Date: 19/08/2021

Insurance Products

CPP SHIELD

Sum Assured: Rs.90000.00 Policy Tenure: 1 yrs

Premium Amount: Rs.6000.00 Nominee Name:

Nominee DOB: Nominee Mobile:

Nominee Relationship: Height: -

Weight: -

I hereby provide my consent to apply for CPP SHIELD and agree to the terms & conditions and to share
the details submitted by me in this application form or ancillary to this application form such as Loan
amount, Medical Registration Number, Year of Registration, Practice experience, Bank details, PAN, etc
with CPP Assistance Services Pvt. Ltd. or any insurance company or any other third party in order to affect
the insurance coverage or membership applied herewith.

SECTION 2

Charges And Deduction

Particulars
Full Prepayment (Foreclosure)
Charges:
Part Pre-payment charges :
(Not applicable if the Borrower is
an Individual and the Loan is
availed on floating interest rate)
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Details
Term Loan :
4% plus Applicable taxes on the outstanding loan amount payable by
the Borrower on the date of such full Pre-Payment
Flexi Term Loan :
4% plus Applicable taxes of the Total Withdrawable Amount as per the
repayment schedule, on the date of such full Pre-Payment
Flexi Hybrid Loan :
4% plus Applicable taxes of the Total Withdrawable Amount as per the
repayment schedule, on the date of such full Pre-Payment.
Part Pre-Payment Charges (Not applicable for Flexi Term Loan/Hybrid
Flexi variant): 2% plus Applicable taxes of the principal amount of
Loan prepaid on the date of such part Pre-Payment
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 Annual Maintenance Charge
Bounce Charges
Penal Interest (Applicable in 2% per Month on the amount of Monthly Instalment outstanding
case of non-payment of Monthly as on that date.
Instalment on/before the Due
Date)
Statement of Account/ Repayment
Schedule/Foreclosure Letter/No
Dues Certificate/Interest
Certificate
Broken Period Interest /Pre-EMI
interest
Mandate Rejection Service
Charge
Additional cess will be applicable on all charges in the State of Kerala and any other States as may be
applicable from time to time.
Business Loan Professional Loan
Term Loan : Term Loan :
Not Applicable Not Applicable
Flexi Term Loan: Flexi Term Loan :
0.25% Plus Applicable Taxes of 0.25% Plus Applicable Taxes of
the Total Withdrawable Amount the Total Withdrawable Amount
(as per the repayment schedule) (as per the repayment schedule)
on the date of levy of such on the date of levy of such
charges charges
Flexi Hybrid Loan- Flexi Hybrid Loan-
Initial Tenure: Initial Tenure:
1.0% Plus Applicable Taxes of the 0.5% Plus Applicable Taxes of the
Total Withdrawable Total Withdrawable Amount
Subsequent Tenure: Subsequent Tenure:
0.25% Plus Applicable Taxes of 0.25% Plus Applicable Taxes of
Total Withdrawable Amount Total Withdrawable Amount
(Please note that, for Business
Loan, the Annual Maintenance
Charge will be deducted upfront at
the start of every year.)
EMI Network card/Health EMI Network card Annual fee :
Rs. 117 (inclusive of applicable taxes) Annual fee will only be charged
to the EMI Network card/Health EMI network card holders who have
not availed any loan using the EMI Network card/Health EMI network
card in the preceding year. The duration of the preceding year is
calculated 12 months from last year’s validity month, which is printed
on the face of your EMI Network card/Health EMI network card. For
example, If the EMI Network card/Health EMI network card is issued in
the month of February 2019 (referred to as ‘Member Since’, on the
EMI Network card/Health EMI network card) the date for payment of
the annual fee will be March, 2020”
Rs. 3000 (Inclusive of applicable taxes)
Download your e-statements/letters/certificates at no extra cost by
logging into Customer Portal – Experia. You can get a physical copy of
your statements/letters/certificates/List of Documents from any of our
branches at a charge of Rs. 50/- (inclusive of applicable taxes) per
statement/letter/certificate
Broken Period Interest/Pre-EMI Interest will be charged from the date
of disbursement to the date of EMI commencement. Depending on the
product availed, it will either get deducted from your loan amount apart
from the charges mentioned or would be included in your first EM
Rs 450/- (Rupees four hundred fifty only) Inclusive of applicable taxes
(Charges will be levied if new mandate form is not registered within 30
days from the date of rejection of previous mandate form by
Customer’s Bank for any reasons whatsoever)

SECTION 3

INTEREST RATE METHODOLOGY, GENERAL TERMS, COMMUNICATION TERMS, CO-BRAND/EMI

CARD/INSURANCE AND VALUE-ADDED SERVICE TERMS

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 Interest Rate Methodology

Interest rate applicable for Business and Professional Loans in Bajaj Finance Limited varies from 15 % to
20% (for self-employed professionals) and 17% to 32.5% (for self-employed non-professionals) basis our
internal credit and risk policy and as per an algorithmic multivariate score card which includes following
variables (the variable list mentioned below is not exhaustive):

(a) Interest rate risk (fixed vs floating loan)

(b) Credit and default risk in the related business segment

(c) Historical performance of similar homogeneous clients

(d) Profile of the borrower

(e) Industry Segment

(f) Repayment track record of the borrower

(g) Secured Vs unsecured loan

(h) Ticket size of loan

(i) Bureau Score

(j) Tenure of Loan

(k) Location delinquency and collection performance

(l) Customer Indebtedness (other existing loans)

The aforesaid variables may be revised from time to time as per the Lender’s past performance in a given
loan portfolio.

General Terms

(1) I am hereby apply for a business/professional loan facility ('Loan') from BAJAJ FINANCE LIMITED
('BFL') for my/our business purpose, as specified in this Application Form. I understand and confirm that I
shall not utilize the loan for any illegal, speculative, nefarious, fraudulent or unlawful purposes.

(2) I confirm that I have been explained the features of the Loan in detail along with the fees and charges
applicable and I have understood the same. I acknowledge that the processing fees paid by me is
non-refundable, irrespective of the rejection or acceptance of my/our Loan application.

(3) I certify that the information, financials/bank statements and KYC details provided by me as part of this
Application Form are true and correct, and I would keep BFL updated of any change in the information
provided by me, specifically KYC details, Bank details, etc. That I have not withheld any material information
that may be required by BFL.

(4) I confirm that no insolvency proceedings or suits for recovery of outstanding dues, monies or property
(ies) and/or any criminal proceedings have been initiated and/or are pending against me.

(5) I undertake to keep BFL updated of any change in the information provided by me in the Application
Form.

(6) I shall submit, sign and execute the loan agreement and all other documents as may be
prescribed/required by BFL at any point of time and pay the applicable stamp duty.

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 (7) I understand and acknowledge that BFL has the absolute discretion, to accept or reject my/our
application and/or to provide the loan for such amount/limit, as may be deemed fit by BFL.

(8) I hereby authorise BFL to destroy the document submitted by me alongwith the Application Form by
shredding the same and by returning the cheques to me upon my/our written request.

(9) I declare that I have not received any request for or made any payment in cash, bearers cheques or of
any other kind in connection with this Application Form from/to any person.

(10) I hereby acknowledge that I are not director(s) of BAJAJ FINANCE LIMITED or a relative of any of the
director(s)/senior officer of BAJAJ FINANCE LIMITED.

(11) I hereby expressly consent for taking my photo/video evidencing the conduct of loan transaction by me
and that such photo/video is unconditionally agreed to be stored and preserved for a period of at least five
(5) years or otherwise from the date of closure of the loan and/or as the law/regulations may so mandate,
whichever is higher.

(12) That this Application Form, together with all its contents may be submitted to:

a) BFL, its subsidiaries and affiliates of BFL, any service provider/third party/legal entity with whom BFL
may have business relationship and/or in reference to rendering services in connection with the
product(s) availed by me

b) to any Regulator, Court, Law enforcement agency, Quasi-Judicial authority etc. on a need basis

(13) I understand that BFL may be required to verify the details provided by me as per BFL’s credit and
underwriting policy and I hereby explicitly provide my consent to BFL/its representative/vendors to access
third party websites on my behalf to verify the details shared under this Application Form or pursuant to
availing the Loan, including KYC document details, for the purpose of underwriting.

Place:Bijnor Date:19/08/2021

Communication Terms

Consent for sharing Information/Details

I/We have read and understood the “BFL WhatsApp Terms and Conditions” available at
http://bit.ly/bfl-wtsp-tnc and I/We hereby expressly consent to receive important updates on WhatsApp
pertaining to my/our relationship with Bajaj Finance Ltd /its Assigns (hereinafter defined).

I/We authorize BFL to exchange, share all information and details as provided by me in furtherance of the
Purpose and in relation to my existing loans and/or repayment history to BFL/ its group companies/business
partners /affiliate/subsidiaries/agents/representatives/empaneled merchants and any service
provider/permitted assigns and any third party (“Assigns”) including but not limited to, banks, financial
institutions, credit bureaus, telecommunication companies, statutory bodies, Central KYC Registry
(CERSAI), Reserve Bank of India, GST Portal, CIBIL/CRISIL/any credit rating agency/credit information
company, Information Utility, NSDL e-Governance Infrastructure Limited (NSDL)/ UTI Infrastructure
Technology and Services Limited (UTIITSL) for enforcement of any obligations and for customer
verification, personalization of products or services, credit rating, data enrichment and I shall not hold BFL/
its Assigns, liable for the use/sharing of the information as stated above. In furtherance of the Purpose, I
authorize BFL/its Assigns to seek/obtain any other information, relating to me, from any third party.

Consent for receiving Promotional/Other Communication

By submitting this Application Form, I hereby expressly authorize BFL and its Assigns (group
companies/business partners/affiliate/subsidiaries/agents/representatives/empanelled merchants, service
provider/permitted assigns and any such third party) to send me communications, including but not limited
to promotional communications, regarding loans, insurance and their respective products and/or services
through telephone calls/SMSs/emails/post/bots/bitly etc. I agree and understand that products/services
belonging to BFL’s Assigns, are governed by their own set of terms and conditions, which shall be in
addition to and not in derogation to the terms and conditions prescribed by BFL herein. I understand that I
can at any time opt not to receive any telecommunication.
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 Place:Bijnor Date:19/08/2021

Insurance Disclaimer and Customer Declaration

#Conditions apply These products are offered under the Group Insurance scheme wherein Bajaj Finance
Limited is the Master policyholder. Benefits and premium amount are subject to various factors such as
applied loan disbursal, age of insured, lifestyle habits, health, etc.

Customer/Proposer/Life Assured's Declaration

(1)I/We provide my/our consent voluntarily for enrolling as a member of group insurance offered to me by
the above insurer under the master policy of M/s Bajaj Finance Limited.

(2)I/We understand, agree and confirm that these statements and this declaration are basis of the contract
between the insurer and the policyholder. Subject to Section 45 of the Insurance Act 1938 as amended from
time to time, if any untrue statements are contained herein or there has been any non disclosure of any
material fact, the policy and/or the certificate of insurance to be issued by the insurer in the name of the
policyholder may be treated as void as far as I/We am/are concerned.

(3)I/We confirm that I/We have read and understood, the rules and any additional rules of the plan, the
standard policy provisions and any additional provisions that govern the policy to be issued by insurer in the
name of the policyholder and on my/our life, and I/We agree and confirm that the same shall be binding on
me/us.

(4)I/We authorize the policyholder to disclose to the insurer such particulars as they may require including
the details given above and any changes to the same, pay the premium payable on my/our behalf /collected
from me/us to the insurer. I/We understand that any statutory levy or charges including any indirect tax may
be charged to me/us either now or in future by the insurer and I/We agree to pay the same.

(5)I/We understand that HDFC Life Insurance Company Limited (HDFC Life)/Bajaj Allianz General
Insurance Co. Ltd. (BAGIC) has the right to reject a proposal without giving reasons thereto and confirm to
give an undertaking that I/We shall not raise any claims thereof. I/We understand the significance of the
contract and that the contract will be governed by the provisions of the Insurance Act 1938 as amended
from time to time and that the same will not commence until written acceptance of this application issued by
the insurer on its normal terms and conditions is received.

(6)I/We further agree that if after the date of submission of the proposal but before the issuance of Policy (i)
there is an adverse change in my/our occupation, financial condition, health condition, which will affect the
decision of the Company in underwriting risk or (ii) if the proposal for assurance or an application for revival
of the policy made to any insurer on my/our life or the Life to be assured is withdrawn or dropped, deferred,
declined or accepted on terms other than as proposed, I/We shall forthwith intimate the same to the
company in writing and failure to do so shall lead to a decision as per the applicable terms and conditions of
the policy.

(7)I/We hereby declare that the content of the form and document has been fully explained and given by
me/us and I/We have fully understood the significance of the proposed contract. I hereby declare that the
above statements and/or particulars given by me are true and complete in all respects to the best of my
knowledge.

(8)Addition of “For details on benefits, exclusions, waiting period, etc, please refer the respective sales
brochures before concluding a sale.

#Conditions apply

Statutory Warning (Prohibition of Rebates)

(1)No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to
take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India,
any rebate of the whole or part of the commission payable or any rebate of the premium shown on the
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 policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such
rebate as maybe allowed in accordance with the published prospectus or tables of the insurer.

(2)Any person making default in complying with the provisions of this section shall be punishable with fine
which may extend to Ten Lakh Rupees.

(3)Fraud, Misrepresentation and forfeiture: Fraud, Misrepresentation and forfeiture would be dealt with in
accordance with provisions of Sec 45 of the Insurance Act 1938 as amended from time to time.

I hereby consent and authorize BFL to share this application and all information and details as provided by
me under this application with HDFC Life Insurance Co. Ltd./ Bajaj Allianz General Insurance Co. Ltd.
for the purpose of customer verification and I shall not hold BFL liable for the use/sharing of my
application/information as stated above.

CPP Shield benefits :

(1)Single Call - Card & SIM Blocking : Block all your valuable credit, debit, ATM cards of all banks and
SIM by calling CPP’s 24-hour helpline

(2)Banking Protection with F-Secure Protection while surfing, shopping, banking on laptop/PC with
F-Secure Internet Security

(3)Emergency Travel and Cash Assistance** Get emergency assistance in the form of:

• Hotel bill payments (India and Abroad) upto - 40,000

• Replacement travel tickets (India and Abroad) upto - 40,000

(4)Credit Health Report :Detailed analysis of your current credit score and history with Credit Health
Report, provided by Credit Mantri

(5)Complimentary Fraud Protection: *4** Protection against lost/stolen, tele-phishing, phishing, online
transactions on cards: of up to 50,000, and

Mobile Wallet Protection (per Membership) (If there is a simultaneous physical loss of the device) up
to Rs. 50K

**Emergency Advance is payable back within 28 days

***Complimentary Fraud protection cover is provided by an Indian General Insurance Company registered
with IRDA under the group insurance policy for CPP members. Please refer to group policy terms &
conditions for more details.

Call 6000 4000 (Prefix STD Code), 1800 419 4000 (Toll free), E-mail: cppindia.feedback@cpp.co.uk

CPP Shield Disclaimers and Customer Declarations

I hereby agree to buy CPP Shield from CPP Assistance Services Pvt Ltd (CPP) at the price mentioned
below. I understand that CPP Shield is a product provided by CPP and the services provided to me will be
subject to the terms and conditions of CPP Shield. I hereby give my consent to CPP to contact me through
phone, post or email for the purpose of activation and provision of services of CPP Shield

For this purpose, I hereby give my consent allowing Bajaj Finance Ltd. (BFL) to share my personal data with
CPP as BFL may deem fit for setup, administration and service of CPP Shield membership. Further, I
hereby give my consent to CPP to enroll me into the Group Insurance Policy taken by CPP for its customers
from an Indian General Insurance Company (insurer) for the complementary fraud protection benefit as per
the terms and conditions of the Group Insurance Policy issued by the Insurer

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 Further, I agree and hereby inform CPP that in the event I purchase a CPP Shield on finance from Bajaj
Finance Ltd. (BFL) then I agree that the tenure of CPP Shield will be subject to the tenure of the loan
availed by me from BFL. I hereby confirm, agree and undertake to fulfill all my obligations towards BFL
including payment of all applicable charges to BFL, which BFL may incur in relation to my purchase of CPP
Shield on finance. I hereby authorize CPP to cancel my CPP Shield membership, upon instruction received
by CPP from BFL, in the event I default on the repayment of the finance facility availed by me from BFL for
the CPP Shield and/or the loan as mentioned above.

Disclaimer - Bajaj Finance Ltd.(BFL) is merely a distributor of CPP Shield Product, owned by CPP
Assistance Services Private Ltd.(CPP). Issuance of the CPP Shield Product is at sole discretion of CPP.
CPP Shield Product shall be governed by CPP product T&C’s and BFL does NOT hold any responsibility for
the issuance, quality, serviceability, maintenance and any claims post sale.. The approval / rejection of a
request for loan, shall be at sole discretion and subject to fulfilment of criteria prescribed by BFL.”

CPP Doctor Shield benefits :

(1)Single Call - Card & SIM Blocking (2 members) : Block all your valuable credit, debit, ATM cards of all
banks and SIM by calling CPP’s 24-hour helpline

(2)F-Secure SAFE Device Security : A powerful F-Secure SAFE Device Security is built to protect you in
the online world. Enjoy life hassle-free - so, explore the internet, enjoy online shopping, connect with friends
and family and let F-Secure SAFE Device Security keep you protected

(3)Emergency Travel Assistance** Get emergency assistance in the form of:

• Hotel bill payments (India and Abroad) upto - 40,000

• Replacement travel tickets (India and Abroad) upto - 40,000

(4)Credit Health Report : Detailed analysis of your current credit score and history with Credit Health
Report, provided by Credit Mantri

(5)Emergency Roadside Assistance : Get emergency roadside assistance in 400 + locations upto 50kms
from city centre

(6)Free PAN card replacement : Get your lost or stolen PAN card replaced

(7)Complimentary ** Protection against claims of misdiagnosis, negligence, incorrect treatment &

overdose. Professional indemnity insurance for doctors provides cover against professional risks up to Rs.
20,00,000.

**Complimentary Professional liability cover is provided by an Indian General Insurance Company

registered with IRDAI under the group insurance policy for CPP members. Please refer to group policy
terms & conditions for more details.

Call 6000 4000 (Prefix STD Code), 1800 419 4000 (Toll free), E-mail: cppindia.feedback@cpp.co.uk

Customer Declaration & Disclaimer

I hereby agree to buy CPP Doctor Shield at the price mentioned above and confirm that I have read and
understood the product features, benefits and terms & conditions of the product. I understand that CPP
Doctor Shield is a product provided by CPP Assistance Services Pvt. Ltd. (CPP) and the services provided
to me will be subject to the terms and conditions of CPP Doctor Shield. I hereby give my consent to CPP to
contact me through phone, post or email for the purpose of activation and provision of services of CPP
Doctor Shield. Further, I agree and hereby inform CPP that in the event I purchase the CPP Doctor Shield
on finance from Bajaj Finance Ltd. (BFL) then I agree that the tenure of CPP Doctor Shield will be subject to
the tenure of the loan availed by me from BFL. I hereby confirm, agree and undertake to fulfil all my
obligations towards BFL including payment of all applicable charges to BFL, which BFL may incur in relation
to my purchase of CPP Doctor Shield on finance. I hereby authorize CPP to cancel my CPP Doctor Shield
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 membership, upon instruction received by CPP from BFL, in the event I default on the repayment of the
finance facility availed by me from BFL for the CPP Doctor Shield and/or the loan as mentioned above.

Further, I hereby give my consent to CPP to enroll me into the Group Professional Liability insurance Policy
taken by CPP for its customers from Indian General Insurance Company for the Doctors Professional
Indemnity Policy as per the terms and conditions of the Group Insurance Policy issued by the Insurer.

Health Details for Proposed Insured

(1)General Questionnaire (For Insurance)

S Question Answer
No
1 Have you ever suffered or are currently suffering from: (a)Chest Pain or heart attack No
or any other heart diseases (b) Cancer, tum or, growth or cyst of any kind (c) Stroke,
paralysis, Epilepsy, any psychiatric/ mental disorder, , disorder of brain/nervous
system or any kind of physical disabilities (d)Asthma, Tuberculosis or other lung
disorder (e) Diseases or disorder of muscles, bones or joints, arthritis or blood
disorder (anemia) or any other lung disorder (e) Diseases or disorder of muscles,
bones or joints, arthritis or blood disorder (anemia) or any endocrine disorder (f)
Diseases of the kidney, digestive system(stomach, pancreas, gall bladder,
intestine), liver, Hepatitis B or C or HIV/AIDS infection (g) Diabetes, high blood
pressure.
2 During the last 5 years have you undergone any major surgery or been hospitalized No
for more than one week?
3 Do you take part in any adventurous sports or hobbies?(like paragliding, No
mountaineering, deep sea-diving, motor racing, bungee jumping, etc)?
4 Do you smoke more than 10 cigarettes a day? No
5 Has more than one of your parents and siblings died before the age of 60 years as a No
result of heart attack, stroke, cancer, diabetes, HIV?
6 Are you taking any medication or has a doctor ever attended to you for any No
conditions, diseases or impairment not mentioned above (except for cough or cold)?
7 For Female Lives: (a)Are you presently pregnant? (b)Do you have a history in the No
past of an abortion, miscarriage or caesarian section due to complications during
pregnancy or due to any other cause? (c) Have you given birth to a child with any
congenital disorder such as Down Syndrome, congenital heart disease, etc? (d)
have you ever had any disease of breast, uterus, cervix, ovaries or any other part of
the reproductive system?
8 Have you ever been declined, deferred, and accepted at special terms, had cover No
reduced or had exclusion imposed for any life, health or accident insurance cover?
9 Do you have any history of conviction under any criminal proceedings in India or No
abroad?

(2)COVID-19 Questionnaire (For HDFC LIFE)

S Question Answer
No
1 Travelled outside India in the last 45 days or do you plan to travel outside India No
during the next 6 months?
2 Tested positive for COVID-19* or are awaiting results of such a test or been advised No
to be under quarantine due to COVID-19?
3 Currently suffering from or in the last 2 months, have suffered from fever, persistent No
cough, sore throat, breathing Difficulties, gastro-intestinal symptoms
(vomiting/diarrhea)?
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 *OVD or Deemed OVD to be submitted towards current address

Documents acceptable under OVDs :

Passport, Driving License, Voter ID, NREGA Job Card, Aadhaar (Number to be Redacted/ Blackened) and
Letter from National Population Register(POA only).

List of documents acceptable under Deemed OVD :

1. Utility Bill not more than two months old(Electricity bill, landline bill, post-paid mobile phone bill, piped
gas bill, water bill)
2. Pension or family pension payment orders (PPOs) issued to retired employees by Government
Departments or Public Sector Undertakings, if they contain the address
3. Property or Municipal tax receipt
4. Letter of allotment of accommodation from employer issued by the below listed employers (and)
leave and license agreements with such employers allotting official accommodation :

State Government or Central Government Departments

Statutory or Regulatory Bodies
Public Sector Undertakings
Scheduled Commercial Banks
Financial Institutions
Listed Companies
Wherever the applicant has submitted separate deemed to be OVDs as current address proof,
he/ she shall submit updated OVD with current address within a period of three months of
submitting the above documents.

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