Add-on Description

Covers depreciation on parts and paint

Zero Depreciation material including depreciation on tyre and
battery in case of accident

Covers road tax, registration charges and

comprehensive insurance premium excluding
RTI add on premium, covers ex-showroom cost of
vehicle as well

Standalone damages to tyres like bursting,

puncture and cut will be covered depending
RIM & Tyre on the depth of the tread
(Max 4 tyres in a policy period)

Engine and gear box protection against water

Engine Protector ingression, leakage of lubricating oil and
coolant.

Additional Towing Covers the cost of towing the car to the nearest
garage in case of accident/damage – One claim
(SI 25k) - EV per policy

Personal Belongings Covers your personal belongings against loss &

theft
(SI 50k) (Laptop & Mobile covered)

Key Loss Covers repair/replacement of car keys &/ lock

&/lockset upon occurrence of any
(SI 50k) theft/burglary/loss/damage
 Division Parameters MG Secure Policy Normal Policy

Product Bundling Combination of 7 powerful Few options in add-on

add-on covers bundling

Insurance premium covered in Insurance premium not

RTI
RTI (excluding add-on) covered

Product
Zero depreciation claims
No limit on the number of Zero
Add-on Benefits are restricted to 2 claims
depreciation and EP claims
per policy

Rodent and Covered under comprehensive Additional premium

Consumables policy charged

5 to 10% salvage
No salvage deduction at the deduction applicable at
Salvage
time of claim settlement the time of claim
settlement

Depreciation benefit as part

such as radiator, sensors, Considered as plastic
Specialized
motors (fan, wiper and power (50% depreciation
Benefits
Service windows), wiring, harness etc. charged)
will be considered as metal

Service Standards TAT based service standards No standard timelines

Restricted to some
Cashless Facility Across all MG dealership
dealers

IB/IC/MG/PD/2022/170 | D2C INSURANCE BROKING PVT. LTD (CINU66030DL2013PTC249265), Principal Place of

Business: RenewBuy Building 1st Floor, Plot No.-94, Sec-32, Gurugram, Haryana-122001; Registered Office: Second
Floor, C-67, DDA Shed, Okhla Phase – 1, Delhi -110020, IRDAI Broking License Code No. DB 571/14, Certificate No.
505, License category- Direct Broker (Life & General), valid till 26/11/2023. For internal circulation only