Checklist of Documents for Other Retail Loan

Name of the applicant: - Date:-

Applicable Attached
Y/N Y/N

Pre-sanction visit report by Branch official Y

KYC documents of Applicant, Co Applicant and Guarantor

1. Photo ID (Passport/Driving License/Voter ID/Aadhar Card)
2. Address Proof (Passport/Driving License/Voter ID/Aadhar Card/Ration
Card/Light Bill)
3. PAN Card
Income Documents of parents
 For Salaried persons
1. Latest 3 months salary slips
2. Last 6 months salary account statements
3. Employers certificate
4. Form 16
5. Last 2 years ITR (if Income is Taxable)

 Documents for Businessman / self employed

1. Last 2 years ITR
2. Last 2 years BS & P&L statements along with computation of income. Audited
financial statements will be required for individual borrowers having credit
limit of Rs 10 Lakhs and above. For service industries & manufacturing industry
if turnover is more than 25 Lakhs and 1 Cr respectively Audited statements will
be required. Financial statements must also to be signed by borrower
3. Last 12 months business bank account statement
4. Tax Paid challan/26AS
5. Business proof - Proprietor - shop Act / Grampanchayat certificate
 For Agriculturist - Those who do not file income Tax returns, income
certificate issued by Tahsildar, 8A & all 7/12 extract along with supporting
income proofs.

Other documents as applicable as per the scheme

Note: All photocopies must be attested by the Branch Manager/Officials otherwise the
proposal will be returned to the branch for compliance. Covering letter & application form in
prescribed format must be attached with the proposal.