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  • NBFC Customer Pricing For MLO

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    Ramkumar Raghavan
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    This document contains details of a loan agreement including an amount financed of Rs. 600000 at 7.84% interest per year, repayable in 60 monthly installments of Rs. 13920 each. It lists the customer and company internal rates of return as 13.8533% and 12.0062% respectively. It also outlines disbursement amounts and installment due dates for repaying the principal along with interest over the 5 year tenure of the loan.

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    NBFC Customer Pricing for MLO

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    This document contains details of a loan agreement including an amount financed of Rs. 600000 at 7.84% interest per year, repayable in 60 monthly installments of Rs. 13920 each. It lists the customer and company internal rates of return as 13.8533% and 12.0062% respectively. It also outlines disbursement amounts and installment due dates for repaying the principal along with interest over the 5 year tenure of the loan.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    5 views2 pages

    NBFC Customer Pricing For MLO

    Uploaded by

    Ramkumar Raghavan
    This document contains details of a loan agreement including an amount financed of Rs. 600000 at 7.84% interest per year, repayable in 60 monthly installments of Rs. 13920 each. It lists the customer and company internal rates of return as 13.8533% and 12.0062% respectively. It also outlines disbursement amounts and installment due dates for repaying the principal along with interest over the 5 year tenure of the loan.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 2

    COMPANY IRR COMPUTATION WORK SHEET Run 09/06/2022 Page 1 of 2

    Amount Financed : Rs 600000 Monthly Rest% Annual Rest%

    Flat Rate : 7.8400 % Customer IRR : 13.8533 % 14.7676%

    Interest/Fin.Charges : Rs 235200 Company IRR : 12.0062 % 12.6894%

    Amount Repayable : Rs 835200 Agreement Date : 01/06/2022

    Tenure(in Months) : 60 Pay Type : Monthly


    No.of instalments : 60 Dues in Advance : 1

    Initial Pymt. Amt. : Rs 0 2nd Instalment :

    PPR : 1.00 % Initial Pymt. :

    (Amount in Rupees)

    Disbursement Head Invoice Dt. Cr.Days Payment Dt. Payment Amount

    Basic 01/06/2022 0 01/06/2022 600000

    Cash Flow Description Category Cash Flow Date Cash Flow Amount

    DMA COMMISSION - REGULAR Outflow 01/06/2022 9000

    Instalment Structure

    No. Due Date Due Amount No. Due Date Due Amount No. Due Date Due Amount

    1 01/07/2022 13920 18 01/12/2023 13920 35 01/05/2025 13920

    2 01/08/2022 13920 19 01/01/2024 13920 36 01/06/2025 13920

    3 01/09/2022 13920 20 01/02/2024 13920 37 01/07/2025 13920

    4 01/10/2022 13920 21 01/03/2024 13920 38 01/08/2025 13920

    5 01/11/2022 13920 22 01/04/2024 13920 39 01/09/2025 13920

    6 01/12/2022 13920 23 01/05/2024 13920 40 01/10/2025 13920

    7 01/01/2023 13920 24 01/06/2024 13920 41 01/11/2025 13920

    8 01/02/2023 13920 25 01/07/2024 13920 42 01/12/2025 13920

    9 01/03/2023 13920 26 01/08/2024 13920 43 01/01/2026 13920

    10 01/04/2023 13920 27 01/09/2024 13920 44 01/02/2026 13920

    11 01/05/2023 13920 28 01/10/2024 13920 45 01/03/2026 13920

    12 01/06/2023 13920 29 01/11/2024 13920 46 01/04/2026 13920

    13 01/07/2023 13920 30 01/12/2024 13920 47 01/05/2026 13920

    14 01/08/2023 13920 31 01/01/2025 13920 48 01/06/2026 13920

    15 01/09/2023 13920 32 01/02/2025 13920 49 01/07/2026 13920

    16 01/10/2023 13920 33 01/03/2025 13920 50 01/08/2026 13920

    17 01/11/2023 13920 34 01/04/2025 13920 51 01/09/2026 13920

    *** SF Copy ***


    COMPANY IRR COMPUTATION WORK SHEET Run 09/06/2022 Page 2 of 2

    Amount Financed : Rs 600000 Monthly Rest% Annual Rest%

    Flat Rate : 7.8400 % Customer IRR : 13.8533 % 14.7676%

    Interest/Fin.Charges : Rs 235200 Company IRR : 12.0062 % 12.6894%

    Amount Repayable : Rs 835200 Agreement Date : 01/06/2022

    Tenure(in Months) : 60 Pay Type : Monthly


    No.of instalments : 60 Dues in Advance : 1

    Initial Pymt. Amt. : Rs 0 2nd Instalment :

    PPR : 1.00 % Initial Pymt. :

    (Amount in Rupees)

    No. Due Date Due Amount

    52 01/10/2026 13920
    53 01/11/2026 13920

    54 01/12/2026 13920

    55 01/01/2027 13920

    56 01/02/2027 13920

    57 01/03/2027 13920

    58 01/04/2027 13920

    59 01/05/2027 13920

    60 01/06/2027 13920

    *** SF Copy ***

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