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ano weet TERMS AND CONDOS CLASS D 1 FEATURES OF TH weAcces SERVICES 1. Requirement Fitout and submit one (1) soltcoy inxs format a two (2) printed and duly signe copes ofthe wehccessEnolinent and "Maintenance Agreement Form, 2 pecesaby a. We acknowledge thet weAccess aoc granted by Land Bank of the Piippines (LANOSANK/Sank) which we may sun offoras ong ass offered, povided that we continue to be qualified unde the terms and condos. We understand that the instrtion has the Sle responsibity of nominatinglenoling the authored users ofthe Irsutaton wth the folowing os ‘Corporate Adminstrator can crest, modi, unlock nd eset password for enol wers ofthe Inston ‘He/She can abo eval amend o delete depos accounts and acount users ofthe Insituton Sujet to the Spproal ofthe LANDBANK depostory branch 1 Maker ~aces of user to a particular enled deposit accounts to ita e-banking ansectons + Authorier- acess of user toa partcularenoled deposit acounts to Implement (2pprove, dsapprove or ‘ol the banking rnsoction inated by the Maker However the isttution opted not to nominate 3 Corporate Adminstrator, Ks fol and functions wil be handled by theServengsranch. We understand that only enoled deposit accounts canbe acesed via weAccess with the use ofan internet enabled computer (best work wth test versions of web browses) and i cortespending Use ID Password and Response Code ‘ata emalSM, Thus, we acknowledge tat we wil hve to formal enroW/nominate addtional accounts thal we want to aces by sring an addendum tothe weAcessEnoinent and Maintenance Agreement. 44 We understand tat or our own safety, weAcces shall perform the following based on the ANDBANKs ening sytem ‘Diab our User shoul he wrong Password be use three (2) nes. + Tagour UseriDs a inactive after one 1 year of nativity Delete our User Ds ater wo (2) years activ (&Whie wosecess avaiable twenty four (24) hour a day, sven (7) days a week, sme oa the serves may not be ralable a conan tines du # designated serace periods, maintenance, computer, telecommunation, elect! OF rnetwor aur andor anyother reasons beyond LANDBARNKS conto 1 We ackoomledge that onine wansactions inate trough wenccessbefoe system downtime on2 baring day shall be posted to our account onthe same dy. Al rantactons completed afer this sytem downtime on Banking dy oF Eompeted on a Saturday Sunday or legalSoecisholdays willbe poste onthe nxt Banking dy. Banking dys ae om Mondo throug Fidy, except fr legalspeclNodays 3. Series and Business les Account Information ~ We can view the aaiabe/oustanding balance (rduding amounts on hald/leat) and the traneactionhatry ofthe eclled regular peo soungs/utrent acount, sitar tthe owing 1) The account balances and history downloaded or printed are for relerencepurpses ony. 2} Official copy of Bank Statements with inagesof negotiated checks shal be aces trough this module Printed copy may be avai truthe Servicing Branch subject to a pring fe. 3) High els Soungs Account srt forewing ony {8} Todays Transaction only nudes ove the counter aod eBanking rasactions forthe day. 5} Accounts with dosed statu shale deleted and wil ot be played in the Account Information mode Fund Transfer ~ We are allowed to transfer funds from one of ou enrolled LANDBANK depot account to another \ANOBANK account Fo depos accounts maintained with other banks, sujet othe folowing ToLANDBANK Account 1} Enrolment of source and destination accounts required 2} Own acount canbe enoled as source and/or destination accounts. 3} The party accounts canot be enol as source acount '}_-Amaximum of 50 hr pay destination sezount canbe ena. 5} Fre dated fund tranter up to 90 dys fm date of transaction may be inated day. R mst be submited or uthoed atleast a day before the date ofthe fund raster (6) _Cenceltion of future dete trarsfer must be authorized day before and within the servic period of he speed date of arte: Toorner sans 1} Envolment of source accounts requied. 2} Envolmenof destination acount int required. 3} Sender shal be required to prove the necessary information proto the Submision of transaction, CLASS ny |) Sender shall ensure accuracy of the destination acount details Request for eversl of succesful trafers due to Incorrect destination account shall be subject to the concutence of the repent and exiting procesting of ‘estination Bank 5} ‘Transaction ints and fees may vary depending on the Automated Clearing House (AC) handing the fund ander 6) Fund Transfer via Pesotet shal be processed win thee (3) banking dys exept or weekends and holiday 71 BulkFund Transfer wa Pestet must comply the pesrted upload te format {ils Payment-We a allowed o pay bil one for enol marcha, subject tothe fllowing 1)” Envolment of subscribers acount/elerence numbers equred excep for GSI and Pag 8 bles 2 Ser es sh be dete on the aco of he mercat caged apt erage Oy Btn (D8 on epost fat. 23) Future dated bs payment vp to 90 day rom dae of transition maybe litte dy. Kt must be submited or authorzed at east a day before the date ofthe bils payment 4) Cancaiaton of future dated ils poyment must be authorized a day belore an within the service period of the Species date of payment. 5) Payment to Pag 81 must comply he preserved upload fe format. Fund Sweeping We understand that ou designated accounts forth fact shal automaticaly tranfer funds from the source account number tots destination account number or vice-versa. Fund Sweeping shal be ated and approved bythe authored wer ofthe insttuton Likewise, bts and requecies shila be et ‘Auto Credting - We author the deting fom our own account and crediting transferring funds to our credo a ‘vole ransocton using the required fe format the bank ‘Auto Deiting / Buk Debit - We understand that we can callct payment frm the lstttional depositors cents with LNOBANK accounts wa direct debt Subject to execution of an Auto Deitng Agreement (ADA) Wom the thid-party ‘account and other documentary requirements the ted party aniston. We hereby further understand the folowing 1) "Charges and fees shal bs debited from the mother acount on aprile (per transaction] oper ecord (per account ‘debe basis sng the required fle format provided by the bank 2} Multiple hi-partysoure accounts must be enol. 43) The destination accounts the mother acount Aepors ~ We are alowed to download repos forthe curent week (avaiable only to nsttutonl depostors with cellecton ti ope [ATM payroll — We hereby understand and comply with the standard requirement for payroll tie-up aerangement in ‘naling ths facity. Furthermore, we authorze the procesting of ovr ayrall fe by uploading the required ie format ‘Subject tothe lowing 2)" Source account sallbe automaticaly debited 2} Oni LANDBANK ATM pyell acount ar lige as destination acount. 53) Futuredated payroll up to 60 days from date of transaction may be requested dal t must be submitted and authorized a day before the pyri date 1) Cancion offre dated bis payment must be authored day before an within the service period of the species date of payment. Instrwtonal Loan = We can view infoemation regarding curent loan information (oustanding principal balsce, maturity date loan status et nding payment history We are ao alowed to pay our lean ametation based on he sued Sttemant of Accourt subject ote flowing 1} Only payments or ene loan acount sal be accepted 2} Futurdated loan payment up to $0 days rom date f transaction maybe iitated day must be subrited or authored at east a day bore the date ofthe lan payment 3) Canclaion of future dated loan payment must be authored a doy bore and within the sevice period of he Specie dte of payment. Checkbook Reorder ~ We authorize the debit from our Sleted source account the costo or check order ntiated ‘hth module, subject the folowing 1) Status of the cectook reorder maybe inquired from the ering branch 2) Moumum of rinety-in (35) checkbooks per acount per reorder. ‘Check Status inquiry ~We can vw the tats of checks sued encashed/negoiatd) within the ls 60 day. ‘Returned Check Inq ~We can view the number and oa amount of returned check for enelled accounts ‘CIC Fle Upload Module ~ We, LGUS and NGAS, can vpload and view the Accountants Adce/ACIC fle and Parone ‘Sarangay Certiicate (75) generated from the Regular ACICOES (Adee on Checks lead and Cancelled Dat Entry Sistem) within the st 60 dys EC NOW Access Module ~ We, Countysie Financ Instutons/Rrat Sans, can download check fles/images and ‘plod Ust of Retumed tems or Unfunded Checks Report within the prescribed sence pero Uploading of fe shal Fol the required He stucture ad ie name format CLASS D [GENERAL TERMS AND CONDITIONS + 10. 2 2. u. |ANOBANK shal provide us the weAcess internet hanking Sarvs in accordance with extn laws, ules and epuations aad Republi ct No 8792 (E-Commerce aw] at well a ANBANKs Business ues and regions relative tothe operation ofthe ‘wencces interme banking fact. We shal maintain the required minimum Average Daly Balance (ADB) nour deposit accounts or as maybe mutuay agreed ‘pon wth LANDBANR, ‘We may terminate this WeAcces enelment or series by Bing te (10) barking day advance waten nice to LANDBANK We acknowledge the deletion of ser or accounts a aplable stall be within ten (10) day rom the rans recltof the ‘Any wansacton nated on a elle account pir tis deletion i considered elgbleansaction fr approval ‘We recognize LANDBANK's proprietary interest in weAcces and we shall uses modules for thr intended purpose ony ‘We shal have sole access 10 our weAccess accounts by taking the necessary steps to Keep our User IO and Patsword confidential We authori the Bank to act upon any isretons wich are dented by the eof our User IO, Paswod and Response Code, We hereby accept ul responsi and accountability foal transactions executed wa weheces Wie undertake to change ou Password from time t time as we deem necessary. Request for resetting of password by the ‘authorized urer stall be ofcally recognize by the Bak ules revoked by the clan tough an Emolnent Form as deletion fee, Wie agree that we ae responsible in protecting ou account/catdinfoemation and should nat case to anyone the wees ‘semame, pasword, One-Time Password (OTP), CVV, cash code, mobile number, emi addres, and othe information ertaning to our accoun/card to megate the rk that our account/ard wil become compromised er subject of» cyber. {iveat oF unathored tansaction whch may result to unauthorized purchase of goods/ervces, fund Ware fom out ‘account cards withdrawal and ils payment through the e-banking channesintrne. Hence, we ackoowledge that we are solely response for any transaction (sich abil payment, wthawals,purchace of ‘00d, fund traefr ring from cyber treat ncdents nd hol the Ean, i ofcers and employes fee fom any ad a Habits and lsses that maybe lncurred duet the dsclosure and sharing of personal’ consent formation to 8 tha arty whether ornet authorize.” = |NDBANK shal consider 35 vad and binding any instruction gen or transaction made by any pesen using cur Use 10 Password and Response Code, LANDBANK shall at be lable for any unauthorized action or transaction sing Our Use [0 Password and Response Code. The Gank shall ct be oblige to invest the athentity of instroctons or the authority of the persons sending the same va weAccess. However, LANDUANK entitled to very any structions gen through sending mal onie ori elephone o anyother mars LUmBANK may cancel or rluse to execute ay of out insrectons at any tne without incurring ay Ealty thee ae pint bank policies and wees business ues, deemed legal and/or detrimental tothe bank whut pio nae. |ANOBANK shall nly proces transactions rcevd fom the electronic products and Serves suchas fund wansfer and bil payment ransactons provided the accounts re with sient vale lance, Ths, /We acknowedgs that Uwe ar ely Fesponsile to ensure that suficent funds ar avaiable in myfour account a the Umea the ansacons, ined Ore Gated or scheduled, and that myfour accounts are active. Further, ary charges or penaes a8 2 rest of an uneucesf "wanton duet nscency of funds or domancy of the acount wil be my/our sole responsi a shal or myfout {ANDBANK implements sence periods, Le Philpine Standard Tine, during the day fr each transaction. Transaction made ‘on aweekend or holiday soll be considered as next tanking days transaction. Ths, Vwe understand that any loses, charge ‘oF penalties whether imposed by LANDBANK or third-parties, 25 resut of nextday transaction wil be my/our sle responsi ye understand that we can acces the Frequent Asked Questions (FA) of LANDBANK for moe details \ANDRANK sal ot be eld able for oustanding charges payable tothe destination account by reaton of the posting of futstaning checks drawn agus the source account whch ener remained unpsted for whstever reson thereby creating temporary source account balance undiminished bythe amount of the unposted checks. We sha veny check and alate al ou weAccess transactions and maintenance these have been processed by weAcces. not, we shall oily LANDBANK immdiotey by sending email online ora telephone or anyother means, ‘Transaction ference Number sal be assigned ous for evry submited transaction. However,» financl transaction may be denied for non-complance of terms and condtons and business res ofthe weAccess eM the designated acount Insc funded, Recount/Subseriver number incor) | aassp 16, Confirmation for every transaction conducted through wekccss shall be though the Acknowledgment/Notifiation Page ot Transaction History function of weAccess which we Can pent fom our own computer terminal. therwie, we can very through the monthly bank statements sued by our branch ol acount 17, In cate of sytem failure, al pending futuredated transactions forthe day shall be procesied once the system i ready, arctan of transactions itited in weAeces shal nt be allowed. If sytem fre farted ntl the next baking day, a bending transactions from the previous dy shall be automaticly canceled by the sytem. In hs case, LANDBANK shall Coordinate or nt us throug adtsonis 18, LANDRANK doesnot gurantee the Immediate posting of funds transfered to ther banks via stay Pesce and shal not be liable for any losses or damages which may be sffered by the Cen, transferee or ether thd party many way decor Inarecty arising out ofthe use of wenccess Fund Transfer module 19, Al nformation given by the caller, whan matched with the challenge questons asked by the LANDBANK Customer Care ‘tinsrators shal be considered as aid and the clr shalbe ested asthe institutional depositor’ authorized use. Ths, {he LANOBANK Caterer Care administrator shal at be held lable for any infomation pven bythe caller. Incas» volee logger has been actnated, the wie logger shall be referred fo in cases of Inquries, clafations andthe vescuton of Centroversies andor deputes. 20. We shall provide LANDBANK wath correct and operational ema address The Bank shall ot be lable or any undebvered © ‘mal communication or fom unauthored interception oF use of data relating to us o to our accout(s). We shall omy ot the Bank of any change ia our eal adress, contact numbers, business adress or any other nfrmation which may tHlect communication by sening emai online ova eephone or any other mens 21. We sal notfyLANDBANK immediately upon recip of any data or information trough weAcces not intended fr us. We Shall delete sich data or information from our terminal immediately. We sal ensure the stnct confidently of such Information. 22. We shall prompty report any discrepancies, omissions, inaccuracies or incorrect entries fo LANDGANKs statement, any unauthorized transactions made and instruction net implemented through e-ma telephone or any ether means 23. [We actrowiedge that ANDEAN sal not be lable if my/our bil Including without Maton, charges and/or penalties which may be imposed upon me/us by third-parties, reruns unpaid due to eroneous instctions. As such, Uwe further acknowledge that Ve af slly responsible n ensunng the acuray and completeness ofl instructs a information Provided by me/us in sing ths fc, 24, incase our depos acount tagged with special structions, we shal old LANDBANK free from any obligation and bility ‘onthe effects of these speci instructions on our transactions. 25. We may request the temination ofthe pareipaton of any ofthe source acount athe Auto Debling made through wetten ntice to ow LANDBANK depository branch the form prescribed and made ovale the branch Ukewse, we [cknoulege the ight ofthe owner ofthe source acount to temanate the partipation of sid acount nthe Auto Debiting ‘module, . 25. I/We acknowledge that LANDBANK reser the right to determine the scope of weAcces, change the day cut te, ‘most, restric, threw, cancel or dscomnet any service upon nate trough sending emai nine or posting on the Bank oficial webste, Interet Banking Facts, Mobile Barking Aplation or any other means without need for further demand, note oF consent. AS Such we acknowledge that any Such such medication, amendment or resin shall be vabd ad Binding upon me/us on the date ofefectivty speced in the notce. Further, we acknowadge tht my/our continued se and/or aviment of any of the sence and facies fered by the Bank under the LANDOANK digtal banking pod and Services thereafter, wil conse my/our acceptance ofthe madfcstons, amendments revlon oth Agreement of ay ofthe terms and condtons aplable to any of the services proved through the LANBANK digtal tanking products ad Services Last, Vine acknowledge that LANDBANK shal notify me/us of any deactvaton, suspension or decotiuance of any fersce dun to mishandling of accounts a: defined by te Bank's standard operating procedures inthe Bank’ judgment, Imyfour continued access of weAcces may adversely aflect the securty ofthe sytem, 27. Pe acknowledge hat, xcept for negligence or bad fath tributabe to LANDBANK, ANDEANK sal nt be lable or ny oss or damage of whatever nature in connection with the we of he fact sch a, but rot nied othe allowing stances | fortutous events and force majeure sucha, but ot iid to, prlonged power outages, breakdown of computers and cormmunication fates, typhoons ods, calamities, public disturbances, and othe sib oF elated case maintenance, telecommurcation lect, network tale, compter hardware or software ning vss and bugs or related/ncsdertal problems that may be attbtedt the Senacts of an information ses provider & ss or damage which the accounthider may safer arsing ovt of unauthoraed tation of the account OF any ‘rauddent, ulewl or unauthorized terception or use of daa relating to me/us or myfour accounts, ncing misenging tert, ver whieh LANDBANK hat ro det control icing, but nt lmted fram, my/our partition, fault or neggence sch a, but not Iinted te, unawthored dscosure of password, PIN, One-Tae Password (OTP ‘mobi number or emai or unauthorized use of cedentale/oomets/ security Features 28. ANDBANK may amend/tupplement th Terms and Condition fram tine to time upon notice through sending mal online wou ned for further demand, natie or consent and wih effectivity date a pec Inthe eal noice. Natie ofthe “mendment/supplement ent through emai at the address shown on our account recor shal sufi. Thereafter contd ‘Seat the wenccess wil constitute szeptance of the modcaton/suplement to the Terms and Condon _ CLASS D LANOBANK may fit our use ofthe services or erminate this WeAccess enclment or Services once ou sccount becomes ‘dormant ors closed, garnished, echested or has vated any ofthe terms nd condition and buses le of he woncans \ANOBANK may, nthe future, impose charges on ths arrangement within legal and regulatory ls and we hereby authorize the Bank to impose the sid charges accordingly upon notice though sending eal ona or vs teleghone any ter ‘means without need for further demand, notice or consent. The Bak shal ot be held lable or he fare of tencats ts ‘te nsufient funds resting from the dedeton of authorized charges. We agree tobe bound by the lows, rules, regulations ad offal issuances applicable to weAcces now existing oF which my be sued a: wel as such other ems ad contons governing the use of other faces, bene oe sere the Back hay make aalable to us connection wth weAcces. ‘The se ofthe LANDEANK digtl products and services are subject to all ANDBANK conditions, fes and applicable charges within legal and equator tsa the time ofthe trensaction. Standard fees and charges ll spy series ae etc that are accessible through the LANDBANK Website as appleable, LANDEANK may impose, frm tne t tine, naw sores ages, and oter related maitenance chrges on electronic banking products serces and chanel wine ood regultory its Extting LANDBANK pois at the tne of amendment ofthe rate of charges, period covered and manner of payment shal be ‘observed and shall be pubshed in ANOGANE sfc webste(tps/mwlondbon com ‘Aalimet and continuous utization ofthese electronic banking products, services and channels confems your acceptance of ‘he aforementioned charges without esanation {ANOBANK shall not its ens in case there wil be changes in Rs fees and chores inthe we of electron banking products, services, and channel : \YWe acknowledge that avaiment and continuous ulation ofthese electronic products, servces, and channels confms 'myfou acceptance of the aforementioned changes without reservation ‘Accounthlde’ Responses In order to help ensure sacurty in my/our transactions and pertonal information, We agree to sty comply with the folowing security measures, a maybe amended or supplemented by LANDBANK om ne ote 2. _Tochange four password/Mobile PN trom tne oie as we dem ncessons To ensure thatthe password/Mobile PIN selected isnot relate to any ready accessible personal data such as my/our ‘name bth dat, adres, phone number, ifetieation card number, or an vos combination of ater and uno including sequential numbers (eg. 12345], or one which can easly be guesed by someone the uh andere, Places or events and dats of events cles assocated with m/s, © Nott keep a writen ox electronic record of the usemame and pasword/Moble PN, or dala these 0 anyother eon incuding fay co-

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