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  • Strategy Challenge Variable List VF

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    Deep Agrawal
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    This document contains a list of over 50 variable names and short descriptions. The variable names include identifiers, demographic information, credit scores, credit account details, credit utilization rates, payment histories and model performance metrics for evaluating credit risk, assigning credit limits, and analyzing customer account behavior and profitability.

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    Strategy_Challenge_Variable_List_vF

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    This document contains a list of over 50 variable names and short descriptions. The variable names include identifiers, demographic information, credit scores, credit account details, credit utilization rates, payment histories and model performance metrics for evaluating credit risk, assigning credit limits, and analyzing customer account behavior and profitability.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
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    11 views4 pages

    Strategy Challenge Variable List VF

    Uploaded by

    Deep Agrawal
    This document contains a list of over 50 variable names and short descriptions. The variable names include identifiers, demographic information, credit scores, credit account details, credit utilization rates, payment histories and model performance metrics for evaluating credit risk, assigning credit limits, and analyzing customer account behavior and profitability.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 4

    Variable Name

    Unique_ID
    product_ind
    prod_fee_in
    risk_score_1
    External_Spend_1
    Total_Capacity
    External_Payment_1
    External_balance_1
    External_Payment_2
    risk_score_2
    SOI
    Acqusition_Method
    External_preferred_line_1
    External_preferred_line_2
    Inq_last12m
    External_Delinquency_1
    Avg_External_Line
    Avg_External_Utilization_1
    No_of_External_Cards
    Avg_External_Utilization_2
    No_of_External_Payments
    Oldest_Trade_Tenure
    External_Utilization_high_ind
    No_External_Card_Util75_Line5K
    na_dspt_new_rt_card_ct
    Avg_External_Utilization_3
    na_trd_open_24mo_ct
    External_Delinquency_2
    na_bank_card_open_before_72mo_ct
    Avg_External_Utilization_4
    External_balance_2
    na_open_rvbc_util_gte100_ct
    Max_External_Line
    Min_Extternal_Line
    External_Delinquency_3
    na_open_trd_ct_bal_gt0_pct
    na_rcnt_mtge_open_ms
    External_pref_Card_Paydown
    na_bal_parker_ct
    Ext_Spend_2
    Ext_Spend_3
    na_switch_pref_card_12mo_ct
    External_Avg_Paydown_1
    External_Avg_Paydown_2
    External_balance_3
    recent_cancelled_line

    8/5/2022 AXP Internal 1


    Model_Line
    Actual_Line_Assigned_Random
    Internal_Spend_2yr
    Internal_Bal_2yr
    Internal_Rev_2yr
    Inernal_Loss_2yr
    Internal_Profit_2yr

    8/5/2022 AXP Internal 1


    Description
    Unique ID for each application
    Product Indicator Prop/SAC
    Product Fee Indicator
    Model Predicted Risk Score
    External_Spend_1
    Total $ Capacity of Applicant
    Monthly External Payment 1
    External_balance_1
    Monthly External Payment 2
    Bureau Predicted Risk Score
    Strength of Information in Bureau
    Acquisition method description
    External_preferred_line_1
    External_preferred_line_2
    Number of inquiries reported last 12 months
    External_Delinquency_1
    Avg_External_Line
    Avg_External_Utilization_1
    No_of_External_Cards
    Avg_External_Utilization_2
    No_of_External_Payments
    Oldest_Trade_Tenure
    External_Utilization_high_ind
    Number of open trades for revolving bank card w/utilization => 75% and credit limit > $5000
    Number of bank cards which are too new to rate or are disputed.
    Avg_External_Utilization_3
    number of trades opened of applicant within last 24 months
    External_Delinquency_2
    number of revolving bank cards of applicant opened at least 72 months ago
    Avg_External_Utilization_4
    External_balance_2
    number of open revolving bank cards of applicant at 100 percent or more utilization
    Max_External_Line
    Min_Extternal_Line
    External_Delinquency_3
    percentage of the number of open trades with balance greater than zero and the number of open trades
    number of months newest mortgage trade has been open
    preferred revolving card paydown percent
    number of balance parker trades
    Ext_Spend_2
    Ext_Spend_3
    number of switching preferred cards in the last 4 quarters
    External_Avg_Paydown_1
    External_Avg_Paydown_2
    External_balance_3
    Recent Cancelled Line

    8/5/2022 AXP Internal 1


    Model Predicted Line
    Actual line Assigned to account where line is assgined Randomly
    Avg Monthly Spend 24m post line assignment
    Avg Monthly Balance 24m post line assignment
    Actual Revenue 24m post line assignment
    Actual Loss 24m post line assignment
    Actual Profit 24m post line assignment

    8/5/2022 AXP Internal 1

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