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Compendium of MSME Schemes
Compendium of MSME Schemes
The Micro Small and Medium Enterprises (MSMEs) sector is a major contributor to the socio-
economic development of the country. In order to support and encourage the spirit of
entrepreneurship, Government of Andhra Pradesh and Government of India has formulated
various schemes benefiting individual enterprise as well as cluster level actors. The
compendium of schemes for MSMEs is an initiative to compile all such schemes and present it
to the MSME stakeholders in the state in order to create awareness and encourage effective
utlilisation of such schemes.
Various Government of Andhra Pradesh schemes including Industrial Development Policy
2020-2023, Y.S.R Jagananna Badugu Vikasam, EV policy 2018-2023, Electronics Policy 2021-
2024, IT policy 2021-24, Tourism Policy 2021-2025 and Oxygen Policy 2021-22 have been
included for the benefit of the MSMEs in the state. The compendium also contains various
Government of India and SIDBI schemes which are individual as well as cluster centric.
I hope the MSME stakeholders shall benefit immensely from this compendium and shall
become partner in growth of the state as well the nation.
It is imperative to highlight that MSMEs are the backbone of the Indian economy contributing
nearly 30% of GDP. Andhra Pradesh accounting 25 lakh MSME enterprise employed about 70
lakh in the state contributes 40% of exports across various sectors.
In order to bring impetus to the state government’s effort to improve the MSME ecosystem in
the state, SIDBI, a principal financial institution for Promoting, Financing and Development of
MSME sector in the nation, entered into an MoU with Government of AP. A Project
Management Unit (Grant Thornton Bharat LLP) was established for the development of MSME
ecosystem in the state.
The compendium of MSME schemes containing various schemes of Government of AP and
Government of India has been drafted by the SIDBI PMU team (Grant Thornton Bharat LLP) in
order to facilitate awareness and effective utilisation of the schemes. The compendium broadly
captures the information regarding fiscal assistance/incentives, marketing support,
Infrastructure support, technological support across diverse sectors in nutshell for a quick
reference, and suitable links have been provided to access the broad scheme guidelines also.
This aggregation of information has been done to benefit not only the MSMEs but also the
supporting agencies, including but not limited to, state Industries department, APIIC, APSFC,
APTPC, APMSMEDC etc.
I hope this compendium shall come handy for the MSMEs as well as supporting institutions and
act as a catalyst of positive change in MSME ecosystem in the state.
D. Ministry of Textiles 35
Q. Niti Aayog 58
R. Ministry of Communication and Information Technology 58
Y. Ministry of Finance 62
Interest Subsidy
• @9% over and above 3% for 5 years from the
date of commencement of commercial
production for MSEs
Quality Certification
• 100% of the cost incurred for Quality
certification/ patent registration limited to Rs. 3
lakh for MSEs
Seed Capital Assistance
• 25% of machinery cost for first generation
entrepreneur for establishing micro unit
5 Ministry of Revamped Technology Finance NGOs, Institutions of the The financial assistance provided for any specific https://msme.gov.in/sites/
MSME Scheme of Fund Grant Central, State and, Semi- project shall be subject to a maximum of Rs.5 (Five) default/files/Revised%20S
for Regeneration Government crore. FURTI%20Guidelines-
Of Traditional 2020%20%286.
Field functionaries of State and Regular Clusters (upto 500 artisans)* -Per Cluster
Industries 3.20%29.pdf
Central Govt., Panchayati Raj Budget Limit -Rs.2.50 crore
(SFURTI)
Institutions (PRIs) Major Clusters (more than 500 artisans) -Per
Similar agencies as above, Cluster Budget Limit -Rs.5 crore
with suitable expertise to 95%:5% in case of North Eastern Region (NER),
undertake cluster
J&K and hilly states. (IA/SPV may deposit their
development.
share in a phased manner with minimum 25% in a
single installment as per the satisfaction of NA.)
6 Ministry of Coir Industry Technology Finance Entrepreneurs in the Financial assistance shall be 25% of the cost of https://msme.gov.in/sites/
MSME Technology Grant categories of SHGs, admissible items of Plant and Machinery procured default/files/Revised_Ope
Upgradation Associations, Enterprises from by the Coir units for modernization, upgradation ration_Guidelines_of_CV
Scheme (CITUS) small/medium/co- and/or establishing a new unit. Y.pdf
operative/public sector Upper ceiling of the financial assistance will be
Rs.2.50 crores per coir unit/project
7 Ministry of Science and Technology Finance The Central Coir Research The programmes under the S&T activities for the https://msme.gov.in/sites/
MSME Technology (S&T) Grant Institute, Kalavoor and Central period 2017-18 to 2019-20 are implemented under default/files/Revised_Ope
for Coir Institute of Coir Technology, the following components ration_Guidelines_of_CV
Bangalore Modernization of Production Processes. Y.pdf
8 Ministry of Skill Upgradation Skill Finance Coir artisans and workers Stipend per trainee Rs.3,000 per month https://msme.gov.in/sites/
MSME & Mahila Coir development Grant engaged in the coir industry default/files/Revised_Ope
Honorarium for the trainer will be limited to
Yojana (MCY) ration_Guidelines_of_CV
Rs.15,000/- per month
Y.pdf
Rs.400/- per head per month to the training
sponsoring agency for operational cost
9 Ministry of Export Market Marketing Activities/Sup Manufacturers, Entrepreneurs Delegation, Consultancy & Information Sourcing https://msme.gov.in/sites/
MSME Promotion (EMP) port/ and Exporters of Coir default/files/Revised_Ope
Participation in seminars and conferences
Finance ration_Guidelines_of_CV
Participation in international fairs/buyer-seller Y.pdf
/Financial meets
assistance
Publicity abroad
External Market Development Assistance
Coir Industry Awards
Financial assistance includes assistance for
participation in International Exhibitions/Trade
Fairs/Buyer seller Meets held in foreign countries:
100% of the space rent subject to a maximum of
Rs. 1.00 lakh or actual rent paid in case of foreign
countries, whichever is lower per
exporter/enterprise.
100% of the economy class airfare subject to a
maximum of Rs. 1.50 lakh/and Rs.1 Lakh in India
or actual fare paid, whichever is lower to one
representative of exporter.
Freight charges - Actual subject to a maximum of
Rs. 25,000 in foreign countries and 20,000 in India-
per exporter/enterprise.
10 Ministry of Domestic Market Marketing Finance Apex Co-operative Societies, Financial assistance granted at the rate of 10% of https://msme.gov.in/sites/
MSME Promotion Central Co-op. Societies, their average annual sales turnover of coir products default/files/RevisedOper
Scheme (DMP) Primary Co-operative ation_Guidelines_of_CVY
The Board would follow the GFR and other relevant
Societies, Public Sector .pdf
rules and regulations of government of India for
Enterprises, franchisees
purchase of goods and services required for
appointed by Coir Board in the
publicity
coir industry and the
Showroom and Sales
Depots/Hindustan Coir of the
Coir Board.
31 Ministry of Scheme of Research and Finance concerned As decided by the committee on the proposals https://msme.gov.in/sites/
MSME Surveys, Studies Development organizations/Divisions under received default/files/REVISED-
and Policy Ministry of MSME Refer to link for details GUIDELINES-OF-
Research SCHEM-OF-SURVEY.pdf
32 Ministry of National SC-ST- Welfare Finance Ministry of MSME through Each activity, proposals would be submitted and https://msme.gov.in/sites/
MSME HUB National Small Industries forwarded by various organisations including NSIC default/files/guidelinesSC-
Corporation (NSIC), to the Empowered Project Approval Committee ST-HUb.pdf
chaired by Secretary, MSME for approval
D. Ministry of Textiles
59 Ministry of Integrated Textile Infrastructure Finance Industries Associations/Group The Government of India’s (GOI) support under the http://texmin.nic.in/sites/d
Textile Park of Entrepreneurs. Scheme by way of Grant or Equity will be limited to efault/files/scheme_techni
SPVs(Special Purpose 40% of the project cost subject to a ceiling of Rs.40 cal_textile_070116.
Vehicle) crore for parks. pdf
96 Ministry of Champion Service Infrastructure/S Respective Assistance in the selected 12 champion sectors https://commerce.gov.in/w
Commerce & Sector Scheme kill Ministry/Department ritereaddata/UploadedFile
Industries development /MOC_637177295864099
394_Guidelines%20CSS
S.pdf
97 Ministry of Integrated Finance All existing leather units in Incentivize investment and manufacturing including https://dipp.gov.in/sites/de
Commerce & Development of leather , footwear and job creation by providing backend investment fault/files/Guidelines_IDL
Industries Leather Sector accessories industry including grant/subsidy @ 30% of the cost of plant and S.pdf
(Department Sub Scheme tanneries , leather goods machinery to MSME’s and 20% of the cost of plant
for Promotion Indian Footwear saddlery ,leather footwear , and machinery to other units
of Industry and Leather and non-leather footwear and
Internal Trade) Accessories footwear component sector
Development having cash profits for 2 years
Programme. ,undertaking viable and
bankable programmes of
technology upgradation on or
after 1 January 2016.
New eligible units will be
considered only on submission
of copy of required documents
L. Ministry of Mines
125 Ministry of ‘Scheme of Grant Firms/associations/ The period of grant of lease/contract may vary from https://ibm.gov.in/writerea
Mines Mining’ for the companies can participate in 7-10 years. ddata/files/102020160949
Mining of the bid process. 48MCR_2016_18092016
Financial assistance would be provided from
Construction %20from%20SKS.pdf
‘Aravalli Rehabilitation Fund (ARF). The ARF is
Material (Minor
established with a view to funding all such schemes
Minerals) considered necessary for the protection and
preservation of the Aravalli ranges in the state of
Haryana
N. NABARD
127 NABARD Producer Credit Marketing Fund assistance to credit support, capacity building https://www.krishaksarathi
Organisations federations/corporations/coop and market linkage organisations .com/podf.html
Development eratives
Fund (PODF)
128 NABARD Dairy Venture Credit Individuals 50% of the outlay as interest free loan https://dahd.nic.in/related-
Capital Fund links/dairypoultry-venture-
capital-funds
129 NABARD Establishing Credit Individuals For unit of 1,500 chicks per batch: Rs.1.36 lakh http://www.kiran.nic.in/sch
Poultry Estates emes.html
and Mother Units
for Rural Backyard
Poultry
130 NABARD Establishment/Mo Credit Subsidy Organisations, partnership 50% of the total financial outlay as capital subsidy http://www.kiran.nic.in/sch
dernisation of firms, NGOs and eme_slaughter_houses.ht
Rural Slaughter entrepreneurs ml#:~:text=Centrally%20S
Houses ponsored%20Scheme%2
0%2D%20Establishment
%2F%20Modernisation%
20of%20Rural%20Slaugh
ter%20Houses&text=To%
20establish%20a%20new
%20system,and%20distri
bution%20on%20commer
O. SIDBI
136 SIDBI SIDBI Make in Credit All existing MSMEs • Minimum Loan Size - Rs. 10 lakh for Equipment
India Soft Loan Finance & Others, Rs. 25 lakh. https://sidbi.in/en/
Fund for
• Tenure - Longer repayment period upto 10 years products
MSME(SMILE)
including moratorium of upto 36 months
Assistance
Upto 100% of the machinery cost subject to
maximum of Rs.1 crore for New to Bank (NTB)
customers and upto Rs.2 crore for existing
customers of SIDBI. SIDBI reserves the right to
sanction lower amount depending upon
assessment of repayment capacity
Tenure 2 to 5 years including moratorium of 3-6
months.
141 SIDBI SIDBI-Loan for Credit Machinery · MSME units with at least 5 Eligible Expenditure https://sidbi.in/en/
Purchase of purchased years operations with stable
• Machinery purchased from identified OEMs products
equipment for from identified sales and cash profits in
manufacturing high end machines or authorised
enterprise's OEMs immediate past 3 years dealers/Indian subsidiaries of such foreign OEMs,
Development Plus · Minimum net sales of Rs.5
which have strong brand reputation and with
(SPEED PLUS) crore and no operating loss in
whom SIDBI has entered into an MoU
immediate past two years
• Proposed machinery should relate to same line of
business
• 2nd hand/refurbished machines are not eligible
Assistance
Upto 100% of the machinery cost subject to
maximum of Rs.2 crore for New to SIDBI
customers (based on 20% - 30% FD) and up to
Rs.3 crore for existing customers of SIDBI (based
on 15% - 30% FD)
Tenure 2 to 5 years including
moratorium of 3-6 months
142 SIDBI SIDBI Trader Credit Working MSME Retailers/Wholesalers Eligible Expenditure https://sidbi.in/en/
Finance Scheme Capital (including stockists, super- products
Any business-related expenditure i.e. Working
(STFS) requirement stockists, distributors, dealers,
Capital requirement and need based capital
and need organized retailers including
expenditure (including renovation of existing owned
based capital supermarkets, malls
shops), if any (excluding non-business-related
expenditure departmental stores, retail
commodity trading of metals, gems & jewellery, etc)
chains, etc.) in existence for at
Tenure
Repayment period would depend upon cash flow
and size of the business subject to maximum
repayment period of 60 months including
moratorium
143 SIDBI SIDBI - Retail Credit • Existing well performing MSE Eligible Expenditure https://sidbi.in/en/
trade loan scheme Retail & Wholesale Traders For Capex: Acquisition of business premises, products
for Trade Finance
• Min 3 years in operations godown, shop, office premises, repair, furnishing,
(RLS)
with stable sales & cash renovation of existing business premises and/or
profits in past 3 years. purchase of furniture & fixtures, equipment’s, tools,
• Satisfactory track record with computers, UPS, DG set, etc.
Banks/FIs/NBFC for past 12 For working capital/additional working capital (in
months case the borrower is already having working
• Both MSE Retail Traders & capital/overdraft facility with some other Bank/FI).
Dealers (dealing with Assistance
products of at least one large Loan amount: Rs.10 lakh to Rs.100 lakh
reputed supplier having Retailers/traders and dealers: upto Rs.50 lakh
turnover of around Rs.1000
crore or more) and Wholesale traders (stockists, super stockists, etc.)
Wholesale Traders are – upto Rs.100 lakh
covered (Export trade & large Finance towards working capital – Max 20% of the
commercial real estate- sales turnover of last FY
based models are not
Security may include upto 25% FD depending on
covered under RLS)
risk profile
Tenure
36 to 60 months (including moratorium of up to 3
months)
144 SIDBI Top up loan for Credit • At least 1-year association Eligible Expenditure https://sidbi.in/en/
immediate with SIDBI with satisfactory Purchase of machinery/equipment products
purposes (TULIP) track record
Need based civil construction/renovation
• Expansion in same line of
business at same location Acquisition of DG set/other MFAs (including testing
equipment, dies & moulds etc.)
Assistance
• 30% of existing exposure or 20% of net sales
subject to Max Rs.2 Crore
• Max. 5 years (including moratorium of up to 6
months)
145 SIDBI SIDBI TERM-Loan Credit • Vintage: New Customer – 4 100% finance Zero promoter’s contribution https://sidbi.in/en/
assistance for years, Existing Customer – 2 FD of 15% to 25% of Loan (interest bearing) products
rooftop solar PV years Attractive Interest rates Credit Guarantee cover
plants (STAR) • 2 years cash profits available Simple Loan documentation Direct
payment to Supplier Eligible Expenditure Purchase
• Satisfactory repayment track of machinery/equipment Need based civil
record construction/renovation Acquisition of DG set/other
• For New Customer: Minimum MFAs (including testing equipment, dies & moulds
IACR of 0.5% etc.) Margin money for working capital (MMWC).
(if no CGTMSE cover) To execute sudden/specific/bulk orders which are
self-liquidating nature and are against a min. BBB
• Proposed Solar rooftop
rated counter party or a state/central government
capacity not to exceed
department counter party with a track record in
connected load
making timely payments
• Only On-site projects Coverage -Solar Panels/Equipment’s (Including all
accessories) from established suppliers,
manufacturers, aggregators, etc.& Installation cost.
Tenure-Repayment up to 5 years (including
moratorium of 3 to 6 months
146 SIDBI SIDBI Assistance Credit • For New to Bank Eligible Expenditure -To finance all existing https://www.investindia.go
to facilitate customer MSMEs who are manufacturing any products or v.in/bip/resources/sidbi-
emergency – At least two years of cash providing any services directly related to fighting assistance-facilitate-
response against profits and account not in Corona Virus Loan amount -Max. upto Rs. 50 Lakh emergency-response-
Corona Virus SMA1/2 category Interest Rate -5% p.a. fixed on reducing balance against-coronavirus-
(SAFE) basis Tenure 0#:~:text=To%20help%20
support%20the%20efforts
• For existing Bank customer Term Loan: Upto 5 years including moratorium
,SAFE%20scheme)%20a
– Cash profit in last audited WCTL: Upto 18 months including moratorium nd%20SAFE%20
balance sheet and account Plus.
not in SMA1/2 category
147 SIDBI SIDBI Assistance Credit • For New to Bank customer • Eligible Expenditure-To meet https://www.investindia.go
to facilitate – At least two years of cash emergency/additional working capital v.in/bip/resources/sidbi-
emergency profits and account not in requirement of all existing MSMEs having assistance-facilitate-
response against SMA1/2 category confirmed order(s) from Central/State Govt./Govt. emergency-response-
Corona Virus agencies nominated for the purpose and who are against-coronavirus-
(SAFEPLUS) manufacturing any products or providing any 0#:~:text=To%20help%20
• For existing Bank customer services directly related to fighting Corona Virus support%20the%20efforts
– Cash profit in last audited (Covid-19) ,SAFE%20scheme)%20a
balance sheet and account nd%20SAFE%20
• Loan amount- Maximum upto Rs.100 Lakh
not in SMA1/2 category Plus.
(linked to turnover of the unit. Interest Rate -5%
p.a. fixed on reducing balance basis
148 SIDBI Refinance for Credit Small road transport operators Re-financing https://sidbi.in/oldsmallb/b
Small Road ank-schemes/refinance-
Transport small-road-transport-
Operators operators-srtos
(SRTOS)
149 SIDBI Special Liquidity Credit Loan via MSME's requiring fund for Financial assistance https://sidbi.in/files/circula
support to MSME's NBFC bona -fide business purposes rs/20200422161912.pdf
through NBFC's
150 SIDBI Special Refinance Credit Loan Micro and Small Enterprises as Financial assistance https://sidbi.in/files/circula
scheme for per MSMED Act, 2006 rs/20200422161912.pdf
MSME's
151 SIDBI Special Liquidity Credit Loan MSE's Micro Finance Financial assistance https://sidbi.in/files/circula
support to MSME's borrowers rs/20200422161912.pdf
through MFIs and
MACS
152 SIDBI Composite Loan Credit Artisans, micro-units, village Loan, not exceeding Rs.25 lakh https://sidbi.in/oldsmallb/b
and cottage industries ank-schemes/composite-
loan-scheme-0
153 SIDBI Single Window Credit New projects in MSE sector Loans for fixed assets and working capital https://sidbi.in/oldsmallb/b
ank-schemes/single-
window-scheme-sws
154 SIDBI Rehabilitation of Credit Potentially viable MSEs, Assistance for rehabilitation of potentially viable https://www.dcmsme.gov.i
Sick Industrial cottage and village units sick MSEs n/sido/news19.htm
Units
155 SIDBI Development of Credit Promoters of Industrial Financial support for industrial infrastructure https://sidbi.in/oldsmallb/b
Industrial infrastructure ank-schemes/scheme-
Q. Niti Aayog
159 Niti Aayog Self-Employment Training & Skill Start up businesses or An amount of Rs.1,000 crore is being set up initially https://www.startupindia.g
and Talent development entrepreneurs/Incubators in in NITI Aayog for SETU. This amount will initially ov.in/content/sih/en/gover
Utilization (SETU) Technology area rest with the NITI Aayog. It will be used for setting nment-
up of incubation centers and enhance skill schemes/setu_scheme.ht
development. It aims to create around 100,000 jobs ml
through start-ups.
164 Ministry of Electronics Tax Exemptions Finance Net foreign exchange earners 100% FDI, duty-free imports, 100% tax exemption, https://www.startupindia.g
Communicatio Hardware etc. ov.in/content/sih/en/gover
n and Technology Park nment-
Information (EHTP) schemes/hardware-
Technology technology-park-
scheme.html
165 Ministry of Export Promotion Tax Exemptions Finance Manufacturer exporters, Zero duty to electronic products exporters, https://www.meity.gov.in/
Communicatio of Capital Goods merchant exporters, certified concessional 3% on import of capital goods, writereaddata/files/EPCG
n and (EPCG) service providers including pre- & post-production, and software _DEScheme.pdf
Information systems
Technology
166 Ministry of Duty Exemption Tax Exemptions Finance All the licensed exporters Issues advance license, permits duty-free http://dgftcom.nic.in/exim/
Communicatio and Remission replenishment of inputs and drawback of import 2000/changesftp2015-
n and changes 20/ftpol/CHAP04.pdf
Information
Technology
167 Ministry of Deemed Exports Tax Exemptions Finance All licensed exporters Exemption of terminal excise duty against ICB, or https://www.meity.gov.in/
Communicatio refund writereaddata/files/Deeme
n and dExportScheme(1).pdf
Information
Technology
174 Ministry of Capital Goods Grant Finance MSMEs, Local industries, Central Assistance will be by way of one-time https://dhi.nic.in/writeread
Heavy Scheme Industry Associations, grant-in-aid (not equity) not exceeding 80% of the data/UploadFile/Minutes6t
Industries and Financial Institutions, project. hAPEXComte636431549
Public Central/Sate Government, 821121376.pdf
Enterprises R&D Institution, Central/State
PSUs etc.
176 Ministry of Custom Duty Tax Exemptions Finance Any Manufacturer in Concessional rate of customs duty for selected https://www.cbic.gov.in/re
Heavy Concession automotive sector import of machinery and equipment. sources//htdocs-
Industries and cbec/customs/cst1718-
Public 020218/G.E.%2043.pdf;js
Enterprises essionid=EA532A40D492
82CDE1DD684EA43F349
0
V. Ministry of Corporate Affairs
177 Ministry of Fast Track Exit Support Defunct companies under For getting its name struck off from the register of https://www.fasttrackexitm
Corporate Mode section 560 of the Companies companies, the Ministry has decided to modify the ode.com/pdf/Procedure_u
Affairs Act, 1956 existing route through e-form – 61 and has nder_FTE.pdf
prescribed the new Guidelines. The Guidelines for
“Fast Track Exit mode” for defunct companies
under section 560 of the Companies Act, 1956 are
enclosed herewith.
178 Ministry of EES Filing and Assistance Defunct companies Assistance for filing loan application and providing www.mca.gov.in
Corporate Information security/guarantee
Affairs
W. Ministry of Culture
179 Ministry of Award of Reward scholarship Individual 400 scholarships. Each scholar will be paid www.indiaculture.nic.in
Culture Scholarship to Rs.5,000 per month for a period of 2 years.
Young Artists in
different Cultural
Fields
X. Ministry of Minority Affairs
180 Ministry of Hunar Haat Skill Upgrading, Artisans and culinary experts Market linkages on national platform http://minorityaffairs.gov.i
Minority Skills and of small and medium n/en/registration-form-
Affairs Training enterprises master-artisans
craftsmen-shgs-culinary-
experts-traditional-
delicacies
Follow us @GrantThorntonIN
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Compendium of Schemes for MSMEs 64
Contact Details of DICs
J.V.N Subramanyam, IAS Gopala Krishna VRVR Naik General Manager
Director Additional Director Joint Director YSR Kadapa
Department of Industries Department of Industries Department of Income Tax Road,
1st Floor, Government 1st Floor, Government Industries Kadapa.
Regional Printing Press Regional Printing Press 1st Floor, Government T – 9640909829
Buildings, Mutyalampadu Buildings, Mutyalampadu Regional Printing gmdic.kdp@ap.gov.in
St, Vijayawada St, Vijayawada Press Buildings,
bgk.btech@gmail.com Mutyalampadu St,
director.industry@ap.gov.in Vijayawada
vrvrnaik@gmail.com
General Manager General Manager General Manager General Manager
Guntur Krishna Kurnool Nellore
Opp. Collectorate, Jawahar Auto Nagar, B-Camp, Industrial Estate,
Guntur. Vijayawada, Kurnool. Nellore.
T – 9640909823 Krishna. T – 9640909830 T – 9640909825
gmdic.gtr@ap.gov.in T – 9640909822 gmdic.knl@ap.gov.in gmdic.nlr@ap.gov.in
gmdic.krs@ap.gov.in
Small Industries Development Bank of India (SIDBI), established under an Act of Parliament in 1990, acts as the
Principal Financial Institution for Promotion, Financing and Development of the Micro, Small and Medium Enterprise
(MSME) sector as well as for co-ordination of functions of institutions engaged in similar activities. In the context of the
changing MSME lending landscape, the role of SIDBI has been realigned through adoption of SIDBI Vision 2.0 which
envisages an integrated credit and development support role of the Bank by being a thought leader, adopting a credit-
plus approach, creating a multiplier effect and serving as an aggregator in MSME space.
Disclaimer: This document is prepared under SIDBI intervention in which Grant Thornton Bharat LLP is appointed as
Project Management Unit (PMU) in the state of AP. The document users/third parties shall verify the facts and figures
at their end and shall be solely liable for any action taken by it based on this document. SIDBI, its directors, employees
or any office shall not be liable for loss of whatsoever nature arising by using the content of this document.