The Assumption TEST

Classical Assumption Test Results of Regression Model 1: The Impact of Credit Diversification
on Performance (ROA).
This study aims to identify the effect of working capital in the economic sector on credit risk
and performance of Yeka Sub City in Addis Ababa Ethiopia. Multiple linear regression is
used to determine the effect of working capital in and performance. The data used in this
study is the aggregated financial statements of company .

Table 4.3
Predication of Performance -Model ı
Fixed-effects model for ROA MODEL* ROA it = B 1 (SPREAD) t + B 2 (GDPGROWTH-1)
t + B 3 (TBILLS/ASSETS) it + B 4 (FCDE/ASSETS) it + B 5 (LNASSETS) it + B 6
(EMPLOYEE/ASSETS) it + B 7 OFF BALANCE/ASSETS) it + COEFFICIENTS AND
DUMMY VARIABLES FOR EACH MANFUCTURING COMPANY + ε it 
Source publication

This paper analyzes the performance and balance-sheet characteristics of banks in post-war
Lebanon for the years 1993 to 2000. Although we find that Lebanese banks are profitable,
most of them had accounting return on assets (ROA) greater than one percent over most of
our test period, they are not as profitable as a control group of banks from five.
Fixed-effects model for ROA MODEL* ROA it = B 1 (SPREAD) t + B 2 (GDPGROWTH-1)
t + B 3 (TBILLS/ASSETS) it + B 4 (FCDE/ASSETS) it + B 5 (LNASSETS) it + B 6
(EMPLOYEE/ASSETS) it + B 7 OFFBALANCE/ASSETS) it + COEFFICIENTS AND
DUMMY VARIABLES FOR EACH BANK + ε it 
Source publication
This paper analyzes the performance and balance-sheet characteristics of banks in post-war Lebanon for the
years 1993 to 2000. Although we find that Lebanese banks are profitable, most of them had accounting return on
assets (ROA) greater than one percent over most of our test period, they are not as profitable as a control group
of banks from five...