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Questions?
Your Tire and Automotive Service Credit Card! Call Customer Service (Servicio al Cliente)
at 1-800-321-3950

IAN STITH Account Number 765112087

1829 FLETCHER DR May 06, 2022 - June 05, 2022
ROCKY MOUNT NC 27801-6319

SUMMARY OF ACCOUNT ACTIVITY PAYMENT INFORMATION

Previous Balance $1,690.48 New Balance $1,742.13
Payments - $0.00 Minimum Payment Due $160.00
Other Credits - $0.00 Payment Due Date 07/01/2022
Purchases / Debits + $0.00 Late Payment W arning: If we do not receive your minimum payment by the Payment Due
Date, you may have to pay a Late Payment Fee of as much as $40.00.
Fees Charged + $40.00
Minimum Payment W arning: If you make only the minimum payment each month, you will
Interest Charged + $11.65 pay more in interest and it will take you longer to pay off your balance. For example:
New Balance $1,742.13 If you make no additional You will pay off the balance And you will end up paying
Promotional Balance $1,200.00 charges using the card and shown on this statement in an estimated total of...
each month you pay... about...
Revolving Balance $542.13
Minimum Payment Due $160.00 Only the minimum payment 10 years $4,412.00

Current Pay Amount $101.00 If you would like information about credit counseling services, call: 1-800-848-8117
Past Due Amount $59.00
Credit Limit $1,800.00
Available Credit (subject to change) $57.00
Statement Closing Date 06/05/2022

To Avoid Interest Charges, Pay the REVOLVING BALANCE by the Payment Due Date.

PROMOTIONAL CREDIT PLAN PURCHASES

ANNUAL PROMOTIONAL
AVERAGE DAILY MONTHLY TOTAL
PERCENTAGE BALANCE
PROMOTION TYPE PROMOTIONAL INTEREST INTEREST PROMOTIONAL
RATE (PAYOFF
BALANCE ACCRUED ACCRUED DUE DATE
(APR) AMOUNT)
Six Month Promotional Purchase(s) 28.80% $1,200.00 $28.80 $73.39 10/01/2022 $1,200.00
You Must Pay Your Promotional Balance(s) in Full by the Promotional Due Date(s) Listed Above to Avoid Paying Accrued Interest Charges.

IMPORTANT MESSAGES

WE HAVE NOT YET RECEIVED PAYMENT AND YOUR

ACCOUNT IS NOW PAST DUE. IF PAYMENT HAS BEEN
MADE, PLEASE ACCEPT OUR THANKS. OTHERWISE,
PLEASE PAY THE REQUIRED MINIMUM AMOUNT SHOWN
ABOVE.

Please Include your Account Number on your Check or Money Order.

Do Not Send Cash. Do Not Fold, Tape or Staple Payment to Remittance Stub.
ACCOUNT MINIMUM PAYMENT DUE AMOUNT
BALANCE
NUMBER AMOUNT DUE DATE ENCLOSED
P.O. Box 81410 765112087 $1,742.13 $160.00 07/01/2022 $_______.___
Cleveland OH 44181-0410

ADDRESS SERVICE REQUESTED Make Check Payable To: Credit First, N.A.

Or Pay By Phone: 1-800-321-3950

IAN STITH CREDIT FIRST N.A.

1829 FLETCHER DR PO BOX 81344
ROCKY MOUNT NC 27801-6319 CLEVELAND OH 44188-0344
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Questions?
Your Tire and Automotive Service Credit Card! Call Customer Service (Servicio al Cliente)
at 1-800-321-3950

IAN STITH Account Number 765112087

IMPORTANT MESSAGES
We may report information about your account to credit bureaus. Late Payments, missed payments, or other defaults on your account may be reflected in your credit
report.

TRANSACTIONS
STORE TICKET
DATE DESCRIPTION AMOUNT
NUMBER NUMBER
Fees
06/01/2022 LATE FEE $40.00
TOTAL FEES FOR THIS PERIOD $40.00
Interest Charged
06/05/2022 INTEREST CHARGE ON PURCHASES $11.65
TOTAL INTEREST FOR THIS PERIOD $11.65

2022 TOTALS YEAR-TO-DATE

Total Fees Charged in 2022 $67.00
Total Interest Charged in 2022 $150.81

INTEREST CHARGE CALCULATION

Your Annual Percentage Rate(s) (APR) is/are the annual interest rate(s) on your account. Please see Terms and Conditions for important information.
PERIODIC INTEREST ANNUAL PERCENTAGE BALANCE SUBJECT TO INTEREST
BALANCE TYPE
RATE RATE (APR) INTEREST RATE CHARGE
Revolving 2.40% 28.80% $485.43 $11.65

31 Days in Billing Period