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11. Additional Charges in case Certain Stipulations are not met by the Borrower**:
a. Prolongation Fee: 28.00% from remaining Principle
b. Service Fee: 0.50% per day until the Principal is fully repaid
c. Late Payment Fee: 5.00%
d. Early Repayment Fee: does not apply
*Not included in the computation of the effective interest rate and Percentage of Finance Charges to
Total Amount Financed. Refer to Terms and Conditions of each product for details
**Refer to Credit Agreement for details
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ONLINE LOANS PILIPINAS FINANCING, INC