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  • Actividad de Prima de Riesgo Del Trabajo

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    Danna Martinez
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    The document calculates the insurance premium (PRIMA) for 4 companies (A, B, C, D) using a formula that considers variables like the sum insured (S), interest (I), dividends (D), term (N), and a minimum premium (M). It applies the formula to each company's data: Company A's PRIMA is 1.0970, Company B's is 5.9711, Company C's is 0.1322, and Company D's is 0 since it has no sum insured.

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    Original Title

    ACTIVIDAD DE PRIMA DE RIESGO DEL TRABAJO

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    The document calculates the insurance premium (PRIMA) for 4 companies (A, B, C, D) using a formula that considers variables like the sum insured (S), interest (I), dividends (D), term (N), and a minimum premium (M). It applies the formula to each company's data: Company A's PRIMA is 1.0970, Company B's is 5.9711, Company C's is 0.1322, and Company D's is 0 since it has no sum insured.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    9 views2 pages

    Actividad de Prima de Riesgo Del Trabajo

    Uploaded by

    Danna Martinez
    The document calculates the insurance premium (PRIMA) for 4 companies (A, B, C, D) using a formula that considers variables like the sum insured (S), interest (I), dividends (D), term (N), and a minimum premium (M). It applies the formula to each company's data: Company A's PRIMA is 1.0970, Company B's is 5.9711, Company C's is 0.1322, and Company D's is 0 since it has no sum insured.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 2

    EMPRESA A. EMPRESA B. EMPRESA C. EMPRESA D.

    VARIABLES CIFRAS
    S 357 180 96 0
    I 0.056 0.076 0.038 0
    D 0 1 0 0
    N 5.4 12.1 24.3 5.3
    PRIMA ANTERIOR 7.5888% 1.5365% 7.8850% 4.3876%

    PRIMA = [(S/365) + V * (I+D)] * (F/N) + M

    EMPRESA A: EMPRESA C:
    PRIMA = [(357/365) + 28 * (0.056+0)] * (2.3/5.4) + 0.005 PRIMA = [(96/365) + 28 * (0.038+0)] *
    [(0.9780) + 28 * (0.056+0)] * (2.3/5.4)+0.005 [(0.2630) + 28 * (0.038+0)] * (2.3/24.3
    [0.9780 + 28 * 0.056] * (2.3/5.4) + 0.005 [0.2630 + 28 * 0.038] * (2.3/24.3) + 0.
    [0.9780 + 28 * 0.056] * 0.4259 + 0.005 [0.2630 + 28 * 0.038] * 0.0946 + 0.005
    [0.9780 + 1.568] * 0.4259 + 0.005 [0.2630 + 1.064] * 0.0946 + 0.005
    2.546 * .4259 + 0.005 1.327 * 0.0946 + 0.005
    2.546 * .4309 1.327 * 0.0996
    PRIMA =2.546*0.4309 = 1.0970 PRIMA = 1.327 * 0.0996 =

    EMPRESA B: EMPRESA D:
    PRIMA = [(180/365) + 28 * (0.076+1)] * (2.3/12.1) + 0.005 PRIMA = [(0/365) + 28 * (0+0)] * (2.3/
    [(0.4931) + 28 * (0.076+1)] * (2.3/12.1)+0.005 [(0) + 28 * (0+0)] * (2.3/5.3)+0.005
    [0.4931 + 28 * 1.076] * (2.3/12.1) + 0.005 [0 + 28 * (0)] * (2.3/5.3) + 0.005
    [0.4931 + 28 * 1.076] * .19 + 0.005 [0 + 28 * (0)] * 0.4339 + 0.005
    [0.4931 + 30.128] * 0.19 + 0.005 [0 + 0] * 0.4339 + 0.005
    30.6211 * .19 + 0.005 0 * 0.4339+ 0.005
    30.6211 * .195 0 * 0.4389
    PRIMA = 30.6211* .195 = 5.9711 PRIMA = 0 * 0.4389=
    = [(96/365) + 28 * (0.038+0)] * (2.3/24.3) + 0.005
    30) + 28 * (0.038+0)] * (2.3/24.3)+0.005
    0 + 28 * 0.038] * (2.3/24.3) + 0.005
    0 + 28 * 0.038] * 0.0946 + 0.005
    0 + 1.064] * 0.0946 + 0.005
    * 0.0946 + 0.005

    A = 1.327 * 0.0996 = 0.1322

    = [(0/365) + 28 * (0+0)] * (2.3/5.3) + 0.005


    28 * (0+0)] * (2.3/5.3)+0.005
    * (0)] * (2.3/5.3) + 0.005
    * (0)] * 0.4339 + 0.005
    * 0.4339 + 0.005
    4339+ 0.005

    A = 0 * 0.4389= 0.0000

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