INVESTMENT PORTFOLIO TRADING TERM

(30/9/2022 – 28/10/2022)
To
Purchase Purchase
Account Symbol Proportion QTY Sale date Sale price Total gain/ loss gain/
date price
(%

Gold (330
SJC Da
million 28% 30/9/2022 64.700.000 5 28/10/2022 66.200.000 +7.500.00 VND +0.7
Nang
VND)

FPT 2% 30/9/2022 80,7 247.831 31/10/2022 75,6 -1.263.940 VND -0,1

Stock (120
million GAS 4% 30/9/2022 110,2 362.976 31/10/2022 112,2 +362.976 VND +0.03
VND)
VNM 6% 30/9/2022 73,35 829.302 31/10/2022 79,0 +5.514.858 VND +0.5

Bank saving
(550 million TP Bank 55% 30/9/2022 550.000.000 1 31/10/022 553.025.000 +3.025.000 VND +0.3
VND)

+15.138.894 +1.50
Total 100%
VND

2/ Goal:
My goal for an investment portfolio is short-term. Through investing, I realize that it’s so risky if I spend too much
percentage on investing in stocks because the economy has many changes such as economic recession, inflation, and
deflation, … all of that lead to a decrease in your stocks. Therefore, I will sell my stock when I feel it gains the highest
level and then converts it to cash because saving cash is the best solution in a recession. Moreover, I will invest more in
gold and bank saving because they can maintain the prices or assets for a long time at least in risky situations like a
recession.

3/ External influence:
a) Interest rates: The stock market is not immediately impacted by changes in interest rates. The Fed's decisions,
however, sometimes have knock-on repercussions that affect stock prices. Banks raise their rates for personal and
corporate loans when the Fed hikes interest rates. This implies that less money is available for consumer
spending, theoretically. Additionally, rising interest rates on business loans might occasionally force businesses to
cease expansions and hiring. Both decreased consumer and business spending might result in a decline in stock
price. A rate increase won't necessarily have a negative effect on stocks, though. Rising interest rates typically
happen when the economy is doing well. In this case, rising rates frequently follow a bull market.
My portfolio may be better positioned to maintain more stability despite an increase in interest rates if it contains a
balance of equities and bonds.

b) A recession: When the recession starts, I'd rather keep my money in the bank and store it in gold than invest in
stocks since stocks are riskier during a recession because the FED will have already raised interest rates, making it
smarter to save than invest.

c) Rapid inflation: In order to limit inflation, banks must raise interest rates. This will cause consumers to spend
less and save more, as well as cause a general decline in stock prices. Thus, increasing your gold investments, and
bank savings will be more sensible. Stocks are a dangerous investment, but there is also a potential for investors
to buy at a low price.
d) Increase in USD: When the USD is stronger will harm the stock market but the VND is vice versa, it will be
weaker. I must therefore make a clear decision regarding which stocks I must sell and which I must increase my
investment in. Additionally, the price of gold will decline when the USD rises, thus I must invest less in gold to
prevent a capital loss.