SPECIAL POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS

That I, ESTRELLITA C. PALMA, of legal age, Filipino and a residence of Blk 39

Lot 34 Whiterock St. Cityhomes Resortville, Brgy. Langkaan II, Dasmariñas City, Cavite
have named, constitute, appointed LORNA CASTILLO BRAGA, 48 years old with
Postal Address at Blk 50 Lot 40 R-5 Cityhomes Resortville, Brgy. Langkaan II,
Dasmariñas City, Cavite to be my true and lawful ATTORNEY-IN-FACT, for me and my
name, place and stead and for my own used benefit to do and perform the following:

1. To negotiate, transact with PAG-IBIG MUTUAL FUND over my real estate

property situated at Blk 50 Lot 40 R-5, Cityhomes Resortville, Brgy. Langkaan II,
Dasmariñas City, Cavite.

HEREBY GRANTING AND GIVING unto my said ATTORNEY-IN-FACT full

necessary power and authority to do and perform any and every act requisite and
necessary to be done in and out of the premises as fully to all intents and purposes as I
might or could lawfully do or cause if personally present and acting in person. HEREBY
RATIFYING AND CONFIRMING all that my said ATTORNEY-IN-FACT may also do or
cause to be done under and by virtue of these presents.

IN WITNESS WHEREOF, I have here unto set my hands this

______________________ at ________________________ Philippines,

LORNA CASTILLO BRAGA ESTRELLITA C. PALMA

Attorney-in-Fact Principal

SIGNED IN THE PRESENCE OF:

______________________________ ______________________________

ACKNOWLEDGEMENT
REPUBLIC OF THE PHILIPPINES )
CITY OF DASMARIÑAS ) s.s.
BEFORE ME, A notary public for and in the city of, Philippines, personally
appeared, ESTRELLITA C. PALMA, exhibiting her CTC No. _________________
issued at Dasmariñas City, Cavite on _________________, known to me to me known
to be the same person who executed this foregoing instrument and acknowledged to
me that the same is there free and voluntary act and deed;

WITNESS MY HAND AND NOTARIAL SEAL

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