For marketing purposes

Practical
The UBS Debit Cards give you easy access to your account anywhere

These cards let you make contactless payments and Prices

withdraw cash.
Cards 
Owner card CHF 50 per year1
Authorized representative CHF 50 per year2
card
Replacement card CHF 20 per card or free of charge via
UBS Digital Banking

Blocking
Via UBS Helpline / client Free of charge
advisor
Via UBS Digital Banking Free of charge

Cashless payments
In Switzerland Free of charge
 broad
A 2% of the amount, at least CHF 1,
UBS foreign exchange sell rate3
Benefits
Cash withdrawals from UBS Bancomat
Pay without cash and make cash withdrawals  HF from a CHF account
C Free of charge or CHF 5 per ­withdrawal4
The UBS Debit Card is the ideal complement to your E UR from a CHF account Free of charge or CHF 5 per
UBS Credit Card or Prepaid Card. You can use this card ­withdrawal4, UBS banknote sell rate
to do online shopping, to make contactless payments EUR from a EUR account 1% of the amount5, for a UBS S­ avings
in stores and to withdraw cash at ATMs. Account, see also footnote 4

Cash withdrawals from ATMs and counters of other banks6

Contactless payments
In Switzerland in CHF CHF 2 per withdrawal7
It’s easy, practical and fast to make contactless payments.
For small amounts, hold your card to the reader and your In Switzerland in EUR CHF 5 per withdrawal, UBS foreign
exchange sell rate3
purchase is complete. For larger amounts, your PIN number
Abroad, in the applicable CHF 5 per withdrawal, UBS foreign
is required for security reasons. For more information visit:
local currency exchange sell rate3, 7
ubs.com/contactless
Cash deposits at UBS Bancomat Plus
Use the deposit function at UBS Bancomat Plus CHF Free of charge
At every UBS Bancomat with a deposit function, you can CHF into a EUR account Free of charge, UBS foreign exchange
use your UBS Debit Card to pay in banknotes in sell rate3
Swiss francs or euros straight into your account. E UR into a CHF account Free of charge, UBS banknote buy rate
E UR into a EUR account 1% of the amount5
Conduct your banking transactions at the UBS Multimat
With UBS Multimat machines, you can pay your bills conve-
niently or access information about your accounts, including
interest rates and prices. You can also make account transfers
and manage your standing orders.

1
U BS Debit Card in CHF included in the UBS me banking package in CHF, UBS Debit Card in EUR for the UBS Personal Account EUR included in the banking package for
­cross-border commuters.
2
Included in the banking package for families and couples only.
3
The exchange rate includes a surcharge. This can be consulted at ubs.com/cards when using the UBS exchange rate and requested from customer service.
4 If more than 6 cash withdrawals are made from a UBS Savings Account in a given calendar year, CHF 5 is charged for each withdrawal. This rule applies per UBS banking
relationship and account currency, for all cash withdrawals and also for purchases of precious metals. Withdrawals from all other accounts are not affected by this regulation.
5
Free of charge with the banking package for cross-border commuters for deposits/withdrawals from a UBS Personal Account EUR.
6
Third-party costs may be passed on to the cardholder.
7
Withdrawals from third-party ATMs in Switzerland or worldwide are available as a separately priced module with the UBS me banking package. You can find more details of
prices in our brochure “Individual banking package and single products. Services and prices for private clients” or online: ubs.com/accounts-prices
UBS Debit Cards Make secure online purchases
With your UBS Debit Card, you can pay online using the dy-
Applications/functions Maestro namic 3-D Secure procedure. This is the highest international
UBS Bancomat and UBS Bancomat Plus  security standard for online card payments. You approve your
payments via the UBS Access App. This strong identity verifi-
UBS Multimat 
cation protects your bank account against fraudulent access.
Third-party ATMs 
You can also receive information about current card debits
Cashless payments in stores  through push notifications, text message or email. Learn more
Contactless payments (NFC)  about 3-D Secure at ubs.com/3DS
Shop online 
Bank debit (direct debit)  A strong duo
Choice of region of use  The UBS Debit Cards have similar functions to credit
cards, although paying by credit card still offers you at-
tractive and exclusive advantages:
Customize your card • Provisional bookings when renting cars or reserving
UBS Digital Banking gives you free access to your UBS Debit hotel rooms are not debited from your bank account
Card and you can activate and deactivate the following func- immediately – this preserves your liquidity. In contrast,
tions however you like: amounts are debited directly from your account when
• Online shopping you use a debit card
• Cash withdrawals and shopping in stores • Credit cards offer you travel accident and other insur-
• Contactless payments ance (depending on the type of card)
• Temporarily deactivate card • Credit cards allow you to make cardless payments via
• Magnetic strips (generally no longer needed in Europe) smartphone and smartwatch
• With UBS Credit Cards you participate in the UBS Key-
In addition you can: Club bonus program (does not apply to UBS Corporate
• set the monthly or daily limit Credit Cards)
• block the card if it is lost, stolen or retained by an ATM
• replace the card
• order a new PIN code
• specify which accounts you want to have access to with
your card at UBS ATMs and UBS Multimat machines

Do you have any questions? You will find answers and guides
at ubs.com/help. Learn more about UBS Digital Banking at
ubs.com/digital

Further information
ubs.com/debitcards
UBS Switzerland AG
P.O. Box UBS Service Line Private Clients 0848 848 054
8098 Zurich Find your nearest branch ubs.com/locations

This publication is intended for information only. It is not intended as a recommendation, an offer, a solicitation of an offer or as legal or tax advice. Before making a decision,
you should obtain professional advice. UBS reserves the right to alter its services, products or prices at any time without prior notice. Individual services and products are subject
to legal restrictions and hence may not be offered throughout the world without restriction. Complete or partial reproduction without explicit consent of UBS is not permitted.
© UBS 2021. The key symbol and UBS are among the registered trademarks of UBS. All rights reserved. June 2021. 84333E