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Server to server transfer (S2S) is a method of transferring funds or other assets directly from one bank server

to another. This method is commonly used for high-value transactions between banks and financial
institutions, as it allows for secure and efficient transfer of funds without the need for manual intervention.

Here are some key points about server to server transfer:

1. Authorization: Server to server transfer requires authorization from both the sending and receiving
banks. Each bank has its own protocols and security measures for authorizing these transfers.
2. Security: S2S transfer is highly secure as it uses encrypted channels to transmit information between
banks. This ensures that the transaction details and other sensitive information are protected from
unauthorized access.
3. Speed: S2S transfer is typically faster than other forms of money transfer as it allows for real-time
transfer of funds between bank servers.
4. Limitations: There may be certain limitations to S2S transfer, such as transaction amount limits or
specific protocols that need to be followed. These limitations may vary depending on the banks
involved and the nature of the transaction.
5. Fees: Banks may charge fees for server to server transfers. These fees can vary depending on the
amount being transferred, the currencies involved, and the banks' internal policies.

In summary, server to server transfer is a secure and efficient method of transferring funds between banks. It
requires authorization from both banks involved, is highly secure, and can be faster than other forms of
money transfer. However, there may be limitations and fees associated with this method, which may vary
depending on the banks involved and the nature of the transaction.

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