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Important Notes:
For preferred insurers, Comprehensive and SAOD pay-out will be as per the monthly slab (other than the insurers in the deviation list)
Any Insurer other than mentioned in the Slab or deviation list shall be considered as Non-Preferred
All non-preferred Insurers payout is capped at 10% on OD for Comprehensive and SAOD
Tata AIG payout is capped at 10% on OD
Kotak payout will be NIL (SATP) for the RTO's other than Applicable RTO's
Deviation List
Comprehensive Petrol (excluding XUV500, Scorpio, Innova) 17.5% HR, PB ex. Amritsar, UP, NCR, MP ex. Indore, RJ ex. Jaipur,
TR, ML, MZ, CG, TN, KL, GJ Ex. Ahmedabad, Surat,Baroda;
Non Petrol With NCB/Without NCB
Comprehensive 9% KA ex. Bangalore
(All Non Petrol fuel type & Bi-Fuel vehicls)
SAOD Petrol (excluding XUV500, Scorpio, Innova) 15% DL,HP,CH,JK,UK,Amritsar,Indore,Jaipur,NL,JH,AR, BR, AS,
MN,WB, SK, OD, MH, GA, DD, DN, Ahmedabad,
Non Petrol With NCB/Without NCB Surat,Baroda, AN, TS, AP,Bangalore
SAOD 10.0%
(All Non Petrol fuel type & Bi-Fuel vehicls)
SAOD Petrol (excluding XUV500, Scorpio, Innova) 10% HR, PB ex. Amritsar, UP, NCR, MP ex. Indore, RJ ex. Jaipur,
HDFC TR, ML, MZ, CG, GJ Ex. Ahmedabad, Surat,Baroda; TN, KL,
Non Petrol With NCB/Without NCB KA ex. Bangalore
SAOD 6%
(All Non Petrol fuel type & Bi-Fuel vehicls)
DL,HP,CH,JK,UK,Amritsar,Indore,Jaipur,NL,JH,AR, BR, AS,
Comprehensive Petrol (XUV500, Scorpio, Innova) 12.5% MN,WB, SK, OD, MH, GA, DD, DN, Ahmedabad,
Surat,Baroda, AN, TS, AP,Bangalore
COMPREHESIVE & SAOD Non High-End (All Fuel Type) As per Slab - Group 2 Pan India
Digit
SAOD Non High-End (All Fuel Type) 19% Pan India
COMPREHESIVE & SAOD High-End (All Fuel Type) 15% Pan India
NCB- Diesel 17.0% Pan India
COMPREHENSIVE &
Reliance NCB- Petrol 18.5% Pan India
SAOD
All Fuel types (Non NCB) 15% Pan India
JK, BR,OD, UK, AP, JH, UP, HR, GJ, GA, MH, PB, TS, DL, WB
Kotak SAOD All Fuel types 15.0%
(*Refer RTO Sheet)
30.0% BR, JH, WB, CH, DL, NCR, PB, UK, MH, GA,Bangalore
26.0% CG, HP, AP,TS, GJ,DD,DN,Chennai, OD, UP >1000CC
MAGMA Comprehensive All fuel types MP, AS, OD, JK, RJ, KA Ex. Bangalore, KL, TN Ex. Chennai,
15.0% HR,
UP <1000 CC
Rollover & Renewal) Diesel (Without NCB) 6% Location 1 (Refer RTO Master)
(Non Highend) (Payout on New Vehicle will be Basis NCB Rates)
Comprehensive NCB Diesel; MP Ex. Indore, CG, TN Ex.Coimbatore, Chennai; KL, HR, RJ
15.0%
(New/Renewal/Rollover) (Payout on New Vehicle will be Basis NCB Rates) Ex. Jaipur
Comprehensive Non NCB Diesel 14.5% Pan India
(New/Renewal/Rollover) (Payout on New Vehicle will be Basis NCB Rates)
MH, GJ, DD, DN, MP, CG, GA, KL, DL, NCR, PB, CH, RJ, UP,
SAOD Non-Diesel/Diesel (NCB only) 15.0%
HR, JK, UK, HP, BR, JH, OD, WB, NE
COMPREHESIVE & SAOD All fuel types ; With NCB (Payout on New Vehicle will be Basis NCB Rates) 19% AP,TS, MH ex. Aurangabad, Nasik
(New/Rollover)
Zuno (Edelweiss) All fuel types ; With NCB (Payout on New Vehicle will be Basis NCB Rates) 23% GJ Ex. Surat (GJ05)
All fuel types 10% DL, NCR, RJ, PB, HR, CH, JK, UK, BR, JH, UP, AR, CG
COMPREHENSIVE & LD, KL, GJ, MH, TN, OD, GA, AP, KA, WB, DD, TS, AS, MZ,
Universal Sompo All fuel types Without NCB 10%
SAOD TR, PY, ML, AN, DN, SK, NL, MN
LD, KL, GJ, MH, TN, OD, GA, AP, KA, WB, DD, TS, AS, MZ,
All fuel types With NCB 19.0%
TR, PY, ML, AN, DN, SK, NL, MN
AP, AR, AS, BR, CH, DL, NCR, GA, GJ, HP, JK, JH, Bangalore,
As per Slab - Group 2
MH, ML, MZ, OD, PB, SK, TS, TR, UP, UK, WB
COMPREHENSIVE Petrol & Other then Diesel 21% KA Ex. Bangalore, CG
19% MN, NL
14% HR, KL, MP, RJ, TN, PY
AP, AR, AS, BR, CH, DL, NCR, GA, GJ, HP, JK, JH, Bangalore,
Liberty 24%
MH, ML, MZ, OD, PB, SK, TS, TR, UP, UK, WB
COMPREHENSIVE Diesel 19% CG, KA Ex. Bangalore
17% MN, NL
14% HR, KL, MP, RJ, TN, PY
AP, AS, BR, CH, CG, DL, NCR, GA, GJ, HP, JK, JH, KA, MH,
19%
SAOD All Fuel Type ML, MZ, OD, PB, SK, TS, TR, UP, UK, WB
14% MP, RJ, KL, HR, MN, NL, TN
All other sourcing not mentioned above will have 10% payout on comprehensive & SAOD policies
**Grid Applicable from 1st Mar'23 - 31st Mar'23
Private Car SATP
Pvt Car TP Only pay-out (Net) -Applicable from 1st Mar'23 - 31st Mar'23
Kotak Zuno
Zone HDFC Digit Future Generali Liberty
Refer RTO Sheet
ICICI Reliance Bajaj
(Edelweiss)
Cholamandalam Magma
Payout
Payout Payout Payout (All
State Name / City Payout Payout (Non-Diesel) Payout (Diesel<1500 cc) (Diesel Payout Payout Payout
Petrol Diesel
Payout Payout
Fuel)
Payout Payout
>1500cc)
Petrol - 18%, Non Petrol -
Arunachal Pradesh 1.25%
12% 10% 5% Non-Diesel - 10% - -
Good UK - 27%
Petrol - 18%, Non Petrol -
Uttarakhand 1.25%
Rest of UK - 23% (Refer RTO 19% 24.5% 18% 18% 10% Non-Diesel - -
Sheet)
Petrol - 18%, Non Petrol -
Andhra Pradesh 1.25%
25% - 20% 10% Non-Diesel -5% - 14%
South
Karnataka (Mysore,
- 21.0% - 14% 10% Non-Diesel -10% - 14%
Mangalore, Udupi, Shimoga)
Rest of Karnataka - 12% - 14% 10% Non-Diesel -10% - 14%
Petrol - 18%, Non Petrol -
Hyderabad 1.25%
24.0% 20% - 20% 10% Non-Diesel -5% - 14%
(Non-Diesel),
ROM -30%
(Refer to RTO List)
Ahmedabad- 25% Non-
Gujarat Petrol - 10% 33.0% 20% 19.0% 25% 20%
Diesel, 10% Diesel
15.0% 14%
Surat - 25% (All Fuel Type)
Petrol - 18%, Non Petrol -
Dadra & Nagar Haveli 1.25%
33.0% 19.0% - - - 14%