RJ INCENTIVE STRUCTURE Nov-2023

Product Policy Type Insurer RTOs On PO Remark

Type
Comp+Saod BAJAJ(VSO) System Rto OD With Ncb-30, Dis As Per System(Only Petrol)
Without Ncb-25
Comp BAJAJ(VSO) System Rto OD With Ncb-25, Dis As Per System(Non Petrol)
Without Ncb-20

Comp+SAOD HDFC PAN INDIA OD NCB-18 Only Petrol

WITHOUT NCB-17
Comp+SAOD HDFC PAN INDIA OD NCB-18 Other Than Petrol
WITHOUT NCB-15
Com KOTAK RJ33 OD 26.5 Saod-15 Dis As Per System
Comp FGI System Rto OD 16
Com System Rto OD Ncb-17 Dis As Per System(Only Petrol)
Non Ncb-16
Saod System Rto OD Ncb-15
Reliance
Non Ncb-14
Com+Saod System Rto OD Com-16/ Diesel
Saod-14
Pvt Car Com ICICI Rest of RJ OD 18 (Petrol/ CNG/EV/
Com ICICI Rest of RJ OD 11 Diesel with Ncb
OD ONLY ICICI Rest of RJ OD 11 With Ncb
Comp+Saod SBI RJ OD 17
COM+SAOD LIBERTY PAN INDIA OD Com-19,Saod-15
COM Universal RJ OD 17 WITH Ncb Dis As per System
COM+SAod Universal RJ OD 10 witout Ncb Dis As Per System
Com Shriram RJ OD 15 Alto Decline and IDV Upto 10 Lac(Fuel Other Than
Diesel) Dis 70% upto15 year
COM System Rto OD 19 With Ncb (Dis Upto75%)-5% Upper Dis
COM Tata AIG System Rto OD 15 Without Ncb (Dis Upto75%)-5% Upper Dis
Saod All OD 15 High End & Ultra High End -4
COM+SAod IFFCO PAN INDIA OD 10 WITH Ncb
COM+SAod IFFCO PAN INDIA OD 2 without Ncb
Com+Saod Magma RJ OD IRDAI
Com All Other System Rto OD NCB 15, Non NCB 8
Insurer
TP RSA RJ Net 34 Petrol; >1500cc; >5 years
TP ICICI Rest of RJ Net Rorj-7/Jaipur-9 only Petrol(Diesel Decline
Pvt Car TP IFFCO PAN INDIA Net 5
TP TP HDFC RJ Net 7 Petrol
TP HDFC RJ Net IRDAI Non Petrol

Scooter New Only ICICI RJ Net HMC-25/HMSI-38 (1+5)

Scooter New Only ICICI RJ Net 37 SUZUKI YAMHA (1+5)
Scooter New Only ICICI RJ Net 38 TVS(1+5)
ROYAL ENFILED New Only ICICI RJ Net 25 1+5
Com+TP(Scooter Rollover Old ICICI Rest of RJ Net 29 (3% lower w/o CPA
OD (Scooter Rollover Old ICICI Rest of RJ Net 20 (3% lower w/o CPA
Bike+Sc Comp New,Renewal & Rollover LIBERTY PAN INDIA Net 34 1+1
Scooter Com New,Renewal & Rollover Reliance RJ Net 34 1+1
Tw Bike Com ( New+Rollover) UPTO 75CC SBI RJ Net 16 New (1+1)
Comper Scooter(Only Saod) UPTO 150CC SBI RJ Net 28
hensive
Scooter New(1+5) Magma RJ Net New-29 New (1+5) 2% less w/o CPA

Scooter(Com) Rollover Magma RJ Net 31 2% less w/o CPA

Scooter Moped(Com) Rollover Digit ALL RJ Net 25
Bike Com New Renewal Rollover HDFC PAN INDIA Net 11 Bike <600cc
Scooter Com New Renewal Rollover HDFC PAN INDIA Net 21 With CPA ,-5% With Out CPA
Bike Com (Rollover) Rollover Digit (RJ07,RJ13,RJ15,RJ31,RJ44,RJ49) Net 7 <= 150CC Excluding Bajaj & Yamaha)
Saod (Bike+Sc) Rollover Digit RJ Net 16
Scooter(Only Saod) UPTO 150CC SBI RJ Net 28
TW
SM+MC All LIBERTY PAN INDIA Net 34
SAOD
SC+MC ROLLOVER IFFCO PAN INDIA Net 10
Com New+ Rollover Chola Rj Net 11 New 1+5
EV TW Saod Rollover Digit Rj Net 15 Electric Registered Scooter
Comp Com (With CPA) New ICICI Rest of RJ Net 25 EV-TW (Registered & Non Registered)Comp with
CPA* (2.5% lower w/o CPA)
TP Bike<150 CC RSA Jaipur, RoRJ Net Jaipur-14
RoRj-9
TP Bike<150 CC(Excluding Bajaj Digit (RJ07,RJ13,RJ15,RJ31,RJ44,RJ49) Net 15
Bike TP Yamha)
TP Bike<150 CC(Excluding Bajaj Digit (RJ04,RJ10,RJ16,RJ17,RJ18,RJ20,RJ2 8,RJ39,RJ46,RJ57 Net 11 MC <=150 Excluding Bajaj/Yamaha
Yamha)
TP SC+MC IFFCO PAN INDIA Net 1
Scooter TP Rollover Old Reliance RJ Net 40
Scooter TP Rollover Old RSA Jaipur, RoRJ Net Jaipur-26
Scooter RoRj-24
TP Scooter TP Rollover Old ICICI Rest of RJ Net 29 (3% lower w/o CPA
Scooter Moped Digit Rj Net 19 Upto 150cc
Scooter TP Rollover Old HDFC RJ Net 16 With CPA

COM+TP ONLY SCHOOL BUS SBI RJ Net 52

COM+TP ONLY SCHOOL BUS Magma RJ Net 43
COM+TP ONLY SCHOOL BUS RSA RJ Net 47
Comp /TP Name Of School Digit PAN INDIA Net 54
Comp /TP On Contract Digit PAN INDIA Net 52
Comp /TP School Bus > 18 -36 seater ICICI Jaipur Net 54
Comp /TP ICICI RJ(EXCLUDING JAIPUR) Net 49
School Comp /TP School Bus GT10 seater < 18 ICICI Jaipur Net 52
Bus seater (Excluding School Vans)
Bus Comp /TP seater (Excluding School Vans) ICICI RJ(EXCLUDING JAIPUR) Net 49
only Comp /TP Name of school/college/institute Reliance PAN INDIA Net 49

Comp /TP On other Names * with terms and Reliance PAN INDIA Net 49
condition
Comp /TP Pcv Bus School Tata Aig RJ Net 60 ABOVE 14 STR
Comp /TP Pcv Bus School RJ Net 24 12-14 Str
Comp /TP School Bus Chola RJ Net 43
Comp /TP School Bus Universal System Rto Net 25
Com Staff Bus Chola Pan India Net 38
Staff Comp /TP PCV Bus Non School Tata Aig RJ Net 43 12-14 & ABOVE 14 STR
Bus Comp /TP Staff Bus/Corporate Bus > 18 ICICI Jaipur Net 20
Comp /TP seater ICICI RJ(EXCLUDING JAIPUR) Net 25
Comp/TP E-Rickshaw/E-Kart RSA Pan India Net 36 Dis70%
Comp/TP Seating Capacity (3+1) Only RSA Jaipur Net 26
Comp/TP RSA Ro Rj Net 9
Com/TP Non Diesel Digit Good,Rj:- Net Com-38/ Dis-Up to 70%
RJ01,RJ04,RJ07,RJ09,RJ13,RJ14,RJ15,RJ16,RJ17,RJ19,RJ20 TP-36
,RJ22,RJ23,RJ24,RJ27,RJ28,RJ31,RJ41,RJ43,RJ45,RJ47

Com/TP Non Diesel Digit Bad RJ:- Net Com-8/ Dis-Up to 60%
RJ02,RJ03,RJ05,RJ08,RJ10,RJ11,RJ12,RJ18,RJ21,RJ25,RJ26 TP-22
PCV 3 ,RJ29,RJ30,RJ32,RJ33,RJ34,RJ35,RJ36,RJ37,RJ38,RJ40,RJ4
W 2,RJ44,RJ46,RJ48,RJ49,RJ50,RJ51,RJ52,RJ53,RJ59

Com/TP 3+1 Petrol & CNG (Public carrier) JAIPUR RTO Only Net 35
Com/TP PCV 3W Others- (Public carrier) ICICI RJ(EXCLUDING JAIPUR) Net 20
Com/TP PCV 3W Electric - (Public carrier) RJ Net Jaipur-34 /Rorj-36
Com/TP PCCV 3W OTHER THAN DIESEL Shriram RJ Net 41 Dis-70 Age upto15 Year
Com/TP PCV 3 W TATA AIG RJ,Jaipur Net JAIPUR-14 /RJ-11
Com/TP PCV 3 W Magma RJ 18
Com 3W Pcv liberty RJ Net 7 Public Carrier
COM+TP Digit Good Rj:-(RJ04,RJ07,RJ09,RJ14,RJ15,RJ16,RJ19,RJ20,RJ2 Net Com-3/ Dis 60%
2,RJ24,RJ27,RJ28,RJ31,RJ39,RJ41,RJ43,RJ44,RJ Tp-5
45,RJ46,RJ47

Com Digit Bad RJ:-(RJ01,RJ03,RJ05,RJ06,RJ08,RJ10,RJ12,RJ13,RJ1 Net Com-3 Dis 55%

GCV 7,RJ23,RJ25,RJ26,RJ29, RJ34,RJ36,RJ37)
3WH
Com 3W GCV liberty RJ Net 7 Public Carrier
Comp/TP GCV 3 W TATA AIG RJ,Jaipur Net Jaipur-35 /Rorj-28

Com/TP GCCV 3W -E CART Shriram RJ Net 43 UPTO 2000 WATT ONLY DIS-70/Age upto15 year

Comp 7-10 STR RSA RJ Net 16 Dis 30%

TP 4-6 STR RSA RJ Net 14
TP 7-10,11-18 STR RSA RJ Net 19
TP Innova Crysta & Maruti Ertiga ICICI Jaipur Net 20 Innova Crysta & Maruti Ertiga
ICICI Decline Model For Taxi:-(Decline Models- Hindustan Trekker, Camry, Fortuner, Chevrolet(Except STP), ICML, Mitsubishi, Force One, Traveller, Trax, Cruiser, Challenger, Gama, Toofan, Mahindra Armada, Jeep, Thar,
Marshal, Maxx, Savari, CL 500, CL 550, Commander, Tata Aria, Winger & Sumo, Omni, Magic, Ace, Iris, Swift(D), Dzire(D), Dzire Tour(D), Etios(D), Liva(D), Verito(D), Logan(D), Indica(D), Indigo(D))
Taxi
Comp/Tp PCCV 4W UPTO (6+1) Shriram RJ Net 16 IDV Upto 10 lacs Dis-70 Age upto-15 Year

Comp/Tp PCCV 4W(7-10) Shriram RJ Net 20 Dis-70 Age upto-15 Year

Com TAXI IFFCO Tokio RJ Net 7

Com/TP TAXI C2 (7- 10) IFFCO Tokio RJ Net 7

TP Only <3.5T KOTAK HR43,19 Net 34

>3.5T-7.5T HR43,19 Net 18
COM+TP <2.5T Magma RJ Net 43
COM+TP >2.5T-3.5T RJ Net 9
TP 0-2T RSA Jaipur Net 0 - 4 Years - 34,
5 - 10 Years & > 10 Years - 38

Ro Rj Net 28
> 2T - 2.5T All Rj Net 29
> 2.5T - 3T Jaipur Net 0 - 4 Years & > 10 Years- 23,
5 - 10 Years - 18

Ro Rj Net 0 - 4 Years - 25,

5 - 10 Years - 18,
> 10 Years - 26
>3T - 7T Jaipur Net 5 - 10 Years - 20
> 10 Years - 9

Ro Rj Net 5 - 10 Years - 21

Com 0-2T RSA Jaipur Net 0 - 4 Years - 38,

5 - 10 Years & > 10 Years - 43

RSA Ro Rj Net 0 - 4 Years - 29,

5 - 10 Years & > 10 Years -
43
> 2T - 2.5T RSA Jaipur Net 5 - 10 Years - 11
LCV > 10 Years - 16
COMP / RSA Ro Rj Net >10 Year -16
TP >2.5T- 3 Tons RSA Jaipur Net 5 - 10 Years-7,
BOTH > 10 Years-16
RSA Ro Rj Net >10 Year -16
 Com New SCV <=2450 KG ICICI RJ (Excluding Jaipur) Net 36 select districts)
Com/TP Old SCV <=2450 KG ICICI Jaipur Net 43 Selected distric
Com/TP Old SCV <=2450 KG ICICI RJ(Excluding Jaipur Net 31 select districts)(Tata and mAruti only)
Com/TP New+Old SCV > 2450 KG - 3500 KG ICICI RJ(Excluding Jaipur Net 15 (select districts)

Com Upto 2T Chola RJ Net 35

Com/TP upto 2500 Shriram RJ Net 31 Dis-70 Age -15/TATA MANF ONLY
Com/TP > 3.5T - 7.5T Shriram RJ Net 16 DIS-70 Age upto15 Year
Com <3.5T HDFC ALL RJ-RJ14 RTO DECLINE Net 17 DIS up to 70%
Com >3.5T-7.5T ALL RJ-RJ14 RTO DECLINE Net 3 DIS up to 60%
TP Only <3.5T RJ Net 22
Com/TP RJ1,RJ3 Net RJ1-38/RJ3-47/
Com/TP GVW<=2.5T RJ4,JAIPUR Net RJ4-Com-38: TP-47/
JAIPUR-35
Com/TP RJ1,RJ3 Net RJ1:-Com-15/TP-19/
TATA AIG
RJ3:-Com-27/TP-34
>2.5T-3.5T
Com/TP RJ4 JAIPUR Net RJ4:-19/
JAIPUR:-Com-20/TP-24
Com/TP >=3.5T-7.5T RJ3 Net 11 Age 1-5 Year & Above >5 Year
Com/TP GCV Upto 2750 Reliance RJ Net Com-17/ (Excluding Mahindra < 2.5K)
TP-19
TP Only GCV<12K-20K Reliance RJ Net 7
Com GVW<3500 Kg Liberty RJ Net 7 Public Carrier Only
Com >3500-7500 Liberty RJ Net 9 Public Carrier Only
Com/TP <7500 IFFCO Tokio RJ Net 7 only Public Carrier
Com(New) New Agricultural Tractor ICICI Jodhpur, Barmer, Jaisalmer, Pali, Jhunjhunu, Net 35 Dis 30%
Com Old Old Agricultural Tractor Hanumangarh,Bikaner Net 17 Dis 30%
Com New Agricultural Tractor (Without Reliance RJ Net 38 80%; MISC D - Harvester is to be read as MISC D -
Trailer Tractor for payout calculation (i.e. Payout rate of
MSD Harvester will be same as Tractor)
Tractor
COM/TP Old Agricultural Tractor (Without Reliance RJ Net Com-25/
Trailer) TP-18
Com Misc-D Aggriclture New Universal RJ (Except RJ02,RJ05,RJ11,RJ29) Net 30 Dis 90%
Com Tractor Magma RJ Net 16
Com Misc-D CE ICICI RJ (Excuding Jaipur) Net 25 MIsc D CE (Excluding - ACE, Escorts, Action, SANY,
Ashok Leyland, Ajax)
MISC D
Com Misc - D (Garbage Van) ICICI RJ Net 29 Tata Ace & Maruti Super carry Only
CE and
Com Trailer IFFCO TOKIO RJ Net 7
Equipm
ents
Com Misc-D IFFCO TOKIO RJ Net 7

COM/TP E-Rickshaw Digit Good Rj- Net 31 Dis 60%

COM/TP E-Rickshaw Digit Bad RJ:- Net 11 Dis 30%
E-
COM/TP E-Rickshaw ICICI Jaipur Net 34
RICKSH
COM/TP E-Rickshaw ICICI RJ(Excluding Jaipur Net 29
AW
COM/TP E-Rickshaw Shriram RJ Net 43 Upto 15 Years Only; Upto 2000 Watt only; Disc -
70%
TP >7.5T-12T KOTAK RJ-41,45,14,47,52,32,53 Net 5
TP >12T-40T RJ-41,45,14,47,52,32,53,43,19,20,33 Net 11

TP >20T-40T RJ- Net 11

41,45,14,47,52,32,53,43,19,20,33,31,49,01,48,07,50,36,0
9,27,41,11,35,38,53
Com >7.5-20T HDFC RJ2-01,02,14,45,20,11,40,05,32,23,52,53,RJ-14D Net 5 Dis up to 70%
Com >7.5-20T Rest Of RJ Net 7
Com >20-40T RJ2-01,02,14,45,20,11,40,05,32,23,52,53,RJ-14D Net 7
Com >20-40T Rest Of RJ Net 13
TP >7-12T RSA All RJ Net 0 - 4 Years - 8,
5 - 10 Years & > 10 Years - 23

TP >12T - 25T Jaipur Net 0 - 4 Years - 29,

5 - 10 Years-31,
> 10 Years - 20

GCV TP >12T - 25T Rest Of RJ Net 0 - 4 Years - 26,

Above 5 - 10 Years-31,
7500 to > 10 Years - 17
40000K TP >25T-40T All RJ Net 0 - 4 Years - 26,
5 - 10 Years-25,
g
> 10 Years - 26
Com Old 12T - 20T (Tipper) ICICI RJ(Excluding Jaipur Net 8 Public Carrier; Usage Based- Tipper/Dumper-
Com Old 20T - 40T (Non hazardous tanker) ICICI Jaipur Net 4 Construction & Mining only; Trailer- (Except
Bharat Benz, Volvo, Man & Scania Pan India &
Com Old 20T - 40T (Trailer) ICICI Jaipur Net 5 Eicher in North
TP Only M&HCV 12T-20T Reliance RJ(Excluding Jaipur Net 7 (Vehicle Age < 5Yrs)
TP Only M&HCV 12T-20T Reliance RJ(Excluding Jaipur Net 11 (Vehicle Age >= 5Yrs
Com/TP Gvw>=7.5T-12T RJ3 Net 11
TP Only >=12 T-20T RJ3 Net 24
TATA AIG Age 1-5 Year & Above >5 Year
Com/TP >20T-35T RJ3 Net 11
TP Only >=35T-45T RJ3 Net 11
COM/TP GVW 7500-12000 IFFCO TOKIO RJ Net 7 Only Public Carrier

COM 12001-20000 IFFCO TOKIO RJ Net 7

COM/TP 20001-40000 IFFCO TOKIO RJ Net 7

COM >40 HDFC RJ2-01,02,14,45,20,11,40,05,32,23,52,53,RJ-14D Net 7 Dis up to 85%

GCV >40 HDFC Rest Of RJ Net 2

Above >
 Above > Com/Tp >20T - 40T Shriram RJ-03,RJ-04,RJ-06,RJ-07,RJ-08,RJ-09,RJ-10,RJ-1 2,RJ-13,RJ- Net 6 Disc - 85%, Age upto 15 years
40000K 15,RJ-16,RJ-17,RJ-19,RJ-20,RJ-21,RJ -22,RJ-24,RJ-25,RJ-
g 27,RJ-28,RJ-30,RJ-31,RJ-33, RJ-34,RJ-35,RJ-36,RJ-37,RJ-
38,RJ-39,RJ-43,RJ-4 4,RJ-46,RJ-49,RJ-50,RJ-51,RJ-54,RJ-55
,RJ-56 ,RJ-57 ,RJ-58
PSU Rate For All Segement
Insurer SEGEMENT RTO PAYABLE ON COMPTP REAMARK
National ALL SEGMENT ALL LOB OD 11 1.5
Oriental Car ALL NET 16 0 1+1NET NEW
Car ALL OD+NET 11 5 4 TO 10 YEAR AGE
Car ALL NET 0 5 STP
Car ALL NET 12 0 SAOD
BIKE ALL NET 18 0 1+1 NET NEW
BIKE ALL OD+NET 7 5 6 TO 10 YEAR AGE
BIKE ALL NET 0 5 STP
BIKE ALL NET 12 0 SAOD
MIS-D ALL NET 10 0 COMP
MIS-D ALL NET 5 STP
GCV UP TO 12000 KG ALL NET 7 0 NEW
GCV UP TO 12000 KG ALL NET 5 0 1 TO 10 YEAR AGE
GCV ABOVE 12000 KG ALL NET 6 0 NEW
GCV ABOVE 12000 KG ALL NET 5 0 1 TO 5 YEAR AGE
GCV ABOVE 12000 KG ALL NET 4 0 5 TO 10 YEAR AGE
PCV UP TO36 STR ALL NET 7 0 NEW
PCV ABOVE 36 STR ALL NET 5 0 1 TO 10 YEAR AGE
PCV EXCEEDING 36 STR ALL NET 6 0 NEW
PCV EXCEEDING 36 STR ALL NET 5 0 1 TO 5 YEAR AGE
PCV EXCEEDING 36 STR ALL NET 4 0 5 TO 10 YEAR AGE
ALL COMM GCV PCV ALL NET 0 4 NO AGE LIMIT
ALL lob except Misc-d ALL NET 0.2 0 ABOVE 10 YEAR AGE
United PVT CAR ALL NET 15 0 1+1 NET NEW
PVT CAR ALL NET 10 0 1+1 NET NEW DISEL UPTO 1500 CC
1+1 NET NEW DISEL ABOVE 2500CC EXCEPT
PSU
TATA MARUTI MAHINDRA TYOTA HUNDAI HONA
Rate PVT CAR ALL NET 10 0 KIA
For All PVT CAR ALL NET 10 10 COMP
Segeme PVT CAR ALL NET 5 5 COM Diesel upto 1500 cc
nt COM Diesel Above 2500 cc Except Tata
Maruti,Mahindira ,Toyota,Hundai,Honda ,Kia
PVT CAR ALL NET 5 5
PVT CAR ALL NET 5 5 SAOD
PVT CAR ALL NET 0 15 STP petrol
PVT CAR ALL NET 0 1.5 STP Deisel
BIKE ALL NET 20 1+1 Net Upto 150 Cc
BIKE ALL NET 5 1+1net above 150cc
BIKE ALL NET 15 15 COMp upto150cc
BIKE ALL NET 5 5 COMp >150 to 350cc
BIKE ALL NET 5 5 COM above 350cc
BIKE ALL NET 0 5 STP
MIS-D ALL NET 8 8 NEW
MIS-D ALL NET 8 8 COM/STP
pvc 3 w 2w ALL NET 20 0 NEW
Pvc 4w 1000 to 1500 cc ALL NET 8 8 NT AXCEEDING 6 STR
Pvc 4w ALL NET 10 10
PVC 4 w and more ALL NET 10 10 6 TO 20 SEATER
PVC 4 w and more ALL NET 10 10 20 TO 30 SEATER
PVC 4 w and more ALL NET 2 2 ABOVE 30 SEATER
staff/school/bus ALL NET 30 30 NEW ROLLOVER STP
GCV UP TO 2000 KG ALL NET 25 25 NEW ROLLOVER STP
GCV 2000-10000KG ALL NET 10 10 NEW ROLLOVER STP
GCV 10000-12000KG ALL NET 2 2 NEW ROLLOVER(0.6 ONLY STP)
GCV 12000-20000& 25000-40000KG
ALL NET 5 5 NEW ROLLOVER STP
GCV 20000-25000KG ALL NET 7 7 NEW ROLLOVER STP
GCV ABOVE 40000 KG ALL NET 2.5 2.5 NEW ROLLOVER STP
Hdfc :-*GCV grid applicable for Public carriers only
Magma :-3 % less w/o CPA(CPA Premium will not be considered for outgo if less than ₹450 For )
Hdfc :- Rj2 -RJ01,RJ02,RJ14,RJ45,RJ20,RJ11,RJ40,RJ05,RJ3
Shriram:- RJ05-Bhartpur Rajatsthan Rto Decline for All Product
ICICI Guidline
2 Private car- Old Premium
1. Points
carscapped
(Both P1
at 25%
& P2)-
on all Premium cars for Old Comp (NCB) & Used car cases. SAOD cases as per grid (Point No 1)
3 2W- Bikes Points on LT 150 CC only..NO Points on GT 150 CC. Bajaj & Yamaha Bikes are declined models
4 2W Comp & AOTP Points in the grid are with CPA attachment. 2.5% lower points without CPA/SCPA attachment for New and Old Comp
5 COA will be calculated as per the grid or calls sheet shared whichever is lower unless it is approved under deviation calls
6 Any segment not mentioned in the grid/declined will be at IRDA (15%) commission.

PCV Taxi- (Decline Models- Hindustan Trekker, Camry, Fortuner, Chevrolet(Except STP), ICML, Mitsubishi, Force One, Traveller, Trax, Cruiser, Challenger, Gama, Toofan, Mahindra Armada, Jeep, Thar, Marshal, Maxx, Savari, CL 500, CL 550, Commander, Tata Aria, Winger & Sumo, Omni, Magic, Ace, Iris, Swift(D), Dzire(D), Dzire Tour(D), Etios(D),
1 PCV Taxi
Liva(D), Verito(D), Logan(D), Indica(D), Indigo(D))

2 PCV Taxi PCV taxi- Points grid on NZD cases only.. PCV taxi with ZD not applicable
3 GCV GCV Grid applicable for both Public carrier and Private carrier except GCV 3W (Public Carrier only)
4 GCV Decline Models: MAN, Volvo, Scania, Bharat Benz Pan India. Additionally, Eicher also declined in Rajasthan, NCR, UP, J&K and Haryana
Preferred Usage- Refrigerated vans, Car carriers, Gas Bullet, Bulkers, Edible Oil Tankers, Port Consignements, Cash Carrying Vans, Garbage Vans, Molasses Tanker, Petrol Pump tankers owned by Petrol Pump owners, Petrol tankers in RTO like Vapi, Navsari, Bharuch, Jamnagar & Vadodara > 12 Ton(Tata/AL). Negative usage are Water/Milk Tankers,
5 GCV
Hazardous chemicals, Ambulances, Hearses, Emergency vehicles, Road Sweeping Machines

6 MHCV AOTP (> 12 T)

Applicable for Age GT 5 years only. Applicable for TATA & Ashok Leyland only
7 PCV 3W E Rickshaw
Grid applicable only on Registered vehicles to be done

8 School Bus Bus should be on the School, Education Trust. For Indiviual name, Valid permit copy & Agreement copy required subject to UW approval. School bus TP rates will not be applicable for buses registered in Individual name even with valid permit copy as per IRDA norms

9 Staff Bus Bus should be on the name of company.. Staff bus < 18 seater will be Zeo commision
10 Misd CE Grid applicable only on JCB, Caterpillar & TATA Hitachi (Negative Models are ACE, Escorts, Action, SANY, Ashok Leyland, Ajax). Grid not applicable on Cranes & Transit Mixtures
11 Agriculture TractorsGrid is not applicable for standalone harvestors. No Points on Short term policies
12 Fleet/Strategic Customers
Grid for Fleet/Strategic business will be based on the fleet evaluation and retail grid will not be applicable
13 Any segment not mentioned in the grid/declined will be at 0% commission.
14 Garbage van is open for pan India for TATA ACE AND MARUTI SUPER CARRY (except RTO -Delhi NCR, Rajkot, Surat). Commission 29.5%

Sourcing to aligned as per doable RTOs. Grid not applicable for RTO/Segment combination at negative RTOs. No sourcing to be done on short period basis without UW approval for above grid. Wherever mentoined select districts, pricing is made available on doable districts of the concerned cohort. Wherver pricing is tariff or
15 Negative RTOs
loading, it means it's unviable and hence pricing deviation should not be taken

Icici Selective Rto's

RAJASTHAN RAJASTHAN RAJASTHAN RAJASTHAN RAJASTHAN
 SCV SCV
<2450 SCV >=2450T >=245 RTO
RTO Code SCV <2450 GVW Old RTO Code RTO Code RTO Code SCV <2450 GVW AOTP
GVW New 0 Code
New GVW
JODHPUR
RJ19, RJ43 UDAIPUR RJ27 JODHPUR RJ19, RJ43 JODHPUR
RJ19, RJ43 UDAIPUR RJ27
CHITTORGARH
RJ9,RJ38 CHITTORGARH RJ9,RJ38 BARMER RJ04,RJ39 BARMERRJ04,RJ39 CHITTORGARH RJ9,RJ38
UDAIPUR
RJ27 JODHPUR RJ19, RJ43 JAISALMER RJ15 JAISALMER
RJ15 JODHPUR RJ19, RJ43
JHUNJHUNU
RJ18 RAJSAMAND RJ30 JALORE RJ16, RJ46 JALORERJ16, RJ46 RAJSAMAND RJ30
PRATAPGARH
RJ35 PRATAPGARH RJ35 PALI RJ22 PALI RJ22 PRATAPGARH RJ35
AJMER RJ01,RJ36, RJ42,
AJMER
RJ48 RJ01,RJ36, RJ42, RJ48 JHUNJHUNU RJ18 JHUNJHUNU
RJ18 AJMER RJ01,RJ36
DUNGARPUR
RJ12 BIKANER RJ07,RJ50 NAGAUR RJ21,RJ37 NAGAURRJ21,RJ37 BIKANER RJ07,RJ50
BARMERRJ04,RJ39 DUNGARPUR RJ12 AJMER RJ01,RJ36, RJ42, RJ48 AJMER RJ01,RJ36, RJ42, RJ48 DUNGARPUR RJ12
CHURURJ10,RJ44 JHUNJHUNU RJ18 BIKANER
RJ07,RJ50 JHUNJHUNU RJ18
PALI RJ22 PALI RJ22 SRIGANGANAGAR
RJ13 PALI RJ22
JAISALMER
RJ15 BUNDI RJ08 BUNDI RJ08
SCV >= 2450
RTO Code
BIKANERRJ07,RJ50 CHURU RJ10,RJ44 GVW AOTP CHURU RJ10,RJ44
NAGAUR RJ21,RJ37 NAGAUR RJ21,RJ37 JODHPUR RJ19, RJ43 NAGAUR RJ21,RJ37
JALORERJ16, RJ46 SRIGANGANAGAR RJ13 NAGAUR RJ21,RJ37 SRIGANGANAGAR RJ13
SRIGANGANAGAR
RJ13 SIROHI RJ24 BARMER RJ04,RJ39 SIROHI RJ24
BUNDI RJ08 BARMER RJ04,RJ39 BIKANER RJ07,RJ50 ALWAR RJ02,RJ40
HANUMANGARH
RJ31,RJ49 HANUMANGARH RJ31,RJ49 JHUNJHUNU RJ18 BARMER RJ04,RJ39
SIROHI RJ24 JAISALMER RJ15 AJMER RJ01,RJ36, RJ42, RJ48 HANUMANGARH RJ31,RJ49
JALORE RJ16, RJ46 JAISALMER RJ15 JAISALMER RJ15
JALORE RJ16, RJ46 JALORE RJ16, RJ46
Shriram Declined RTOS ( Refer Remarks). SRIGANGANAGARRJ13 DHOLPUR RJ11
Shriram Decline Rto Shriram Declined RTOS ( Refer Remarks).
Product RTO State RTO Code RTO Name Remarks

GCCV LCV (UP TO

Rajasthan RJ-10 Churu Declined
7500 GVW)

GCCV LCV (UP TO

Rajasthan RJ-19 Jodhpur Declined
7500 GVW)

GCCV LCV (UP TO

Rajasthan RJ-20 Kota Declined
7500 GVW)

GCCV LCV (UP TO

Rajasthan RJ-29 Dausa Declined
7500 GVW)

GCCV LCV (UP TO

Rajasthan RJ-30 Rajsamand Declined
7500 GVW)

GCCV LCV (UP TO

Rajasthan RJ-39 Balotra Declined
7500 GVW)

GCCV LCV (UP TO

Rajasthan RJ-48 Kekri Declined
7500 GVW)

GCCV LCV (UP TO

Rajasthan RJ-28 Baran Declined
7500 GVW)

GCCV LCV (UP TO

Rajasthan RJ-11 Dholpur Declined
7500 GVW)

GCCV LCV (UP TO

Rajasthan RJ-35 Pratapgarh Declined
7500 GVW)

GCCV LCV (UP TO

Rajasthan RJ-51 Shahpura Declined
7500 GVW)

GCCV LCV (Above

Rajasthan RJ-32 Kotputli Declined
2500 GVW)

GCCV LCV (Above

Rajasthan RJ-01 Ajmer Declined
2500 GVW)

GCCV LCV (Above

Rajasthan RJ-41 Chomu Declined
2500 GVW)

GCCV LCV (Above

Rajasthan RJ-52 Shahpura Declined
2500 GVW)

PCCV 3W (Other
Rajasthan RJ-04 Barmer Declined
than Electric)

PCCV 3W -Diesel Rajasthan RJ-24 Sirohi Declined

PCCV 3W -Diesel Rajasthan RJ-01 Ajmer Declined

PCCV 3W -Diesel Rajasthan RJ-02 Alwar Declined

Digit Rto List

Good Rj For Pcv

RJ01RJ04 RJ07RJ09RJ13RJ14RJ15RJ16RJ17RJ19RJ20RJ22RJ23RJ24RJ27RJ28RJ31RJ41RJ43RJ45RJ47
Bad Rj For Pcv
RJ02RJ03RJ05RJ08RJ10RJ11RJ12RJ18RJ21RJ25RJ26RJ29RJ30RJ32RJ33RJ34RJ35RJ36RJ37RJ38RJ40RJ42RJ44RJ46RJ48RJ49RJ50RJ51RJ52RJ53RJ59
Magma Guidline

https://docs.google.com/spreadsheets/d/1uA9CmBkzDAhVmXSPaDtTpVLaktdOUpYA/edit#gid=1916384908
https://docs.google.com/spreadsheets/d/e/2PACX-1vSBajbrEsX19lRB-xUI33iBGSYQjYm51sTY2SgdYarROPSS7Gao5-Ph_bcZ34dw1w/pub?gid=1916384908&single=true&output=pdf
TATA AIG RTO CLUSTER
RJ1:--RJ42RJ48RJ47RJ17RJ18RJ21RJ36RJ01RJ03RJ53
RJ2:- RJ02
RJ3RJ39RJ46RJ43RJ15RJ16RJ19RJ20RJ22RJ24RJ25RJ04RJ28RJ33RJ38RJ08
RJ4:-RJ50RJ51RJ41RJ49RJ44RJ10RJ12RJ13RJ23RJ26RJ27RJ09RJ06RJ07RJ30RJ31RJ34RJ35RJ37
RJ5RJ40RJ52RJ11 RJ05RJ29RJ32
JAIPUR RJ45,RJ14