03-Dec-2021

Mr./Ms. AKLESH KUMAR

HDB FINANCIAL SERVICES
5TH FLOOR ANSAL CLASSIC TOWER
RAJOURI GARDEN
NEW DELHI 110027

Dear Customer,

Subject: EasyEMI on your HDFC Bank Credit Card Number:545964XXXXXX4176

We are pleased to grant you the EasyEMI payment facility as per the details stated below. The
transaction amount has been converted into EasyEMI as per your request

EasyEMI Loan no. 0000000000075786060

Unsecured Loan Type EasyEMI
Amount Rs.9499.00
Tenure 18 Months
EasyEMI Fixed Finance Charges on Reducing Balance 1.25% p.m.
EMI Amount Rs.592.59(Excluding GST)*
Merchant Name
Processing Fee Rs.199.00
*GST at 18% will be charged on the following and are subjected to change as per Govt.Announcement:
1.EasyEMI Finance Charges Component on the EMI amount on a monthly basis
2.Processing fee, if any
3.Pre-closure charges, if any

Please refer to the enclosed amortization schedule for EMI details

For the first EMI, the interest will be calculated from the loan booking date till the payment due date. This
is effective only for loans booked from Feb 2019 onwards.In case you require any further assistance , pls
contact Phone Banking within 7 days of receiving this letter

EasyEMI transactions are not eligible for Reward Points.This EasyEMI can be pre-closed anytime during the
tenure. In case of pre-closure of the EasyEMI facility, there will be no Penalty levied currently. As the pre-closure
charge is subjected to change, we request you to get in touch with your nearest call centre for the applicable
charge, if any, if you decide to pre-close the EasyEMI. Partial pre-payment or partial closure is not permitted on
this loan

Additional Finance Charges if any on the principal outstanding from last statement date till date of loan pre-
closure need to be paid by customer.

Please also note that the above mentioned EMI amounts will be included to your monthly HDFC Bank Credit Card
statements and will be payable as part of the Minimum Amount Due.

If your HDFC Bank Card gets closed before all the installments have been charged, the loan outstanding will get
debited to your card account and you’re expected to pay the amount in full. In case of default in payment of credit
card dues or EMIs by the due dates, your card account is liable to be suspended and could further be terminated.

The terms and conditions contained in the Cardmember Agreement apply over and above the terms and
conditions for this loan. In case you do not agree to any of the details above, or require any further assistance,
please contact the nearest customer service call centre at the numbers provided below, within 7 days of receiving
this letter.
Enclosed Amortization schedule of Loan Number 0000000000075786060 for Loan Amount Rs.9499.00
(*GST extra @18% on Interest Component)

No Statement Principal EasyEMI EMI Balance No Statement Principal EasyEMI EMI Balance
Date Amount Finance Amount Date Amount Finance Amount
Charges Charges
on on
Reducing Reducing
Balance Balance
1 20-12-2021 473.86 154.37 628.23 9025.14 10 20-09-2022 529.91 62.68 592.59 4484.79
2 20-01-2022 479.78 112.81 592.59 8545.36 11 20-10-2022 536.53 56.06 592.59 3948.26
3 20-02-2022 485.78 106.81 592.59 8059.58 12 20-11-2022 543.24 49.35 592.59 3405.02
4 20-03-2022 491.85 100.74 592.59 7567.73 13 20-12-2022 550.03 42.56 592.59 2854.99
5 20-04-2022 498.00 94.59 592.59 7069.73 14 20-01-2023 556.91 35.68 592.59 2298.08
6 20-05-2022 504.22 88.37 592.59 6565.51 15 20-02-2023 563.87 28.72 592.59 1734.21
7 20-06-2022 510.53 82.06 592.59 6054.98 16 20-03-2023 570.92 21.67 592.59 1163.29
8 20-07-2022 516.91 75.68 592.59 5538.07 17 20-04-2023 578.05 14.54 592.59 585.24
9 20-08-2022 523.37 69.22 592.59 5014.70 18 20-05-2023 585.24 7.31 592.55 0.00

This is a computer generated letter and does not require a signature.