Government Initiative for digital Pakistan:

The Government of Pakistan is highly ambitious to digitize Pakistan with

emerging technology and innovations. Some initiatives are given below
1. PTI government shifts the telecommunication sector into the industry it helps the
government and private businesses.
2. Using IT enhances the power of quality of education at all levels across the country
through HRD programs to enhance digital skills.
3. Initiate programs to train young graduates freelancers and professionals on market
intensive through both classrooms and virtual training programs.
4. Collaborate with relevant stakeholders including international universities to advance e-
learning for the educational and other strategic sectors to improve our knowledge
economy.
5. Design and develops programs for girls and women. This program ensures a significant
percentage of rulers and underserved areas of Pakistan.
6. Teachers and instructors could use e-learning applications to teach students in different
parts of the country. Skill development applications running on a 3G/4G network could
deliver training material like video lectures, eBooks, slides, etc.
7. As agriculture is the backbone of Pakistan’s economy, there are numerous possibilities
and potentials where mobile services can be offered to farmers and relevant industries in
order to increase the quality of products.
8. Smartphone applications could assist farmers to share their information, knowledge, and
expertise about various issues with each other. 3G-supported devices could educate
farmers about different products and farming techniques and they could check weather
updates and prices of different items online.
9. Auction of three licenses in the mobile sector to open new avenues for business and job
opportunities and FDI.
10. Reducing the tax on telecom services and its related pieces of equipment will lead to the
reduction of service cost, which ultimately will encourage more telecom usage
11. Encouraging foreign investors for the original production of quality mobile phone sets.
This will not only create FDI and Revenue but will also provide new job opportunities.
12. Improving the national image among the comity of nations, which is worse than reality.

Question: Banking Reforms:

1- Capital adequacy means capital bank. Capital bank work on increasing deposits and
future investments.
2- Improve quality assets using green technologies improve assets and should reduce the
use of paper.
3- Upgrade technology is the most important thing like online banking.
4- New ways to find earnings of the commercial bank so that bank help to increase the
economy. Make a new policy for earning.
 5- Corporate tax rates on the profits of the banks have been lowered
6- With the privatization of nationalized commercial banks, the role of the regulatory
and supervisory authorities has also changed.
7- The government should enforce large companies to put their retain earnings in the
bank & whenever they need that the government will give them money. Instead of
asking foreigners to put money in the bank govt should ask their own people will help
increase the value of money and economic regulations.
8- Increase microfinancing banks. Introduce car loans, and education loans, and increase
the circulation of money.
9- Human resources base of the banking system upgrading.

Obstacles of Industrial Development:

These are the obstacles to our industries not doing proper work.
1- The high cost of electricity and continuous energy crises is the main problem of our
industry.
2- Pakistan is suffering from a shortage of skilled workers as most of them go overseas.
3- Pakistan has not made a standard of quality control for its products
4- The law-and-order situation is very bad in the country so people do not invest here.
5- Lack of industrial research is also a problem that is responsible for high production
costs.
6- Shortage of resources.
7- Economic instability
8- Lack of technological advancement.
9- Our administration can’t work quickly
10- We can’t implement policy.
11- Lack of infrastructure.
12- Lack of proper planning and heavy taxes are the main reason our industrial growth
rate is low.