PROJECT REPORT

OF
M/S MAA JANKI WAREHOUSE
(PROPRIETOR : BRIJLATA CHOUHAN)
(FINANCE REQUIRED : 120 LAKHS)

BUSINESS ADD : VILLAGE- ARKA TEHSIL BADI DIST-RAISEN MP

COMPILED BY
CA SHUBHAM SHRIVASTAVA
148,First Floor, Zone-II,M.P. Nagar Bhopal
Contact :+91-9981237059, Email : cashubham.496@gmail.com
 M/S MAA JANKI WAREHOUSE

SUMMARY OF PROJECT

Name of the Borrower : M/S MAA JANKI WAREHOUSE

Status of Entity : Proprietorship

Proprietor Name : Brijlata Chouhan

Proprietor Aadhar No/Pan No : CVVPC3307A

Proprietor Address : village- Arka Tehsil Badi Dist-Raisen MP

Warehouse Capacity : 5000 Mt

Registered Address : village- Arka Tehsil Badi Dist-Raisen MP

Business Category : Godown & Warehouse

Finance required : Term Loan of Rs 120 Lakhs.

Subsidy Available : 33.33% of Gross Investment amount (Woman Candidate)

Prepared By : CA SHUBHAM SHRIVASTAVA

Address of Preparer : 148,First Floor Zone-II, M P Nagar Bhopal

 M/S MAA JANKI WAREHOUSE

ASSUMPTIONS

Following assumptions have been taken for preparing the Project Report:

1 Salary is as per the rates prevailing in the area and has been paid on hourly basis.

2 Interest rate for cash Term Loan is presumed to be 9.3% pa.

3 Project Report has been prepared for the 10 years.

4 Provision for taxes has been calculated as per slab of Finance Act.

5 Project Report has been compiled on the basis of information and documents produced.
 M/S MAA JANKI WAREHOUSE
STATEMENT OF LOAN REPAYMENT AND INTEREST

LOAN AMOUNT (GROSS) 120.00

LESS: SUBSIDY @ 15% - In Lakhs
LOAN AMOUNT (NET) 120.00
Rate of Interest 9.40%

Month Month Month Month Month Month Month Month Month Month Month Month TOTAL PRINCPLE Total Int.
I II III IV V VI VII VIII IX X XI XII PAID (TL+CC)
2023-24
OPEN.BAL. 120.00 120.00 120.00 120.00 120.00 120.00 120.00 120.00 120.00 120.00 120.00 120.00 -
Interest. @ 9.40% - - - - - 4.80 - - - - - 4.80 9.60
INSTALMENT - - - - - 4.80 - - - - - 11.12 15.92
CL BAL. 120.00 120.00 120.00 120.00 120.00 120.00 120.00 120.00 120.00 120.00 120.00 113.68 - 9.60
2024-25
OPEN.BAL. 113.68 113.68 113.68 113.68 113.68 113.68 107.37 107.37 107.37 107.37 107.37 107.37 -
Interest. @ 9.40% - - - - - 4.55 - - - - - 4.29 8.84
INSTALMENT - - - - - 10.86 - - - - - 10.61 21.47
CL BAL. 113.68 113.68 113.68 113.68 113.68 107.37 107.37 107.37 107.37 107.37 107.37 101.05 - 8.84
2025-26
OPEN.BAL. 101.05 101.05 101.05 101.05 101.05 101.05 94.74 94.74 94.74 94.74 94.74 94.74 -
Interest. @ 9.40% - - - - - 4.04 - - - - - 3.79 7.83
INSTALMENT - - - - - 10.36 - - - - - 10.11 20.46
CL BAL. 101.05 101.05 101.05 101.05 101.05 94.74 94.74 94.74 94.74 94.74 94.74 88.42 - 7.83
2026-27
OPEN.BAL. 88.42 88.42 88.42 88.42 88.42 88.42 82.11 82.11 82.11 82.11 82.11 82.11 -
Interest. @ 9.40% - - - - - 3.54 - - - - - 3.28 6.82
INSTALMENT - - - - - 9.85 - - - - - 9.60 19.45
CL BAL. 88.42 88.42 88.42 88.42 88.42 82.11 82.11 82.11 82.11 82.11 82.11 75.79 - 6.82
2027-28
OPEN.BAL. 75.79 75.79 75.79 75.79 75.79 75.79 69.47 69.47 69.47 69.47 69.47 69.47 -
Interest. @ 9.40% - - - - - 3.03 - - - - - 2.78 5.81
INSTALMENT - - - - - 9.35 - - - - - 9.09 18.44
CL BAL. 75.79 75.79 75.79 75.79 75.79 69.47 69.47 69.47 69.47 69.47 69.47 63.16 - 5.81
2028-29
OPEN.BAL. 63.16 63.16 63.16 63.16 63.16 63.16 56.84 56.84 56.84 56.84 56.84 56.84 -
Interest. @ 9.40% - - - - - 2.53 - - - - - 2.27 4.80
INSTALMENT - - - - - 8.84 - - - - - 8.59 17.43
CL BAL. 63.16 63.16 63.16 63.16 63.16 56.84 56.84 56.84 56.84 56.84 56.84 50.53 - 4.80
2029-30
OPEN.BAL. 50.53 50.53 50.53 50.53 50.53 50.53 44.21 44.21 44.21 44.21 44.21 44.21 -
Interest. @ 9.40% - - - - - 2.02 - - - - - 1.77 3.79
INSTALMENT - - - - - 8.34 - - - - - 8.08 16.42
CL BAL. 50.53 50.53 50.53 50.53 50.53 44.21 44.21 44.21 44.21 44.21 44.21 37.89 - 3.79
2030-31
OPEN.BAL. 37.89 37.89 37.89 37.89 37.89 37.89 31.58 31.58 31.58 31.58 31.58 31.58 -
Interest. @ 9.40% - - - - - 1.52 - - - - - 1.26 2.78
INSTALMENT - - - - - 7.83 - - - - - 7.58 15.41
CL BAL. 37.89 37.89 37.89 37.89 37.89 31.58 31.58 31.58 31.58 31.58 31.58 25.26 - 2.78
2031-32
OPEN.BAL. 25.26 25.26 25.26 25.26 25.26 25.26 18.95 18.95 18.95 18.95 18.95 18.95 -
OPEN.BAL. - - - - - 1.01 - - - - - 0.76 1.77
INSTALMENT - - - - - 7.33 - - - - - 7.07 14.40
CL BAL. 25.26 25.26 25.26 25.26 25.26 18.95 18.95 18.95 18.95 18.95 18.95 12.63 - 1.77
2032-33
OPEN.BAL. 12.63 12.63 12.63 12.63 12.63 12.63 6.32 6.32 6.32 6.32 6.32 6.32 -
2027-28 - - - - - 0.51 - - - - - 0.25 0.76
INSTALMENT - - - - - 6.82 - - - - - 6.57 13.39
CL BAL. 12.63 12.63 12.63 12.63 12.63 6.32 6.32 6.32 6.32 6.32 6.32 (0.00) - 0.76

Note : i) Interest will be served monthly and principle installament will be paid on monthly basis
ii) Morotorium period of 6 month has been considered For first 6 month
 M/S MAA JANKI WAREHOUSE

IMPLEMENTATION SCHEDULE OF PROJECT

Type of Project Work Due Date Current Status

Laying Foundation 15th of April 2023 Proposed completion

Procurement of Civil Items 30th of April 2023 Proposed completion

Base Filling material 10th of May 2023 Proposed completion

Iron Sheet and roof related work 15th of May 2023 Proposed completion

Other Misc Item 30th of May 2023 Proposed completion

Fabrication work 10th of June 2023 Proposed completion

Floor Material 15th of June 2023 Proposed completion

Installation of weigh bridge 25th of June 2023 Proposed completion

Finishing and other allied work 30th of June 2023 Proposed completion
 M/S MAA JANKI WAREHOUSE

STATEMENT OF COST OF PROJECT

COST OF PROJECT Rate Qty. Amount (Rs.)

A) MACHINERIES & EQUIPMENTS

Construction cost of werehouse as per estimate 15,000,000

Road,Boundrywall & Drainage system 1,500,000

Total Fund Required for Capital Investment (I) 16,500,000

B) STOCK ITEMS

Total Fund Required for Working Capital purpose (II) -

Fund Requirement (I+II) 16,500,000

MEANS OF FINANCE

a) Term Loan 80% 12,000,000

b) Own Contribution 20% 4,500,000

a) CC loan 70% -

b) Own Contribution 30% -

Total 16,500,000
 M/S MAA JANKI WAREHOUSE

ASSESSMENT OF WORKING CAPITAL REQUIREMENTS

PART A: OPERATING STATEMENT

As per Profit & Loss Account actuals/estimated for the year ended.

PARTICULAR 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33
PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION
REVENUE FROM SALE 35.10 35.10 37.80 37.80 40.50 40.50 43.20 43.20 45.90 45.90
LESS: EXCISE DUTY & SALES TAX 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NET RECEIPTS (item 1-2) 35.10 35.10 37.80 37.80 40.50 40.50 43.20 43.20 45.90 45.90
(A) DOMESTIC 35.10 35.10 37.80 37.80 40.50 40.50 43.20 43.20 45.90 45.90
(B) EXPORT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
DIRECT EXPENSES
Purchases of consumables 0.30 0.32 0.33 0.35 0.36 0.38 0.40 0.42 0.44 0.47
Petrol & Diesel Expenses 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Freight Expenses 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
SUB- TOTAL 0.30 0.32 0.33 0.35 0.36 0.38 0.40 0.42 0.44 0.47
ADD: OPEN. STOCK OF RAW MATERIAL 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
SUB- TOTAL 0.30 0.32 0.33 0.35 0.36 0.38 0.40 0.42 0.44 0.47
DEDUCT: CLOSING STOCK OF RAW MATERIAL 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
SUB- TOTAL 0.30 0.32 0.33 0.35 0.36 0.38 0.40 0.42 0.44 0.47
ADD : OPEN. W-I-P 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
SUB- TOTAL 0.30 0.32 0.33 0.35 0.36 0.38 0.40 0.42 0.44 0.47
DEDUCT: CLOSING W-I-P 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
SUB- TOTAL 0.30 0.32 0.33 0.35 0.36 0.38 0.40 0.42 0.44 0.47
ADD: OPEN. STOCK OF FINISHED GOODS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
SUB- TOTAL 0.30 0.32 0.33 0.35 0.36 0.38 0.40 0.42 0.44 0.47
DEDUCT: CLOSING STOCK OF FINISHED GOODS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
SUB- TOTAL 0.30 0.32 0.33 0.35 0.36 0.38 0.40 0.42 0.44 0.47
GROSS PROFIT 34.80 34.79 37.47 37.45 40.14 40.12 42.80 42.78 45.46 45.43
Interest Expenses 9.60 8.84 7.83 6.82 5.81 4.80 3.79 2.78 1.77 0.76
Professional Fees 0.05 0.05 0.06 0.06 0.06 0.06 0.07 0.07 0.07 0.08
Insurance Charges 0.45 0.47 0.50 0.52 0.55 0.57 0.60 0.63 0.66 0.70
Bank Charges 0.11 0.12 0.12 0.13 0.14 0.14 0.15 0.16 0.16 0.17
Salary & Wages Exp 2.80 3.36 4.03 4.84 5.81 6.97 8.36 10.03 12.04 14.45
Loading & Unloading Expenses 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Repair & Maintainance 0.20 0.21 0.22 0.23 0.24 0.26 0.27 0.28 0.30 0.31
Miscellaneous Expenses 0.10 0.11 0.11 0.12 0.12 0.13 0.13 0.14 0.15 0.16
Business Promotion Expenses 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
DEPRECIATION 15.75 14.93 13.43 12.09 10.88 9.79 8.81 7.93 7.14 6.42
SUB- TOTAL 29.06 28.08 26.30 24.80 23.60 22.72 22.18 22.03 22.29 23.04
OPERATING PROFIT 5.74 6.70 11.17 12.65 16.53 17.39 20.61 20.75 23.16 22.39
ADD OTHER INCOME 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
DEDUCT OTHER EXPENES 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PRELIMINARY EXPENSES - W/O 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
OTHER INCOME/EXPENSES (NET) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PROFIT BEFORE TAX/LOSS 5.74 6.70 11.17 12.65 16.53 17.39 20.61 20.75 23.16 22.39
PROVISION FOR TAXES 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NET PROFIT BEFORE REMUNERATION/INTREST 5.74 6.70 11.17 12.65 16.53 17.39 20.61 20.75 23.16 22.39
 M/S MAA JANKI WAREHOUSE
PART A: OPERATING STATEMENT
Analysis of ravanue from Warehouse Receipts
Particulars 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33
Total Capacity of Warehouse 5000.00 MT 5000.00 MT 5000.00 MT 5000.00 MT 5000.00 MT 5000.00 MT 5000.00 MT 5000.00 MT 5000.00 MT 5000.00 MT

Actual Capacity Utilization 65% 65% 70% 70% 75% 75% 80% 80% 85% 85%

Actual Capacity Utilization in MT 3,250.00 3,250.00 3,500.00 3,500.00 3,750.00 3,750.00 4,000.00 4,000.00 4,250.00 4,250.00

Rate Pr Mt 90.00 90.00 90.00 90.00 90.00 90.00 90.00 90.00 90.00 90.00

Total Yearly Revanue 3,510,000.00 3,510,000.00 3,780,000.00 3,780,000.00 4,050,000.00 4,050,000.00 4,320,000.00 4,320,000.00 4,590,000.00 4,590,000.00
 M/S MAA JANKI WAREHOUSE

COMPUTATION OF DEPRECIATION
(Rs. In Lacs)
Rate of 2023-24 2024-25 2025-26 2026-27
Dep Opening Addition Dep Closing Opening Addition Dep Closing Opening Addition Dep Closing Opening Addition Dep Closing
PARTICULARS WDV / WDV WDV / WDV WDV / WDV WDV / WDV
deletion deletion deletion deletion

Godown 10% 0.00 150.00 15.00 135.00 135.00 0.00 13.50 121.50 121.50 0.00 12.15 109.35 109.35 0.00 10.94 98.42
Office & Chowkidar Room 10% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Site Development 10% 0.00 15.00 0.75 14.25 14.25 0.00 1.43 12.83 12.83 0.00 1.28 11.54 11.54 0.00 1.15 10.39

TOTAL 0.00 165.00 15.75 149.25 149.25 0.00 14.93 134.33 134.33 0.00 13.43 120.89 120.89 0.00 12.09 108.80
Dep for financial year 2022-23 , half dep charges

2027-28 2028-29 2029-30 2030-31

Opening Addition Dep Closing Opening Addition Dep Closing Opening Addition Dep Closing Opening Addition Dep Closing
WDV / WDV WDV / WDV WDV / WDV WDV / WDV
deletion deletion deletion deletion

98.42 0.00 9.84 88.57 88.57 0.00 8.86 79.72 79.72 0.00 7.97 71.74 71.74 0.00 7.17 64.57
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10.39 0.00 1.04 9.35 9.35 0.00 0.93 8.41 8.41 0.00 0.84 7.57 7.57 0.00 0.76 6.82

108.80 0.00 10.88 97.92 97.92 0.00 9.79 88.13 88.13 0.00 8.81 79.32 79.32 0.00 7.93 71.39

2031-32 2032-33
Opening Addition Dep Closing Opening Addition Dep Closing
WDV / WDV WDV / WDV
deletion deletion
64.57 0.00 6.46 58.11 58.11 0.00 5.81 52.30
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6.82 0.00 0.68 6.13 6.13 0.00 0.61 5.52

71.39 0.00 7.14 64.25 64.25 0.00 6.42 57.82

 M/S MAA JANKI WAREHOUSE

ANALYSIS OF BALANCE SHEET

CURRENT ASSETS 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33
PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION
30. CASH & BANK BALANCES 12.00 13.20 14.52 15.97 17.57 19.33 21.26 23.38 25.72 28.30
31. INVESTMENTS (other than long
term Investments)
(i) Govt. & other Trustee Securities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(ii) Fixed deposits with banks 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
32.(i) Receivables other than deferred
& exports(incld bills purchased &
discounted by bankers) 2.93 2.93 3.15 3.15 3.38 3.38 3.60 3.60 3.83 3.83
(ii) EXPORT RECEIVABLES
33. INSTALMENTS OF DEFERRED
RECEIVABLES (due within 1 yr) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
34.INVENTORY
(i) RAW MATERIALS
(A) EXISTING UNIT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(B) WIRE DRAWING UNIT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(ii) STOCK IN PROCESS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(iii) FINISHED GOODS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(iv) OTHER CONSUMABLES SPARE 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
35. ADVANCES TO SUPPLIERS OF
RAW MATERIAL & STORES/SPARE 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
36.ADVANCE PAYMENT OF TAXES 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
37. OTHER CURRENT ASSETS 3.51 3.51 3.78 3.78 4.05 4.05 4.32 4.32 4.59 4.59
38. TOTAL CURRENT ASSETS 18.44 19.64 21.45 22.90 24.99 26.75 29.18 31.30 34.14 36.71
FIXED ASSETS
39.GROSS BLOCK 0.00 149.25 134.33 120.89 108.80 97.92 88.13 79.32 71.39 64.25
ADD: ADDITION 165.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
TOTAL 165.00 149.25 134.33 120.89 108.80 97.92 88.13 79.32 71.39 64.25
40.DEPRECIATION 15.75 14.93 13.43 12.09 10.88 9.79 8.81 7.93 7.14 6.42
41. NET BLOCK 149.25 134.33 120.89 108.80 97.92 88.13 79.32 71.39 64.25 57.82
OTHER NON-CURRENT ASSETS
42.INVESTMENTS /BOOK DEBTS
ADV/DEP WHICH IS NOT C.A 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
I) a) Investment in Subsidary Co.
b) Other 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
II) Advance to supplier of capital 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
goods & contractors
III) Deferred receivables
iv) Others
43.NON-CONSUMABLES STORES
44.OTHER MISC.ASSETS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
45.TOTAL OTHER NON CURR.ASSETS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
46.INTAGIBLE ASSETS (patents,
goodwill,preli. exp not provided for etc) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
47.TOTAL ASSETS 167.69 153.96 142.34 131.71 122.92 114.88 108.50 102.69 98.39 94.53
48. TANGIBLE NET WORTH 49.15 49.25 50.78 53.17 57.30 62.10 68.49 75.39 83.74 92.50
49. NET WORKING CAPITAL 5.15 6.29 8.03 9.41 11.41 13.07 15.40 17.41 20.11 35.18
 M/S MAA JANKI WAREHOUSE

ANALYSIS OF BALANCE SHEET

CURRENT LIABILITIES 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33
PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION

1.SHORT-TERM BORROWING FROM

BANKS(incld bills purchased, discounted
& excess borrowing placed on repayment
basis)
(I) from applicant bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(II) from other banks 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(iii) (of which BP & BD)
SUB-TOTAL (A) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2. SHORT TERM BORROWING FROM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
OTHERS

3. DEPOSITS (maturing within one 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
year )

4. SUNDRY CREDITORS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5. UNSECURED LOANS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6. ADVANCE PAYMENTS FROM

CUSTOMERS/DEPOSIT FROM DEALER 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7. INTEREST & OTHER CHARGES

ACCRUED BUT NOT DUE FOR PAYMT. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8. PROVISION FOR TAXATION 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
9. DIVIDEND PAYABLE
10. OTHER STATUTORY LIABILITIES 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(DUE WITHIN ONE YEAR)

11. INSTALMENTS OF TERM LOANS/

DPG DEBENTURES, ETC (DUE IN 12.63 12.63 12.63 12.63 12.63 12.63 12.63 12.63 12.63 0.00
1 YEAR)
12. OTHER CURRENT LIABILITES &
PROVISIONS (DUE WITIN 1 YR) 0.65 0.72 0.79 0.87 0.95 1.05 1.15 1.27 1.39 1.53
( SPECIFY MAJOR ITEMS)
SUB-TOTAL (B) 13.28 13.35 13.42 13.50 13.58 13.68 13.78 13.90 14.02 1.53
13.TOTAL CURRENT LIABILITES 13.28 13.35 13.42 13.50 13.58 13.68 13.78 13.90 14.02 1.53
(total of 1 to 12 excld 1(iii)
TERM LIABILITIES
14. DEBENTURES (NOT MATURING
WITHIN 1 YEAR) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15. REDEEMABLE PREFERENCE SH. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

16. TERM LOANS 101.05 88.42 75.79 63.16 50.53 37.89 25.26 12.63 0.00 0.00

17. DEFERRED PAYMENT CREDITS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18. SECURITY DEPOSIT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19. OTHER TERM LIABILITIES 4.20 2.94 2.35 1.88 1.51 1.20 0.96 0.77 0.62 0.49
20. TOTAL TERM LIABILITES 105.25 91.36 78.14 65.04 52.03 39.10 26.23 13.40 0.62 0.49

21. TOTAL OUTSIDE LIABILITIES 118.53 104.71 91.56 78.54 65.61 52.78 40.01 27.30 14.64 2.03
(item 13 plus item 20)
NET WORTH
22. PROPRIETOR'S CAPITAL 0.00 49.15 49.25 50.78 53.17 57.30 62.10 68.49 75.39 83.74

23. ADDITION IN CAPITAL 45.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

24.GENERAL RESERVE 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

25.DEVELOPMENT REBATE RESERVE 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

26. OTHER RESERVES 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

27.SURPLUS OR DEFICIT IN
PROFIT & LOSS ACCOUNT 5.74 6.70 11.17 12.65 16.53 17.39 20.61 20.75 23.16 22.39

28. WITHDRAWALS 1.59 6.60 9.64 10.26 12.40 12.59 14.23 13.85 14.81 13.63

28. NET WORTH 49.15 49.25 50.78 53.17 57.30 62.10 68.49 75.39 83.74 92.50
29. TOTAL LIABILITIES 167.68 153.96 142.34 131.70 122.91 114.88 108.50 102.69 98.38 94.53
 M/S MAA JANKI WAREHOUSE

POSITION REGARDING CURRENT ASSETS & CURRENT LIABILITES

II.CURRENT LIABILITIES 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33
(other than bank borrowings for Working Capital) PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION
1. CREDITORS (for purchase of Raw Mat-
erials, stores & consumable, spares)
AMOUNT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
MONTHS, PURCHASE (MM,DD) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2. ADVANCES FROM CUSTOMERS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3. ACCURED EXPENSES 0.65 0.72 0.79 0.87 0.95 1.05 1.15 1.27 1.39 1.53
4. STATUTARY LIABILITIES 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5. OTHER CURRENT LIABILITIES 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(specify majore items)
a) S.T. BORROWING & DEPOSITS
b) UNSECURED LOANS
c) DIVIDEND PAYABLE
d) INSTALMENTS OF TL,DPG,DEB
SUB-TOTAL 0.65 0.72 0.79 0.87 0.95 1.05 1.15 1.27 1.39 1.53
III. WORKING CAPITAL GAP (I-II) 5.15 6.29 8.03 9.41 11.41 13.07 15.40 17.41 20.11 35.18
IV.ACTUAL/PROJECTED BANK BORRO-
WING FOR W.CAPITAL incl B/P &BD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
& excess borrowing placed on repayment.
V.TOTAL CURRENT LIABILITIES 13.28 13.35 13.42 13.50 13.58 13.68 13.78 13.90 14.02 1.53
VI.NET WORKING CAPITAL 5.15 6.29 8.03 9.41 11.41 13.07 15.40 17.41 20.11 35.18

..........
 M/S MAA JANKI WAREHOUSE

POSITION REGARDING CURRENT ASSETS & CURRENT LIABILITES

I.CURRENT ASSETS 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33
PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION
1.RAW MATERIALS
(INCLUDING STORES & OTHER ITEMS)
(A) EXISTING UNIT:
AMOUNT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
MONTH'S CONSUMPTION (MM,DD) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(B) WIRE DRAWING UNIT:
AMOUNT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
MONTH'S CONSUMPTION (MM,DD) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2.OTHER CONSUMABLE SPARES (EXCD
THOSE INCLED IN (1) ABOVE
AMOUNT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(% OF TOTAL INVENTORY)
MONTH'S CONSUMPTION (MM,DD) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3. STOCK -IN-PROCESS:
AMOUNT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
MONTH'S COST OF PROD. (MM,DD) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4. FINISHED GOODS:
AMOUNT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
MONTH'S COST OF SALES (MM,DD) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5. RECEIVABLES OTHER THAN EXPORT &
& DEFERRED (incld bills purchased & dis-
counted by banker)
AMOUNT 2.93 2.93 3.15 3.15 3.38 3.38 3.60 3.60 3.83 3.83
MONTH'S DOMESTIC SALES (MM,DD) 1.0 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
(excl def payment sales)
6. EXPORT RECEIVABLES (incld bills purcahsed
& discounted)
7. ADVANCES TO SUPPLIERS OF RAW
MATERIALS & STORES/SPARES CONS. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8.OTHER CURRENT ASSETS (includings 15.51 16.71 18.30 19.75 21.62 23.38 25.58 27.70 30.31 32.89
cash & bank balances & defer receivable
due within 1 year
CASH & BANK BALANCE 12.00 13.20 14.52 15.97 17.57 19.33 21.26 23.38 25.72 28.30
INVESTMENTS(except long term Invest.) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
INSTAL. IF DEF. RECEIVABLE
OTHERS 3.51 3.51 3.78 3.78 4.05 4.05 4.32 4.32 4.59 4.59
TOTAL CURRENT ASSETS 18.44 19.64 21.45 22.90 24.99 26.75 29.18 31.30 34.14 36.71
 M/S MAA JANKI WAREHOUSE

PART B- ANAYTICAL AND COMPARATIVE RATIOS

2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33
PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION PROJECTION
1. NET SALES 35.10 35.10 37.80 37.80 40.50 40.50 43.20 43.20 45.90 45.90
2. % RISE OR FALL IN NET SALES AS NA 0.00% 7.69% 0.00% 7.14% 0.00% 6.67% 0.00% 6.25% 0.00%
COMPARED TO PREV.YEAR
(annualised)
3. PROFIT BEFORE TAX OR LOSS 5.74 6.70 11.17 12.65 16.53 17.39 20.61 20.75 23.16 22.39
4. NET PROFIT AFTER TAX 5.74 6.70 11.17 12.65 16.53 17.39 20.61 20.75 23.16 22.39
5.a) EQUITY DIVIDEND DECL. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
b) EQUITY DIVIDEND PAID(WITHDRAWLS) 1.59 6.60 9.64 10.26 12.40 12.59 14.23 13.85 14.81 13.63
c) RATE % OF (a) 0 0 0 0 0 0 0 0 0 0
d) RATE % OF (b) 0 0 0 0 0 0 0 0 0 0
6. RETAINED PROFITS 4.15 0.10 1.53 2.39 4.13 4.80 6.38 6.90 8.35 8.76
7. RETAINED PROFIT/NET PROFIT % 72% 2% 14% 19% 25% 28% 31% 33% 36% 39%
8.RAW MATERIALS (INCLUDING STOES &
OTHER ITEMS)
(A) EXISTING UNIT:
AMOUNT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
MONTH'S CONSUMPTION (MM,DD) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(B) WIRE DRAWING UNIT:
AMOUNT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
MONTH'S CONSUMPTION (MM,DD) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
9.OTHER CONSUMABLE SPARES (EXCD
THOSE INCLED IN (1) ABOVE
AMOUNT
(% OF TOTAL INVENTORY)
MONTH'S CONSUMPTION (MM,DD)
10. STOCK -IN-PROCESS:
AMOUNT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
MONTH'S COST OF PROD. (MM,DD) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11. FINISHED GOODS:
AMOUNT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
MONTH'S COST OF SALES (MM,DD) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12.a. RECEIVABLES OTHER THAN EXPORT &
& DEFERRED (incld bills purchased & dis-
counted by banker)
AMOUNT 2.93 2.93 3.15 3.15 3.38 3.38 3.60 3.60 3.83 3.83
MONTH'S DOMESTIC SALES (MM,DD) 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
(excl def payment sales)
12.b. EXPORT RECEIVABLES
(incld bills purcahsed & discounted)
13.SUNDRY CREDITORS
AMOUNT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
MONTHS, PURCHASE (MM,DD) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14. NET WORKING CAPITAL 5.15 6.29 8.03 9.41 11.41 13.07 15.40 17.41 20.11 35.18
15.CURRENT RATIO 1.39 1.47 1.60 1.70 1.84 1.96 2.12 2.25 2.43 23.95
16.TANGIBLE NET WORTH 49.15 49.25 50.78 53.17 57.30 62.10 68.49 75.39 83.74 92.50
17.A) TOTAL OUTSIDE LIABILITIES/
TANGIBLE NET WORTH 2.41 2.13 1.80 1.48 1.15 0.85 0.58 0.36 0.17 0.02
B) TOTAL TERM LIABILITES /
TANGIBLE NET WORTH 2.14 1.86 1.54 1.22 0.91 0.63 0.38 0.18 0.01 0.01
18.A) BANK BORROWINGS/ TOTAL
OUTSIDE LIABILITIES 0.85 0.84 0.83 0.80 0.77 0.72 0.63 0.46 0.00 0.00
B) NET SALES/ TOTAL TANGIBLE
ASSETS 0.21 0.23 0.27 0.29 0.33 0.35 0.40 0.42 0.47 0.49
19. GROSS PROFIT RATIO
GROSS PROFIT/NET SALES 99.15 99.10 99.13 99.08 99.10 99.05 99.07 99.02 99.03 98.99
20. NET PROFIT RATIO
NET PROFIT/NET SALES 16.35 19.09 29.55 33.46 40.82 42.95 47.72 48.04 50.47 48.78
 M/S MAA JANKI WAREHOUSE

DEBT SERVICE COVERAGE RATIO

PARTICULARS 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33

NET PROFIT 5.74 6.70 11.17 12.65 16.53 17.39 20.61 20.75 23.16 22.39

ADD BACK: DEPRECIATION 15.75 14.93 13.43 12.09 10.88 9.79 8.81 7.93 7.14 6.42

ADD BACK : INTEREST PAID 9.60 8.84 7.83 6.82 5.81 4.80 3.79 2.78 1.77 0.76

ADD BACK: PRELIMINERY. EXP.- W/O - - - - - - - - - -

SUBTOTAL (a) 31.09 30.47 32.43 31.56 33.22 31.99 33.22 31.46 32.07 29.57

INTEREST OBLIGATION 9.60 8.84 7.83 6.82 5.81 4.80 3.79 2.78 1.77 0.76

PRINCIPLE DUE 6.32 6.32 6.32 6.32 6.32 6.32 6.32 6.32 6.32 6.32

SUBTOTAL (b) 15.92 15.16 14.15 13.14 12.13 11.12 10.11 9.09 8.08 7.07

DSCR (a) / (b) 1.95 2.01 2.29 2.40 2.74 2.88 3.29 3.46 3.97 4.18

AVERAGE DSCR 2.92