Professional Documents
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Geometric Progression
Definition and identification: A sequence is said to be Geometric progression
(GP) if its terms increase or decrease by a constant ratio. This ratio is called
common ration and it is generally denoted by r. In any sequence, if the ratio of
two consecutive terms is constant throughout the sequence then the sequence
is a GP.
Example:
(a)1,2,4,8,
(b)4,12,36,
(a) It’s a GP with common ratio 2 (b) It’s a GP with common ratio 3.
In general, if we have a sequence u1, u2 , u3 , , un , un1, which is a GP
Then
u2 u3 u
n1 r
u1 u2 un
u2 u1r , u3 u2 r , , un1 un r
Therefore, the required formula for the nth term of any GP is un a r n1 .
Example: Identify which of the following sequences are GP and find their nth
term.
(a)6,12,24,
(b)5,20,80,
(c)2,3,4,5,
© Not a GP.
Example: In a GP 2,8,32, find
(a) The nth term (b) The 10th term (c) Is 2048 a term in this sequence?
(a) un 2 4n1
(b) u10 2 49
(c) Let 2048 be nth term of the sequence then
un 2048
2 4n1 2048
4n1 1024 4n1 45 n 1 5 n 6
100
Example: The price of a car is depreciating 12% every year. If the price of
the car in 2010 was Rs 800,000. Find the price of the car in 2021.
12
The price of the car after 1 year (2011)= 800000 1 800000(0.88)
100
12
Price after 2 years (2012)= 800000(0.88) 1 800000(0.88)
2
100
100
Example: Corona virus is spreading in a village which has population 5000 at
the rate of 15% every day. In the beginning there were 100 corona cases on
January 1,2020. Find on which day of January the entire village will get
corona if no vaccine administered.
Let after n days all people get corona virus.
Corona cases on day-2 = 100(1.15)
Geometric mean:
If three terms a, b, c are in GP then the middle term b is called geometric
mean of a and c.
b c
b 2 ac b ac
a b
Example: If 2k 2,5k 1&10k 2 are three consecutive terms of a GP then
find the value of k.
(5k 1) 2 (2k 2)(10k 2)
25k 2 10k 1 20k 2 4k 20k 4
25k 2 10k 1 20k 2 24k 4
5k 2 14k 3 0
1
k 3, 0.2
5
sn a ar ar 2 ar n1
rsn ar ar 2 ar n1 ar n
3(1 410 )
s10 (1 410 ) 410 1
1 4
un 3 4n1 GDC
Example: Find the sum of all the terms of the GP 1,5,25,125, ,78125.
Let the last term be its nth term.
un 78125
1 5n1 78125
5n1 57 n 1 7 n 8
1(1 58 ) 1 8
s8 (5 1)
1 5 4
Example: Rohan saves $1 in the first week, $2 in the second week and $4 in
the third week and so on, in GP. Sohan saves $10 in the first week, $15 in
read 20
the second week, $30 in the third week and so on, in AP. After how many
weeks Rohan have saved more than Sohan?
Let after n weeks Rohan saved more money than Sohan.
Boby: 10,11,12, , n 9
Let after n weeks the weekly distance of Abhay is more than Boby.
5(1.2)n1 n 9
After 8 weeks.
(b)
Let after n weeks the total distance of Abhay is more than Boby.
5(1 (1.2) n ) n n
2 10 (n 1) (n 19)
1 1.2 2 2
5((1.2)n 1) n
(n 19)
0.2 2
n
25((1.2)n 1) (n 19)
2
After 12 weeks.
Calculation of real value of an investment
Inflation: It is the rate at which the value of a currency is falling and
subsequently the general level of prices for goods and services is increasing.
Also, inflation is the decline of purchasing power of a given currency over
time. For example, the goods which we can buy in Rs 1000 today will not be
possible to buy after three years or so. It is because the prices of goods will
increase in three years’ time. It is given in terms of percentage.
Hence, any investment which grows with some fixed percentage will have
real value lesser than what we receive the amount after maturity because
of certain inflation. Real value of the investment P which grows at the rate
of r% per annum and there is inflation i% per year will be
n
r
P 1
Real value of the investment = 100
n
i
1
100
Example: Find real value of the investment of Rs 5000 after 6 years in an
account which pays 7% interest per annum compounded annually and if
there is inflation of 2% per year.
6
7
5000 1
Real value = 100
6663.02
6
2
1
100
Example: If real value of an investment Rs 1000 is Rs 1260 approx after 6
years at the rate of 6% interest compounded annually. Find the rate of
inflation per year.
1000(1.06)6
1260
i 6
(1 )
100
1000(1.06)6
(1 i )
6
1.12581
1260
1
i
1 (1.12581) 6 1.01995
100
i 1.995 2%
Sum of infinite terms of a GP
Earlier we derived a formula to calculate the sum of first n terms of a GP
and now we will explore the formula to calculate the sum of infinite terms
of a GP. Sum of infinite terms of any GP is possible only when it is
decreasing and its common ratio r lies between -1 and 1.
a(1 r n )
As sn
1 r
When n is infinite or n then r n 0 provided 1 r 1 or r 1. For
1 1
example, r 0 .
2 2
The above formula for the sum of first n terms changes as follow when
n and r n 0 , we have
a
s , 1 r 1
1 r
This is required formula to find the sum of infinite terms of any GP.
In other words, we can say that sum of any infinite GP approaches
a
to/converges to when r lies between -1 and 1.
1 r
1 1
Example: Find the sum of infinite terms of a GP 1, , ,
2 4
1
Here r which lies between -1 and 1. Hence, sum of infinite terms will
2
exist.
1
s 2
1
1
2
Hence, this series converges to 2 (sum approaches to 2)
Assuming three terms in GP when their product is given
a
Three terms in GP can be assumed , a, ar when their product is given.
r
This will reduce our calculations and we immediately get the value of a.
Example: Find three terms in GP such that their product is 27 and sum 15.
a
Let three terms in GP be , a, ar .
r
a
a ar 27 a 3 27 a 3
r
a 3 1
a ar 15 3 3r 15 1 r 5
r r r
r r 1 5r
2
r 2 4r 1 0
r 2 3,2 3
3
,3,3(2 3)
2 3
or
3
2 3
,3,3 2 3
8
Example: Find the sum of infinite terms of a GP 9 6 4
3
6 2
Here a 9 & r which lies between -1 and 1.
9 3
a 9 3 27
S 9 =5.4
1 r 2 5 5
1
3
Hence this series converges to 5.4
Example: Use an infinite GP to express the 0.3 in the form of fraction.
0.333333 0.3 0.03 0.003 0.0003
3 3 3
10 100 1000
1
1 1 1 1 1
3 3 10 3
10 100 1000 1
1 9 3
10
Applications of GP in finance.
Instalment: It is very common now, when money borrowed is repaid in
small monthly amount called instalment instead of entire money together.
This process is followed in banks when money borrowed as a loan like
housing loan, foreign trip loan, foreign education loan or any expensive
item is bought and money repaid in instalment rather entire money
together. In this process the monthly instalment which the customer has to
pay per month can be calculated as follows.
Let the amount borrowed is P for n months to repay and the rate of interest
charged be r% per year and it is calculated in the end of every month. Let
the instalment paid every month be m (usually in the beginning of every
month). Let B(n) be the variable defined as the balance after n months.
B(0) P
B(1) P(1 r ) m
B(2) P(1 r ) m (1 r ) m
P(1 r ) 2 m(1 r ) m
B(3) P(1 r ) 2 m(1 r ) m (1 r ) m
P(1 r )3 m(1 r ) 2 m(1 r ) m
B(n) P (1 r ) n m(1 r ) n1 m(1 r ) n2 m
P(1 r ) n m 1 (1 r ) (1 r ) n1
1 (1 r ) n 1 (1 r ) n
P(1 r ) n m P (1 r ) n
m
1 (1 r ) r
1 (1 r ) n
B(n) P (1 r ) m
n
r
Balance after n months would be zero as entire amount is paid.
B ( n) 0
1 (1 r ) n
P(1 r ) m
n
0
r
P(1 r ) n
rP(1 r ) n
m
1 (1 r ) n (1 r ) n 1
r
Where r is the monthly rate of interest and n is time in months.
Example: Rs 1680,000 borrowed from bank as home loan. If the rate of
interest is 10.5% per annum, then find the monthly instalment. It is decided
that money to repay in 15 years.
P 16,80000
10.5
r% 0.00875
12 100
n 15 years 180months
rP(1 r )n 0.00875 1680000(1 0.00875)180
m 18570 per month
(1 r )n 1 (1 0.00875)180 1
Superannuation
It is a continuous investment in an account on a fixed date of a month i.e.
monthly or can be yearly. Account pays some rate of interest r% per
annum. We need to calculate the total money in the account after n years.
Let P be the amount invested in the beginning of every year and interest r%
is paid in the end of the year. Let this process continued for n years. The
total amount in the account will be calculated as follows;
Amount P invested in the first year remains in the account for n years.
n
r
Hence, the money P invested in the first year grows to P 1
100
Amount P invested in the beginning of the second year remains in the account
for (n-1) years and grows at the rate of r% per year. Hence, the second amount
n 1
r
invested becomes P 1
100
And so on the last amount invested in the account remains in the account for
r
just one year and converts to P 1
100
Hence, total money in the account
2 n
r r r
P 1 P 1 P 1
100 100 100
r r
n
r r
n
P 1
1 1 P 1
1 1
100 100 100 100
r r
1 1
100 100
Example: Tia saves Rs 12000 every year on her birthday Jan 1 starting from
2010. If account pays 6% interest per annum, then find the total money in her
account after 10 years.
Using above formula, it is 1,67,659 approx.
Special case: It is possible that recurring deposit is done at the end of every
year for n years. In this case the first money deposited in the account will
remain in the account for (n-1) years and the last money deposited will not
earn any interest. Hence, GP in this case will be
n 1 n2
r r
P 1 , P 1 , , P
100 100
Total money in the account would be
2 n 1
r r r
P P 1 P 1 P 1
100 100 100
r
n
r
n
P 1
100 100
1 P 1 1
r r
1 1
100 100
Example: A family decide to save some money in an account that pays 7%
annual compounded interest calculated at the end of each year. They put
$2000 into the account at the beginning of each year. No withdrawal made and
all interest added. How much money will they have in the account on the day
they have made their tenth payment.
First $2000 remains in the account for 9 years and hence it becomes
2000(1.07)9
The last payment is simply made and it will not earn any interest.
Required GP would be
s10 2000
1.07 10
1
$27632.89
1.07 1
Worksheet-1 (skill building)
1. Find the first term, common ratio and the 7th terms of the following GP.
(a)1,3,9,27,
4 16
(b)1, , ,
5 25
2. Find the nth term of the following GP and the sum of first 10 terms.
(a)1 4 16
(b)2 10 50
3. Product of three terms in GP is 64 and sum of their product in pair is 40. Find the
three numbers.
4. The value of a car depreciates 10% every year. If the value of the car in the beginning
is Rs 900000 then find
(a) The value of the car after 8 years.
(b) How long does it take to reduce the price the half of the original price?
5. A ball bounces two-third of its previous height after each bounce. If it falls from a
height of 12 meters, find the height of the ball after its 5 th bounce. Also, find the
total distance covered by the ball before it comes to rest.
6. A square has a side length 4 meters. If another square is formed by joining the mid-
points of this square and this process is continued indefinitely, find the sum of the
areas of all the squares so formed.
7. A swinging pendulum covers 32 cm in its first swing, 24 cm in its second swing, 18 cm
on its third swing and so on. What is the total distance pendulum swings before
coming to rest?
27
8. The sum of an infinite GP is and sum of first three terms is 13. Find the sum of
2
first five terms.
9. Find the real value of an investment of Rs 6000 in an account which pays 5% rate of
interest compounded annually after 10 years. The inflation per year is 3%.
10. If 1 r r 3 then find the value of r.
2
***
Worksheet-2 (moderate level)
1. A GP has a first term 7 and common ratio of 1.1. How many terms must be taken
before the value of the term exceeds 1000?
2. A colony of algae increases in size by 15% per week. If 10 grams of algae are placed
in a lake, find the weight of algae that will present in the lake after 12 weeks. The
lake will be considered seriously polluted when there is in excess of 10000 grams of
algae in the lake. How long will it be before the lake becomes seriously polluted?
3. A $10,000 loan is offered on the following terms: 12% annual interest on the
outstanding debt calculated monthly. The required monthly repayment is $270. How
much will still be owing after nine months.
4. The cost of erecting the groud floor of a buiding is $44000, for erecting the first floor
it costs $46200, to erect the second floor costs 48510 and so on.
(a) How much will it cost to erect the 5th floor.
(b) What will be the total cost of erecting the building with six floors?
5. A rubber ball dropped from a height of 10 m and bounces to reach 5/6 of the
previous height after each rebound. Let un is the ball’s maximum height before its
nth rebound.
(a) Find an expression for un
(b) How high the ball bounce after its 5th rebound?
(c) How many times the has the ball bounced by the time it reaches a maximum
6250
height of m?
1296
6. The sum of first and third terms of a GP is 40 while the sum of its second and fourth
terms is 96. Find the 7th term of the sequence.
7. A GP has a third term of 300, and the sixth term of 37500. Find the common ratio
and the sum of first 10 terms.
s3 125
8. If , find the common ratio of the GP.
s6 152
9. Find the sum of n terms of the following series
(a)6 66 666
(b)0.7 0.77 0.777
10. An equilateral triangle has side length 24 cm. Mid-points are joined to form another
equilateral triangle and this process is continued indefinitely. Find the sum of
perimeters of all the triangles so formed.
***
Worksheet-3 (High)
1.
(a)
The fifth, ninth and eleventh terms of a GP are also the 7 th, 25th and 49th terms of an AP
with non-zero common difference.
the GP is convergent.
(b)
A semi-circle with radius 12 cm cut into 8 sectors whose areas follow a GP. The first sector
which is largest has an area of A square cm, the second sector has an area of Ar, the third
2
has an area Ar and so on. Where r is a positive constant. Given that total area of odd
numbered sectors is 10 cm more than that of the even numbered sectors, find the values
2
of A and r.
© The production levels of coal mine in any year is 4% less than in the previous year. Show
that total production of the coal mine can never exceed 25 times the production of the first
year.
2.
The sum of first 100 terms of an AP is 10,000. The first, second and 5 th terms of this
progression are three consecutive terms of a GP. Find the first term and common difference
of AP.
3. An AP has first term of a and common difference d, where both are non-zero. The first,
third and seventh terms of AP are three consecutive terms of a GP with common ratio r.
7. A pendulum is swinging so that the distances of successive swings are in GP. The distance
covered by the first swing (from left to right) is 7 cm. and the distance covered by the
7
subsequent swing (from right to left) is of the distance of the previous swing. Find
8
(a) The distance covered by the nth swing.
(b) The least number of swings needs for the total distance to exceed 95% of the total
distance the pendulum covers before coming to rest.
8. A convergent GP has a positive first term a and the common ratio r while AP has a
common difference d. The second and third term of GP is the first and fourth term of AP. It
is also given that the first term of GP is equal to the sum of first 4 odd numbered terms in
the AP.
1
(a) by expressing the first term of AP in terms of a and r, show that r
2
4
(b) It is given that sum to infinity of GP is less than a.
find the value of r, justifying your answer.
9. (a) A company predicts a yearly profit of $100000 in the year 2013. The company also
predicts that the yearly profit will rise each year by 5%.
(i) Show that the predicted profit in 2015 is $110250.
(ii) find the first year in which the predicted profit exceeds $200000.
10.
During a promotion , a bank offers an interest free loan for the first three months.
Thereafter, interest is charged at the end of each month on the outstanding amount
at 1% per month. John borrows $30000 from the bank and pays back a fixed amount
$x at the neginning of each month, starting from the first month.
(i) Find in terms of x the amount he owes after the third payment.
(ii) Show that the amount he owes after the fifth payment is
(1.01)2 (30000) (1.01)2 (3x) 1.01x x
(iii) Find the amount he owes after the nth payment. Simplifying your answer in
terms n and x and using GP sum formula.
(iv) If the loan is full repaid in 60 repayments, find the amount of each monthly
payment.
11.
A fund is started at $6000 and compound interest of 3% added to the fund at the
end of each year. If withdrawals of $k are made at the beginning of each of the
subsequent years, show that the amount in the fund at the beginning of the
(n 1)th year is
100
(180 k )(1.03) n k
3
(i) It is given that k 400 . At the beginning of which year for the first time will
the amount in the fund be less than $1000.
(ii) If the fund is fully withdrawn at the beginning of 16th year, find the least
value of k in the nearest integer.
***
Worksheet-1 (Answers)
n1
1. (a) a 1, r 3, un 3 , u7 36
n 1 6
4 4 4
(b) a 1, r , un , u7
5 5 5
a (1 r n ) 410 1
2. (a) a 1, r 4, sn s10
1 r 3
2(1 510 )
(b) a 2, r 5, n 10, s10
1 5
a
3. Let three terms be , a, ar
r
a
a ar 64 a 3 64 a 4
r
a a
a a ar ar 40
r r
1 40 40 5
r 1 2
r a 16 2
2r 2 3r 2 0
1
r 2,
2
Therefore, three numbers are 2,4,8 or 8,4,2
n
Value of the car after n years = 900,000(0.90)
(b)Let after n years the value of the car is half of the value of the original price.
450,000 900000(0.90) n
1
(0.90) n
2
n 6.57
So, in the 7th year the value of the car will be half of the value of the original price.
5.
2
Height after first bounce = 12
3
2
2
Height after the second bounce = 12
3
n
2
Height after nth bounce = 12
3
5
2
12 1.58m
3
(b)
Total distance covered = Except the first, every distance will be covered twice.
2
2
12
2 2 3 60m
12 2 12 12 12 2
3 3 2
1
3
6.
8
2
Area of the second square = 8
32 24 18
32
s 128m
3
1
4
8.
Let GP be
a, ar , ar 2 ,
a 27 13
, a ar ar 2 13 a
1 r 2 1 r r2
13 27 13 27 1
r
(1 r )(1 r r ) 2
2
1 r 3
2 3
1 5
9 1
3 27
1
5
a
27
a 9 s5 1
1
1 2
1
1 2 3
3 3
9.
n 10
r 5
P 1 6000 1
Real value of the investment =
100
100
7272.30
n 10
i 3
1 1
100 100
10.
1 2
3 r
1 r 3
Worksheet-2 (Answers)
1.
a 7, r 1.1
un 7 (1.1)n1
Let nth term be more than 1000.
7 (1.1)n1 1000
n 54th
Verify using table function in GDC.
2.
10(1.15) n 10000
n 50
Use table function to verify.
3.
44000,46200,48510,
a, ar , ar 2 ,
a ar 2 40
ar ar 3 96
Solving simultaneously, we have
12 1000
r ,a
5 169
6
1000 12
u7 1130.78
169 5
7.
u3 ar 2 300, u6 ar 5 37500
u3 ar 2 300 1 300
5 r 5, a 12
u6 ar 37500 125 25
s10 3(510 1)
8. Let GP be a, ar , ar , ar ,
2 3
a(1 r 3 )
1 r 6
s3 125
s6 a(1 r ) 152
1 r
1 r 125
3
1 r3 125 1 125 3
r
1 r 152
6
(1 r )(1 r ) 152 1 r 152
3 3 3
5
9.
(a)
6 66 666
6
9 99 999
9
6
(10 1) (100 1) (1000 1) nterms
9
6 6 10(10n 1)
(10 10 10 ) n
2 3
n
9 9 10 1
(b)
72,36,18,
a 72
S 144 cm
1 r 1 1
2
***
Worksheet-3 (Answers)
1.
(a) Let first term and common ratio of GP be a and R respectively. The first term and
common difference of AP be A and D.
aR 4 A 6 D (1)
aR8 A 24 D (2)
aR10 A 48D (3)
Solving (1) and (2) simultaneously, we have
aR8 aR 4
D (4)
18
Putting this value of D in (1), we have
4aR 4 aR8
A (5)
3
Now putting A and D from equation (4) and (5) in equation (3), we have
A, Ar , Ar 2 , Ar 3 , Ar 4 , Ar 5 , Ar 6 , Ar 7
Given that
A Ar 2 Ar 4 Ar 6 10 Ar Ar 3 Ar 5 Ar 7
1 r 8 1 r 8
A 2
10 Ar 2
1 r 1 r
1 r 8 1 r 8
A 2
Ar 2
10
1 r 1 r
1 r 8
2
A 1 r 10
1 r
10 (1 r )
A (1)
1 r8
Also, sum of all areas of sectors will be equal to area of semicircle.
1
A(1 r r 2 r 7 ) 122
2
1 r 8
A
72
1 r
72 (1 r )
A (2)
1 r8
By equation (1) and (2), we have
10 (1 r ) 72 (1 r )
1 r8 1 r8
10(1 r ) 72(1 r )
10 10r 72 72r
82r 62
62 31
r
82 41
Now putting the value of r in equation (1), we have
31
10 1
10 (1 r ) 41 61.76
A
1 r 8
31
8
1
41
©
Let production in the first year be P
Total production will be
P 0.96 P (0.96) 2 P
P
Total 25P
1 0.96
Hence total production cannot exceed the 25 times of the production in the first year.
2.
Let AP be
a, a d , a 2d , a 3d ,
s100 10,000
50 2a 99d 10,000
2a 99d 200 (1)
a, a d , a 4d are in GP, we have
( a d ) 2 a ( a 4d )
d 2a (2)
Putting the value of d in equation (1), we have
( a 2d ) 2 a ( a 6d )
a 2d
a 2d 4d
(i )r 2
a 2d
(ii)
Let first term of GP be A and the first term of AP be a.
a
A
10
Sum of first n terms of GP, we have
A(1 r n ) 1 2 n
sn = A(2 1)
n
= A
1 r 1 2
Sum of first 2n terms of AP,
3
Height after first strike = h
5
2
3
Height after second strike = h
5
Total distance travelled before 3rd strike will be,
3 3 73
2
h 2 h h h 2.92h
5 5 25
(b)
Total distance travelled before coming to rest, we have
3
3 3
2
5h
h 2 h h h 2 4h
5 5
3
1
5
Hence, total distance travelled cannot exceed 4 times the height h.
4.
(a)
(i)
Let common difference be d and the first term is 1, n is the number of terms.
Sum of last five terms, we have
s4 1 1 d 1 2d 1 3d 4 6d
5 5nd 15d 4 6d 193
5nd 21d 192 0 (1)
(ii) u6 1 5d 16 d 3
15n 63 192 0
n 17
5.
(i)
sn en 1
u1 s1 e 1
u2 s2 s1 (e2 1) (e 1) e(e 1)
u3 s3 s2 e3 1 (e2 1) e2 (e 1)
sequence, we have
e 1, e(e 1), e2 (e 1),
It’s a GP with common ratio e.
(ii)
n
s
r 1
r s1 s2 s3 sn e 1 e 2 1 e3 1 e n 1
(e e 2 e n ) n
e(en 1)
n
e 1
7.
2
7 7
7,7 ,7 ,
8 8
n 1
7
(a)un 7
8
(b)
Let after n swings,
sn 0.95 s
7 n
7 1
8
0.95 7
7 7
1 1
8 8
n
7
1 0.95
8
n 23(GDC )
8.
Let first term and common ratio of GP be a and r respectively. Also, first term and common
difference pf AP be A and D.
ar A, ar 2 A 3D
a A A 2 D A 4 D A 6 D 4 A 12 D
a 4ar 4(ar 2 ar )
1
4r 2 1 r 2
4
(b)
s a
a
a
1 r
1
r 0 r
2
9.
(a)
2013:100,000
2014 :100000(1.05)
2015 :100000(1.05) 2 110250
un 100000(1.05) n1
(b)
Let after n years the profit be 200000
100000(1.05)n1 200000
(1.05)n1 2
n 16(GDC )
10.
Let B(n) be balance after n months.
(i)
B(1) 30000 x
B(2) 30000 2 x
B(3) 30,000 3x
(ii)
n 3 n 3 (1.01) n3 1
B(n) 30000(1.01) (1.01) (3 x) x
1.01 1
B(60) 0
0 30000(1,01)57 (1.01)57 (3 x) 100 x (1.01)57 1
(1.01)57 (3 x) 100 x (1.01)57 1 30000(1.01) 57
30000(1.01)57
x $648.128
(1.01)57 (3) 100 (1.01)57 1
11.
n1
Amount at the beginning of (n+1)th year , 6000(1.03) (1.03)
n
k (1.03)n2 k k
k 400
100
(180 400)(1.03)n 400 1000
3
400 220(1.03)n 30
37
(1.03) n
22
n 18 19th year
(iii)
n 1 16 n 15
100
(180 k )(1.03)15 k 0
3
k $503(GDC )
***