IJGEOJ IT PEOPLE YOU PROSPER WITH

24.01.2023

To, To,
The Manager, The Manager,
Listing Department, Listing Department,
National Stock Exchange of India Limited, BSE Limited,
'Exchange Plaza', C-1, Block - G, Phiroze Jeejeebhoy Towers,
Bandra-Kurla Complex Dalal Street,
Bandra (E), Mumbai - 400 051 Mumbai - 400 001.
Ph. No. 022-26598100 Ph. No.022 22721233
Scrip Code : GEOJITFSL - EQ Scrip Code : 532285

Dear Sir/Madam,

Sub: Earnings Update Q3 FY23 - Shareholders' Presentation

Pursuant to Regulation 30 and 46 of SEBI (Listing Obligations and Disclosure Requirements)

Regulations, 2015 a copy of the presentatio n on Earnings Update - Q3FY23 is enclosed
herewith.

Thanking you,
For Geojlt Financial Services limited

c ,s;;i)
..
liju K Johnson
Company Secretary

Geoi1t. F"NiOClll ~Ltd. R9gil5tered Office: 3'/659·P. CMI line~. PadiviltorT\ Kochi--682024. KIRI'- India. Phontt •91 484·2901000,
V/ ebsltt: www.oeci;it.cotn. For investOt' avienes: cuJtomerct1,e@oeoJll,c;om. J;or Orievl'l"IUS: 9f'i.v•nees@oeoiit.com. For comp11anc• officer:
compliMCO@Oeajlt.com. CorS)Of'•l • Identity Nu"nber. L67t20l<Ll994Pt.C006403. S£8I ~ No5. Reseatch Entity INH20000034S. ~
AdviMr INA200002817. ~ ~ ~l20l. Stock Broker INZOOC004737. ~tory Partieil*'I( 1N·OP·l2S-l01'7, ARN
Regn.Nos:0098. tROA CofJ')Of-altt A.Qent (Cotnposit.•) No. c.A0"6..
 INVESTORPRESENTATION
INVESTOR PRESENTATION – 24th JANUARY 2023

1. Wealth creation for customers
Our purpose of existence is to help our customers to
create long term wealth. We discourage investors from
becoming gamblers in the market by creating
awareness that ‘Gambling is injurious to wealth’.
4. Corporate Governance
Geojit strives to achieve business excellence and
enhance the value for its Stakeholders thereby making
a significant contribution to the economy. We
endeavour to achieve the highest levels of transparency
and integrity through independent and engaged Board
Oversight and by following the best practices in
Corporate Governance. Out of the thirteen directors on
the Board of the company, seven are independent
directors.
Our Approach
2. Environmental empathy, Social responsibility
and Governance (ESG)
Geojit is at the forefront of bringing positive change
1 2
in society with initiatives focused on empowering
communities, promoting education, safeguarding
health and protecting environment.
3. Strengthen the technology edge
4 3 Technology is helping us to reduce operational costs,
create a scalable growth model, and deliver superior
experience to customers. We continue to invest in
upgrading our technology platforms.
 Our legacy and
what we have built
Multichannel and wide
range of products
Clients can trade using Internet, Phone,
WhatsApp, or through Branch network. We offer
various trading and investment products and
solutions, guidance from certified financial
advisors to help clients find the right financial
solution.
Pioneer in online trading
We started online trading in 2000. In 2010, we
launched mobile trading and enjoyed the first-
mover advantage. We use cutting-edge
technology to create customized online trading
platforms and other services.
Strong Promoters and Shareholders
We are backed by strong promoters - BNP
Paribas, Mr. C. J. George and KSIDC.
Mrs. Rekha Rakesh Jhunjhunwala is our major
shareholder.
35 years in the Indian
capital market
Geojit has 497 offices and Rs 71,608
01 crore AUM and Custody as on end of
Q3FY23. This is a reflection of the
trust reposed in our expertise and
transparency.
02
Help to develop the craft
We assist our clients to take charge of their
03 investments with guidance from research
department and excellent customer care
support.
04 Specialist in NRI services
We are the pioneers in offering services to Non-
Resident Indians as Geojit is the first Indian broker
to establish presence in Gulf Cooperation Council
05 Countries. We have dedicated service for NRIs
residing in the U.A.E, Bahrain, Kuwait and Oman to
participate in the India growth story through our
JVs and partnership.
06
 1987 1995
C J George founded Company was Geojit and Co. becomes Launch of Portfolio
M/s C J George and Co., renamed Geojit and a Public Limited Management
a proprietary firm at Co. Company named Geojit Services with SEBI
Ravipuram, Kochi, Kerala Securities Ltd. registration
1988 1997

2000 2005
Geojit signed MoU Geojit joined hands
The company sets up
Geojit launched India’s with Barjeel Shares and with the French
two subsidiaries Geojit
first internet trading Bonds LLC, a part of banking giant,
Credits and Geojit
facility Al Saud Group, UAE. BNP Paribas
Technologies
2001 2006 Geojit -
2010 2015
Company renamed as Milestones
Launched FlipMe, Company’s new Geojit Financial
Launched advanced
India’s 1st mobile corporate office at Services Ltd.
trading platform-
trading app Cochin was Geojit Online Financial
Selfie
inaugurated Planning tool launched
2012 2017

2018 2020 2022

FundsGenie – online STEPS- financial

Launched Dakshin, Launch of Geojit Launched digital Loan
mutual fund app planning division
PMS portfolio Global Investment Against Shares by
launched launched Geojit Credits

2019 2021
 Our Unique
Propositions

Advisory Digitization
Diversified Drive
Hybrid Model Products Services
• Extensive offline • Strong team of • Robust trading and
• Equity Certified Financial investment
platform with 497
office network • Mutual funds Planners platforms
• Strong presence in • Insurance (Life, • Research and • Best technology
Tier II & III cities Health & General) advisory team with solutions
• Maintains strong • PMS decades of • Digitization to
relationship with • Global investments experience enhance process
customers • Software • Investor awareness efficiency and
programs to customer
• Loans experience
educate investors
Products
and Services BUILD WEALTH
• Financial Planning
• Portfolio Analysis

INVEST LOANS
• Equity
• LAS – physical and digital
• Commodities
by Geojit Credits
• Mutual Fund
• MTF
• Global
• 3rd party loan distribution
Investment
• SGB, Gold ETF

PROTECTION MANAGE WEALTH

• Life insurance • PMS
• Health insurance • Equity SIP
• General insurance • Smartfolios
• Wealth Management
 Internet
Geojit was the and
mobile
first to launch trading

Depository Integrated
transactions trading system for
through the both cash and
internet derivative
segment
Loan Against
Shares (Geojit
Credits)through Commodity
digital platform to trading in rubber,
any NSDL demat cardamom,
account holder gold and
silver futures

Investment Platforms
MF Investment
platform
Cutting-edge platform to
analyze and invest in
mutual funds. It provides
a user friendly,
clutter-free experience.
Digital Loan
Against Shares
Investors can avail Loan
Against Shares in a few
minutes through our
platform. Fast, easy,
seamless and totally
paperless, it was launched
in association
with NSDL.
Trading Platforms
Selfie and TraderX make
investing easy, reliable and
helps one take informed
choices. They are available
across devices including
installable desktop
software, HTML trading
platform and mobile App.
Baskets of stocks
Smartfolios offers baskets of Financial planning
stocks selected by professionals Experts at STEPS will
and driven by data intelligence to guide clients with well-
make investments easy. The stocks structured financial
in these portfolios are selected management strategies
based on parameters like quality, to help them achieve
financial trend, valuation, technical, their financial goals.
moving averages and liquidity.
Investors can select baskets
based on their risk appetite.
 Smartfolios - Stock Baskets
Aggressive
• Prestige
• Ace
▪ Smartfolios’ baskets of stocks are • CANSLIM
selected, created and given proper • Southern Icons
weightage to reflect risk appetite / • Ethical
strategy or theme. • Select
▪ Review of the recommendations are
done as per the investment strategy
and sent to clients for their
confirmation.
▪ Investors can add money to the Moderate
existing investments or withdraw it at • Magic
any time. Conservative • Classic
▪ Launched in 2019, over 12,600 Active • Vision
• Prime
folios in Smartfolios, and AUM of • Alpha
• Defensive
Rs.265 Crores (end of Dec.2022). • Guru
 Wealth management
PMS
We offer four unique types of PMS
portfolios:
• Advantage Portfolio
• Freedom Portfolio
• Dakshin Portfolio
• Ethical Portfolio
Our PMS Portfolios have
outperformed their respective
benchmarks in most of the periods.
Our Advantage portfolio was one
PMS
among the top performing
portfolios in the country in mid and
small cap segment and has been
awarded 3-star rating by CRISIL –
PMS Bazaar for the FY 2021-22
Financial Planning
Financial planning business is
under our exclusive Investment
Advisory division called STEPS.
Geojit provides professional fee
FINANCIAL based Financial Planning service
PLANNING through certified and experienced
financial planners.
Research
We offer research driven
recommendations. In fundamental
research, total coverage is 180+
RESEARCH companies of which 50% is large
cap, 30% mid cap and 20% small
cap.
One-stop shop for all Advisory Services
investment needs • Strong team of Certified Financial
Planners (CFP) supported by advanced
technologies
• Customized and personalized solutions

1
Financial Product
Broking Services Distribution
• Online and offline support • Advanced MF platform / app
• Research on 175+ stocks
across multiple sectors and
3 2 •
FundsGenie
Extensive distribution network
economy and technical collaboration with ICICI Prudential,
research HDFC Life and PNB MetLife for Life
• State-of-the-art trading and Insurance
investment platform • ManipalCigna Health Insurance
powered with latest web Company and Star Health Insurance
technology and designed to Company for Health Insurance
maximize user experience
• Margin Funding • Collaboration with Bajaj Allianz General
• Depository Services Insurance, ICICI Lombard, GoDigit for
General Insurance
B2B Partnerships
For trading in the capital market, we currently have
institutional tie-ups with prominent banks.
 Technology CLIENT TRADING &
ONBOARDING # OPTION VOLUME $
Edge – Digital
Transformation
92% 80%
Online Online

Digital Marketing CRM

• Automated environment • Sales Cloud
for campaigns, measuring ✓ Comprehensive Lead and Sales • Cloud Telephony, Email integration
effectiveness and end-to- Management with CRM – Collaboration with
end integration ✓ Campaign – Lead- Sales matrix, Customers
Dashboards to monitor • Employees Collaboration and
• New Interfaces – Partner
• Service Cloud Productivity tools
Portal, Customised ✓ End-to end multi channel • RPAs for recurring and redundant
Communication, Cloud service integration with CRM processes
Telephony ✓ 360-degree view of customers
# In Q3FY23, 92% of new accounts are opened in digital mode
$ In Q3FY23, 84% of trading (intraday) and 80% of option volume are online.
 Sustained Wealth Creation
for Customers
Provide diversified mix of
products with advisory
HYBRID
Customer Work
Phygital
and personalized Service Ethics
Model
attention to help
customers protect and
Key differentiator in We nurture our skilled
grow their wealth, while Our offline platform with
people and ensure
developing extensive branch network customer service is our - Feature 1
robust technology customer centric and
long-term relations to facilitates closer reach to - Feature 2
platform. We are also - ethical
Feature 3 work culture.
customers and maintain
facilitate cross-sales. equipped to address our
- Feature 4
deep relations with them. - Feature 5
Our strong investor- clients’ needs right from - Feature 6
- Feature 7
oriented technology sourcing to transactions - Feature 8
SOLUTIONS ARE platforms enable by providing portfolio - Feature 9
OFFERED TO MEET THE customers to make evaluation, robotic - Feature 10
- Feature 11
DIVERSE NEEDS OF seamless and hassle-free advisory and financial
CUSTOMERS USING OUR investments online. planning.
UNIQUE PHYGITAL
MODEL
 Geojit - Geographic Presence

497 Offices across India & GCC countries

In India, we have presence in
19 States and 2 Union
Territories

Rajasthan
We have presence in four
GCC countries:
Gujarat • Kuwait
• Bahrain
• UAE
• Oman

As on 31st Dec.2022
Group Company Structure
Business Performance
 Key Performance
Indicators –Q3FY23
BRANCH NETWORK
AUH
CUSTOMER BASE $
497 OFFICES
Rs 60,285CR
$
1.27 MILLION Across India & GCC
❑ $ As on 31.12.2022 countries $
❑ ^Total Revenue for the quarter Q3FY23
❑ AUH means Asset under holding
Equity holding (DP holding) of clients
MARKET CAP $ NETWORTH $ $
❑ MF AUM -Mutual Fund Asset under MF AUM
Rs 1131CR Rs 768CR
management includes AUM of Geojit clients Rs 11,323CR
and 100% of Barjeel clients Mutual fund AUM
both Indian and Offshore fund.

EMPLOYEES
$ ^TOTAL REVENUE #ROE
2610 Rs 116.54CR 10.87%
Brokerage Business Amount in Crores

ADTO - Average daily turnover. Derivative includes Equity F&O CDS and Commodity
Brokerage Income, MTF Book and
Smartfolios AUM Amount in Crores
 Assets Amount in Crores

AUH – Asset under holding – Demat holding value of Geojit Clients

AUM – Assets under Management – Mutual Fund holding of Geojit Clients
Equity AUM includes Equity ,ELSS, Index funds and Hybrid funds excluding Conservative funds and Arbitrage funds.
Client and Employee count
Financial Performance
Consolidated Result Amount in Lakhs
Consolidated Revenue mix
Amount in Lakhs
Financial Trend Amount in Lakhs
Revenue Mix
Amount in Lakhs
Environment
Social
Governance
 ESG – 3 Non-Financial Parameters

3
1 2
Social Governance
Geojit is Environmental
Empathy Responsibility
committed Business
Duty Integrity
towards Relationship
towards with External and Ethics
fulfilling the the Planet and Internal
stakeholders
ESG
parameters
ESG - our
commitments

Environmental Empathy
• Waste Management
1 2 •
Social Responsibility
Quality Products & Services
• Gender Equality

ESG
• Conserve Energy
• Conserve Water • Woman Empowerment
• Prevent Pollution • Labor Welfare and Rights
• Address Climate Change • Donation to Social Causes

3 Corporate Governance
• Efficient Management
• Ethical Practices
• Strong Internal Controls
• Ensure No Fraud/Illegal Activity
 Social Responsibility

ESG – our
✓ Senior Management Remuneration linked to
growth, sustainability and profitability of
business with focus on safety and capital

commitments
management
✓ Formula-based plan based on pre-established
performance driven metrics
✓ To discourage any hard selling of Intraday
trading and F&O trading , we reduced the
incentive given to Dealers by 50% on such
offline business
✓ Our Ethics Committee has majority of
independent members whose approval is a must
for launching any sales contest/campaign to
have a check on mis-selling

Governance
Environmental Empathy ✓ 50% of the Board comprises of
Independent Directors
✓ Greening of Supply chain by integration of ✓ Board Committees comprise of majority
ESG aspects in vendor selection and Independent Directors
assessment ✓ Audit Committee headed by Independent
✓ Strategic partnership and development of Director
local vendors
✓ Our 100000th sq ft Corporate building is
certified as Gold category by Indian Green
Building Council.
✓ We have waste water treatment plant in our
building
ESG – Geojit’s
performance
snapshots
 THANK YOU
GEOJIT FINANCIAL SERVICES LTD.
34/659-P, Civil Line Road, Padivattom, Kochi – 682024 Phone: 484 2901000

www.geojit.com

This presentation is for information purposes only and does not constitute an offer or recommendation
to buy or sell any securities of Geojit. This presentation also does not constitute an offer or
recommendation to buy or sell any financial products offered by Geojit. Any action taken by you on the
basis of the information contained herein is your responsibility alone and Geojit or its directors or
employees will not be liable in any manner for the consequences of such action taken by you. Geojit
and/or its directors and/or its employees may have interests or positions, financial or otherwise, in the
securities mentioned in this presentation.