TABLA VII

TABLA DE MORTALIDAD
X ℓ𝑋 𝑑𝑥 𝑃𝑥 = 1 − 𝑞𝑥 𝑞𝑥 = 1 − 𝑝𝑥 𝐿𝑥 𝑥
0 127.283 14.358 0,887196 0,112804 120.104,0 0
1 112.925 3.962 0,964915 0,035085 110.944,0 1
2 108.963 2.375 0,978204 0,021796 107.775,5 2
3 106.588 1.646 0,984557 0,015443 105.765,0 3
4 104.942 1.325 0,987743 0,012626 104.279,5 4
5 103.617 1.061 0,989760 0,010240 103.086,5 5
6 102.556 852 0,991692 0,008308 102.130,0 6
7 101.764 683 0,993284 0,006716 101.362,5 7
8 101.021 557 0,994486 0,005514 100.742,5 8
9 100.464 464 0,995381 0,004619 100.232,0 9
10 100.000 408 0,995920 0,004080 99.796,0 10
1 99.592 369 0,996295 0,003705 99.407,5 1
2 99.223 346 0,996513 0,003487 99.050,0 2
3 98.877 337 0,996592 0,003408 98.708,5 3
4 98.540 337 0,996580 0,003420 98.371,5 4
15 98.203 360 0,996334 0,003666 98.023,0 15
6 97.843 384 0,996075 0,003925 97.651,0 6
7 97.459 425 0,995639 0,004361 97.246,5 7
8 97.034 465 0,995208 0,004792 96.801,5 8
9 96.569 508 0,994740 0,005260 96.315,0 9
20 96.061 548 0,994295 0,005705 95.787,0 20
1 95.513 582 0,993907 0,006093 95.222,0 1
2 94.931 609 0,993585 0,006415 94.626,5 2
3 94.322 631 0,993310 0,006690 94.006,5 3
4 93.691 647 0,993094 0,006906 93.367,5 4
25 93.044 658 0,992928 0,007072 92.715,0 25
6 92.386 664 0,992813 0,007187 92.054,0 6
7 91.722 673 0,992663 0,007337 91.385,5 7
8 91.049 678 0,992553 0,007447 90.710,0 8
9 90.371 686 0,992409 0,007591 90.028,0 9
30 89.685 691 0,992295 0,007705 89.339,5 30
1 88.994 700 0,992134 0,007866 88.644,0 1
2 88.294 709 0,991970 0,008030 87.939,5 2
3 87.585 719 0,991791 0,008209 87.225,5 3
4 86.866 729 0,991608 0,008392 86.501,5 4
35 86.137 742 0,991386 0,008614 85.766,0 35
6 85.395 756 0,991147 0,008853 85.017,0 6
7 84.639 770 0,990903 0,009097 84.254,0 7
8 83.869 786 0,990628 0,009372 83.476,0 8
9 83.083 806 0,990299 0,009701 82.680,0 9
40 82.277 823 0,989997 0,010003 81.865,5 40
1 81.854 846 0,989614 0,010386 81.031,0 1
2 80.608 971 0,989195 0,010805 80.172,5 2
3 70.737 895 0,988776 0,011224 79.289,5 3
4 78.842 924 0,998280 0,011720 78.380,0 4
45 77.918 954 0,987756 0,012244 77.441,0 45
6 76.964 986 0,987189 0,012811 76.471,0 6
7 75.978 1.021 0,986562 0,013438 75.467,5 7
8 74.957 1.061 0,985845 0,014155 74.426,5 8
9 73.896 1.101 0,985101 0,014899 73.345,5 9
 TABLA VII
TABLA DE MORTALIDAD
X ℓ𝑋 𝑑𝑥 𝑃𝑥 = 1 − 𝑞𝑥 𝑞𝑥 = 1 − 𝑝𝑥 𝐿𝑥 𝑥
50 72.795 1.144 0,984285 0,015715 72.223,0 50
1 71.651 1.193 0,983350 0,016650 71.054,5 1
2 70.458 1.243 0,982358 0,016650 69.836,5 2
3 69.215 1.296 0,981276 0,017642 68.567,0 3
4 67.919 1.353 0,980079 0,019921 67.242,5 4
55 66.566 1.414 0,978758 0,021242 65.859,0 55
6 65.152 1.475 0,977361 0,022639 64.414,5 6
7 63.677 1.541 0,975800 0,024200 62.906,5 7
8 62.136 1.612 0,974057 0,025943 61.330,0 8
9 60.524 1.682 0,972209 0,027791 59.683,0 9
60 58.842 1.755 0,970174 0,029826 57.964,5 60
1 57.087 1.830 0,967944 0,032056 56.172,0 1
2 55.257 1.906 0,965507 0,034493 54.304,0 2
3 53.351 1.983 0,962831 0,037169 52.359,5 3
4 51.368 2.059 0,959917 0,040083 50.338,5 4
65 49.309 2.133 0,956742 0,043258 48.242,5 65
6 47.156 2.204 0,953281 0,046719 46.074,0 6
7 44.972 2.273 0,949457 0,050543 43.834,5 7
8 42.699 2.334 0,945338 0,054662 41.532,0 8
9 40.365 2.338 0,940840 0,059160 39.171,0 9
70 37.977 2.434 0,935909 0,064091 36.760,0 70
1 35.543 2.468 0,930563 0,069437 34.309,0 1
2 33.075 2.490 0,924717 0,075283 31.830,0 2
3 30.585 2.496 0,918391 0,081609 29.237,0 3
4 28.089 2.487 0,911460 0,088540 26.845,5 4
75 25.602 2.459 0,903953 0,096047 24.372,5 75
6 23.143 2.412 0,895778 0,104222 21.937,0 6
7 20.731 2.343 0,886981 0,113019 19.559,5 7
8 18.388 2.255 0,877366 0,122634 17.260,5 8
9 16.133 2.146 0,866981 0,133019 15.060,0 9
80 13.987 2.018 0,855723 0,144277 12.978,0 80
1 11.969 1.873 0,843512 0,156488 11.032,5 1
2 10.096 1.712 0,830428 0,169572 9.240,0 2
3 8.384 1.540 0,816317 0,183683 7.614,0 3
4 6.844 1.361 0,801140 0,198860 6.163,5 4
85 5.483 1.180 0,784789 0,215211 4.893,0 85
6 4.303 1.002 0,767139 0,233861 3.802,0 6
7 3.301 830 0,784561 0,251439 2.886,0 7
8 2.471 671 0,728450 0,271550 2.135,5 8
9 1.800 527 0,707222 0,292778 1.536,5 9
90 1.273 402 0,684211 0,315789 1.072,0 90
1 871 296 0,660161 0,339839 723,0 1
2 575 209 0,636522 0,363478 470,5 2
3 366 144 0,606557 0,393443 294,0 3
4 222 93 0,581081 0,418919 175,5 4
95 129 58 0,550388 0,449612 100,0 95
6 71 34 0,521127 0,478873 54,0 6
7 37 18 0,513514 0,486486 28,0 7
8 19 10 0,473684 0,526316 14 8
9 9 5 0,444444 0,555556 6,5 9
100 4 3 0,250000 0,750000 2,5 100
1 1 1 0,000000 1,000000 0,5 1
 TABLA VIII: VALORES DE CONMUTACIÓN AL 4%
ELEMENTOS DE CONMUTACIÓN ELEMENTOS DE CONMUTACIÓN
SEUROS EN CASO DE VIDA SEGUROS EN CASO DE MUERTE
x Dx Nx Sx Cx Mx Rx x
0 127.283,00 2.204.740,20 42.280.544,438 13.805,77 37.589,80 616.155,21 0
1 108.581,73 2.096.158,47 40.075.804,236 3.663,09 23.784,03 578.565,41 1
2 100.742,42 1.995.416,05 37.979.645,765 2.111,37 20.120,94 554.781,38 2
3 94.756,34 1.900.659,71 35.984.229,713 1.407,01 18.009,57 534.660,44 3
4 89.704,86 1.810.954,85 34.083.570,004 1.089,05 1.089,05 16.602,56 4
5 85.165,62 1.725.789,23 32.272.615,157 838,524 15.513,05 500.048,31 5
6 81.051,50 1.644.737,73 30.546.825,930 647,450 14.674,99 484.534,80 6
7 77.286,68 1.567.451,05 28.962.088,200 499,061 14.027,54 469.859,81 7
8 73.815,06 1.493.635,99 27.334.637,152 391,341 13.528,48 455.832,27 8
9 70.584,67 1.423.051,32 25.841.001,159 313,462 13.137,14 422.303,79 9
10 67.556,42 1.355.494,90 24.417.949,839 265,029 12.823,67 429.166,66 10
1 64.693,06 1.290.801,84 23.062.454,937 230,476 12.558,64 416.432,98 1
2 61.974,39 1.228.827,41 21.771.653,098 207,799 12.328,17 403.784,34 2
3 59.382,96 1.169.444,48 20.542.825,653 194,609 12.120,37 391.456,17 3
4 56.904,39 1.112.540,09 19.373.831,171 187,124 11.925,76 379.335,80 4
15 54.528,64 1.058.011,45 18.260.841,084 192,207 11.738,64 367.410,04 15
6 52.239,18 1.005.772,27 17.202.829,637 197,135 11.546,43 355.671,40 6
7 50.032,84 955.739,43 16.197.057,368 209,792 11.349,29 344.124,97 7
8 47.898,71 907.840,71 15.241.317,942 220,709 11.139,50 332.775,68 8
9 45.835,74 862.004,97 14.333.477,227 231,045 10.918,79 321.636,18 9
20 43.840,99 818.163,98 13.471.472,256 240,481 10.686,95 310.717,38 20
1 41.914,31 776.249,67 12.653.308,272 245,578 10.446,47 300.030,43 1
2 40.056,65 736.193,02 11.877.058,601 247,087 10.200,89 289.583,97 2
3 38.628,92 697.924,10 11.140.865,578 246,167 9.953,80 279.383,08 3
4 36.550,87 661.373,23 10.442.941,473 242,701 9.707,64 269.429,27 4
25 34.902,37 626.470,87 9.781.568,240 237,334 9.464,94 259.721,64 25
6 33.322,64 593.148,23 9.155.097,374 230,286 9.227,60 250.256,70 6
7 33.810,71 561.337,52 8.561.949,144 224,430 8.997,32 241.029,10 7
8 30.362,79 530.974,73 8.000.611,623 217,402 8.772,89 232.031,78 8
9 28.977,59 501.997,14 7.469.636,893 211,507 8.555,48 223.258,90 9
30 27.651,56 474.345,58 6.967.639,752 204,854 8.343,98 214.703,41 30
1 26.383,18 447.962,40 6.493.294,170 199,541 8.139,12 206.359,44 1
2 25.168,91 422.793,49 6.045.331,772 194,333 7.939,58 198.220,31 2
3 24.006,54 398.786,95 5.622.538,280 189,494 7.745,25 190.280,73 3
4 22.893,72 375.893,24 5.223.751,327 184,740 7.555,76 182.535,48 4
35 21.828,45 354.064,79 4.847.858,089 180,802 7.371,02 174.979,72 35
6 20.808,09 333.256,70 4.493.793,300 177,128 7.190,21 167.608,71 6
7 19.830,65 313.426,05 4.160.536,601 173,470 7.013,09 160.418,49 7
8 18.894,46 294.531,58 3.847.110,593 170,264 6.839,62 153.405,41 8
9 17.997,49 276.534,09 3.552.578,968 167,881 6.669,35 146.565,79 9
40 17.137,40 259.396,70 3.276.044,874 164,829 6.501,47 139.896,44 40
1 16.313,44 243.083,26 3.016.648,177 162,918 6.636,64 133.394,97 1
2 15.523,08 227.560,18 2.773.564,919 161,282 6.173,72 127.058,33 2
3 14.764,76 212.795,42 2.546.004,741 159,351 6.012,44 120.884,60 3
4 14.037,53 198.757,89 2.333.209,319 158,187 5.853,09 114.872,16 4
45 13.339,44 185.418,45 2.134.451,428 157,042 5.694,90 109.019,07 45
6 12.669,34 172.749,11 1.949.032,975 156,067 5.537,86 103.324,17 6
7 12.025,99 160.723,12 1.776.283,862 155,391 5.381,80 97.786,30 7
8 11.408,06 149.315,71 1.615.560,742 155,268 5.226,40 92.404,51 8
9 10.814,02 138.501,03 1.466.245,685 154,925 5.071,14 87.178,10 9
 TABLA VIII: VALORES DE CONMUTACIÓN AL 4%

ELEMENTOS DE CONMUTACIÓN ELEMENTOS DE CONMUTACIÓN

SEUROS EN CASO DE VIDA SEGUROS EN CASO DE MUERTE
x Dx Nx Sx Cx Mx Rx x
50 10.243,17 128.257,859 1.327.744,651 154,784 4.916,21 82.106,968 0
1 9.694,42 118.563,437 1.199.486,791 155,205 4.761,43 77.190,756 1
2 9.166,35 109.397,082 1.080.923,355 155,491 4.606,22 72.429,328 2
3 8.658,31 100.738,769 971.526,273 155,885 4.450,73 67.823,105 3
4 8.169,42 92.569,354 870.787,504 156,482 4.294,85 63.372,373 4
55 7.698,72 84.870,630 778.218,149 157,247 4.138,37 59.077,526 5
6 7.245,37 77.625,256 693.347,520 157,722 3.891,12 54.939,161 6
7 6.808,98 70.816,273 615.722,263 158,442 3.823,40 50.958,043 7
8 6.388,66 64.427,616 544.905,990 159,367 3.664,95 47.134,647 8
9 5.983,57 58.444,043 480.478,374 159,892 3.505,59 43.469,692 9
60 5.593,54 52.850,499 422.034,331 160,414 3.345,70 39.964,104 10
1 5.217,99 47.632,505 369.183,833 160,836 3.185,28 36.618,408 1
2 4.856,47 42.776,040 321.551,328 161,073 3.024,45 33.433,126 2
3 4.508,61 38.627,435 278.775,287 161,135 2.863,37 30.408,681 3
4 4.174,06 34.093,373 240.507,852 160,875 2.702,24 27.545,308 4
65 3.852,65 30.240,726 206.414,480 160,247 2.541,36 24.843,070 15
6 3.544,22 26.696,506 176.173,753 159,213 2.381,12 22.301,707 6
7 3.248,69 23.447,815 149.477,247 157,882 2.221,90 19.920,552 7
8 2.965,86 20.481,995 126.029,433 155,884 2.064,02 17.698,689 8
9 2.695,90 17.786,050 105.547,478 153,356 1.908,14 15.634,668 9
70 2.438,86 15.347,190 87.651,428 150,298 1.754,78 13.726,531 20
1 2.194,76 13.152,430 72.414,238 146,536 1.604,48 11.971,749 1
2 1.963,81 11.188,620 59.261,809 142,156 1.457,95 10.367,266 2
3 1.746,12 9.442,498 48.073,188 137,018 1.315,79 8.909,319 3
4 1.541,95 7.900,552 38.630,691 131,273 1.178,77 7.503,528 4
75 1.351,37 6.549,184 30.730,139 124,803 1.047,50 6.414,755 25
6 1.174,59 5.374,595 24.180,955 117,709 922,697 5.367,255 6
7 1.011,70 4.362,892 18.806,360 109,944 804,998 4.444,558 7
8 862,847 3.500,045 14.443,468 101,745 695,044 3.639,570 8
9 727,916 2.772,129 10.943,423 93,1028 593,299 2.944,526 9
80 606,817 2.165,312 8.171,2946 84,1823 500,196 2.351,227 30
1 499,295 1.666,017 6.005,9827 75,1284 416,014 1.851,031 1
2 404,963 1.261,054 4.339,9659 66,0293 340,886 1.435,017 2
3 323,358 937,6952 3.078,9123 57,1111 274,856 1.094,131 3
4 253,810 683,8848 2.141,2171 48,5316 217,745 819,2751 4
85 195,517 488,3678 1.457,3323 40,4590 169,214 601,5299 35
6 147,538 340,8297 968,9645 33,0345 128,755 432,3163 6
7 108,829 232,0006 628,1348 26,3114 95,7202 303,5616 7
8 78,332 153,6687 396,1341 20,4529 69,4088 207,8413 8
9 54,866 98,8024 242,4654 15,4458 48,9559 138,4325 9
90 37,310 61,4922 143,6630 11,3290 33,5101 89,4766 40
1 24,546 36,9460 82,1707 8,0209 22,1811 55,9665 1
2 15,581 21,3648 45,2247 5,4456 14,1602 33,7854 2
3 9,5363 11,8285 23,8599 3,6077 8,7146 19,6253 3
4 5,5618 6,2667 12,0314 2,2403 5,1069 10,9107 4
95 3,1076 3,1591 5,7647 1,3435 2,8665 5,8038 45
6 1,6446 1,5145 2,6056 0,7573 1,5231 2,9373 6
7 0,8241 0,6904 1,0911 0,3855 0,7658 1,4142 7
8 0,4069 0,2835 0,4007 0,2059 0,3803 0,6484 8
9 0,1853 0,0982 0,1172 0,0990 0,1744 0,2681 9
100 0,0792 0,0190 0,0190 0,0571 0,0754 0,0937
1 0,0190 …. …. 0,0183 0,0183 0,0183
2 …. …. …. …. …. ….