Professional Documents
Culture Documents
Arcon, CL., & Montante, R. (2019). Financial Management among Sari-Sari Store Owners in Toril, Davao
City. https://pdfcookie.com/documents/financial-managqement-among-sari-sari-store-owners-
in-toril-davao-city-ov14wp0y88v1
Benitez, JR., & Olaquer, N. (2018). Budgetary Control Practices of Marcelo Boat Builders and Repairer
management-definition-functions-and-goals-in-business/?fbclid=IwAR2Cw75F7Jxw9
QgGgSbEJenpVEllzOQKjnrAW5EJCnWfVGAlDZhwc_CKoY
Bourquin, P., Delestre, I., Joyce, R., & Waters, T. (2020). The effects of coronavirus on household finances
effects-of-coronavirus-on-household-finances-and-financial-distress.pdf
Cho, Y., Avalos, G., Kawasoe, Y., Johnson, D., & Rodriguez, R. (2021). The Impact of the COVID-19
Pandemic on Low Income Households in the Philippines: Impending Human Capital Crisis.
https://documents1.worldbank.org/curated/en/801361614768664623/pdf/The-Impact-of-the-
COVID-19-Pandemic-on-Low-Income-Households-in-the-Philippines-Impending-Human-Capital-
Crisis.pdf
First State Community Bank. (2021). “7 Money Management Tips to Improve Your Finances.
https://www.fscb.com/blog/7-money-management-tips-to-improve-your-finances
Garcia, K. (2021). The impact of Covid-19 on the Philippines’ microseller economy. Tech in Asia.
https://www.techinasia.com/impact-covid19-philippines-microseller-economy
Gherghina, SC., Botezatu, MA., Hosszu, A., & Simionescu, LS. (2020). Small and Medium-Sized
Enterprises (SMEs): The Engine of Economic Growth through Investments and Innovation.
Sustainability. https://www.mdpi.com/2071-1050/12/1/347#cite
Guthmann, H., & Dougall. (2021) Corporate Financial Polis, Understanding Financial Management.
team.com/news/en/financial-management-definition-functions-and-goals-in-business/?
fbclid=IwAR2Cw75F7Jxw9-QgGgSbEJenpVEllzOQKjnrAW5EJCnWfVGAlDZhwc_CKoY
financing-8063219.html
Howes, S., Monk-Winstanley, R., Sefton, T., & Woudhuysen, A. (2020). Poverty in the pandemic: impact
Group.https://cpag.org.uk/sites/default/files/files/policypost/Poverty-in-the-pandemic.pdf
Kaberia, S., & Mauthe, S. (2021). Effects of Covid-19 Pandemic on Performance of Women Owned Micro,
https://ideas.repec.org/a/rfa/journl/v9y2021i1p7-21.html
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3885815
Manarang, R. (n.d.). How to Start a Sari-Sari Store with Small Capital in the Philippines. Tycoon.
https://tycoon.ph/how-to-start-sari-sari-store-philippines/
Mehrotra, A., Anand, G., Nayak, M., Srivastava M., Narain, N., Mishra, S., & Sood, S. (2020). Impact of
micro-small-and-medium-enterprises-MSMEs-India-report-1.pdf
Negosyo 101: A Step-By-Step Guide to your Sari-sari store. (2022, January 7). Condura.
https://www.condura.com/condura-guide/negosyo-101-a-step-by-step-guide-to-your-sari-sari-
store/
Philippines: How Jubaida revived her small business. (2020, October 06). International Committee of the
business
Sengupta, R., & Mahendra, S. (2020). Covid-19: Impact on the Indian Economy. Indira Gandhi Institute of
Development Research. http://www.igidr.ac.in/pdf/publication/WP-2020 013.pdf?
fbclid=IwAR0ctoaXWW2WJXorprvL6e__gg2mb4y3DDYuyb90k_Et6wFLiOn-3n1z7qw
Unicef (2020). The Impact of the COVID-19 Crisis on Households in the National Capital Region of the
Philippines. https://www.unicef.org/philippines/reports/impact-covid-19-crisis-households-national-
capital-region-philippines
Volante, RC. (2017). Fund Utilization of Community Colleges in the First District of Albay
https://www.mymoneycoach.ca/budgeting/what-is-a-budget-planning-
forecasting#:~:text=Budgeting%20is%20the%20process%20of,your%20expenses%20with
%20your%20income.
What’s a Sari-Sari Store: PH’s small neighborhood retail shop. (2016, July 20). Primer.
https://primer.com.ph/tips-guides/2016/07/30/expat-guide-sari-sari-stores/
(Schwahn, 2020)
https://www.nerdwallet.com/article/finance/what-is-a-
References
Importance of Finance. (n.d.). Retrieved from PFH University: https://www.pfh-
university.com/blog/financial-management-what-why-important#:~:text=Financial
%20management%20is%20strategic%20planning,important%20part%20in
%20fiscal%20management.
budget#:~:text=A%20budget%20is%20a%20spending,%2C%20that's%20a%20family%20budget.)
Financial management: What is it and why is it important? (n.d.). PFH Private University of
why-important