DESCRIPTIVE

• Previous Year Questions.

• Other Important Essay Topics

2023
 ALL GLORY
TO
MOTHERLAND

youtube.com/careerrocket
 SIDBI GRADE A 2023
Descriptive Paper Scheme

Question Marks
2 Essay 20x2 = 40
1 Business Letter 10 Marks

Total Marks : 50
Total Time : 60 Minutes

Expected Word Limit –

Letter : 150 Words
Essay : 200 Words

Themes of Essay mentioned in the notification :

Finance, Banking, Economy and Social Issues
 SIDBI Previous Year Questions
2022
Essay :
1. Have Banks successfully achieved the goals of financial inclusion ?
2. In today's world, is economy interconnected ?
3. Cryptocurrency : Pros, Cons & Future in India
4. Is GST system good & fair ?
5. How would you stop Rural to Urban migration ?
6. Problem of Hunger and Society
7. Population Explosion and Negative Impact on Economy
8. Gender Discrimination

Letter :
1. Complaint letter to Supplier for delayed delivery
2. Complaint letter to the company for defective computer
3. Appreciation & Gratitude letter to the government
Relevant Essay Topics asked in RBI, NABARD, NHB,
SEBI and other IBPS exams in recent 2 Years

• Women Entrepreneurs : Role in Economic Growth of India

• Contribution of Tourism sector to Indian Economy
• Inclusive Growth & Need of Social Investment
• Role of technology in prevention of Financial Frauds
• Effects of Inflation on Poor & Marginalized Sections of the society
• Pros & Cons of Trading & Investing
• Role of Education in Economy
• Advantages of Bank Privatization
• Role of Infrastructure in Growth of the economy
• Women at Workplace : Security Concerns & Preventive Remedies.
• India's Sustainable Development Approach : Scope & Challenges
• India can face an unseen threat of food security in upcoming years.
What are the causes and preventive steps.
 Extra Relevant Essay Topics in Current News
• Fintech : Role, Advantages, Challenges & Remedies
• Inflation : Impacts, Causes & Remedies
• Monetary Policy of RBI
• Central Bank Digital Currency
• Rise of UPI & Digital Payments and Impacts
• MSMEs : Role in Economy, Credit – Options and Challenges faced by
small industries
• India before and after liberalization of 90s
• Economic Recovery after COVID
• Nationalisation (+ Privatization) of Banks : Need, Pros & Cons
• Impact of Russian-Ukraine war on World & Indian economy
• India's Trade Deficit : Causes, Impacts & Remedies
• Priority Sector Lending
• Start-Ups in India : Issues Faced & Impact on Economy
• NPA : Definition, Impacts & Role of Bad Bank – NARCL
• Caste Based Discrimination in India
• Poverty & Unemployment : Causes & Remedies
• Economic Growth can’t be sole indicator of Development. Explain.
• What is globalization ? What are PROs & CONs of it?
 General Tips for Descriptive Paper

Generally there will be easy & generic questions asked in the exam.
You don’t need to memorize content for above mentioned topics
from this booklet and also other topics from any other source. You
need to just develop a basic understanding. You will surely find two
easy topics to write on, so don’t waste your precious time on digging
deep for a lot of essay topics and mastering them.

Instead, you should clear some basic concepts like inflation, poverty,
balance of payments and other banking-awareness topics. Then you
should prepare your General Awareness section in reference to
Economy and Finance, it will not just help in GA, but will also provide
sufficient fodder material for descriptive writing.

DOs :
- Use simple sentences to avoid grammatical mistakes.
- Choose topic wisely. It should be easy and generic.
- Remember spelling of common words correctly.
- Write essay in classic Intro-Body-Conclusion format while use
proper format for letter too.
- Attempt all questions even if you’re failing to comply with word
limit by 30-40 words in some question.

DON'Ts :
- Don’t take unnecessary tension for this subject. Stay Calm.
- Don’t allocate too much time to this subject, if your GA is
incomplete. Focus more on GA, Quants & Reasoning.
- Don’t cram ! Rely on your basic understanding.
- Don’t get scared from buggy interface. Take it easy and try to
be familiar.
Best of Luck 😊