Application No.

: 3 0 6 4 C D 0 0 7 6 3 1 0

Prospect No.: 3 0 6 4 C D 0 0 7 6 3 1 0

Location Code/Name: A L I G A R H

SCE Name: M S M O B I L E G A L L E R Y M S M O B

SCE Mobile No.: 7 0 1 7 3 0 6 5 1 7 SCE Employee No. C D 4 1 4 0 7

Your existing relationship with TVS Credit Services Ltd.

Borrower: Yes No

Relationship with other Bank/NBFCs

Loan A/c No./Credit Card No.:

Bank/NBFC:

Purpose of Loan/Finance Requirement/Asset Details

Manufacturer/Make: O P P O

Product Category: M O B I L E P H O N E S

Model Name & No.: F 2 1 P R O 8 1 2 8 C P H 2 3 6 3

Asset Cost: 2 0 9 9 9 Applied Loan Amount: 2 1 5 9 9

EMI: 2 6 2 5 Charges: 3 5 4 Tenor: 8 No. of Advance EMI: 2 months

Insurance (Credit Shield): 6 0 0 Total Down Payment: 6 8 9 1

Insurance (Health Insurance):

Extended Warranty: Total EMI Amount: 2 7 0 0

Asset Insurance: Total Loan Amount: 2 1 5 9 9

(Non-Refundable)Insta Card Programme Enrollment Fee : 6 6 6 . 0

Customer IRR 3 8 . 1 6
(% p.a. fixed - calculated on monthly reducing balance method)

Opting for InstaCard Programme: No Yes If yes, one-time InstaCard programme enrolment fee of Rs. 666.0 /-(non-refundable) will be applicable
I voluntarily opt for the InstaCard programme enrolment at my own wish and agree that my eligibility under the InstaCard programme , issuance of an
InstaCard & its activation will be subject to proper repayment of EMIs, atleast for a period of 6 months or earlier, or at the sole discretion of TVS Credit. I agree
that the facility / transaction under this programme, shall be part of the loan under the Master Loan Agreement executed / to be executed by me. Each such
facility / transaction shall have a separate repayment schedule and I shall strictly adhere to the same.
I authorize TVS Credit to share all or any KYC documents with the PPI issuer / bank in connection with the issuance of the InstaCard(Prepaid) under the
InstaCard programme.

Borrower - Personal Details

Name: A r u n c h a u h a n Age: 3 3

Date of Birth 0 1 0 8 1 9 8 9 Gender : Male Female Marital Status: Married Single

Fathers Name K H E M P A L S I N G H
Mothers Name

Residential Address: D.No a g a u t a p o s t a g o u t a b u l a n d s h a h r

, a g a u t a p o s t a g o u t a Locality:

District: City : B u l a n d s h a h r

State: U T T A R P R A D E S H Pincode: 2 0 3 0 0 1

Residential Stability 3 8 0 months Residence: Owned Rented Leased

Telephone: Mobile: 8 2 1 8 1 2 9 3 9 8
Educational Qualifications: Graduate UG PG Qualified Professional SSC 12th Other

Aadhaar No.: A a d h a r C a r d Address Proof:

LPG No:

Electricity Consumer No.: Voter ID No.:

Driving License No.

ID Proof No.: B Z N P C 4 8 0 9 C CKYC Number: 6 6 2 1 7 4 1 7 5 1 9 1

Permanent Address: a g a u t a p o s t a g o u t a b u l a n d s h a h

r , a g a u t a p o s t a g o u t a b u l a n d s h a h r , a g a u

t a p o s t a g o u t a b u l a n d s h a h r n e a r B S N L

Personal Email:

Borrower - Business Details

Employment Type: Salaried Self-employed

Profession Type:

Company Name: K H E M P A L A G R I C U L T U R E S T O R E

Address: A G A U T A P O S T A G O U T A B U L A N D S H A H

R , A G A U T A P O S T A G O U T A B U L A N D S H A H R , A G A U

T A P O S T A G O U T A B U L A N D S H A H R N E A R B S N L

Designation: s e l f e m p l o y e d Employee ID:

Telephone: 9 6 7 5 6 5 1 0 7 Mobile: 9 6 7 5 6 5 1 0 7 9

Business Email: a r u n c h a u h a n b s r 1 2 3 4 @ g m a i l . c o m

Borrower - Additional Details

Spouse's Name: S O U N A M

Pan No.: B Z N P C 4 8 0 9 C

Total Family members: 2 Earning members: No of Dependents:

Religion: H I N D U Gross/Net Monthly Income: 5 0 0 0 0 . 0

Additional Income:

Banking Details - Bank Name: P U N J A B N A T I O N A L B A N K

Branch Name: G U L A O T H I , D I S T T . B U L A N D S H A H R (

Account Number: 0 6 7 0 0 0 1 7 0 0 1 0 0 2 7 9
Credit Card: Classic Silver Gold Platinum
Car: Mini Compact MUV/SUV/Premium

Debit Card - Bank Name:

 Member Since: 0 Card No.:

Reference

Name:

Relationship:

Telephone: Mobile:

Personal Email:

Declaration/Undertaking
1. I/We hereby apply for the Consumer Durable/Products Loan mentioned in this application.
2. I/We affirm that all the particulars and information and details given/filled in this Application Form are true, correct, complete and up-to-date in
every manner and that I/We have not withheld any information whatsoever from TVS Credit.
3. I/We agree to receive SMS, telephonic calls, emails, or through any other mode of communication, the various schemes, plans, and offers
provided by TVS Credit Ltd., and I/We am/are aware that laws in relation to the unsolicited communication referred in "National Do Not Call
Registry" (the "NDNC Registry") as laid down by TELECOM REGULATORY AUTHORITY OF INDIA will not be applicable for such
communication/calls/SMSs received from TVS Credit, its employees, agents and/orassociates.
4. I/We authorise TVS Credit Services and all its group companies and their agents to exchange, share or part with all the information and details
relating to my/our existing loans and/or repayment history to other TVS group companies, banks, finance institutions, credit bureaus, agencies,
statutory bodies etc as may be required or as they may deem fit and shall not hold the Company or any of its group companies or its/their
agents/representatives liable for use/sharing of this information
5. If I/We purchase mobile phone/tablet/any other electronic gadgets, I/We unconditionally authorize TVS Credit to deploy versions of application
in order to send reminders / blinker for timely repayment of EMIs and notification messages including such alerts in the event of any delay of
payment of EMIs and if the default continues, to lock the mobile until I/We clear such dues.
6. I/We confirm that I/We have been made aware of the terms and conditions of the loan to which I/We agree unconditionally and I/We have not
made any payment in cash, bearers cheques or of any other kind along with or in connection with this Application Form to any person collecting
or assisting with my/our Application Form nor have I/We received any gift/discount or any other commitment not mentioned in the loan
agreement by TVS Credit or any of its authorized agents/representatives.
7. I/We understand and acknowledge that mere submission of this Application Form does not entail approval of the loan from TVS Credit and that
the Company shall have the absolute discretion to reject my/our application without specifying reasons for the same and without notification.
8. I/We agree to pay any amount as may be applicable on the levy of Goods and Service Tax on the loan amount.
9. . I/We concede that the Company shall increase or decrease the credit limit as per its internal policy and criteria at its sole discretion from time to
time and I/We understand that no dispute with respect to the same from my/our end will be entertained.
10. I/We shall pay a processing fee (non-refundable), if any, charged towards the loan application.
11. I/We shall pay the required fee (non-refundable), levied toward Credit verification and repayment registration charges, and charged towards the
loan application.
12. I/We agree that foreclosure charges are on balance tenor at 6 % for term less than 12 months, at 4 % for term between 12 to 24 months, and at and
that these are levied/calculated on the balance outstanding of the loan.
13. I/We agree that prepayment of the loan amount is not allowed for the first 6 months from the date of disbursement of loan.
14. I/We affirm that I/We have submitted all the self-attested, necessary documents mentioned in the checklist and that the same, along with attached
photograph,are not liable to be returned.
15. I/We agree to notify the Company in any change of address of employment or of residence, or of nature of employment, so mentioned by me/us in
the Application Form.
16. I/We agree to the terms and conditions of the e-Agreement, if any/in case of online filing of this Application Form.
17. I, hereby confirm having received, read and understood the terms and conditions including the scheme details explained to me.
18. InstaCard Programme - I agree to be bound by the terms and conditions of the InstaCard programme and any additional conditions stipulated by
TVS Credit / PPI Issuer, from time to time. This loan application shall also be taken as an application for enrolment under the InstaCard program
and will hold good for any facility availed under the programme. I undertake to provide fresh application / additional documents at the request of
TVS Credit. I agree that TVS Credit at its sole discretion may approve or reject the issuance of InstaCard without any reasons and in the event of
such rejection, the enrollment fee will not be refunded for whatsoever reasons.

Loan Application accepted through online Application - OTP Consent on 01.01.2023, at Time - 03:25:58
PM .
Borrower's Signature
 Loan Term Sheet

SF Deal ID:

Customer Name: A r u n c h a u h a n

Dealer Name: M S M O B I L E G A L L E R Y Customer IRR 3 8 . 1 6

Product Financed & Model O P P O F 2 1 P R O 8 1 2 8 C P H 2 3 6 3

EMI Amount for CD: 2 6 2 5 Total EMI Amount: 2 7 0 0 Tenor: 8

Loan Amount Financed: 2 1 5 9 9 First EMI Due Date: 0 3 0 2 2 0 2 3

Mode of Loan Payment: Read, received and understood

Loan Application accepted through online Application - OTP Consent on 01.01.2023, at Time - 03:25:58
PM .
Borrower's Signature

Important Note
1. The decision to give a loan and the interest rate applicable to each loan account is assessed on a case to case basis, based on multiple parameters
such as the type of the asset being financed, borrower profile, and repayment capacity, borrower's other financial commitments, past repayment
track record if any, the security for the loan as represented by the underlying assets, loan to value ratio, mode of payment, tenure of the loan,
geography (location) of the borrower, end use of the asset etc.
2. Kindly note that the Company:
3. - Will decide the quantum of the loan at its sole discretion - Reserve the right to reject any application, without assigning any reasons - May
request for additional documents other than those collected in this connection - Reserves the right to retain photograph and documents submitted
along with the application form and shallnot return the same - The Equated Monthly instalment (EMI) in connection with the loan will be due as
per the schedule of the loan Agreement - Will not be liable for loss or delay in the receipt of documents.
4. Incomplete, defective application will not be processed and the Company shall not be responsible in any manner for the resulting delay or
otherwise
5. All post dated cheques are to be issued favouring TVS Credit Services only.
6. With the acceptance and signing of the loan application form, the customer unconditionally agreed to terms and conditions which may be changed
by the company at any time with due notice, and the customer will be bound by the amended terms and conditions.

Checklist of Documents

Photo Identity Proof: Aadhaar Card Passport PAN Card Voters ID Card Driving License
Address Proof: Aadhaar Card LPG EB Voters ID Card Driving License
Passport Bank Passbook Telephone Bill Municipal Water Bill Property Tax

Schedule of Charges
Charges Amount
Processing Fees As per Scheme
Credit Verification Charges Rs.177.0/-
Repayment Registration Charges Rs.177.0/-
Mandate Rejection Charges Rs 500
Duplicate Repayment Schedule Rs.500/-
Cheque Swap charges Rs.500/- per swap
Statement of account Rs.500/-
Duplicate NOC issuance charges Rs.250/-
Service Charges at actuals
Late Repayment Charges 36% per annum on unpaid installment
Mandate Bounce Charges Maximum of Rs.750/- per instance
Legal, Repossession & Incidental Charges at actuals
Stamp Duty as per state laws
Visit Charges Rs. 150/- per visit
Loan cancellation charges 3% of the loan amount.
Rs. 450/-
(Charges will be levied if new mandate form is
Mandate Rejection Service Charges not registered within 30 days from the date of
rejection of previous mandate form by
Borrower's bank for any reasons whatsoever.)
IP Address: 117.99.27.221
OTP Consent Date: 01.01.2023
OTP Consent Time: 03:25:58 PM
Mobile Number: 918218129398
Latitude: 28.4070909
Longitude: 77.8510552