By Orysia Yurynets

Money
 Too many people spend
money they earned..to buy
things they don’t want..to
impress people that they
don’t like.
Will Rogers

Answer the questions

How often do
you go groceet
shopping for
How much family ?
money do you
Do you have spend a week?
your own bank
account?
Do you think
teenagers
Do you receive should receive
any pocket them?
money from
your parents?
 Put words into the sentences

Pay 1. I don't know how he can ________a new car on Afford

his salary.
2. She used to ______ money and not bother to
pay it back.
3. If you need a coat I can _____ one to you.
4. Would you prefer to _____ with/by cash,
Borrow Save
cheque, or credit card?
5. Tom's been ______ his pocket money every
week.
6. We ______ a fortune when we were in New
York.
Lend Spend
 Saving and banking
CHOSE CORRECT ANSWER
1. This credit card allows you to withdraw up to £200 a
day from ______machines.
a) money b) cash c) coin
2. It is unclear whether Google will _______ a fee for
current accounts.
a) withdraw b) take out c) charge
3. Once you start making money you should _______a bank
account.
a) create b) open c) discover
4. Let you ________money anytime and anywhere.
a) withdraw b) take c) get
5. Savings accounts and certificates of deposit (CDs) keep
your money safe and pay _______.
a) fee b) money c) interest
Match a large metal basket or frame on
wheels, used for transporting heavy or
large items, such as supermarket
purchases

a) bargain a thing bought or offered for sale

b) use by date much moreorcheaply than is usual
expected.
a written acknowledgment by a
receiver of money, goods, etc,
c) customer that payment or delivery has

d)local currency is the money most

commonly used within a
been made

e)receipt country. the amount of money

expected, required, or
f)split the cost aorperson who buys goods
services from a shop
divide the cost given in payment for

g) price or business.
among the
people
something.

h)trolley
when a product may no
longer be safe to eat.
Underline the correct answers.
1
1. You can pay at the till / price over there.
2. Would you like to pay in a credit card/cash?
3. The camera is faulty, but I don’t want another one. I want a
refund/return.
4. Ann bought her coat at half price in the summer sale/reduction.
5. The camcorder you want is currently out of offer/stock, but we can order
it for you.
6. Please keep the cheque/receipt so that if your sister doesn’t like the
purse, you can return it.
7. Did Sam really buy those trainers for 15 pounds? That was a
bargain/clearance.
8. Here’s your new sweater, and here’s 5 pounds exchange/change.
9. The bank strongly resisted cutting interest/salary rates.
Complete the sentences with the words below. there are two
words that you do not need.

bargain/ customers / receipt/ refund / by/ out cash/ interest / stock/ back /
price / on / around

1. Sam doesn’t have enough _________, so he’ll pay _____

credit card.
2. Peter wanted to buy a camera ______ the Internet, but they told him that the model
he wanted was out of ____________.
3. Can I take this dress ________ to the shop, even though I’ve lost the ______________?
4. You can find some real ____________ if you shop __________ during the winter sales.
5. I find the other ______________________ very rude.
6. Ted wasted his money and couldn’t get a __________.
7. Tickets include the_______________ of refreshments.
Complete the sentences by circling the correct Money Verb.

1. Gerald’s brother encouraged him to inherit/invest money in his friend’s

new business.
2. Can I borrow/lend £10? I promise to pay you back soon.
3. The generous old lady decided to donate/charge £3000 to the local hospital.
4. The waiter forgot to lend/charge me for my second glass of wine.
5. I can't afford/spend to eat in that restaurant. Their prices are ridiculous!
6. When Jack’s uncle dies, he will inherit/invest his house and his business.
7. I opened my wallet and realized that I didn’t have enough money to
pay/charge for the drinks.
8. I’m not surprised you’re always broke. You spend/pay all your money on
beer!
9. I'm trying to save up / spend for a car, so I’m doing a lot of overtime at
the moment.
10. I’ll lend/borrow you the money, but I need it back by the end of the week.
Choose the best answer to fill the gap in each of the following:

1. Our business needed money so we _______________ from the bank.

a. borrowed b. lent c. owed d. borrow
2. We've repaid almost 50% of the loan. However, we still _______________
over $50,000.
a. lend b. owe c. can afford d. afforded
3. Last Christmas, my friend _______________ me $500 because I didn't
have any money to buy presents.
a. afforded b. borrowed c. lent d. owed
4. They've lowered the price of the product because the average
customer _______________ it.
a. can't afford b. doesn't afford c. can afford d. affords
5. You shouldn't _______________ money if you know you can't pay it back.
a. lend b. lent c. borrow d. invoice
6. We _______________ the client a month ago, but he still hasn't paid us.
a. lend b. afforded c. invoiced d. owed
7. The company owes over $10,000 _______________ .
a. the bank b. to the bank c. in the bank d. for the bank
 Speaking
1 How much money is enough?
2 Why do people care too much about money?
3 Is money important to you?
4 What do people in your country save money for?
5 Can human beings live without money?
6 In your opinion, why do many people derive pleasure from spending
money?
7 Who do you think saves more money, men or women?
8 How can (or, how do) young people learn to manage their financial
affairs?