INCOME

Monthly Income RM4,000.00 96%

claims RM185.00 4%
Total RM4,185.00 100%

EXPENSES
Loan RM1,490.00 36%
Dedication to Parent RM500.00 12%
Food expenses RM1,300.00 31% 1 Meal budget for 30 days RM14.44
Internet Bill RM62.00 1%
Maintenance Fee RM379.50 9%
Electrical & water Bill RM100.00 2%
Petrol,Toll & Parking RM200.00 5%
Total RM4,031.50 96% Total expenses after 25 years

MONTHLY SAVINGS RM150.00 4% Savings After 25 years RM45,000.00

Inflation Rate in MY. 3% per year

REMAINED RM3.50 0%
 Age Retired Year Years Annually Expenses
29 - 0 RM 48,378.00
30 - 1 RM 49,829.34
31 - 2 RM 51,324.22
32 - 3 RM 52,863.95
33 - 4 RM 54,449.87
34 - 5 RM 56,083.36
35 - 6 RM 57,765.86
36 - 7 RM 59,498.84
37 - 8 RM 61,283.80
38 - 9 RM 63,122.32
39 - 10 RM 65,015.99
40 - 11 RM 66,966.47
41 - 12 RM 68,975.46
42 - 13 RM 71,044.72
43 - 14 RM 73,176.07
44 - 15 RM 75,371.35
45 - 16 RM 77,632.49
46 - 17 RM 79,961.46
47 - 18 RM 82,360.31
48 - 19 RM 84,831.12
49 - 20 RM 87,376.05
50 - 21 RM 89,997.33
51 - 22 RM 92,697.25
52 - 23 RM 95,478.17
53 - 24 RM 98,342.51
54 - 25 RM 101,292.79
Retired 55 1 26 RM 104,331.57
56 2 27 RM 107,461.52
57 3 28 RM 110,685.37
58 4 29 RM 114,005.93
59 5 30 RM 117,426.10
60 6 31 RM 120,948.89
61 7 32 RM 124,577.35
62 8 33 RM 128,314.67
63 9 34 RM 132,164.11
64 10 35 RM 136,129.04
65 11 36 RM 140,212.91
66 12 37 RM 144,419.30
67 13 38 RM 148,751.88
68 14 39 RM 153,214.43
69 15 40 RM 157,810.86
70 16 41 RM 162,545.19
71 17 42 RM 167,421.55
72 18 43 RM 172,444.19
73 19 44 RM 177,617.52
74 20 45 RM 182,946.04
Sum of expenses 55~65
RM 1,336,257.46
 EPF Contribution
RM 48,671.00 ###
RM 61,631.00
RM 80,558.28
RM 100,999.74
RM 123,076.52
RM 146,919.44
RM 172,669.80
RM 200,480.18
RM 230,515.40
RM 262,953.43
RM 297,986.50
RM 335,822.22
RM 376,684.80
RM 420,816.39
RM 468,478.50
RM 519,953.58
RM 575,546.66
RM 635,587.20
RM 700,430.97
RM 770,462.25
RM 846,096.03
RM 927,780.51
RM 1,015,999.75
RM 1,111,276.53
RM 1,214,175.46
RM 1,325,306.29
RM 1,431,330.80
RM 1,545,837.26
RM 1,669,504.24
RM 1,803,064.58
RM 1,947,309.74
RM 2,103,094.52
RM 2,271,342.09
RM 2,453,049.45
RM 2,649,293.41
RM 2,861,236.88
RM 3,090,135.83
RM 3,337,346.70
RM 3,604,334.44
RM 3,892,681.19
RM 4,204,095.69
RM 4,540,423.34
RM 4,903,657.21
RM 5,295,949.78
RM 5,719,625.77
RM 6,177,195.83
Sum of EPF savings 29~54 Differences
RM 1,431,330.80 RM 95,073.33