Rajesh Krishnan

Name: Rajesh kRishnan Batch: XMBA 37 Centre: Matunga, MuMbai Subject: MIS Structured and unstructured RepoRt Lecturer: capt. Haridas

Rajesh Krishnan

Structured Report-1
Example 1: Standard operating Procedure for the processing billing Input: Offer letter duly signed and accepted by the client. Process: Deal recognition report Approval Routing Acceptance at accounts department. Output: Invoice created in MS Navision Axapta Maintenance of records in excel Passing of accounting entries Systems Used: MS-Excel MS Navision Axapta SAP Process flow is given in the next page.

Rajesh Krishnan

Process flow for Billing

Start Sales / RM sends offer letter to client Client signs the offer letter

RM raises DRR referring the offer letter

DRR is approved by the Business development head and accounts dept.

Accounts dept passes accounting entries and raises the invoice in triplet. The invoices are sent to client via courier and the RM needs to follow up for the fees. Client wise ageing files are sent to RM for timely follow up of fees and other charges.

Receives Fees from Client and accounted

STOP

Rajesh Krishnan

Structured Report-2
Example 2: Standard operating Procedure for the Securitization transaction Setting Up: Vetting of legal documentation deed of assignment, Trust Deed, Securitisation & Servicing agreement, power of attorney by assignor in favour of assignee etc, Inputs on structure, Banking relationships - Opening of accounts for payout related activities and placing of FD's for credit enhancement., Negotiating with the bankers for getting a better rate on the FD's, Demating of PTC's. Monitoring: Examine performance report (servicer report) versus the scheduled cash flow received from assignor on a monthly basis, Monitoring of Collection and Payment Account for periodical and timely receipt of funds and making payouts, In the event of shortfall, utilise Credit Enhancement mechanisms as per the terms in the structure, Ensure compliance with rating rationale / conditions precedent. Servicing: Servicing Making payouts periodically as mandated, Interface with Assignor, if necessary, especially on defaults/shortfall/overdues, etc. Facilitate / coordinate between Assignor and Assignee, etc. Utilization of Credit Enhancement: Ensuring lien, strict adherence to waterfall mechanism, Monitoring credit enhancement levels as stipulated, Utilisation & top up of credit enhancement on account of shortfall and excess. Back Office: Payout computation, Payouts / Dispatch of cheques Pool Performance Reviews: Quarterly qualitative analysis, Specific queries Initiate subsequent reviews of the pool.

Process flow is given in the next page.

Rajesh Krishnan

Process flow for Securitization transaction

Rajesh Krishnan

Unstructured Report-1& 2
Example 1: Standard operating Procedure for the processing billing In case if the client is not able sign the offer letter an e mail confirmation is taken and on basis of that invoices are raised, which is an unstructured decision taken by the company.

Example 2: Standard operating Procedure for the Securitization transaction While servicing the pool, if the collection files are not received by the trustee on timely basis, then the trustee has to just pass on the entire collection amount to the investor on the payment date. Thereafter, when the collection files are received, they will prepare the final monitoring report and make necessary adjustment in the payment. This is an unstructured process of making the investor payout.