CHAPTER 3 :

BUY IT !
SHOPPING! —
What is
shopping?
the action or activity of buying goods
from shops.

Where to shopping?
people have shopped in marketplaces, shopping
malls or high streets and many more.
The types of shopping
There is two types of shopping which is online shopping
and in store shopping. Even though many people still
flock to town centres to shop in person, the rise of online
shopping has made commerce easier than ever before.
You can now buy almost anything and have it delivered
right to your door at the touch of a button.
Types of payment
Credit card
-A credit card is a thin rectangular piece of plastic or
metal issued by a bank or financial services company,
that allows cardholders to borrow funds with which to
pay for goods and services with merchants that accept
cards for payment.
- Credit cards impose the condition that cardholders
pay back the borrowed money, plus any applicable
interest, as well as any additional agreed-upon
charges, either in full by the billing date or over time.
Types of payment
Debit card
-Debit cards typically pull funds from a checking
account, while credit cards charge purchases
using a line of credit. With a debit card, you're
spending money from your own funds.

Cash
- money in coins or notes, as distinct from
cheques, money orders, or credit.
 Advantages of
Shopping
1. Time saving
2. No pressure from seller
3. More discounts and offers
4. Varieties options for

products
5. Flexible time
More and more
Advantages
6. Know the quality of goods
7. Face to face communication

with seller
8. Easy to return the product
9. Comparatively safer
10. Express way to receive

goods in our hands.

CONS
TRADITIONAL SHOPPING
Lose a lot of time and
Can't buy product

money whenever you want

•deal with traffic jam •have opening and closing

•need to fill the car

time (not 24 hours)
with fuel • isn't available early in the

• parking lot morning and midnight

ONLINE SHOPPING
Can't see the product
Wait for the product to arrive
physically • longest time period are

• easy to get scammed months

why? - product size in
• not suitable for things that
picture are urgently need
might be different when
• product that you find

received unsatisfying when received

- quality isn't good as

takes long time to arrive for a

expected new one

Budget and how How to manage
your budget:
to manage it: Start with your
income
A budget is a formal Track your monthly
statement of estimated spending.
income and expenses based Write down all your
expenses.
on future plans and Remember your
objectives. goals.
 Need
& Wants
Needs are usually your basic living Wants are things you choose
expenses, things necessary for your to buy but could live
health, or expenses that are required without.
for you to do your job. Entertainment
Rent or mortgage Dining out
Utility bills Travel
Healthcare and/or therapy Monthly subscriptions or
Medication memberships
Food TV or music streaming accounts
 Shopping has it
own beneficts. Its
up to us how to
manage it base on

clusion our budget. But

Con remember, always
try to shop wisely!