Quotes Comparison Report

Client Name Sapocom Technologies Pvt. Ltd.

Type of Policy Tailor Made Group Health Insurance Policy
Policy Period TBD
ICICI Lombard General Magma HDI General NivaBupa Health Tata AIG General
Premium Details INR 5 Lacs
Insurance Insurance Insurance Insurance
a) Premium Summary Premium in INR Premium in INR Premium in INR Premium in INR
b) Net Premium INR 210,829 INR 222,846 INR 228,754 INR 232,578
c) GST@18% INR 37,949 INR 40,112 INR 41,176 INR 41,864
d) Gross Premium Payable INR 248,778 INR 262,958 INR 269,930 INR 274,442
Benefits Coverages Coverages Coverages Coverages
No. of Employees No. of Employees 33 33 33 33
No. of Dependents No. of Dependents 0 0 0 0
Total no. of Lives Total Number of Lives 33 33 33 33
Family Definition E √ √ √ √
Family Size Self Only √ √ √ √
Age band 19-70 Years √ √ √ √
Type of Cover Non Floater √ √ √ √
Pre Existing Diseases Covered from Day 1 √ √ √ √
Day Care Treatment Covered √ √ √ √
First 30 days waiting period Waived Off √ √ √ √
1st/2nd/3rd/4th Year Exclusion Waived Off √ √ √ √
Maternity Benefit Not Covered √ √ √ √
Pre & Post Natal expenses Not Covered √ √ √ √
9 month waiting period NA √ √ √ √
New born Baby Coverage Not Covered √ √ √ √
Pre Hospitalisation and Post
Hospitalisation for 60 days &
Pre & Post Hospitalisation Expenses Covered for 30 & 60 days respectively √ √ √
90 days respectively are
covered
Room Rent Restriction No Capping √ √ √ √
Emergency Ambulance Charges INR 1000 √ √ √ √
CKD, Cancer, Joint
Sub Limit for various Ailments /
No capping √ replacement and Heart √ √
Treatments
related-2L
Co -Payment Clause NIL √ √ √ √
Corporate Buffer Not Covered √ √ √ √
Addition-Deletion On Pro- Rata Basis √ √ √ √