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BACKGROUND INFORMATION
For individuals who desire higher education, rising
college fees have emerged as a key concern. Students
must make significant sacrifices to pay back their
rising student loans as a result of universities boosting
tuition and fees. We are at a turning point in history
where people are forced to put off or limit making big
decisions about their lives, including buying a house,
living in with their parents to save money, or forgoing
a higher education to save money.