OKash Loan Contract

Dear (name of customer), IFEANYI INNOCENT ALAKWE

Your request for a OKash Loan has been approved and credited into your account.

Account Number: 0099099764

Bank Name: Access Bank
Amount: N4,000
Interest rate: 0.8% daily
Tenor: 29 Days (1 period(s))
Loan Purpose: Daily consumption

Note: The loan has been credited into your account following your consent. In the event of default, any outstanding loan will
automatically be debited from your BVN associated account(s), otherwise your loan will be extended and rollover interest will
be charged.

Rollover interest: 2% daily.This fee applies when you do not repay on the loan due date and your loan will
be automatically extended for a period.
First Loan due date: 2023-04-27

Please review your loan repayment schedule attached below.

Click OKash loan terms and conditions to read the loan Terms and Conditions.

The OKash Loan Terms of Service (hereinafter referred to as the "Terms") is a binding contract entered into between Blue
Ridge Microfinance Bank (TIN 14129029-0001 and office address at 60,Adeniyi Jones Ikeja Lagos),and users (hereinafter
referred to as "You",“Your”) regarding the usage of the OKash Loan Service (hereinafter referred to as the "Service").Click on
the link to read the full terms and conditions.

To repay your loan before the due date,you can choose the method that suits you on the OKash or the
OPay app.You can either repay in full or make a partial payment–the app will show you amounts to be
repaid and you can click on the Repay icon to proceed.

The Contact Information you provide will only be used to verify your identity and to reach you in the case of
emergency,and will NOT be used for loan repayment/collection purposes.Your loan information will not be
shared with the contacts.

For further enquiries,please call our fully interactive 24-hour Contact Centre on +2348097755512 or send us
an email:support@o-kash.com.

Thank you for partnering with us.

IFEANYI INNOCENT ALAKWE'S

REPAYMENT SCHEDULE

Loan Amount Tenure Interest Rate Product name

N4,000 29 Days (1 period(s)) 0.8% daily OKash Loan

Due Date Principal Repayment Interest Payment Total Repayment Payable

2023-04-27 N4,000 N928 N4,928