Competency Based Learning Material

21st CENTURY SKILLS CATEGORIES

ABEGEL M. SEVILLANO
ANNIE RAMAN
JOHN MICHAEL GERALDEZ

ROBERT CAPUYAN

NAME

EDLOR E. TURTOGA
Pck8 Instructor

2nd Semester S.Y. 2022-2023

COMPETENCY BASED LEARNING MATERIAL

INTRODUCTION:
This unit refers to the Learning Skills, Literacy Skills, and Life Skills that today’s students need
to succeed in their careers during the Information Age.
The twelve 21st Century skills are:
1. Critical thinking
2. Creativity
3. Collaboration
4. Communication
5. Information literacy
6. Media literacy
7. Technology literacy
8. Flexibility
9. Leadership
10. Initiative
11. Productivity
12. Social skills
These skills are intended to help students keep up with the lightning-pace of today’s modern
markets. Each skill is unique in how it helps students, but they all have one quality in common.

Intended Learning Outcomes:

At the end of this lesson, you are expected to:
 Enumerate and define what are those categories of the 21st Century Skills.
 Understands the underside of the skills categories.
 Learn how to apply the 21st century skills in their life.

2nd Semester S.Y. 2022-2023

Pre-Test
1.In Learning Skills, what four C’s stands for?
a. Confidence, Conceptual, Concrete, Consistent
b. Cultured, considerate, compromising, critical

c. Critical thinking, creativity, collaboration, and communication

d. Creativity, conceptual, critical, contented

2.Literacy Skills refers to

a. Information, media, and technology
b. Idealistic, mediator, and tenacious
c. Initiative, manageable, and technique
d. None of the choices

3.In Life Skills, what FLIPS stand for?

a. Flexible, literary, idealistic, persistent, and self-reliant
b. Flexibility, leadership, initiative, productivity and social skills
c. Faithful, loyal, independent, patient, and serious
d. Flexibility, literary, idealistic, planner, and sociable

4. The mental processes required to adapt and improve upon a modern work environment.
a. Learning skills
b. Life skills
c. Social skills
d. Interpersonal skills

2nd Semester S.Y. 2022-2023

5. It focuses on how students can discern facts, publish outlets, and the technology behind
them.
a. Interpersonal skills
b. Literacy skills
c. Technological skills
d. Learning skills

6. Intangible elements of a student’s life and focus on both personal and professional qualities.
a. Life skills
b. Learning skills
c. Literacy skills
d. Interpersonal skills

7.The ability to reason effectively, use systems thinking, make judgements and decisions, and
solve problems.
a. Collaboration
b. Critical thinking
c. Communication
d. Creativity

8. This literacy skill is the fundamental skills. It helps students understand facts especially data
points, that they’ll encounter online.
a. Technology literacy
b. Media literacy
c. Technology literacy
d. Literacy

2nd Semester S.Y. 2022-2023

9. Entails demonstrating ability to work effectively and respectfully with diverse teams.
a. Collaboration
b. Flexibility
c. Social skills
d. Communication
10. Time management, reading effectively, seeking relevant information, problem-solving,
decision making, analytical skills, attention to detail, and asking the right questions are some
examples of?
a. Social skills
b. Critical thinking
c. Collaboration
d. Communication

TOPIC: 21st Century Skills Category

1.Learning Skills
- The mental processes required to adapt and improve upon a modern work environment
Four C’s
 Critical Thinking
- “Finding Solution to Problem” Applying higher order thinking to new problems and
Issues, using appropriate reasoning to effectively analyze the problem.

2nd Semester S.Y. 2022-2023

  Creativity
- “Thinking Outside the Box” Using Knowledge and understanding to create new ways of
thinking in order to solve problem and to create new products and services.
 Collaborative
- “Working with others” Working with others respectfully and effectively to create, use
and share knowledge, solutions and innovation.
 Communication
- “Talking to Others” Communicating effectively in a wide variety of forms and contexts
for a wide range of purposes and using media and Technologies.

2. Literacy Skills
 Teachers need to have a deeper understanding and capacity to formulate their own
financial plan. It is wise to consider starting to plan the moment they hand in their first
salary, including incentives, bonuses and extra remunerations that they receive.
The following are steps in creating a financial plan:
 Calculating net worth

 Determining cash flow

 Considering the priorities

Test 1: Choose the letter of the correct answer.

1. It is the ability to make informed judgments and make effective decisions regarding the use an
management of money.
a. Financial Literacy
b. Financial Plan
c. Calculating Net Worth
d. Financial

2nd Semester S.Y. 2022-2023

2. It is an ability to have a deeper understanding and capacity to formulate their own financial
plan
a. Financial Literacy
b. Financial Plan
c. Calculating Net Worth
d. Financial

3. What is the importance of financial literacy?

a. It helps you make better financial decisions
b. It provides you with a better understanding of financial products and services
c. It helps you become more financially secure
d. All of the above

4 – 5 Define what is Financial Plan.

FIVE FINANCIAL IMPROVEMENTS STRATEGIES

1. Identify your starting point
2. Set your priorities
3. Document your spending
4. Lay down your debt

2nd Semester S.Y. 2022-2023

 5. Secure your financial future

INSURANCE AND TAXES

 Insurance is a contract (in the form of policy) between the policyholder and the insurance
company, whereby the company agrees to compensate for any financial loss from specific
insured events.
LIFE INSURANCE
 Life insurance is a type that compensates beneficiaries upon the death of the policyholder.
The company will guarantee a payout for the beneficiaries in exchange of premiums.
FINANCIAL STABILITY
 Like anyone else, teachers also aim to become financially stable if not today, maybe in
the future. Being financially stable means confidence with the financial situation,
worriless paying the bills because of available funds, dept-free, money savings for future
goals enough emergency funds.
 Financial stability is not about being rich but rather more a mindset. It is living a life
without worrying about how to pay next bill, and becoming stress-free about money
while focusing energy on other parts of life (Silva, 2019)
10 Strategies in Reaching Financial Stability
1. Make savings auto-magical
2. Control your impulsive spending
3. Evaluate your expenses and live frugally
4. Invest in your future
5. Keep your family secure
6. Eliminate and avoid debt
7. Use the envelope system
8. Pay bills immediately
9. Read about personal finances
10. Look to grow your net worth

INTEGRATING FINANCIAL LITERACY INTO THE CURRICULUM

2nd Semester S.Y. 2022-2023

  Financial education in schools should be part of a collaborative national strategy to
ensure relevance and long-term sustainability. The education system and profession
should be involved in the development of the strategy.
FIXED EXPENSE AND VARIABLE EXPENSE
 Fixed expenses remain the same each month, while variable expenses fluctuate.

Test 2:
1. What do you call if a contract between the policyholder and the company, whereby the
company agrees to compensate for any financial loss from specific insured event
a. Saving
b. Financial Planning
c. Insurance
d. Business Deals

2. Select the best definition for financial literacy.

a. It Is the ability to make informed judgments and make effective decisions regarding the
use and management of money.
b. Financial Literacy is the ability to understand and use financial information to
make informed and effective decisions.
c. All of the above.

3. What are steps in creating a financial plan.

a. Calculating net wort
Determining cash flow
Considering the priorities
Saving it using your piggybank
b. Calculating net wort
Determining cash flow

2nd Semester S.Y. 2022-2023

Considering the priorities

4. What is the difference between a fixed expense and a variable expense?

a. Fixed expenses remain the same each month, while variable expenses fluctuate.
b. Fixed expenses fluctuate, while variable expenses remain the same each month.
c. Fixed expenses are for long-term goals, while variable expenses are for short-term
goals.
d. Fixed expenses are for short-term goals, while variable expenses are for long-term
goals.

5. What is the first step to Good Budgeting

a. Separate needs from wants
b. Set realistic goal
c. Put your plan into action
d. Design your budget

6. What is the Second step to Good Budgeting

a. Identify income and expense
b. Separate needs from wants
c. Put your plan into action
d. Design your budget

7. According to Silva, 2019 Financial stability is not about being rich but rather more a
_______.
a. Poor
b. Pride
c. Focusing to your Goals
d. Mindset

2nd Semester S.Y. 2022-2023

8. What is the importance of Life insurance?
A: it is need to have a deeper understanding and capacity to formulate their own financial plan. It
is wise to consider starting to plan the moment they hand in their first salary, including
incentives, bonuses and extra remunerations that they receive
B: Setting goals is a very important part of life, especially in financial planning. Before investing
money consider setting personal financial goals are targets, usually driven by specific future
financial needs, such as saving for a comfortable retirement sending children to college or
enabling a home purchase.
C: Insurance is a contract (in the form of policy) between the policyholder and the insurance
company, whereby the company agrees to compensate for any financial loss from specific
insured event

9. What is the purpose of taxation?

A: Teachers need to have a deeper understanding and capacity to formulate their own financial
plan. It is
wise to consider starting to plan the moment they hand in their first salary, including incentives,
bonus
and extra remunerations that they receive
B: Insurance is a contract (in the form of policy) between the policyholder and the insurance
company,
whereby the company agrees to compensate for any financial loss from specific insured event
C. To fund the government operation and finance its development project.
D: Life Insurance is a type that compensates beneficiaries upon the death of the policyholder.
The
company will guarantee a payout for the beneficiaries in exchange of premium

10. What will you do if you wish to manage your money well?
A: Financial stability is not about being rich but rather more a mindset. It is living a life without
worrying
about how to pay next bill, and becoming stress-free about money while focusing energy on
other parts
of life

2nd Semester S.Y. 2022-2023

B: Financial education in schools should be part of a collaborative national strategy to ensure
relevance
and long-term sustainability. The education system and profession should be involved in the
development of the strategy.
C: To protect my family from the potentially devastating financial loses that could result if
something
happened to me.
D. I adhere to the seven phases of smart budgeting to avoid making unneeded financial plan

ANSWERS KEY
PRE-TEST
1. A
2.
3. D
4. C
5. A
6. B
7. A
8. B
9. B
10. D
11. B
12. C
13. D

TEST 1
14. A
15. B
16. D
4-5 To have a deeper understanding and capacity to formulate their own financial plan. (0 point,
if the answer is wrong, 1 point, if the answer is the answer is close to the correct answer, 2
points, if the answer is exact.)

TEST 2

2nd Semester S.Y. 2022-2023

 1. C
2. A
3. B
4. A
5. B
6. B
7. D
8. B
9. C
10. D

2nd Semester S.Y. 2022-2023