QNB ALAHLI Retail Tariffs E-wallet (Fawry services)

Accounts fees Subscription Fees Free

Current / Checking Account (Local/ Foreign currency)
Load wallet Free
Opening Fees (paid once) EGP 70 or equivalent + applied stamp duty
Send money to another wallet (inside QNB ALAHLI) First transfer free/Month
Opening Fees Free when applying through Internet banking service Max commission 1 EGP/Transaction
Service Charge (quarterly) EGP 45 or equivalent Send money to another wallet (outside QNB ALAHLI) First transfer free/Month
Max commission 0.5%, Max EGP 15
Monthly Savings (Local / Foreign currency)
Cash In through ATM (off us) Free
Opening Fees (paid once) EGP 70 or equivalent + applied stamp duty
Cash In through Fawry Agent Free
Opening Fees Free when applying through Internet banking service
Service Charge (quarterly) EGP 45 or equivalent Cash Out through ATM (off us) 1% Min. EGP 4
Daily Savings Account (Local currency) Cash Out through Fawry Agent 1.5% Min. EGP 3
Opening Fees (paid once) EGP 125 + applied stamp duty
Purchasing of Merchants Free
Service Charge (quarterly) EGP 45 or equivalent
Fawry services fees will be displayed on the screen when payment is conducted to confirm before proceeding
Annual Savings Account (Local currency) with the transaction
Opening Fees (paid once) EGP 125 + applied stamp duty
Internet Banking Service
Service Charge (quarterly) EGP 45
Mobile Token Free
Account Closure Fees (paid once) EGP 75
Statement fees (Standard postal delivery) Token Device EGP 200 annually
Monthly EGP 50/Monthly Other products/services requested through Internet Banking Service may incur charges as per published tariff
Quarterly EGP 50/Quarterly
Other Services/Requests:
Semi-annual EGP 75/Semi-annually
Cash withdrawal Fees over the counter for amount equal or
Annual EGP 150/Annually EGP 40 per transaction
less than EGP20,000
Statement fees (Courier Delivery)
Certification of Documents (Statements, position, etc...) EGP 100 per certificate
Monthly EGP 60/Monthly
Quarterly EGP 80/Quarterly Signature Verification EGP 25 per signature
Semi-annual EGP 75/Semi-annually Internal Power of Attorney EGP 150 paid once
Annual EGP 150/Annually
Cheque Book Requests:
Statement fees (Hold mail)
10 paper = EGP 50
Monthly EGP 400/Monthly Regular Chequebook (based on number of Leaves) 25 paper = EGP 125
Quarterly EGP 400/Quarterly 50 paper = EGP 250
Semi-annual EGP 750/Semi-annually
Annual EGP 1500/Annually

Retail Loans Safety Deposit Boxes (available in specific branches)

Personal Cash Loans
Admin fees EGP150 paid once
2.5% of loan amount
Administration Fees (minimum EGP350 for payroll clients or minimum of EGP EGP 1,500 Small Size Box
500 for Self-employed and Non QNBAA payroll clients) Annual rent EGP 2,250 Medium Size Box
5% over applied interest rate EGP 3,000 Large Size Box
Late Payment Fees + EGP75 for payroll client or EGP100 for Self-employed and
Commercial offers
Non QNBAA payroll clients
Early Settlement fees for Unsecured loans 10% of redeemed amount Package Name Joining Fees
Full Early buy out loans 13% of redeemed amount QNB First Offer Free
Smart Loan (Loan against Deposits)
QNB First Depositors Offer Free
Administration Fees 2.5% of loan amount - Minimum EGP 250
Tamayoz Plus Offer EGP 200 paid annually
Late Payment Fees 3.5% over applied interest rate + EGP 75
Early / Partial Settlement 7% of redeemed amount Tamayoz Offer EGP 135 paid annually
Banky Offer EGP 100 paid annually

Car Loans Payroll Package EGP 25 paid annually

Easy Auto Car Loan Agyalna Package EGP 100 paid annually
Youth Offer YO! EGP 100 paid annually
Administration Fees (monthly) 0.1 per mil of original loan amount per month
OR Standard Upfront Administration Fees OR 2.5% of loan amount min. EGP1250 Pensioners Package EGP 60 paid annually
Late Payment Charges / Installment EGP100 + 5% over applied interest rate Payroll-Tamayoz Plus Package EGP 175 paid annually

Early Settlement fees 10% of redeemed amount Payroll-Tamayoz Package EGP 110 paid annually
Payroll-Banky Package EGP 75 paid annually
Early buy-out loan 13% of redeemed amount

Mortgage Facilities

Mortgage Finance Program "Aqarat" Cheques operations

Application fees EGP 300 Sight cheques:
EGP 25 admin. fees
Administration fees 2% of loan amount with max. EGP 50,000 Collection of Cheques drawn on other banks
Post-dated cheques:
(inside clearing house)
Evaluation fees (in greater Cairo) EGP 1,500 for Apartments - EGP 2,500 EGP for Villas EGP 25 admin. Fees
0.2% (min. EGP40 and max. EGP 500)
Registration fees Min. EGP 500 and max. EGP 2,500 (according to unit size)
Sight cheques:
Late Payment fees EGP100 + 5% over applied interest rate 0.3% min. USD10 and max. USD 150
Early Settlement fees 10% of redeemed amount Collection of Cheques drawn on other banks + clearing fees USD 7
Post-dated cheques:
Partial Settlement (during or after the 1st year) 7% of redeemed amount
0.4% min. USD10 and max. USD 150
Early buy-out loan 13% of redeemed amount + clearing USD7
Mortgage Finance Program "Aqarat" Against Cash collateral Issuance of Bank draft LCY 0.2% (min EGP40 max EGP 400)
Administration Fees 2.5% of loan amount - Minimum EGP 250 Issuance of Bank draft FCY 0.3% (min USD10 max USD 150)
Early Settlement fees 5% of redeemed amount
Late Payment fees EGP 75 + 3.5% over applied interest rate
Secured Overdraft
Highest Monthly Debit Balance commission Outgoing transfers
that is calculated on the highest debit balance 0.30% 0.2% min. EG P75 and max. EGP 350
in the month and it is debited at end of month Outgoing transfer to another bank in EGP
EGP25 Admin Fees

0.3% min. USD10 and max. USD 150

Electronic Banking Services FCY Outgoing transfer to another bank
USD5 Admin fees
Phone Banking Service
SWIFT CHARGES EGP 75 OR USD 30
Subscription Fees EGP 7 monthly
Account statement / movement / position by fax EGP 1 / page Outgoing transfers through internet banking service in EGP Free
 Incoming transfers Other transfers tariffs

Incoming transfer in Local Currency (Using ACH) EGP 10

Internal transfers within branch EGP 30
Incoming transfer in Local Currency (Using swift) EGP 25

Transfer through internet banking between QNB ALAHLI

Incoming transfer in FCY USD 5 Admin. Fees + correspondent charges Free
accounts (Local currency)

Cards

Section Description Fees

Types Visa Classic Visa Gold MasterCard Titanium Visa Platinum

Primary card Issuance/ Annual fees EGP 70 (Free within Banky Offer) EGP 100 (Free within Tamayoz Offer) EGP 150 (Free within Tamayoz Plus Offer) EGP 200 (Free within QNB First Depositors Offer)

Debit Card Replacement fees EGP 70 EGP 100 EGP 150 EGP 200 (Free within QNB First Depositors Offer)

Debit/Prepaid cards cash EGP 5/Transaction

withdrawal fees using other banks
ATM’s (Local)

Types MasterCard Standard/ Visa Gold MasterCard Titanium Visa Platinum Visa Signature Visa Infinite
Visa Classic
Primary card issuance/ Annual fees EGP 150 EGP250 EGP 300 EGP 600 (Free within QNB First EGP 1,500 EGP 3,000 (Free within QNB First Plus Depositors
Depositors Offer)* Offer)*
Replacement fees (different number) EGP 140 EGP150 EGP 200 EGP 250 EGP 500 EGP 630

Supplementary card issuance/

EGP 125 EGP150 EGP 175 EGP 300 EGP 1,100 EGP 2,000
Credit Card Annual fees

Charge back if refused - for local cash withdrawal EGP 75

Charge back if refused - for International cash

withdrawal and purchase transactions (local and EGP 150
international)

Credit card paper statement fees EGP 20/ Monthly

Installment program early settlement fees 5% of redeemed amount with minimum EGP50

*Joining fees EGP 100

VISA Shopping Internet Card Annual fees EGP 100
Replacement fees EGP 50

Joining fees EGP 300

Visa Prepaid Wearable Annual fees EGP 75
Replacement /Reissuance fees EGP 300

• Cash withdrawal commission on Visa/Master network (International) for all cards “except USD Debit card” is EGP 50 + 6% of the withdrawn amount (per transaction)
• Cash withdrawal commission on USD Debit Cards (International) is USD 5 + 4% of the withdrawn amount (per transaction)
• Markup fee for all cards’ types using foreign currencies is 10%

Fees If The Daily Accounts Balances Fall Below The Authorized Minimum Balance Limit

Client Segment Minimum Balance Monthly Fees

New Client & Banky EGP 3,000 EGP 15

Tamayoz EGP 6,000 EGP 50

Tamayoz Plus EGP 30,000 EGP 60

QNB First clients

Tier 1
1- Credit Movement Clients EGP 50,000 EGP 200
2- Depositor Clients EGP 500,000

QNB First Clients

Tier 2
1- Credit Movement Clients EGP 500,000 EGP 250
2- Depositor Clients EGP 5,000,000

For more information please contact 19700 or visit the nearest branch

* Terms & Conditions Apply