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Ladies and gentlemen,

Today, I want to talk about managing your money as a student using


simple and easy-to-understand words. As students, it's important for
us to handle our money wisely while we're studying. Learning how to
do this is not only helpful during our time in school but also sets us
up for success in the future. So, let's explore some simple strategies
for managing our money well as students.

First, let's start with making a budget. A budget is like a plan that
helps us use our money in the right way. To make a budget, you
need to know how much money you have coming in, like
scholarships, part-time jobs, or financial help. Then, write down all
the things you spend money on, such as tuition fees, where you live,
transportation, books, and things you need every day. Decide how
much money to use for each category and try to stick to it. Having a
budget helps us focus on what we need and stops us from spending
too much on things we don't really need.

Next, let's talk about keeping track of our spending. Sometimes, we


lose track of where our money goes, and that can cause problems.
You can use your phone or computer to help you keep track. There
are apps and websites that can help you do this, or you can just write
down what you spend in a notebook. When you know where your
money is going, you can see where you can spend less and save
more.

Lastly, saving money is also important. Even if you think you don't
have much to save, it's still a good habit to start. Try to set aside a
small amount of money regularly, even if it's just a little bit. You can
open a special bank account just for saving. Saving money helps you
be prepared for unexpected expenses and teaches you to be
responsible with your finances. You can also find helpful information
online, like blogs, podcasts, or videos. The more you learn, the better
you'll be at making smart decisions about your money.
In conclusion, Mastering the skill of money management as a student
is vital for your financial well-being and future success. By making a
budget, tracking your spending, saving money, and learning about
money management. Let's take control of our finances and set
ourselves up for a secure and successful future.

Thank you.

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