CONSUMER CIR

CONSUMER: MOHD NADEEM DATE:04-02-2023

MEMBER ID: BN01067931_5464 TIME: 13:15:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,44,21,82,184

CONSUMER INFORMATION:
NAME: MOHD MOHD NADEEM

DATE OF BIRTH: 02-04-1995 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
795 1:
2:
HIGH PROPORTION OF OUTSTANDING TRADES
RECENT HIGH BALANCE BUILD ON BANKCARD TRADES

PERSONAL LOAN SCORE

800 1:
2:
NOT ENOUGH AVAILABLE CREDIT.
LOW AVERAGE TRADE AGE.

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) BCYPN2748F

VOTER ID NUMBER(e) FBM1324375

UNIVERSAL ID NUMBER (UID) 262079580256

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: MOHD NADEEM DATE:04-02-2023

MEMBER ID: BN01067931_5464 TIME: 13:15:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,44,21,82,184

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

NOT CLASSIFIED 919906369263

NOT CLASSIFIED 919914631070

HOME PHONE 019609906369263

OFFICE PHONE(e) 230246

EMAIL CONTACT(S):
EMAIL ADDRESS

CB2533@CANARABANK.COM

NADEEMK341@GMAIL.COM

ADDRESS(ES):

ADDRESS :TELI BASTI (W.NO.7) TELI BASTI (W.NO.7) TELI BASTI (W.NO.7) JAMMU JAMMU JAMMU & KASHMIR 181133

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:28-09-2021

ADDRESS :TELI BASTI (W.NO.7) TELI BASTI (W.NO.7) TELI BASTI (W.NO.7) JAMMU JAMMU & KASHMIR 181133

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE: DATE REPORTED:28-09-2021

ADDRESS :VPO RAHON DISTT SBS NAGAR C/O CANARA BANK VPO RAHON NAWANSHAHR PUNJAB 144517

CATEGORY:OFFICE ADDRESS RESIDENCE CODE:RENTED DATE REPORTED:18-12-2017

ADDRESS :MAIN BAZAR NOWSHERA RAJOURI RAJOURI JAMMU AND KASHMIR RAJOURI JAMMU & KASHMIR 185151

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:06-03-2017

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

OVERDRAFT 31-10-2020 OTHERS Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: MOHD NADEEM DATE:04-02-2023

MEMBER ID: BN01067931_5464 TIME: 13:15:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,44,21,82,184

All Accounts TOTAL: 8 HIGH CR/SANC. AMT: 4,61,453 CURRENT: 36,652 RECENT: 27-10-2020

OVERDUE: 0 OVERDUE: 0 OLDEST: 15-03-2017

ZERO-BALANCE: 4

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 12 0 4 2 23-04-2022

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 27-10-2020 HIGH CREDIT: 24,808

ACCOUNT NUMBER: NOT LAST PAYMENT: 16-07-2021 CURRENT BALANCE: 5,532
DISCLOSED REPORTED AND CERTIFIED: CREDIT LIMIT: 5,20,000
TYPE: CREDIT CARD 28-12-2022 CASH LIMIT: 52,000
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2022
PMT HIST END: 01-12-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21

000 000 000 000 000 000 000

06-21 05-21 04-21 03-21 02-21 01-21 12-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 07-07-2019 SANCTIONED: 1,00,000

ACCOUNT NUMBER: NOT CLOSED: 29-10-2020 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: OVERDRAFT 31-10-2020
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2020
COLLATERAL TYPE: SAVING PMT HIST END: 01-07-2019
ACCOUNT AND FIXED DEPOSIT

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 01-04-2019 SANCTIONED: 750

ACCOUNT NUMBER: NOT CLOSED: 04-09-2020 CURRENT BALANCE: 0
DISCLOSED PMT FREQ: MONTHLY

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: MOHD NADEEM DATE:04-02-2023

MEMBER ID: BN01067931_5464 TIME: 13:15:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,44,21,82,184

TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:

OWNERSHIP: INDIVIDUAL 30-09-2020
PMT HIST START: 01-09-2020
PMT HIST END: 01-05-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 XXX 000 000 000 000 000 000 000 000 000
09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 19-01-2019 SANCTIONED: 2,00,000

ACCOUNT NUMBER: 2533254000068 LAST PAYMENT: 27-12-2022 CURRENT BALANCE: 0
TYPE: OVERDRAFT REPORTED AND CERTIFIED: INTEREST RATE: 7.00
OWNERSHIP: INDIVIDUAL 31-12-2022
PMT HIST START: 01-12-2022
PMT HIST END: 01-01-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21

000 XXX XXX 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 20-09-2017 CURRENT BALANCE: 2,970

ACCOUNT NUMBER: C008624756 REPORTED AND CERTIFIED: CREDIT LIMIT: 50,000
TYPE: CREDIT CARD 31-12-2022 CASH LIMIT: 25,000
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2022
PMT HIST END: 01-01-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 XXX XXX XXX XXX XXX
12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21

XXX XXX XXX 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CANARA BANK OPENED: 07-08-2017 SANCTIONED: 1

ACCOUNT NUMBER: 4600111000465 LAST PAYMENT: 03-09-2019 CURRENT BALANCE: 0
TYPE: OVERDRAFT CLOSED: 03-09-2019 INTEREST RATE: 15.40
OWNERSHIP: INDIVIDUAL REPORTED AND CERTIFIED:
31-10-2019
PMT HIST START: 01-10-2019

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: MOHD NADEEM DATE:04-02-2023

MEMBER ID: BN01067931_5464 TIME: 13:15:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,44,21,82,184

PMT HIST END: 01-10-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000
10-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 15-03-2017 HIGH CREDIT: 67,947

ACCOUNT NUMBER: NOT LAST PAYMENT: 15-12-2022 CURRENT BALANCE: -10
DISCLOSED REPORTED AND CERTIFIED: CREDIT LIMIT: 1,36,000
TYPE: CREDIT CARD 25-01-2023 CASH LIMIT: 27,200
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-01-2023 PMT FREQ: MONTHLY
PMT HIST END: 01-02-2022 ACTUAL PAYMENT: 1,319

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000
01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 15-03-2017 HIGH CREDIT: 67,947

ACCOUNT NUMBER: NOT LAST PAYMENT: 22-11-2021 CURRENT BALANCE: 28,160
DISCLOSED CLOSED: 15-12-2021 CREDIT LIMIT: 1,06,000
TYPE: CREDIT CARD REPORTED AND CERTIFIED: CASH LIMIT: 21,200
OWNERSHIP: INDIVIDUAL 25-12-2021 PMT FREQ: MONTHLY
PMT HIST START: 01-12-2021 ACTUAL PAYMENT: 15,218
PMT HIST END: 01-01-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 XXX 000 000 000 000 000 000 000 000 000 000 000 000 000
12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20

000 000 000 000 000 000 000 000 000 000 000 000 000 000 XXX 000 000 000
06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 23-04-2022 CREDIT CARD 1,000

NOT DISCLOSED 23-04-2022 CREDIT CARD 1,000

NOT DISCLOSED 21-04-2022 CREDIT CARD 1,000

CANARA BANK 09-03-2022 SECURED CREDIT CARD 1,000

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 5 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: MOHD NADEEM DATE:04-02-2023

MEMBER ID: BN01067931_5464 TIME: 13:15:10

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,44,21,82,184

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 29-11-2021 CREDIT CARD 1

NOT DISCLOSED 18-10-2021 CREDIT CARD 1,000

NOT DISCLOSED 25-10-2020 CREDIT CARD 1,00,000

CANARA BANK 01-10-2019 CREDIT CARD 10,000

CANARA BANK 03-07-2018 AUTO LOAN 10,00,000

CANARA BANK 18-12-2017 HOUSING LOAN 10,00,000

NOT DISCLOSED 06-03-2017 CREDIT CARD 50,000

NOT DISCLOSED 08-12-2016 OTHER 1

END OF REPORT ON MOHD NADEEM

All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 6 OF 6

TransUnion CIBIL CIN : U72300MH2000PLC128359