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CONSUMER CIR

CONSUMER: MREDHULA PRADEEP DATE:03-11-2022

MEMBER ID: BS00115013_THIRU7179375 TIME: 16:18:34

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,14,94,51,049

CONSUMER INFORMATION:
NAME: MREDHULA.L MREDHULA.L

DATE OF BIRTH: 30-05-1968 GENDER: FEMALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
797

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) ACCPL1758N

UNIVERSAL ID NUMBER (UID) 725387043147

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

NOT CLASSIFIED 916238355631

NOT CLASSIFIED 919847270179

NOT CLASSIFIED 2303959

EMAIL CONTACT(S):
EMAIL ADDRESS

MREDHU@YAHOO.COM

ADDRESS(ES):

ADDRESS :W/O PRADEEP KRISHNA RAMANUNNI ROAD KARUVISSERI KARAPARAMBA KOZHIKODE KERALA 673010

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: MREDHULA PRADEEP DATE:03-11-2022

MEMBER ID: BS00115013_THIRU7179375 TIME: 16:18:34

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,14,94,51,049

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:10-11-2017

ADDRESS :W/O PRADEEP KRISHNA RAMANUNNI ROAD KARUVISSERI KARAPARAMBA KOZHIKODE KERALA 673010

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:10-11-2017

ADDRESS :2/623A, SWATHI HOUSE, CHANDNI NAGAR, ERANHIPALAM PO, KOZHIKODE 673006 KERALA 673006

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:24-10-2016

ADDRESS :W/O AV PRADEEP, ARUP 19/1255 CHALAPPURAM CALICUT KOZHIKODE (CALICUT) KERALA 673002

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-12-2004

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

CREDIT CARD 16-12-2020 OTHERS 1030454 NET INCOME ANNUAL

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 6 HIGH CR/SANC. AMT: 19,21,317 CURRENT: 5,25,688 RECENT: 24-09-2020

OVERDUE: 0 OVERDUE: 0 OLDEST: 18-12-2004

ZERO-BALANCE: 4

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 5 0 0 1 07-01-2021

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-09-2020 CURRENT BALANCE: 0


ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CREDIT LIMIT: 10,000
DISCLOSED 30-09-2020 CASH LIMIT: 5,000
TYPE: CREDIT CARD PMT HIST START: 01-09-2020
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-09-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000
09-20

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: MREDHULA PRADEEP DATE:03-11-2022

MEMBER ID: BS00115013_THIRU7179375 TIME: 16:18:34

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,14,94,51,049

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 26-02-2019 HIGH CREDIT: 12,317


ACCOUNT NUMBER: NOT LAST PAYMENT: 02-12-2020 CURRENT BALANCE: 2,993
DISCLOSED REPORTED AND CERTIFIED: CREDIT LIMIT: 1,00,000
TYPE: CREDIT CARD 16-12-2020 CASH LIMIT: 20,000
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-12-2020 PMT FREQ: MONTHLY
PMT HIST END: 01-04-2019 REPAYMENT TENURE: 1
INTEREST RATE: 35.89
ACTUAL PAYMENT: 2,650

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 XXX XXX 000 000 000 000 000
12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19

000 000 000


06-19 05-19 04-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 01-11-2017 SANCTIONED: 8,00,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 18-09-2020 CURRENT BALANCE: 5,22,695
DISCLOSED REPORTED AND CERTIFIED: EMI: 10,774
TYPE: HOUSING LOAN 31-10-2020 REPAYMENT TENURE: 100
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2020 INTEREST RATE: 8.00
COLLATERAL VALUE: 941176 PMT HIST END: 01-11-2017
COLLATERAL TYPE: PROPERTY

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 STD STD STD STD STD 000 000 000 000 000 000 000 000 000 000 000
10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 STD STD STD
04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-10-2016 SANCTIONED: 5,00,000


ACCOUNT NUMBER: NOT CLOSED: 25-10-2016 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: AUTO LOAN 11-09-2022
OWNERSHIP: GUARANTOR PMT HIST START: 01-09-2022
PMT HIST END: 01-10-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 000 STD STD STD STD
09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: MREDHULA PRADEEP DATE:03-11-2022

MEMBER ID: BS00115013_THIRU7179375 TIME: 16:18:34

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,14,94,51,049

STD STD STD XXX STD STD STD STD STD STD STD STD STD STD XXX XXX XXX XXX
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 25-08-2005 SANCTIONED: 2,59,000


ACCOUNT NUMBER: NOT CLOSED: 06-10-2008 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: AUTO LOAN 15-10-2013
OWNERSHIP: GUARANTOR PMT HIST START: 01-10-2008
PMT HIST END: 01-11-2005

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 STD XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX STD XXX
10-08 09-08 08-08 07-08 06-08 05-08 04-08 03-08 02-08 01-08 12-07 11-07 10-07 09-07 08-07 07-07 06-07 05-07

XXX XXX XXX XXX STD XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
04-07 03-07 02-07 01-07 12-06 11-06 10-06 09-06 08-06 07-06 06-06 05-06 04-06 03-06 02-06 01-06 12-05 11-05

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 18-12-2004 SANCTIONED: 3,50,000


ACCOUNT NUMBER: NOT LAST PAYMENT: 02-03-2016 CURRENT BALANCE: 0
DISCLOSED CLOSED: 29-04-2016 EMI: 3,578
TYPE: HOUSING LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 30-04-2016 REPAYMENT TENURE: 180
PMT HIST START: 01-04-2016 INTEREST RATE: 9.60
PMT HIST END: 01-05-2013

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD STD XXX XXX XXX XXX STD
04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14 02-14 01-14 12-13 11-13 10-13 09-13 08-13 07-13 06-13 05-13

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 07-01-2021 HOUSING LOAN 5,50,000

NOT DISCLOSED 23-09-2020 CREDIT CARD 50,000

NOT DISCLOSED 23-01-2019 CREDIT CARD 25,000

NOT DISCLOSED 12-09-2017 HOUSING LOAN 10,00,000

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359


CONSUMER CIR
CONSUMER: MREDHULA PRADEEP DATE:03-11-2022

MEMBER ID: BS00115013_THIRU7179375 TIME: 16:18:34

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,14,94,51,049

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 24-10-2016 AUTO LOAN 5,00,000

END OF REPORT ON MREDHULA PRADEEP

All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL
Limited based on information provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and
accepts the following: While TransUnion CIBIL takes reasonable care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or
omissions caused by inaccurate or inadequate information submitted to it. However, TransUnion CIBIL shall take reasonable steps to ensure accurate
reproduction of the information submitted by the Members and, to the extent statutorily permitted, it shall correct any such inaccuracies in the CIR. Further,
TransUnion CIBIL does not guarantee the adequacy or completeness of the information and/or its suitability for any specific purpose nor is TransUnion
CIBIL responsible for any access or reliance on the CIR. The CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend;
(ii) enter into or not to enter into any financial transaction with the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the CIR
is governed by the provisions of the Credit Information Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit
Information Companies Rules, 2006 and the terms and conditions of the Operating Rules for TransUnion CIBIL and its Members.

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 5 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359

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