CHM Ref #: PRAT230728CR689051147

CONSUMER BASE  Prepared For: PRATHAMA UP GRAMIN BANK

REPORT Application ID: -

For RAM KRIPAL NISHAD Date of Request: 28-07-2023
Date of Issue: 28-07-2023

Inquiry Input Information

Name: RAM KRIPAL NISHAD DOB/Age: 15-02-1981 Gender: MALE

Father: PARSHU RAM Spouse: Mother:

Phone Numbers: ID(s): ATBPN6467A [PAN] Email ID(s):

Entity Id:

Current Address: GAURABAGNAHA JAITAPUR BALRAMPUR 271604 UP

Other Address:

CRIF HM Score (s):

SCORE NAME  SCORE SCORING FACTORS

No/minimal missed payments in recent past

PERFORM CONSUMER 2.0 730 Score Range : 300-900 Consistent decrease in outstanding balance on self/overall installment loans in the past
Decent utilization of credit limit on self/overall revolving accounts
Tip:        Positive impact on credit score       Negative impact on credit score

Personal Information - Variations

Tip: These are applicant's personal information variations as contributed by various financial institutions.

Name Variations Reported On DOB Variations Reported On

RAM KRIPAL NISHAD 30-04-2023 15-02-1981 30-04-2023

Address Variations Reported On Phone Variations Reported On

GAURA JAITAPUR 271604 UP 30-04-2023 9984000096 30-04-2023
GAURA JAITAPUR BALAMPUR 999999 99 30-04-2023
ID Variations Reported On
ATBPN6467A [PAN] 30-04-2023

Tip: All amounts are in INR.

Account Summary
Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.

Type Number of Account(s) Active Account(s) Overdue Account(s) Current Balance Amt Disbd/ High Credit
Primary Match 2 2 0 -3,69,724 4,90,000
Total 2 2 0 -3,69,724 4,90,000

Inquiries in last 24 Months: New Account(s) in last 6 Months: 0 New Delinquent Account(s) in last 6 Months: 0

Account Information
 

Credit Grantor: Account #:

1 Account Type: KISAN CREDIT CARD Info. as of: 30-04-2023
PRATHAMA UP GRAMIN BANK 90178800021724
            ACTIVE

  Ownership: INDIVIDUAL Disbursed Date: 05-03-2021 Disbd Amt/High Credit: 1,90,000

  Credit Limit: Last Paid Date: Current Balance: -1,22,565
  Cash Limit: Closed Date: Last Paid Amt:
  InstlAmt/Freq: Tenure(month): Overdue Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2023 XXX/STD XXX/STD XXX/STD XXX/STD - - - - - - - -

2022 XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD
2021 - - XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD

Credit Grantor: Account #:

2 Account Type: PERSONAL LOAN Info. as of: 30-04-2023
PRATHAMA UP GRAMIN BANK 9017na00016306

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous
data from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information
or any part thereof. PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us
at:customerservice@crifhighmark.com

  © Copyright 2023.All rights reserved CRIF High Mark Credit Information Services Pvt. Ltd Confidential  
 CHM Ref #: PRAT230728CR689051147
CONSUMER BASE  Prepared For: PRATHAMA UP GRAMIN BANK

REPORT Application ID: -

For RAM KRIPAL NISHAD Date of Request: 28-07-2023
Date of Issue: 28-07-2023
            ACTIVE

  Ownership: GUARANTOR Disbursed Date: 04-01-2020 Disbd Amt/High Credit: 3,00,000

  Credit Limit: Last Paid Date: Current Balance: -2,47,159
  Cash Limit: Closed Date: Last Paid Amt:
  InstlAmt/Freq: Tenure(month): Overdue Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2023 XXX/STD XXX/STD XXX/STD XXX/STD - - - - - - - -

2022 XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD
2021 XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD
2020 - - - - XXX/STD XXX/STD XXX/STD XXX/STD XXX/XXX XXX/XXX XXX/STD XXX/STD

Inquiries (reported for past 24 months)

Member Name Date of Inquiry Purpose Ownership Type Amount Remark

Comments

Description Date

-END OF CONSUMER BASE + REPORT-

Appendix
Section Code Description
Indicates number of accounts that the applicant has defaulted on within the last 6
Account Summary Number of Delinquent Accounts
months
Account Information - Credit Grantor XXXX Name of grantor undisclosed as credit grantor is different from inquiring institution
Account Information - Account # xxxx Account Number undisclosed as credit grantor is different from inquiring institution
Additional Status O/S Outstanding
Inquiry Details PAN Permanent Account Number
Relationship Details DOB Date of Birth
Payment History / Asset Classification XXX Data not reported by institution
Payment History / Asset Classification     - Not applicable
Payment History / Asset Classification STD Account Reported as STANDARD Asset
Payment History / Asset Classification SUB Account Reported as SUB-STANDARD Asset
Payment History / Asset Classification DBT Account Reported as DOUBTFUL Asset
Payment History / Asset Classification LOS Account Reported as LOSS Asset
Payment History / Asset Classification SMA Account Reported as SPECIAL MENTION
Score has reckoned from credit history, pursuit of new credit, payment history, type
CRIF HIGH MARK SCORE(S) PERFORM-Consumer
of credit in   use and outstanding debt.
CI-Ceased/Membership
Account Information - Account # Credit Institution has Ceased to Operate or Membership Terminated.
Terminated

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous
data from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information
or any part thereof. PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us
at:customerservice@crifhighmark.com

  © Copyright 2023.All rights reserved CRIF High Mark Credit Information Services Pvt. Ltd Confidential