Professional Documents
Culture Documents
Quis Soal Perhitungan Anuitas Dan Sliding Rate
Quis Soal Perhitungan Anuitas Dan Sliding Rate
Pak Ikhsan meminjam uang di bank senilai Rp 78.000.000, bunganya sebesar 6 % jangka waktu 1 th.
Hitunglah berapa angsurannya dengan metode anuitas dan buat table angsurannya
• A=78 .000.000 x
( 0,005
1−(1+ 0,005)
−12 )
A = 78.000.000 x 0,08606642970708066268609343981177
• A = 6.713.181,52
• A=120 .000.000 x
( 0,005
1−(1+ 0,005)
−12 )
A = 120.000.000 x 0,08606642970708066268609343981177
• A = 10.327.971,57
Metode Anuitas
Sisa Saldo
Bulan Angsuran Bunga Anuitas
Pinjaman
0 78.000.000
1 6.323.181,52 390.000 6.713.181,52 71.676.818,48
2 6.354.797,43 358.384,09 6.713.181,52 65.322.021,05
3 6.386.571,41 326.610,11 6.713.181,52 58.935.449,64
4 6.418.504,27 294.677,25 6.713.181,52 52.516.945,37
5 6.450.596,79 262.584,73 6.713.181,52 46.066.348,57
6 6.482.849,78 230.331,74 6.713.181,52 39.583.498,80
7 6.515.264,03 197.917,49 6.713.181,52 33.068.234,77
8 6.547.840,35 165.341,17 6.713.181,52 26.520.394,42
9 6.580.579,55 132.601,97 6.713.181,52 19.939.814,88
10 6.613.482,45 99.699,07 6.713.181,52 13.326.332,43
11 6.646.549,86 66.631,66 6.713.181,52 6.679.782,57
12 6.679.782,61 33.398,91 6.713.181,52 -0,04