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Yesbank

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Yes Bank Previous Years »
Standalone Profit & Loss account ------------------- in Rs. Cr. -------------------
Mar-21 Mar-20 Mar-19

12 mths 12 mths 12 mths

INCOME
Interest / Discount on Advances / Bills 16,641.97 21,261.19 22,922.64
Income from Investments 2,680.07 4,260.92 6,048.42
Interest on Balance with RBI and Other Inte 332.03 210.37 397.57
Others 387.76 334.13 256.11
Total Interest Earned 20,041.84 26,066.60 29,624.75
Other Income 3,340.72 11,856.49 4,590.15
Total Income 23,382.56 37,923.10 34,214.90
EXPENDITURE
Interest Expended 12,613.23 19,261.37 19,815.72
Payments to and Provisions for Employees 2,430.38 2,599.87 2,469.77
Depreciation 353.23 335.63 301.54
Operating Expenses (excludes Employee Cos 3,008.40 3,793.71 3,492.97
Total Operating Expenses 5,792.02 6,729.21 6,264.28
Provision Towards Income Tax 0.00 1,340.19 2,298.22
Provision Towards Deferred Tax -1,272.85 -5,748.08 -1,661.16
Other Provisions and Contingencies 9,712.38 32,758.43 5,777.56
Total Provisions and Contingencies 8,439.53 28,350.54 6,414.63
Total Expenditure 26,844.78 54,341.13 32,494.62
Net Profit / Loss for The Year -3,462.23 -16,418.03 1,720.28
Net Profit / Loss After EI & Prior Year Items -3,462.23 -16,418.03 1,720.28
Profit / Loss Brought Forward -6,897.39 10,759.56 10,375.30
Total Profit / Loss available for Appropriation -10,359.61 -5,658.47 12,095.58
APPROPRIATIONS
Transfer To / From Statutory Reserve 0.00 0.00 430.07
Transfer To / From Capital Reserve 496.98 665.55 101.01
Transfer To / From Investment Reserve 15.37 14.72 0.67
Transfer To / From Revenue And Other Res 0.00 0.00 53.91
Dividend and Dividend Tax for The Previous 0.00 0.00 0.00
Equity Share Dividend 0.00 463.39 622.40
Tax On Dividend 0.00 95.25 127.97
Balance Carried Over To Balance Sheet -10,871.96 -6,897.39 10,759.56
Total Appropriations -10,359.61 -5,658.47 12,095.58
OTHER INFORMATION
EARNINGS PER SHARE
Basic EPS (Rs.) -1.63 -56.07 7.45
Diluted EPS (Rs.) -1.63 -56.06 7.38
DIVIDEND PERCENTAGE
Equity Dividend Rate (%) 0.00 0.00 100.00

Source : Dion Global Solutions Limited

This data can be easily copy pasted into a Microsoft Excel sheet

South Indian Bank Previous Years »


Standalone Yearly Results ------------------- in Rs. Cr. -------------------

Mar '21 Mar '20 Mar '19

Interest Earned

(a) Int. /Disc. on Adv/Bills 5,767.63 6,159.17 5,396.44


(b) Income on Investment 1,309.00 1,391.06 1,286.14
(c) Int. on balances With RBI 47.85 39.97 35.52
(d) Others 180.97 173.60 158.42
Other Income 1,185.48 1,045.75 726.21

EXPENDITURE

Interest Expended 4,898.54 5,446.30 4,856.82


Employees Cost 1,228.36 941.35 821.43
Other Expenses 746.12 776.26 685.50
Depreciation -- -- --
Operating Profit before Provisions and conti 1,617.91 1,645.64 1,238.98
Provisions And Contingencies 1,531.25 1,496.09 858.48
Exceptional Items -- -- --
P/L Before Tax 86.66 149.55 380.50
Tax 24.75 44.96 132.97
P/L After Tax from Ordinary Activities 61.91 104.59 247.53
Prior Year Adjustments -- -- --
Extra Ordinary Items -- -- --
Net Profit/(Loss) For the Period 61.91 104.59 247.53
Equity Share Capital 209.27 180.97 180.97
Reserves Excluding Revaluation Reserves 5,280.90 4,972.73 4,915.77
Equity Dividend Rate (%) -- -- 25.00

ANALYTICAL RATIOS

a) % of Share by Govt. -- -- --
b) Capital Adequacy Ratio - Basel -I -- -- --
c) Capital Adequacy Ratio - Basel -II -- -- --

EPS Before Extra Ordinary

Basic EPS 0.34 0.58 1.37


Diluted EPS 0.34 0.58 1.37

EPS After Extra Ordinary

Basic EPS 0.34 0.58 1.37


Diluted EPS 0.34 0.58 1.37

NPA Ratios :

i) Gross NPA 4,143.24 3,261.77 3,131.67


ii) Net NPA 2,734.52 2,150.78 2,163.62
i) % of Gross NPA 6.97 4.98 4.92
ii) % of Net NPA 4.71 3.34 3.45
Return on Assets % 0.06 0.11 0.29

Public Share Holding

No Of Shares (Crores) -- -- --
Share Holding (%) -- -- --

Promoters and Promoter Group Shareholding

a) Pledged/Encumbered

- Number of shares (Crores) -- -- --


- Per. of shares (as a % of the total sh. of -- -- --
- Per. of shares (as a % of the total Share -- -- --

b) Non-encumbered

- Number of shares (Crores) -- -- --


- Per. of shares (as a % of the total sh. of -- -- --
- Per. of shares (as a % of the total Share -- -- --
Notes |202103 |202003 |201903
Source : Dion Global Solutions Limited

This data can be easily copy pasted into a Microsoft Excel sheet

Dhanlaxmi Bank Previous Years »


Standalone Profit & Loss account ------------------- in Rs. Cr. -------------------
Mar '21 Mar '20 Mar '19

12 mths 12 mths 12 mths

Income

Interest Earned 930.75 987.59 971.49


Other Income 141.48 112.85 52.73
Total Income 1,072.23 1,100.44 1,024.22

Expenditure

Interest expended 601.10 614.41 624.72


Employee Cost 225.37 184.62 161.43
Selling, Admin & Misc Expenses 255.71 338.20 298.40
Depreciation 15.33 13.32 11.26
Operating Expenses 428.51 439.95 387.83
Provisions & Contingencies 67.90 96.19 83.26
Total Expenses 1,097.51 1,150.55 1,095.81
Mar '21 Mar '20 Mar '19

12 mths 12 mths 12 mths

Net Profit for the Year -25.27 -50.11 -71.59


Profit brought forward -836.75 -862.63 -865.48
Total -862.02 -912.74 -937.07
Per share data (annualised)

Earning Per Share (Rs) -1.00 -1.98 -2.83


Book Value (Rs) 28.67 27.18 24.56

Appropriations

Transfer to Statutory Reserves 37.19 39.90 8.82


Balance c/f to Balance Sheet -836.75 -836.75 -862.63
Total -799.56 -796.85 -853.81

Source : Dion Global Solutions Limited


-----------------
Mar-18 Mar-17

12 mths 12 mths

15,478.24 12,209.77
4,102.53 3,796.84
516.07 257.82
170.58 160.21
20,267.42 16,424.64
5,223.83 4,156.76
25,491.26 20,581.40

12,530.36 10,627.34
2,188.92 1,805.04
230.97 171.25
2,792.89 2,140.25
5,212.78 4,116.54
2,238.52 1,839.55
-268.78 -125.53
1,553.80 793.41
3,523.55 2,507.43
21,266.69 17,251.30
4,224.56 3,330.10
4,224.56 3,330.10
7,933.39 5,544.68
12,157.96 8,874.78

1,056.14 832.52
65.96 108.30
0.00 0.00
0.00 0.00
0.00 0.56
548.81 0.00
111.74 0.00
10,375.30 7,933.39
12,157.96 8,874.78

18.43 78.89
18.06 76.77

135.00 120.00

-----------------

Mar '18 Mar '17

4,769.18 4,447.42
1,269.50 1,233.48
19.07 24.04
135.06 142.14
837.25 715.56

4,227.29 4,171.65
713.22 676.52
608.76 499.88
-- --
1,480.79 1,214.59
980.90 614.37
-- --
499.89 600.22
165.00 207.72
334.89 392.50
-- --
-- --
334.89 392.50
180.88 180.28
4,820.02 4,421.34
40.00 40.00

-- --
-- --
-- --

1.86 2.61
1.85 2.61

1.86 2.61
1.85 2.61

1,980.30 1,149.01
1,415.80 674.56
3.59 2.45
2.60 1.45
0.43 --

-- --
-- --

-- --
-- --
-- --

-- --
-- --
-- --
|201803 |201703
-----------------
Mar '18 Mar '17

12 mths 12 mths

1,013.32 1,089.06
102.47 111.02
1,115.79 1,200.08

667.52 757.46
163.58 194.90
467.16 296.72
13.46 20.32
473.15 430.25
171.05 81.69
1,311.72 1,269.40
Mar '18 Mar '17

12 mths 12 mths

-195.93 -69.32
-836.53 -831.17
-1,032.46 -900.49
-7.74 -3.30
29.62 31.19

4.08 17.74
-865.48 -836.53
-861.40 -818.79
South Indian Bank Previous Years »
Standalone Balance Sheet ------------------- in Rs. Cr. -------------------
Mar '21 Mar '20

12 mths 12 mths

Capital and Liabilities:


Total Share Capital 209.27 180.97
Equity Share Capital 209.27 180.97
Share Application Money 2.08 2.55
Reserves 5,280.90 4,972.73
Net Worth 5,492.25 5,156.25
Deposits 82,710.55 83,033.89
Borrowings 4,108.27 6,893.23
Total Debt 86,818.82 89,927.12
Other Liabilities & Provisions 1,521.11 1,628.43
Total Liabilities 93,832.18 96,711.80
Mar '21 Mar '20

12 mths 12 mths

Assets
Cash & Balances with RBI 3,304.71 2,805.98
Balance with Banks, Money at Call 5,463.17 1,383.78
Advances 58,056.48 64,439.47
Investments 20,321.08 20,625.27
This data can be easily copy pasted into a Microsoft Excel sheet

Dhanlaxmi Bank Previous Years »

Standalone Balance Sheet ------------------- in Rs. Cr. -------------------

Mar '21 Mar '20

12 mths 12 mths

Capital and Liabilities:

Total Share Capital 253.01 253.01


Equity Share Capital 253.01 253.01
Reserves 472.43 434.75
Net Worth 725.44 687.76
Deposits 11,711.90 10,904.07
Borrowings 150.00 177.50
Total Debt 11,861.90 11,081.57
Other Liabilities & Provisions 370.50 356.61
Total Liabilities 12,957.84 12,125.94

Mar '21 Mar '20

12 mths 12 mths

Assets

Cash & Balances with RBI 602.12 548.52


Balance with Banks, Money at Call 382.85 580.82

Advances 6,787.40 6,496.10

Investments 4,438.97 3,682.40


Gross Block 224.93 178.87
Revaluation Reserves 138.65 139.14
Net Block 86.28 39.73
Capital Work In Progress 0.00 34.83
Other Assets 660.24 743.55
Total Assets 12,957.86 12,125.95

Contingent Liabilities 714.11 813.57

Book Value (Rs) 28.67 27.18

Source : Dion Global Solutions Limited


Source : Dion Global Solutions Limited
in Rs. Cr. -------------------
Mar '19 Mar '18 Mar '17

12 mths 12 mths 12 mths

180.97 180.88 180.28


180.97 180.88 180.28
1.75 1.95 3.02
4,915.77 4,820.02 4,421.34
5,098.49 5,002.85 4,604.64
80,420.12 72,029.59 66,117.49
4,903.20 4,043.38 1,957.76
85,323.32 76,072.97 68,075.25
1,618.82 1,369.73 1,388.42
92,040.63 82,445.55 74,068.31
Mar '19 Mar '18 Mar '17

12 mths 12 mths 12 mths

3,661.82 3,258.24 3,077.98


1,160.94 962.81 809.74
62,693.74 54,562.89 46,389.47
19,081.38
in Rs. Cr. -------------------

Mar '19 Mar '18 Mar '17

12 mths 12 mths 12 mths

253.01 253.01 209.85


253.01 253.01 209.85
368.44 496.45 444.64
621.45 749.46 654.49
10,603.32 10,919.66 11,293.68
200.40 392.17 145.20
10,803.72 11,311.83 11,438.88
234.04 225.16 239.76
11,659.21 12,286.45 12,333.13

Mar '19 Mar '18 Mar '17

12 mths 12 mths 12 mths

557.44 602.85 574.98


65.84 268.76 232.60

6,289.28 6,110.49 6,446.35

4,036.70 4,364.60 4,194.15


169.39 173.05 183.05
139.68 0.00 0.00
29.71 173.05 183.05
32.63 30.71 31.21
647.60 736.00 670.78
11,659.20 12,286.46 12,333.12

1,002.27 1,117.49 1,050.17

24.56 29.62 31.19


This data can be easily copy pasted into a Microsoft Excel sheet
South IndianPrevious Years »
Cash Flow ------------------- in Rs. Cr. -------------------
Mar '21 Mar '20 Mar '19 Mar '18 Mar '17

12 mths 12 mths 12 mths 12 mths 12 mths

Net Profit Be 61.91 104.59 247.53 334.89 392.50


Net Cash Fro 5808.41 656.00 1677.92 792.86 1956.58
Net Cash (used in)/from
Investing Acti -1092.20 -1577.49 -1174.53 -823.77 -1841.53
Net Cash (use -138.09 288.50 98.31 364.25 498.20
Net (decreas 4578.12 -632.99 601.71 333.33 613.25
Opening Cas 4189.76 4822.75 4221.05 3887.72 3274.47
Closing Cash 8767.88 4189.76 4822.75 4221.05 3887.72

Source : Dion Global Solutions Limited


This data can be easily copy pasted into a Microsoft Excel sheet
South Indian Bank Previous Years »
Key Financial Ratios

Mar '21 Mar '20 Mar '19

Investment Valuation Ratios


Face Value 1.00 1.00 1.00
Dividend Per Share -- -- 0.25
Operating Profit Per Share (Rs) -4.86 -4.52 -1.53
Net Operating Profit Per Share (Rs) 34.91 42.90 38.00
Free Reserves Per Share (Rs) -- -- --
Bonus in Equity Capital 10.79 12.48 12.48
Profitability Ratios
Interest Spread 6.94 5.99 5.27
Adjusted Cash Margin(%) 1.70 2.06 4.17
Net Profit Margin 0.84 1.34 3.59
Return on Long Term Fund(%) 90.80 108.57 102.75
Return on Net Worth(%) 1.12 2.02 4.85
Adjusted Return on Net Worth(%) 1.12 2.02 4.85
Return on Assets Excluding Revaluations 26.23 28.48 28.16
Return on Assets Including Revaluations 27.75 30.25 29.48
Management Efficiency Ratios
Interest Income / Total Funds 7.67 8.23 7.88
Net Interest Income / Total Funds 2.53 2.46 2.32
Non Interest Income / Total Funds 1.24 1.11 0.83
Interest Expended / Total Funds 5.14 5.77 5.57
Operating Expense / Total Funds 3.59 3.32 2.63
Profit Before Provisions / Total Funds 0.09 0.16 0.44
Net Profit / Total Funds -1.54 -1.47 -0.70
Loans Turnover 0.12 0.12 0.12
Total Income / Capital Employed(%) 8.91 9.33 8.71
Interest Expended / Capital Employed(%) 5.14 5.77 5.57
Total Assets Turnover Ratios 0.08 0.08 0.08
Asset Turnover Ratio 0.08 0.08 0.08
Profit And Loss Account Ratios
Interest Expended / Interest Earned 67.05 70.15 70.63
Other Income / Total Income 13.96 11.87 9.55
Operating Expense / Total Income 40.31 35.60 30.20
Selling Distribution Cost Composition 0.04 0.15 0.16
Balance Sheet Ratios
Capital Adequacy Ratio 15.42 13.41 12.61
Advances / Loans Funds(%) 65.69 73.54 77.69
Debt Coverage Ratios
Credit Deposit Ratio 73.91 77.78 76.92
Investment Deposit Ratio 24.70 24.29 24.56
Cash Deposit Ratio 3.69 3.96 4.54
Total Debt to Owners Fund 15.81 17.45 16.74
Financial Charges Coverage Ratio 1.35 1.32 1.27
Financial Charges Coverage Ratio Post Tax 1.03 1.03 1.07
Leverage Ratios
Current Ratio 0.07 0.08 0.06
Quick Ratio 44.42 45.58 44.06
Cash Flow Indicator Ratios
Dividend Payout Ratio Net Profit -- -- 29.24
Dividend Payout Ratio Cash Profit -- -- 22.82
Earning Retention Ratio 100.00 100.00 70.76
Cash Earning Retention Ratio 100.00 100.00 77.18
AdjustedCash Flow Times 572.15 455.50 253.55

Mar '21 Mar '20 Mar '19

Earnings Per Share -7.02 -7.69 -3.38


Book Value 26.23 28.48 28.16

Source : Dion Global Solutions Limited


Mar '18 Mar '17

1.00 1.00
0.40 0.40
-1.51 -0.28
34.24 32.43
-- --
12.49 12.53

5.79 6.48
5.67 6.97
5.40 6.71
94.52 103.69
6.69 8.52
6.69 8.52
27.65 25.52
28.98 26.88

7.91 8.53
2.51 2.44
1.07 1.04
5.40 6.09
2.86 2.52
0.64 0.88
-0.83 -0.32
0.12 0.13
8.98 9.57
5.40 6.09
0.08 0.09
0.08 0.09
68.26 71.35
11.91 10.90
31.85 26.29
0.14 0.15

12.70 12.37
75.70 73.57

73.08 71.80
27.36 27.95
4.59 4.56
15.21 14.79
1.37 1.31
1.09 1.11

0.07 0.06
45.76 38.47

-- --
-- --
100.00 100.00
100.00 100.00
180.70 144.40

Mar '18 Mar '17

-3.57 -1.23
27.65 25.52

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