1/2 UTILITIES

Savings Challenge
This month, you will be evaluating how much you spend on your
utilities. I will be making a one-time transfer from my checking account to
my savings account. You could also save from your cash envelopes.

For every utility bill you pay this month, save half of that amount.
For example, if you paid $100 for electric, save $50. Do this for all
utility bills.

Here is a list of common utility bills:

- Electric
- Garbage
- Water/Sewer
- Natural Gas

Use the attached worksheet to track how much your utility bills cost
you this month, as well as how much you need to save.

Modification Idea:
To challenge yourself more, also include your monthly subscriptions.
Feel free to only do certain utility bills, or even save 1/4 of every
utility bill instead of 1/2.
1/2 UTILITIES
Savings Challenge
AMOUNT
UTILITY NAME AMOUNT
HALVED

TOTAL SAVED OR TRANSFERRED: