Camarines Norte National High School

Daet, Camarines Norte

General Mathematics

Lizzette C. Mabeza
Student:
11 HUMSS Generosity
Section & Grade:

John Rommel J. Leop

Subject Teacher:
Simple Annuity
Annuities where payments are made at the beginning of
each period and the compounding period is EQUAL to the
payment period. Annuities can be classified by the
frequency of payment dates
Example;
 regular deposits to a savings account
 monthly insurance payments

General Annuity
A general annuity is an annuity where the payment
intervals are not the same as the interest intervals. The
period when your money earns interest.
Deffered Annuity
A deferred annuity is a contract with an insurance
company that promises to pay the owner a regular
income, or a lump sum, at some future date.
Investors often use deferred annuities to supplement their
other retirement income, such as Social Security.

Stocks and Bonds

Stocks give you partial ownership in a corporation, while
bonds are a loan from you to a company or government.
Stocks and bonds are certificates that are sold to raise
money for starting a new company or for expanding an
existing company. Stocks and bonds are also called
securities, and people who buy them are called investors.
Market Indices(Indexes)

A market index tracks the performance of a certain group

of stocks, bonds or other investments. Market indexes
provide a broad representative portfolio of investment
holdings. A market index measures the value of a portfolio
of holdings with specific market characteristics.

Theory Efficient Markets

Financial economics that states that asset prices reflect all
available information. Theory states that share prices
reflect all information and stocks trade at their fair market
value on exchanges. Random walk process; that changes
in security prices occur randomly.

Business and Consumer Loans

Business loan is a loan specifically intended for business
purposes so they can use equipment, fixtures or furniture
as collateral. Consumer loans do not usually require a
guarantor it involves the creation of a debt, which will be
repaid with added interest.