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  • HBL ROI Comparison

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    Pranab biswas
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    The document compares interest rates and processing fees for home loans from various banks. It shows the starting interest rate per annum, any processing fees, and the difference from the base bank rate of 8.60% for each bank. Interest rates range from 6.80% at Citibank to 13.00% at India Shelter Finance. Processing fees range from no fees at some banks to Rs. 20,000 at Central Bank of India. HDFC Home Loans, Punjab and Sind Bank, and Saraswat Bank Home Loan have the lowest rates of 8.60% with no or minimal fees.

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    The document compares interest rates and processing fees for home loans from various banks. It shows the starting interest rate per annum, any processing fees, and the difference from the base bank rate of 8.60% for each bank. Interest rates range from 6.80% at Citibank to 13.00% at India Shelter Finance. Processing fees range from no fees at some banks to Rs. 20,000 at Central Bank of India. HDFC Home Loans, Punjab and Sind Bank, and Saraswat Bank Home Loan have the lowest rates of 8.60% with no or minimal fees.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    14 views1 page

    HBL ROI Comparison

    Uploaded by

    Pranab biswas
    The document compares interest rates and processing fees for home loans from various banks. It shows the starting interest rate per annum, any processing fees, and the difference from the base bank rate of 8.60% for each bank. Interest rates range from 6.80% at Citibank to 13.00% at India Shelter Finance. Processing fees range from no fees at some banks to Rs. 20,000 at Central Bank of India. HDFC Home Loans, Punjab and Sind Bank, and Saraswat Bank Home Loan have the lowest rates of 8.60% with no or minimal fees.

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    © All Rights Reserved
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    Difference

    Banks Starting Interest Rate (p.a.) Processing Fees from our


    bank rate
    Kotak Mahindra Bank 8.65% p.a. onwards 0.50% -0.05
    Citibank 6.80% p.a. onwards Rs. 10,000 1.8
    Union Bank of India 9.00% p.a. onwards - -0.4
    Bank of Baroda 8.50% p.a. onwards 0.1
    Central Bank of India Contact the bank Rs. 20,000 -0.2
    Bank of India 8.65% p.a. onwards - -0.05
    State Bank of India 8.85% p.a. onwards 0.35% onwards -0.25
    0.5% or Rs.3,000 whichever is
    HDFC Home Loans 8.60% p.a. onwards*
    higher 0
    LIC Housing Finance 8.90% p.a. onwards Rs. 10,000 -Rs. 15,000 -0.3
    Axis Bank 8.60% p.a. onwards Rs. 10,000 0
    Canara Bank 8.85% p.a. onwards 0.50% of the loan amount -0.25
    Punjab and Sind Bank 8.60% p.a. onwards Full Waiver 0
    IDFC First Bank 8.75% p.a. onwards Rs. 5,000 - Rs. 5,000 -0.15
    Bank of Maharashtra 8.35% p.a. onwards Rs. 10,000 0.25
    Indian Overseas Bank 9.30% p.a. onwards 0.50% (Max Rs. 20,000) -0.7
    Punjab National Bank 8.55% p.a. onwards 0.35% (Max Rs. 15,000) 0.05
    UCO Bank 8.75% p.a. onwards Full Waiver -0.15
    IDBI Bank 8.75% p.a. onwards 0.50% (Rs. 2,500 - Rs.5,000) -0.15
    HSBC Bank 8.35% p.a. onwards 1% (Rs. 10,000) 0.25
    Karur Vysya Bank 8.95% p.a. onwards Rs. 5,000 -0.35
    Saraswat Bank Home Loan 8.60% p.a. onwards Nil
    0
    Jammu and Kashmir Bank 8.00% p.a. onwards Rs. 500 - Rs. 10,000 0.6
    South Indian Bank Repo Rate + 3.35% p.a. onwards 0.50% (Rs. 5,000 - Rs. 10,000)
    -1.25
    PNB Housing Finance
    8.75% p.a. onwards Up to 0.50%
    Limited -0.15
    Federal Bank 9.90% p.a. onwards Rs. 3,000 - Rs. 7,500 -1.3
    Standard Chartered Bank 8.40% p.a. onwards 1% 0.2
    Karnataka Bank 8.67% p.a. onwards Rs. 250 -0.07
    Tata Capital 8.95% p.a. onwards 0.50% -0.35
    Tamilnad Mercantile Bank 8.75% p.a. onwards Rs. 15,000 -0.15
    Bandhan Bank 8.65% p.a. onwards 1% (Rs.5,000) -0.05
    Yes Bank 8.95% p.a. onwards 1% (Rs. 10,000) -0.35
    Hudco Home Loan 8.35% p.a. onwards NA 0.25
    Indiabulls 8.95% p.a. onwards 0.50% onwards -0.35
    Aditya Birla 8.50% p.a. onwards 1% 0.1
    GIC Housing Finance 8.10% p.a. onwards Rs. 2,500 0.5
    Shriram Housing 9.50% p.a. onwards NA -0.9
    India Shelter Finance 13.00% p.a. onwards 2.00% -4.4

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