Literature review

Housing finance practices refer to the methods and strategies used by individuals, organizations, and
governments to finance the purchase, construction, and maintenance of residential properties. A
literature review on housing finance practices can provide valuable insights into the various approaches
used to promote affordable and sustainable housing.

The Role of Housing Finance In Economic Development:

Housing finance is an important driver of economic development, as it facilitates access to credit,

creates jobs, and stimulates investment in the housing sector. This literature review examines the role of
housing finance in economic development and explores the various financing mechanisms used to
promote affordable and sustainable housing.

Housing Finance and Mortgage Markets:

The mortgage market is a critical component of housing finance, as it provides access to affordable
credit for homebuyers. This literature review examines the various types of mortgage products available
in different markets, including fixed-rate and adjustable-rate mortgages, as well as the impact of
mortgage market regulation on housing finance.

Affordable Housing Finance:

Affordable housing finance is a critical area of housing finance, as it provides access to credit for low-
income households and helps to address housing affordability challenges. This literature review
examines the various approaches used to promote affordable housing finance, including government
subsidies, tax incentives, and public-private partnerships.

Sustainable Housing Finance:

Sustainable housing finance is an emerging area of housing finance that focuses on promoting
environmentally sustainable and energy-efficient housing. This literature review examines the various
approaches used to promote sustainable housing finance, including green mortgages, energy efficiency
financing, and green building standards.

Housing Finance and Urban Development:

Housing finance is closely linked to urban development, as housing is a critical component of urban
infrastructure. This literature review examines the role of housing finance in urban development,
including the various financing mechanisms used to support urban housing development and the impact
of housing finance on urbanization patterns.
Overall, a literature review on housing finance practices can provide valuable insights into the various
approaches used to promote affordable and sustainable housing. This can inform policy and practice in
the housing finance sector, helping to address housing affordability challenges and promote sustainable
urban development.