Welcome to the NEW CMA WORKING SHEET (AS PER NEW FORMAT- S, S1 & AS)

This CMA package constitutes a total of 18 excel working sheets and additional 2 unprotected sheets for customis
First fill the required information in the INPUT sheet
DO NOT put (%) or any other special character with the input data
It is always suggested to make use of [ Copy > Paste Special > Value ] command for copy-paste purpose as it keep
For carrying out CRA, use CRA package available at ftp://10.31.0.37 CRA REVISED folder
Data need to be filled in Light Green / Blue shaded cells wherever required
Opening SIP / FG in the Oper. St. appears only after the 'Net Sales' data is fed in the Oper. St.

Disclaimer: Please
verify the data generated in the CMA with your manual working or with existing CMA working
sheet suggested by the Bank. In case of any discrepancy, be guided by Bank's instructions.
Kindly also bring the discrepancy to my notice for further modifications.

This CMA working sheet is for Internal Circulation within the SBI Group and therefore
NOT to be shared with outsiders.

For any Query / Suggestion, please contact-

VIKRAM PRIYAVART Latest CMA / CRA package can also be

downloaded from ftp://10.31.0.37
RM (Mid Corporates) CRA REVISED folder.
SBI Commercial Branch, Bhopal

email: vikram.p@sbi.co.in
Date: 10-APR-2015
94250-27630
 10-Apr-15

otected sheets for customised use

opy-paste purpose as it keeps the cell properties intact

Following features added in the current version vis-à-vis

previous version dated 10-JUL-2014.

1. New CRA table added under "Ratio <5.00 cr" sheet for the revised Simplified model
2. Option for FY 2016-17 & 2017-18 added in the INPUT sheet
3. Additional row added in the INNTT & REPAY sheet to instantly know total of [TL Intt + Instalment] obligat

e can also be
.31.0.37
lified model

al of [TL Intt + Instalment] obligation

 CMA INPUT SHEET
Select month /year
Developed by Vikram Priyavart, RM (Mid Corporates), SBI Commercial B
For State Bank of India

NAME OF THE FIRM/CO. CMA

AMOUNT IN CR
BALANCE SHEET DATE 31ST
BALANCE SHEET MONTH MARCH MARCH MARCH MARCH MARCH MARCH
FINANCIAL YEAR 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
DATA TYPE AUD. AUD. AUD. AUD. AUD. PROV.
Opening balance of
Depreciation
Kindly fill the following data to carry forward the previous year's B/S figures and to make
Input Op. Bal. in
Oper. St. sheet 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Opening Bal of Depreciation
Adjustment / Op.Bal. of SIP
Adjustment / Op.Bal. of FG
Adjustment in P&L account
Adjustment in Deff.tax liabilities
Adjustment in Deff.tax assets
Adjustment in SIP (Asset sheet)
Adjustment in FG (Asset sheet)
a) Estimates of last sanction 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Gross Sales (value)
Net sales (value)
Subsidy in Sales
(Exports)
Net Sales (Quantity)
(Exports) (Quantity)
Raw Materials
Power and Fuel
Direct Labour
Selling & GA Cost
Interest
Operating Profit
OPM (OP/NS)
PBT
PBT/N Sales
PAT
Cash Accruals
PBDIT
Intt Cov. Ratio (ICR)
PUC
TNW
Adjusted TNW
TOL/TNW
TOL/Adj. TNW
Current Ratio
 NWC
GDSCR
ROE

Gross Block
b) Estimates of last sanction (for CRA Validation ratios)
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Total Assets
TCA
TOL
PAT/Net Sales
Retained Profit
Retained Profit / TA
Net Cash Accruals (NCA)
NCA / Total Debt (TOL)
PBDIT / Intt. (ICR)
ROCE As above
Inventory/Net Sales +
Recv./Gross Sales (days)
c) Estimates of last sanction (for TL Intt. Reset Trigger ratios)
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Current Ratio
TOL/TNW
Intt Coverage Ratio (ICR)
ROCE
GDSCR

d) Estimates of last sanction (Movement of long term funds)

2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Net Cash Accruals
Equity Funds (Net Worth)
Term Loans > 1 YR
All Others (Other Term Liab)
TOTAL
Capex
All Others (Non Current)
TOTAL
LONG TERM SURPLUS/DEFICIT

e) Estimates of last sanction (Inventory & Receivables)

2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
RM- Imported- Amount
RM- Imported- Days
RM- Domestic- Amount
RM- Domestic- Days
SIP- Amount
SIP- Days
FG- Amount
FG- Days
Receiv.- Exports- Amount
 Receiv.- Exports- Days
Receiv.- Domestic- Amount
Receiv.- Domestic- Days
S. Cr- Amount
S. Cr- Days
OCA- Amount

f) Estimates of last sanction (Assessed Bank Finance)

2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
Inventory/Net Sales + recv./gross
sales (days)
Net Sales / TTA
TCA
OCL
WC Gap
NWC
ABF
NWC/TCA (%)
S Cr / TCA
ABF/TCA (%)
OCL/TCA (%)
OCA/TCA (%)
LC/SC (%)
g) Estimates of last sanction (Efficiency Ratios)
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23

Net Sales/TTA (times)

PBT/TTA (%)
Op Cost/Sales (%)
ABF/TCA (%)
Inventory/Net Sales +
Recv./Gross Sales (days)
Interest / Cost of Sales (%)
ABF/Gross Sales (%)
rates), SBI Commercial Branch, Bhopal. Email: vikram.p@sbi.co.in

Latest CMA / CRA models can also be downloaded from

ftp://10.31.0.37 >CRA REVISED folder

MARCH MARCH MARCH MARCH MARCH MARCH MARCH MARCH MARCH MARCH
2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33
EST. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ.

year's B/S figures and to make adjustments in B/S for following years (if any)

2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33

2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33
2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33

2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33

2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33

2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33
2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33

2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33
 FEBRUARY
MARCH MARCH MARCH MARCH MARCH
2033-34 2034-35 2035-36 2036-37 APRIL
PROJ. PROJ. PROJ. PROJ. MAY

2033-34 2034-35 2035-36 2036-37 AUGUST

OCTOBER
NOVEMBER
CECEMBER

2033-34 2034-35 2035-36 2036-37

2033-34 2034-35 2035-36 2036-37

2033-34 2034-35 2035-36 2036-37

2033-34 2034-35 2035-36 2036-37

2033-34 2034-35 2035-36 2036-37

2033-34 2034-35 2035-36 2036-37

2033-34 2034-35 2035-36 2036-37

 Select the FY
Proposed Proposed Total Add. H- Proposed Proposed Total Add. H-
WDV METHOD Rate of Dep. Net Block Add. In H-I Add. In H-II I+H-II Dep Net Block Add. In H-I Add. In H-II I+H-II
Description Prev. Yr 2016-17 2016-17 2016-17 2016-17 2016-17 1017-18 1017-18 1017-18
1 0.00 0.00 0.00 0.00
2 0.00 0.00 0.00 0.00
3 0.00 0.00 0.00 0.00
4 0.00 0.00 0.00 0.00
5 0.00 0.00 0.00 0.00
6 0.00 0.00 0.00 0.00
7 0.00 0.00 0.00 0.00
8 0.00 0.00 0.00 0.00
9 0.00 0.00 0.00 0.00
10 0.00 0.00 0.00 0.00
11 0.00 0.00 0.00 0.00
12 0.00 0.00 0.00 0.00
13 0.00 0.00 0.00 0.00
14 0.00 0.00 0.00 0.00
15 0.00 0.00 0.00 0.00
TOTAL 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Fresh additional in F.A. 0.00

2016-17 1017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25 2025-26
DEP SUMMARY 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
 Proposed Proposed Proposed Proposed
Add. during Add. during Add. during Add. during
Dep Net Block the year Dep Net Block the year Dep Net Block the year Dep Net Block the year
1017-18 1017-18 2018-19 2018-19 2018-19 2019-20 2019-20 2019-20 2020-21 2020-21 2020-21 2021-22
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33 2033-34 2034-35 2035-36
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
 Proposed Proposed Proposed Proposed
Add. during Add. during Add. during Add. during
Dep Net Block the year Dep Net Block the year Dep Net Block the year Dep Net Block the year
2021-22 2021-22 2022-23 2022-23 2022-23 2023-24 2023-24 2023-24 2024-25 2024-25 2024-25 2025-26
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
 Proposed Proposed Proposed Proposed
Add. during Add. during Add. during Add. during
Dep Net Block the year Dep Net Block the year Dep Net Block the year Dep Net Block the year
2025-26 2025-26 2026-27 2026-27 2026-27 2027-28 2027-28 2027-28 2028-29 2028-29 2028-29 2029-30
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
 Proposed Proposed Proposed Proposed
Add. during Add. during Add. during Add. during
Dep Net Block the year Dep Net Block the year Dep Net Block the year Dep Net Block the year
2029-30 2029-30 2030-31 2030-31 2030-31 2031-32 2031-32 2031-32 2032-33 2032-33 2032-33 2033-34
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
 Proposed Proposed
Add. during Add. during
Dep Net Block the year Dep Net Block the year Dep Net Block
2033-34 2033-34 2034-35 2034-35 2034-35 2035-36 2035-36 2035-36
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
 For State Bank of India ASSESSMENT OF WORKING CAPITAL REQUIREMENTS
FORM II -- OPERATING STATEMENT

CMA AMOUNT IN CR

As per profit and loss account actuals/estimates/projections for the year ended/ending
31ST MARCH MARCH MARCH MARCH MARCH MARCH
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
1 Gross Sales AUD. AUD. AUD. AUD. AUD. PROV.
i) Domestic Sales 18.60 21.39 25.49
ii) Export Sales
iii)
iv) Other Income 9.30 9.53 10.13
TOTAL 0.00 0.00 0.00 27.90 30.92 35.62

2 Less Excise duty

TOTAL 0.00 0.00 0.00 0.00 0.00 0.00

3 Net Sales (Item 1 - Item 2) 0.00 0.00 0.00 27.90 30.92 35.62
Subsidy / Grants
4 Percentage rise or fall in net 11% 15%
sales as compared to last year

5 Cost of sales
i) Raw materials (including
stores and other items used
in process of manufacture)
(a) Imported
(b) Indigenous 16.10 18.73 25.02
0.00 0.00 0.00 16.10 18.73 25.02
ii) Other spares
(a) Imported
(b) Indigenous
0.00 0.00 0.00 0.00 0.00 0.00

iii) Power / Electricity / Fuel 0.53 0.55 0.60

iv) Direct labour / Salary 3.80 3.80 3.96

(Factory wages and Salary)
v) Other expenses
(a) Repair & Maintenance
(b) Other Overheads
vi) Depreciation

vii) SUB TOTAL (i to vi) 0.00 0.00 0.00 20.43 23.08 29.58
 For State Bank of India
CMA AMOUNT IN CR
31ST MARCH MARCH MARCH MARCH MARCH MARCH
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
AUD. AUD. AUD. AUD. AUD. PROV.
viii) Add op. stocks-in-process 0.00 0.00 0.00 0.00 0.00
ix) Deduct cl. stocks-in-process

x) Cost of Production 0.00 0.00 0.00 20.43 23.08 29.58

xi) Add op.stock of finished goods 0.00 0.00 0.00 0.00 0.00
xii) Ded. cl.stock of finished goods 2.25

xiii) S.TOTAL(Total cost of sales) 0.00 0.00 0.00 20.43 23.08 27.33

6 Selling,Gen.and Admn. Exp. 1.74 1.83 1.92

7 SUB TOTAL (5 + 6) 0.00 0.00 0.00 22.17 24.91 29.25

8 Oper. profit before intt.(3 - 7) 0.00 0.00 0.00 5.73 6.01 6.37

9 Interest paid 1.97 1.98 2.01

10 Oper.profit after interest (8 - 9) 0.00 0.00 0.00 3.76 4.03 4.36

11 Non-oper. income/expenses
i) Add other non-operating income
(a) Dividend received
(b) Interest received
(c) Other non operating income
Sub total (Income) 0.00 0.00 0.00 0.00 0.00 0.00
ii) Deduct other non-or. exp.
(a) Prelim/Pre-op. w/o, Misc. Exp.
(b) Net loss on fixed asset sold
(c) Diminution in value of investment
(d) Provision for doubtful debt
(e) Other non operating expenses
Sub total (Expenses) 0.00 0.00 0.00 0.00 0.00 0.00
iii) Net of other non-op.income/exp 0.00 0.00 0.00 0.00 0.00 0.00

12 Profit before tax/Loss(10+11(iii)) 0.00 0.00 0.00 3.76 4.03 4.36

13 Provision for taxes

14 Net Profit/Loss (12 - 13) 0.00 0.00 0.00 3.76 4.03 4.36
15 Prov. for Def.Tax Assets
16 Prov. for Def.Tax Liabilities
17 Profit / Loss after Def.Tax- 0.00 0.00 0.00 3.76 4.03 4.36
(14+15-16)
18 Equity Dividend paid (Amount)
 (Already paid + B.S. Provision)
19 Retained profit (17 - 18) 0.00 0.00 0.00 3.76 4.03 4.36
20 Ret.profit/Profit after Def.Tax(%) 100% 100% 100%
 PAGE 1

or the year ended/ending

MARCH MARCH MARCH MARCH MARCH MARCH MARCH MARCH MARCH
2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32
EST. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ.
29.31 33.70

10.76 10.94
40.07 44.64 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

40.07 44.64 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12% 11% -100%

26.91 29.94
26.91 29.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.63 0.65

4.10 4.11

31.64 34.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PAGE 2

MARCH MARCH MARCH MARCH MARCH MARCH MARCH MARCH APRIL

2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32
EST. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

31.64 34.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2.25 2.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2.97 3.01

30.92 34.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1.99 2.04

32.91 36.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7.16 7.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2.15 2.20

5.01 5.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5.01 5.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5.01 5.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5.01 5.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00

 5.01 5.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00
100% 100%
MARCH MARCH MARCH MARCH MARCH
2032-33 2033-34 2034-35 2035-36 2036-37
PROJ. PROJ. PROJ. PROJ. PROJ.

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

 MAY JUNE JULY AUGUST SEPTEMBER
2032-33 2033-34 2034-35 2035-36 2036-37
PROJ. PROJ. PROJ. PROJ. PROJ.
0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00
 For State Bank of India
FORM III -- ANALYSIS OF BALANCE SHEET

CMA AMOUNT IN CR

LIABILITIES As per balance sheet for year ended/ending on

31ST MARCH MARCH MARCH MARCH MARCH MARCH
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
CURRENT LIABILITIES AUD. AUD. AUD. AUD. AUD. PROV.
1 Short term borr. from banks
(incl. bills purch., disc. and
excess borr.placed on repaymt)
i) From applicant bank 16.65 16.65 17.46
ii) From other banks

iii) (of which bills purch./disc.)

Sub total (A) 0.00 0.00 0.00 16.65 16.65 17.46

2 Short term borr. from others

3 Sundry Creditors (Trade) 0.15 0.05 0.06

Sundry Creditors (Cap Ex)

4 Adv.payments from customers/

deposits from dealers
5 Provision for taxation

6 Dividend payable

7 Other statutory liabilities

(due within one year)
8 Dep./Instal.of TL/DPGs/Deb.
etc.(due within one year)
9 Other curr.liabilities and prov.
(due within one year)
Other current liabilities:
i)
ii)
iii)
iv)
v)

Sub total (B) 0.00 0.00 0.00 0.15 0.05 0.06

10 TOTAL CURR. LIABILITIES 0.00 0.00 0.00 16.80 16.70 17.52

(Total of 1 to 9 exclud. 1(iii))
 For State Bank of India

CMA AMOUNT IN CR
As per balance sheet for year ending on
31ST MARCH MARCH MARCH MARCH MARCH MARCH
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
TERM LIABILITIES AUD. AUD. AUD. AUD. AUD. PROV.
11 Deb.(not maturing within 1yr.)

12 Pref.sh.(redeemable after 1yr)

13 TL-SBI (payable > 1 year)

TL-Others (payable > 1 year)

14 Def.payment credits (excluding

install. due within one year)

15 Term dep.(repayable after 1yr.)

16 Other term liabilities (USL)

Differed tax liabilities (DTL) 0.00 0.00 0.00 0.00 0.00 0.00
17 TOTAL TERM LIABILITIES 0.00 0.00 0.00 0.00 0.00 0.00

18 TOTAL OUTSIDE LIABILITIES 0.00 0.00 0.00 16.80 16.70 17.52

(Item 10 + item 17)

NET WORTH
19 Ordinary Share Capital / PUC 20.46 23.24 26.25

Share Premium Account

20 General reserve

21 Revaluation reserve

22 Other reserves (excl.provisions):

-3.76 -7.79 -12.15

23 Surplus(+)/Deficit(-) in P&L A/C 0.00 0.00 0.00 3.76 7.79 12.15
Share Application Money
(which is to be converted into-
 within 12 months)

24 NET WORTH 0.00 0.00 0.00 20.46 23.24 26.25

25 TOTAL LIABILITIES 0.00 0.00 0.00 37.26 39.94 43.77

B/S DIFFERENCE 0.00 0.00 0.00 0.00 0.00 0.00

PAGE 1

MARCH MARCH MARCH MARCH MARCH MARCH MARCH MARCH MARCH

2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32
EST. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ.

18.00 18.00

18.00 18.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.09 0.10

0.09 0.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18.09 18.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PAGE 2

MARCH MARCH MARCH MARCH MARCH MARCH MARCH MARCH MARCH

2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32
EST. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18.09 18.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00

29.77 33.81

-17.16 -22.90
17.16 22.90 22.90 22.90 22.90 22.90 22.90 22.90 22.90
29.77 33.81 22.90 22.90 22.90 22.90 22.90 22.90 22.90

47.86 51.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

MARCH MARCH MARCH MARCH MARCH
2032-33 2033-34 2034-35 2035-36 2036-37
PROJ. PROJ. PROJ. PROJ. PROJ.

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

MARCH MARCH MARCH MARCH MARCH
2032-33 2033-34 2034-35 2035-36 2036-37
PROJ. PROJ. PROJ. PROJ. PROJ.

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

22.90 22.90 22.90 22.90 22.90

22.90 22.90 22.90 22.90 22.90

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

 For State Bank of India
FORM III -- ANALYSIS OF BALANCE SHEET

CMA AMOUNT IN CR

ASSETS
31ST MARCH MARCH MARCH MARCH MARCH MARCH
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
CURRENT ASSETS AUD. AUD. AUD. AUD. AUD. PROV.
26 Cash and bank balances

27 Investments
i) Govt. & other long term
ii) LC/BG Margin / FDs with banks 0.60 0.60 0.60
0.00 0.00 0.00 0.60 0.60 0.60

28 Receiv. other than deferred and 28.27 30.95 32.53

exports(incl.bill purchased and
discounted by banks)
ii) Exp.receivables (including bills
purchased and disc.by banks)
0.00 0.00 0.00 28.27 30.95 32.53

29 Install. of deferred receivables

(Includ. dues from Asso & Sub)
30 Inventory:
i) R.M.(incl.stores and other item
used in process of manufacture
(a) Imported
(b) Indigenous
0.00 0.00 0.00 0.00 0.00 0.00
ii) Stocks-in-process 0.00 0.00 0.00 0.00 0.00 0.00
iii) Finished goods 0.00 0.00 0.00 0.00 0.00 2.25
iv) Other consumable spares
(a) Imported
(b) Indigenous
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 2.25

31 Adv. to supp. of raw materials

and stores & spares

32 Advance payment of taxes

33 Other current assets:

i)
ii)
34 TOTAL CURRENT ASSETS
 (Total 26 to 33) 0.00 0.00 0.00 28.87 31.55 35.38

For State Bank of India

CMA AMOUNT IN CR

31ST MARCH MARCH MARCH MARCH MARCH MARCH

2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
FIXED ASSETS AUD. AUD. AUD. AUD. AUD. PROV.
35 Gross block(L & B,machinery 8.39 8.39 8.39
and capital work in progress)
36 Depreciation to date 0.00 0.00 0.00 0.00 0.00 0.00

37 NET BLOCK (35-36) 0.00 0.00 0.00 8.39 8.39 8.39

Advance for Cap Ex

OTHER NON-CURR. ASSETS
38 Inv./book debts/advances/dep.
which are not current assets-
i)
(a) Investment in Asso. & Sub.
(b) Long term loans and advances
(Include. Loans to Asso & Sub)
ii) Other Investments > 12 months

iii) Differed domestic receivables

iv) Differed export receivables

v) Staff advances
vi) Security Deposits
vii)
viii)
ix)
x)
39 Obsolete stocks
40 Oth.NCA incl.dues from directors
Differed tax assets 0.00 0.00 0.00 0.00 0.00 0.00

41 TOT.OTH.NON-CURR.ASSETS 0.00 0.00 0.00 0.00 0.00 0.00

42 Intang.assets (patents, goodwill,

prelm expenses, bad / doubtful
expenses not provided for etc.)

43 TOT. ASSETS (34+37+41+42) 0.00 0.00 0.00 37.26 39.94 43.77

B/S DIFFERENCE 0.00 0.00 0.00 0.00 0.00 0.00

PAGE 3

MARCH MARCH MARCH MARCH MARCH MARCH MARCH MARCH MARCH

2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32
EST. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ.

0.80 1.40
0.80 1.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00

35.70 47.50

35.70 47.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2.97 3.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2.97 3.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00
 39.47 51.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PAGE 4

MARCH MARCH MARCH MARCH MARCH MARCH MARCH MARCH APRIL

2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32
EST. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ.
8.39

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8.39 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

47.86 51.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

MARCH MARCH MARCH MARCH MARCH
2032-33 2033-34 2034-35 2035-36 2036-37
PROJ. PROJ. PROJ. PROJ. PROJ.

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00
 0.00 0.00 0.00 0.00 0.00

MAY JUNE JULY AUGUST SEPTEMBER

2032-33 2033-34 2034-35 2035-36 2036-37
PROJ. PROJ. PROJ. PROJ. PROJ.

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Repayment data to be fed below (in 3rd table)
TL INTT will appear for period starting Repayment / Disbursement
(1) INTT SUMMARY:
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25
TL INTT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CC INTT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
INTT TO OTHERS
TOTAL 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Feed here Intt to Others (if any)

to be treated as Curr. Liab. In the Previous yr B/S

(2) REPAYMENT SUMMARY:
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25
TL REPAYABLE < 1
YR (to be
treated as Curr.
Liab. In the
Previous yr B/S) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
TL REPAYABLE > 1
YR (to be part of
Term Liab.) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
TL INTT +
INSTALLMENT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
to be treated as Term Liab in the corresponding year after necessary ad
(3) REPAYMENT DATA FEEDING: any, to be done with respect to actual balances in the financial stateme

REPAY / DISB. EXISTING TL EXISTING TL EXISTING TL PROPOSED TL DETAILS

DETAILS DETAILS (TL-1) DETAILS (TL-2) DETAILS (TL-3) (1ST)
>REPAYMENT
SCHEDULE (1ST)

Pls feed ROI in

>REPAYMENT

For existing
>REPAYMENT

>REPAYMENT

respective cells
SCHEDULE (TL-1)

SCHEDULE (TL-2)

SCHEDULE (TL-3)

term loan, feed

the remaining
repayment
details starting TL-II TL-III ROI
current year TL-I Amt Amt Amt
TL Amt (Ext.) (Ext.) (Ext.)

(Repayment 0.00 0.00 0.00 0.00

/
Disbursement)
RATE OF INTT
2017-18 2017-18 2017-18 2017-18 2017-18 2017-18 2017-18 2017-18 2017-18
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2019-20 2019-20 2019-20 2019-20 2019-20 2019-20 2019-20 2019-20 2019-20
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2020-21 2020-21 2020-21 2020-21 2020-21 2020-21 2020-21 2020-21 2020-21
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2021-22 2021-22 2021-22 2021-22 2021-22 2021-22 2021-22 2021-22 2021-22
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2022-23 2022-23 2022-23 2022-23 2022-23 2022-23 2022-23 2022-23 2022-23
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2023-24 2023-24 2023-24 2023-24 2023-24 2023-24 2023-24 2023-24 2023-24
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2024-25 2024-25 2024-25 2024-25 2024-25 2024-25 2024-25 2024-25 2024-25
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2025-26 2025-26 2025-26 2025-26 2025-26 2025-26 2025-26 2025-26 2025-26
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2026-27 2026-27 2026-27 2026-27 2026-27 2026-27 2026-27 2026-27 2026-27
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2027-28 2027-28 2027-28 2027-28 2027-28 2027-28 2027-28 2027-28 2027-28
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2028-29 2028-29 2028-29 2028-29 2028-29 2028-29 2028-29 2028-29 2028-29
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2029-30 2029-30 2029-30 2029-30 2029-30 2029-30 2029-30 2029-30 2029-30
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2030-31 2030-31 2030-31 2030-31 2030-31 2030-31 2030-31 2030-31 2030-31
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2031-32 2031-32 2031-32 2031-32 2031-32 2031-32 2031-32 2031-32 2031-32
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2032-33 2032-33 2032-33 2032-33 2032-33 2032-33 2032-33 2032-33 2032-33
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2033-34 2033-34 2033-34 2033-34 2033-34 2033-34 2033-34 2033-34 2033-34
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2034-35 2034-35 2034-35 2034-35 2034-35 2034-35 2034-35 2034-35 2034-35
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2035-36 2035-36 2035-36 2035-36 2035-36 2035-36 2035-36 2035-36 2035-36
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.000 0.000 0.000
2036-37 2036-37 2036-37 2036-37 2036-37 2036-37 2036-37 2036-37 2036-37
April 0.00 0.00 0.00 0.00
May 0.00 0.00 0.00 0.00
June 0.00 0.00 0.00 0.00
July 0.00 0.00 0.00 0.00
August 0.00 0.00 0.00 0.00
September 0.00 0.00 0.00 0.00
October 0.00 0.00 0.00 0.00
November 0.00 0.00 0.00 0.00
December 0.00 0.00 0.00 0.00
January 0.00 0.00 0.00 0.00
February 0.00 0.00 0.00 0.00
March 0.00 0.00 0.00 0.00
TOTAL 0.000 0.00 0.000 0.00 0.000 0.00 0.000 0.00

GRAND TOTAL 0.000 0.000 0.000 0.000

bursement

2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33 2033-34 2034-35
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33 2033-34 2034-35

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
ding year after necessary adj. if
nces in the financial statements

ED TL DETAILS PROPOSED TL DETAILS

(1ST) (2ND) CC DETAILS
>DISBURSEMENT

>DISBURSEMENT
>REPAYMENT

SCHEDULE (2ND)
SCHEDULE (1ST)

ENHANCED
PORTION
SCHEDULE
(2ND)

Expect.
ROI EXISTIN %
G CC RATE utilizatio
LIMIT OF INTT n
TOTAL
0.00 0.00 0.00 TL INTT INTT
(TOTAL) 0.00 (TL+CC)

2017-18 2017-18 2017-18 2017-18 2017-18 2017-18 2017-18 2017-18 2017-18 2017-18
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2019-20 2019-20 2019-20 2019-20 2019-20 2019-20 2019-20 2019-20 2019-20 2019-20
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2020-21 2020-21 2020-21 2020-21 2020-21 2020-21 2020-21 2020-21 2020-21 2020-21
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2021-22 2021-22 2021-22 2021-22 2021-22 2021-22 2021-22 2021-22 2021-22 2021-22
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2022-23 2022-23 2022-23 2022-23 2022-23 2022-23 2022-23 2022-23 2022-23 2022-23
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2023-24 2023-24 2023-24 2023-24 2023-24 2023-24 2023-24 2023-24 2023-24 2023-24
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
 0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2024-25 2024-25 2024-25 2024-25 2024-25 2024-25 2024-25 2024-25 2024-25 2024-25
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2025-26 2025-26 2025-26 2025-26 2025-26 2025-26 2025-26 2025-26 2025-26 2025-26
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2026-27 2026-27 2026-27 2026-27 2026-27 2026-27 2026-27 2026-27 2026-27 2026-27
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2027-28 2027-28 2027-28 2027-28 2027-28 2027-28 2027-28 2027-28 2027-28 2027-28
 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2028-29 2028-29 2028-29 2028-29 2028-29 2028-29 2028-29 2028-29 2028-29 2028-29
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2029-30 2029-30 2029-30 2029-30 2029-30 2029-30 2029-30 2029-30 2029-30 2029-30
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2030-31 2030-31 2030-31 2030-31 2030-31 2030-31 2030-31 2030-31 2030-31 2030-31
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2031-32 2031-32 2031-32 2031-32 2031-32 2031-32 2031-32 2031-32 2031-32 2031-32
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2032-33 2032-33 2032-33 2032-33 2032-33 2032-33 2032-33 2032-33 2032-33 2032-33
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2033-34 2033-34 2033-34 2033-34 2033-34 2033-34 2033-34 2033-34 2033-34 2033-34
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2034-35 2034-35 2034-35 2034-35 2034-35 2034-35 2034-35 2034-35 2034-35 2034-35
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2035-36 2035-36 2035-36 2035-36 2035-36 2035-36 2035-36 2035-36 2035-36 2035-36
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.000 0.00 0.000 0.00 0.00
2036-37 2036-37 2036-37 2036-37 2036-37 2036-37 2036-37 2036-37 2036-37 2036-37
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.000 0.000 0.00 0.000 0.00 0.000 0.00 0.00

0.000 0.000 0.000 0.00 0.00 0.00

2035-36 2036-37 TOTAL
0.00 0.00 0.00
0.00 0.00 0.00
0.00
0.00 0.00 0.00

2035-36 2036-37 TOTAL

0.00 0.00 0.00

0.00

0.00 0.00 0.00

INTT + INSTALMENTS (TOTAL)
INTT CAL (NEW TL-II)
INTT CAL (NEW TL-I)
INTT CAL (TL-1)

INTT CAL (TL-2)

INTT CAL (TL-3)

2017-18 2017-18 2017-18 2017-18 2017-18

0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2018-19 2018-19 2018-19 2018-19 2018-19
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2019-20 2019-20 2019-20 2019-20 2019-20
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2020-21 2020-21 2020-21 2020-21 2020-21
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2021-22 2021-22 2021-22 2021-22 2021-22
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2022-23 2022-23 2022-23 2022-23 2022-23
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2023-24 2023-24 2023-24 2023-24 2023-24
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2024-25 2024-25 2024-25 2024-25 2024-25
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2025-26 2025-26 2025-26 2025-26 2025-26
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2026-27 2026-27 2026-27 2026-27 2026-27
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2027-28 2027-28 2027-28 2027-28 2027-28
 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2028-29 2028-29 2028-29 2028-29 2028-29
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2029-30 2029-30 2029-30 2029-30 2029-30
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2030-31 2030-31 2030-31 2030-31 2030-31
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2031-32 2031-32 2031-32 2031-32 2031-32
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2032-33 2032-33 2032-33 2032-33 2032-33
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2033-34 2033-34 2033-34 2033-34 2033-34
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2034-35 2034-35 2034-35 2034-35 2034-35
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2035-36 2035-36 2035-36 2035-36 2035-36
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
2036-37 2036-37 2036-37 2036-37 2036-37
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00

DSCR CALCULATION # 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25 2025-26 2026-27
Cash Accrual 0.00 0.00 0.00 3.76 4.03 4.36 5.01 5.74 0.00 0.00
TL Intt 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ADJUSTMENTS: Put (-) sign to Subtract

Add/Sub. Adj. in cash accrual (if any) #
Add / Sub. Adj in TL Intt (if any) #

DSCR CALCULATION # 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25 2025-26 2026-27
AUD. AUD. AUD. AUD. AUD. PROV. EST. PROJ. PROJ. PROJ.
Income 27.90 30.92 35.62 40.07 44.64
PAT 3.76 4.03 4.36 5.01 5.74
Cash Accrual (A)
TL Intt (B)
TOTAL (A+B)
TL Repay (C)
TOTAL (B+C)
DSCR (A+B / B+C)
AVG DSCR #DIV/0!
NET DSCR
NET AVG DSCR #DIV/0!
# Note:
1. DSCR is calculated for the period for which repayment is fed in the 'INTT & REPAY' sheet
2. Adjustment in Cash Accrual would be made in cases where Internal Accrual is taken as part of 'Means of Finance' OR where repayment is starting
3. Since the Intt is calculated by the software based on repayment schedule fed, kindly make manual adjustments for intt for Current Financial Year.

k) SECURITY MARGIN 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25 2025-26 2026-27
[ALL LOANS I.E. SBI + OTHERS] AUD. AUD. AUD. AUD. AUD. PROV. EST. PROJ. PROJ. PROJ.
WDV OF FIXED ASSETS 0.00 0.00 0.00 8.39 8.39 8.39 8.39 0.00 0.00 0.00
AGG. TL OUTSTANDING 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
SECURITY MARGIN 0.00 0.00 0.00 8.39 8.39 8.39 8.39 0.00 0.00 0.00
% MARGIN 100.00% 100.00% 100.00% 100.00%
Fixed Asset Coverage Ratio (FACR)
To get correct value pls segregate TL payable <1 yr to SBI and Others Banks in the Liab. sheet

k) SECURITY MARGIN 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25 2025-26 2026-27
[EXCLUSIVELY FOR SBI] AUD. AUD. AUD. AUD. AUD. PROV. EST. PROJ. PROJ. PROJ.
WDV OF FIXED ASSETS 0.00 0.00 0.00 8.39 8.39 8.39 8.39 0.00 0.00 0.00
LESS ASSETS NOT CHARGED TO SBI
NET WDV OF FIXED ASSETS 0.00 0.00 0.00 8.39 8.39 8.39 8.39 0.00 0.00 0.00
SBI TL OUTSTANDING 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
SECURITY MARGIN 0.00 0.00 0.00 8.39 8.39 8.39 8.39 0.00 0.00 0.00
% MARGIN 100.00% 100.00% 100.00% 100.00%
Fixed Asset Coverage Ratio (FACR)
 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33 2033-34 2034-35 2035-36 2036-37 TOTAL
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2027-28 2028-29 2029-30 2030-31 2031-32 2032-33 2033-34 2034-35 2035-36 2036-37 TOTAL
PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ.

0.00

0.00
0.00
0.00

ng / ending in b/w a financial year.

ar.

2027-28 2028-29 2029-30 2030-31 2031-32 2032-33 2033-34 2034-35 2035-36 2036-37
PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

heet

2027-28 2028-29 2029-30 2030-31 2031-32 2032-33 2033-34 2034-35 2035-36 2036-37
PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
 Feed the Estimates

a. FINANCIAL INDICATORS: CMA

2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
AUD. AUD. AUD. AUD. AUD. PROV.
Gross Sales (value) 27.90 30.92 35.62

Net sales (value) 27.90 30.92 35.62

(Exports)

Net Sales (Quantity)

(Exports) (Quantity)

Operating Profit 3.76 4.03 4.36

PBT 3.76 4.03 4.36

PBT/N Sales (%) 13.48% 13.03% 12.24%

PAT 3.76 4.03 4.36

Cash Accruals 3.76 4.03 4.36

PBDIT 5.73 6.01 6.37

Intt Cov. Ratio 2.91 3.04 3.17

PUC 20.46 23.24 26.25

TNW 20.46 23.24 26.25

Adjusted TNW 20.46 23.24 26.25

TOL/TNW 0.82 0.72 0.67

TOL/Adj. TNW 0.82 0.72 0.67

Current Ratio 1.72 1.89 2.02

NWC 12.07 14.85 17.86

DSCR

ROE(%) 36.75% 18.44% 17.62%

Gross Block 8.39 8.39 8.39

 Feed the Estimates of last s
a) FINANCIAL INDICATORS: CMA
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
AUD. AUD. AUD. AUD. AUD. PROV.
Gross Sales (value) 27.90 30.92 35.62

Net sales (value) 27.90 30.92 35.62

Subsidy in Sales

[Exports] (value)

Net Sales (Quantity)

(Exports) (Quantity)

Raw Materials 16.10 18.73 25.02

Power and Fuel 0.53 0.55 0.60

Direct Labour 3.80 3.80 3.96

Selling & GA Cost 1.74 1.83 1.92

Interest 1.97 1.98 2.01

Operating Profit (after interest) 3.76 4.03 4.36

OPM [OP/NS](%) 13.48% 13.03% 12.24%

PBT 3.76 4.03 4.36

PBT/N Sales (%) 13.48% 13.03% 12.24%

PAT 3.76 4.03 4.36

Cash Accruals 3.76 4.03 4.36

PBDIT 5.73 6.01 6.37

Intt Cov. Ratio 2.91 3.04 3.17

PUC 20.46 23.24 26.25

TNW 20.46 23.24 26.25

Adjusted TNW 20.46 23.24 26.25

TOL/TNW 0.82 0.72 0.67

TOL/Adj. TNW 0.82 0.72 0.67

Current Ratio 1.72 1.89 2.02

NWC 12.07 14.85 17.86

DSCR

ROE(%) 36.75% 18.44% 17.62%

 Balance the first yr TNW
manually
d) Synopsis of balance sheet:
2017-18 2018-19 2019-20 2020-21 2021-22
LIABILITIES AUD. AUD. AUD. AUD. AUD.
CURRENT LIABILITIES
Short Term Bank Finance (A) 16.65 16.65
Other Current Liabilities (B) (Total of i to iv) 0.00 0.00 0.00 0.15 0.05
i. Sundry Creditors 0.15 0.05
ii. Advance Payment Received
iii. TL Instalments repayable in 12 Months (Incld. FCCB)
iv. Provisions & Other CL including creditors for Capex
TOTAL CURRENT LIABILITIES (C)= (A+B) 0.00 0.00 0.00 16.80 16.70
v. Term Loan- SBI > 12 months
vi. Term Loan- Others > 12 months
vii. Debentures, Red. Pref. Share (<12 yrs), FCCB etc.
viii. Unsecured Loans
ix. Other Term Liabilities
x. DTL
TOTAL TERM LIABILITIES (D) (Total of v to x) 0.00 0.00 0.00 0.00 0.00
TOTAL OUTSIDE LIABILITY (E) = (C+D) 16.80 16.70
xi. PUC (Include. Premium) 20.46 23.24
xii. Reserves & Surplus (excld. Revaluation Reserves) 0.00 0.00
xiii. Share Application Money (SAM)
Net Worth (NW) (F) (Total of xi to xiii) 0.00 0.00 0.00 20.46 23.24
TOTAL LIABILITIES (G) (E+F) 37.26 39.94

ASSETS 2017-18 2018-19 2019-20 2020-21 2021-22

CURRENT Asset.
i. Cash & Bank Balance
ii. LC/BG Margin & Fixed Deposits & Liquid Investments 0.60 0.60
iii. Receivables (< 6 months) 28.27 30.95
iv. Investments (Other than long term)
v. Total Inventory
vi. a. Other Current Asset.- Includ. dues from Ass. & Sub.
vi. b. Other Current Assets- Others
TOTAL CURRENT Asset. (A) 0.00 0.00 0.00 28.87 31.55
FIXED Asset.
Gross Block 8.39 8.39
Less Cumulative Depreciation
Net Block [excluding Revaluation Reserves] + WIP (A) 0.00 0.00 0.00 8.39 8.39
a. Investments in Asso. & Sub.
b. Other Investments (> 12 months)
c. Receivables (> 6 months)
d. Non-Current Assets- Others including Advance for Capex
e. Long term loan & advances Include. Loans to Asso & Sub
Non Current Asset. (C) = (a to d) 0.00 0.00 0.00 0.00 0.00
Total Tangible Asset. (A+B+C = D) 0.00 0.00 0.00 37.26 39.94
a. DTA
b. Other Intangible Asset.
Intangible Asset. including DTA (E) = (a+b) 0.00 0.00 0.00 0.00 0.00
TOTAL Asset. (D+E) 0.00 0.00 0.00 37.26 39.94
2022-23
PROV.

17.46
0.06
0.06

17.52

0.00
17.52
26.25
0.00

26.25
43.77

2022-23

0.60
32.53

2.25

35.38

8.39

8.39
0.00
43.77

0.00
43.77
CASH FLOW FROM OPERATING ACTIVITIES 2017-18 2018-19 2019-20 2020-21 2021-22
AUD. AUD. AUD. AUD. AUD.
PBT 3.76 4.03
Add:
Interest & finance charges paid 1.97 1.98
Depreciation
Misc. exp. written off
Net loss on fixed asset sold
Diminution in value of investment
For Increase put (-) sign
Provision for doubtful debt
Other non operating expenses
Operating Profit before Working Capital Changes (SUB TOTAL) 0.00 0.00 0.00 5.73 6.01
Add:
Decrease / Increase in Sundry Debtors -28.27 -2.68
Decrease / Increase in Inventory
Decrease / Increase in Loan & Advances
Decrease / Increase in Other Current Asset.

Increase / Decrease in Trade Creditors 0.15 -0.10

Increase / Decrease in Other payables
Increase / Decrease in Other Current Liab
Less:
Dividend received For Decrease put (-) sign 0.00 0.00 0.00 0.00 0.00
Interest received 0.00 0.00 0.00 0.00 0.00
Other non operating income 0.00 0.00 0.00 0.00 0.00
Provision for income tax 0.00 0.00 0.00 0.00 0.00
NET CASH FLOW FROM OPERATING ACTIVITIES (A) 0.00 0.00 0.00 -22.39 3.23

CASH FLOW FROM INVESTING ACTIVITIES 2017-18 2018-19 2019-20 2020-21 2021-22
Sale / Purchase of fixed Asset <OR> Decrease / Increase in CWIP -8.39
Decrease / Increase in Advance for capital expenditure
Decrease / Increase in Sundry Creditors (Cap Ex)
Decrease / Increase in investment in Associates/Others
Decrease / Increase in long term investment
Decrease / Increase in Other Non-Current Asset.
Decrease / Increase in intangibles incld. pre-opr./Prel. Exp. NOT Written Off
Total of Non-operating income from investment / other sources
Less:
Total of Non-operating exp. from investment / other sources 0.00 0.00 0.00 0.00 0.00
NET CASH FLOW FROM INVESTING ACTIVITIES (B) 0.00 0.00 0.00 -8.39 0.00

CASH FLOW FROM FINANCING ACTIVITIES 2017-18 2018-19 2019-20 2020-21 2021-22
Increase / Decrease in Secured Loans
Increase / Decrease in Other Long Term Borrowings
Increase / Decrease in USL
Increase / Decrease in Secured WC limits 16.65
Increase/Decrease in PUC/Share Premium/Share Application Money/Reserves etc. 16.70 -1.25
Less:
Payment of Dividend and Dividend Tax
Interest and finance changes paid 1.97 1.98
NET CASH FLOW FROM FINANCING ACTIVITIES [C] 0.00 0.00 0.00 31.38 -3.23

NET INCREASE / DECREASE IN CASH (A+B+C) 0.00 0.00 0.00 0.60 0.00
 Kindly feed the Estima
a. FINANCIAL INDICATORS: CMA
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24
AUD. AUD. AUD. AUD. AUD. PROV. EST.
Net sales (value) 27.90 30.92 35.62 40.07

(Exports)

Operating Profit 3.76 4.03 4.36 5.01

Total Assets 37.26 39.94 43.77 47.86

TCA 28.87 31.55 35.38 39.47

TOL 16.80 16.70 17.52 18.09

PAT 3.76 4.03 4.36 5.01

PAT/Net Sales (%) 13.48% 13.03% 12.24% 12.50%

Retained Profit 3.76 4.03 4.36 5.01

Retained Profit / TA (%) 10.09% 10.09% 9.96% 10.47%

Net Cash Accruals (NCA) 3.76 4.03 4.36 5.01

NCA / Total Debt (%) -133.27% 19.34% 14.55% 18.24%

PBDIT 5.73 6.01 6.37 7.16

PBDIT / Intt. 2.91 3.04 3.17 3.33

PUC 20.46 23.24 26.25 29.77

TNW 20.46 23.24 26.25 29.77

Adjusted TNW 20.46 23.24 26.25 29.77

TOL/TNW 0.82 0.72 0.67 0.61

TOL/Adj. TNW 0.82 0.72 0.67 0.61

Current Ratio 1.72 1.89 2.02 2.18

ROCE 15.38 15.05 14.55 14.96

Inventory/Net Sales + 370 365 356 352

Recv./Gross Sales (days)
EARNING & ROCC ANNEXURE-2
Rate of
Net Intt Margin (NIM): intt
charged MRFTP $ NIM External UNRATED
Sl Facility (A) (B) (C=A-B) Rating
1
2
3 Capital
12.00%
4 Charge @
5
6
7
8
9
10
$ For MRFTP rates, kindly refer to Bank's latest instructions or visit ALM site in SBI Times for latest updates.
@ For capital charge rate, kindly refer to Bank's latest instructions
Select External Rating for applicable Risk Wt.
Capital Charge (CC):
Risk Capital
Effective Risk Weighted Charge
Proposed Cash Exposure Weight Exposure (H=G*
Sl Facility limit Margin (D) CCF (E) (F) (G=D*E*F) 12.00%
1
2
3
4
5
6
7
8
9
10
Sub-total 0.00
Off B/S Exposures
11
12
13
14
15
Sub-total 0.00
TOTAL 0.00 0.00

Return on Capital Charge (ROCC):

Actual Estimates
Intt Intt
Income NII Fee Total Income Total
(last yr) (Q=P*C/A Income Income (Curr. yr) NII Fee Income
SL Source (P) ) (R) (S) (T) (U=T*C/A) Income (V) (W)
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16 Others
TOTAL 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
ROCC
(Total
Income/H*100) #DIV/0! #DIV/0!
 k) Assessment of BG limits for EPC Contractors / Construction Industry
(In case of EPC Contractors/ Construction industry detailed assessment in respect of Guarantees issued for
Bid bond, Mobilization, Performance, Retention, Other BGs be provided)
Sl Particulars %/M Amount
1 Total Value of tenders participated at any point of time–Next 12 months (A)
Success/ Strike rate @m% (B)
2 (B) = A * m% 0.00
Bid Bonds @ _n% on value of the tenders participated –
calculated on the assumption that the EMD BGs are rotated
once in p months. [C = A * n% * p/12 ] (C)
[ A=Total Value of Bid bonds, p = no of months]
3 BGs are routed once in (p) months 0.00
Performance Guarantees @ q% of item 2 (D)
[D= B * q% * nm/12 ]
[where nm = no of months]
4 No of months (nm) 0.00
Mobilisation advance guarantees @ r% of item 2 (E)
[E= B * r% * nm/12 ]
[where nm = no of months]
5 No of months (nm) 0.00
Retention money guarantees @ _s% on completion of works
for next t months (S)
[ B* s%* nm/12] [where nm = no of months]
6 No of months (nm) 0.00
7 Requirement of Guarantees for miscellaneous purposes
8 Guarantees required for new & existing projects (3+4+5+6+7) 0.00
9 Add: Outstanding Bank Guarantees as on ……………………
Total Bank Guarantees (8+9) 0.00
Less: Bank Guarantees expiring during next …………...months including
10 return of bid bonds
Bank Guarantees required 0.00
BG limit availed from Other Banks
Net BG limit required 0.00
Recommended
BREAKEVEN / SENSITIVITY ANALYSIS
2017-18 2018-19 2019-20 2020-21
It would vary from
Capacity Utilisation (U) activity to activity
Weightage for fixed expenses:
(i) Power / Electricity / Fuel
(ii) Direct labour / Salary
(iii) Other Overheads To decrease put (-) sign
(iv) Selling,Gen.and Admn. Exp.

SALES (%) VARIATION

Sale value of the product (S) 0.00 0.00 0.00 27.90
VARIABLE EXPENSES (%) VARIATION
Put only the increase in ROI
Sales Value= Net Sales - Opn. and NOT the enhanced ROI
Applicable Enhanced
Stock + Clg. Stock of FG ROI Portion
INTT RATE (%) VARIATION FOR WC
(i) Raw material 0.00 0.00 0.00 16.10
(ii) Cons. stores & spares 0.00 0.00 0.00 0.00
(iii) Power / Electricity / Fuel 0.00 0.00 0.00 0.53
(iv) Direct labour / Salary 0.00 0.00 0.00 3.80
(v) Repairs and Maintenance 0.00 0.00 0.00 0.00
(vi) Other Overheads 0.00 0.00 0.00 0.00
(vii) Selling,Gen.and Admn. Exp. 0.00 0.00 0.00 1.74
(viii) Intt. on working capital 0.00 0.00 0.00 1.97
Variable expenses (V) 0.00 0.00 0.00 24.14

Contribution (S-V=C) 0.00 0.00 0.00 3.76

FIXED EXPENSES (%) VARIATION Put only the increase in ROI
and NOT the enhanced ROI
Applicable Enhanced
ROI Portion
INTT RATE (%) VARIATION FOR TL
(i) Power / Electricity / Fuel 0.00 0.00 0.00 0.00
(ii) Direct labour / Salary 0.00 0.00 0.00 0.00
(iii) Other Overheads 0.00 0.00 0.00 0.00
(iv) Depreciation 0.00 0.00 0.00 0.00
(v) Selling,Gen.and Admn. Exp. 0.00 0.00 0.00 0.00
(vi) Intt. on TL, Deb. and DPC 0.00 0.00 0.00 0.00
Fixed & semi-fixed expenses (F) 0.00 0.00 0.00 0.00

Operating profit (C-D)

Furnish Break-even analysis for: (i) the first full year of0.00
production 0.00 0.00 of maximum
and (ii) the year 3.76 capacity uti

Sensitivity Analysis is furnished for the year with operating profit nearest to the average operating profit.
Operating Profit of the year under analysis is
the extent of adverse movement in Sales / Va
SUMMARY
BREAKEVEN ANALYSIS 2017-18 2018-19 2019-20 2020-21
Breakeven- Sales (F/C*S) 0.00
Breakeven- Sales (%) 0.00%
Breakeven- Installed Capacity (F/C*U) 0.00%
Cash Breakeven- Inst. Capacity (F-Dep/C*U) 0.00%
SUMMARY
SENSITIVITY ANALYSIS 2017-18 2018-19 2019-20 2020-21
Sales value 0.00 0.00 0.00 27.90
Contribution 0.00 0.00 0.00 3.76
Operating profit/loss 0.00 0.00 0.00 3.76
Break-even 0.00%
DSCR
AVRG. DSCR
 2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29

30.92 37.87 40.79 44.68 0.00 0.00 0.00 0.00

y the increase in ROI

T the enhanced ROI

18.73 25.02 26.91 29.94 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.55 0.60 0.63 0.65 0.00 0.00 0.00 0.00
3.80 3.96 4.10 4.11 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1.83 1.92 1.99 2.04 0.00 0.00 0.00 0.00
1.98 2.01 2.15 2.20 0.00 0.00 0.00 0.00
26.89 33.51 35.78 38.94 0.00 0.00 0.00 0.00

4.03 4.36 5.01 5.74 0.00 0.00 0.00 0.00

the increase in ROI
T the enhanced ROI

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4.03utilisation.
aximum capacity 4.36 5.01 5.74 0.00 0.00 0.00 0.00

e operating profit.
ear under analysis is to remain in positive figure while deciding
ovement in Sales / Variable / Fixed cost.
2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29
0.00 0.00 0.00 0.00
0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00%

2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29

30.92 37.87 40.79 44.68 0.00 0.00 0.00 0.00
4.03 4.36 5.01 5.74 0.00 0.00 0.00 0.00
4.03 4.36 5.01 5.74 0.00 0.00 0.00 0.00
0.00% 0.00% 0.00% 0.00%

#DIV/0!
2029-30 2030-31 2031-32 2032-33 2033-34 2034-35 2035-36 2036-37

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2029-30 2030-31 2031-32 2032-33 2033-34 2034-35 2035-36 2036-37

2029-30 2030-31 2031-32 2032-33 2033-34 2034-35 2035-36 2036-37

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
TOTAL

10.31

0.00
c (i) Credit Limits (Existing & Proposed)
Existing Proposed Change

Total / Total / Total /

Cons. / Cons. / Cons. /
LIMITS SBI % MBA/ Synd. SBI % MBA/ Synd. SBI MBA/ Synd.
CC/WCDL/BD
EPC/FBD
BD
SLC
EPC
FBD
Adhoc, if any
SUB-LIMITS
BOOK DEBT
EPC
FBD
TOTAL FBWC 0.00 0.00 0.00 0.00 0.00 0.00
TL-I
TL-II
TL-III
ECB
FCL
TOTAL FB (a) 0.00 0.00 0.00 0.00 0.00 0.00
NFBWC LC
NFBWC BG
Adhoc, if any
Derivatives / CEL
FC / CEL
TOTAL (c) 0.00 0.00 0.00 0.00 0.00 0.00
Project related LC
Project related BG
Project related NFB (d) 0.00 0.00 0.00 0.00 0.00 0.00
Adhoc, if any 0.00 0.00
Letter of Comfort # 0.00 0.00
TOTAL NFB (b) 0.00 100 0.00 0.00 100 0.00 0.00 0.00
Total Indebtedness (a+b=c) 0.00 100 0.00 0.00 100 0.00 0.00 0.00
Investment (d) 0.00 0.00
Leasing (e) 0.00 0.00
Total Exposure(c+d+e=f) 0.00 100 0.00 0.00 100 0.00 0.00 0.00
Financial Coll [BASEL] (g) 0.00 0.00
Effective Exposure (f-g) 0.00 100 0.00 0.00 100 0.00 0.00 0.00
Capital Charge 0.00 0.00
Total Income 0.00 0.00
c) ASSESSMENT OF CREDIT EXPOSURE LIMIT (FORWARD CONTRACT / DERIVATIVE LIMIT)
[1] Past Performance (Revenue) Method
Year Exports /TO Import / TO TOTAL
Pr Year (-2) 0.00
Pr Year (-1) 0.00
Pr Year [a] 0.00
Total 0.00 0.00 0.00
Average [b] 0.00 0.00
Eligible Notional [higher of a / b] 0.00 0.00
Purchase Limit Sales Limit
Applicable CCF (<1 Yr) 2.00% 2.00%
PFE on eligible Notional 0.00 0.00
CEL under PP component (A) 0.00
[2] Documentary Evidence Method
a. Exchange Rate Contract Revenue (Curr. Yr)
Tenor < 1Yr > 1 Yr <= 5 Yr > 5 Yr
Exchange Rate Contract Revenue NA NA
Applicable CCF 2.00% NA NA
PFE on eligible Notional 0.00 NA NA
CEL under DE (Revenue Curr. Yr) (B) 0.00
Higher of (A or b) 0.00
[2] Documentary Evidence Method
b. Exchange Rate Contract DE Others
Eligible Notional < 1Yr > 1 Yr <= 5 Yr > 5 Yr
Exchange Rate Contract DE Others
Applicable CCF 2.00% 10.00% 15.00%
PFE on eligible Notional 0.00 0.00 0.00
CEL under DE (Revenue Curr. Yr) (C) 0.00
TOTAL Exchange Rate Contract (A or B)+C 0.00
[3] Interest Rate Contract
Eligible Notional < 1Yr > 1 Yr <= 5 Yr > 5 Yr
Amount (ECB etc.)
Applicable CCF 0.50% 1.00% 3.00%
PFE 0.00 0.00 0.00
Total CEL IR Contracts 0.00
Add Negative MTM of exchange contracts
Total Forward/Derivative Limits [1+2+3] 0.00
CEL SUMMARY
Forward Contract / Derivative Limit Exports Imports Total
1. Past Performance (Revenue) Method 0.00 0.00 0.00
2. Documentary Evidence Method-
a. Exchange Rate Contract Revenue 0.00
b. Exchange Rate Contract DE Others 0.00
3. Interest Rate Contract 0.00
SUB-TOTAL [{1 or 2(a)} + 2(b) + 3] 0.00
Add Negative MTM of exchange contracts 0.00
TOTAL LIMIT (iv + v) 0.00
h-i. ASSESSED BANK FINANCE (SEASONAL UNIT):
SEASON
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
AUD. AUD. AUD. AUD. AUD. PROV.
TCA 28.87 31.55 35.38
OCL 0.15 0.05 0.06
WC Gap 28.72 31.50 35.32
NWC 12.07 14.85 17.86
ABF 16.65 16.65 17.46
NWC/TCA (%) 41.81% 47.07% 50.48%
BF/TCA (%) 57.67% 52.77% 49.35%
OCL/TCA (%) 0.52% 0.16% 0.17%
Note: The above assessment is to readily know the Peak / Non-peak season WC requirements. It is suggeste
As per the Bank's instructions, the WC assessment for seasonal units is carried out by Cash Budget Method
Put (-) sign to subtract
2017-18 2018-19 2019-20 2020-21 2021-22 2022-23
% INCREASE / DECREASE IN TCA
% INCREASE / DECREASE IN OCL
% INCREASE / DECREASE IN NWC
Note: The % change can be determined from the variations in holding pattern as per the table below:
Last 12 months data to be filled which need NOT be in chronologica
order
MAR figure is taken as base figure for comparison

HOLDING PATTERN (ACTUAL)

LAST 12 MONTHS MAR APR MAY JUN JUL AUG
YEAR
STOCKS
% VARIATION FROM MAR LEVEL
RECEIVABLES
% VARIATION FROM MAR LEVEL
SUNDRY CREDITORS
% VARIATION FROM MAR LEVEL
USL / CAPITAL
% VARIATION FROM MAR LEVEL
 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33
EST. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ. PROJ.
39.47 51.91
0.09 0.10
39.38 51.81
21.38 33.81
18.00 18.00
54.17% 65.13%
45.60% 34.68%
0.23% 0.19%
equirements. It is suggested to prepare separate CMA working sheet for peak/non-peak season limit.
ut by Cash Budget Method.

2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33

er the table below:

eed NOT be in chronological

re for comparison

SEP OCT NOV DEC JAN FEB

2033-34 2034-35 2035-36 2036-37
PROJ. PROJ. PROJ. PROJ.

2033-34 2034-35 2035-36 2036-37

Q