KHAIREEN SOFEA BINTI KHAIRUL NIZAM

2022622966
FINANCIAL MARKET AND BANKING SERVICES
(FIN435)

Case Study of
Money Market
INFOGRAPHIC

INFOGRAPHIC
EXECUTIVE SUMMARY
PUAN SARIMAH IS CONSIDERING INVESTING IN THE MALAYSIAN CAPITAL MARKET, WHICH
OFFERS A RANGE OF INSTRUMENTS INCLUDING STOCKS AND BONDS. IN THIS REPORT,
THERE ARE RECOMMENDATIONS THAT PUAN SARIMAH CAN CHOOSE. PERSONALLY, I
WOULD LIKE TO PROPOSE TO HER THE IDEA OF INVESTING HER GRATUITY TO THE E-
ISLAMIC GROWTH FUND FROM A REPUTABLE SOURCE SUCH AS PUBLIC MUTUAL. PUBLIC
MUTUAL IS A WHOLLY-OWNED SUBSIDIARY OF PUBLIC BANK AND REMAIN AS THE TOP
UNIT TRUST BRAND IN MALAYSIA. FOR 13 CONSECUTIVE YEARS, PUBLIC MUTUAL HAS
WON THE READER'S DIGEST TRUSTED BRAND PLATINUM AWARD WHICH PROVES THE THAT
PUBLIC MUTUAL HAS A STRONG BRAND PRESENCE. THEY MANAGE 165 UNIT TRUST FUNDS,
5 WHOLESALE FUNDS AND ALSO 9 PRS FUNDS WITH A TOTAL NAV OF RM94.4 BILLION.
THEY ARE ALSO AN APPROVED PRIVATE RETIREMENT SCHEME (PRS) PROVIDER.

PUBLIC MUTUAL MAYBANK INVESTMENT CIMB INVESTMENT KENANGA

E-ISLAMIC GROWTH BANK BERHAD BANK BERHAD INVESTMENT BANK
FUND UNIT TRUST TIA-I BERHAD
(KDI)

SHARIAH- UNIT TRUSTS LOW INITIAL AN A.I DRIVEN

COMPLIANT LOW INITIAL INVESTMENT INVESTING
EQUITY AND INVESTMENT FROM FROM RM1000 PLATFORM
SHARIAH RM1000 RETURN OF 4% FIXED RETURN
COMPLIANT OFFER DIVERSIFIED P.A. FOR 6 OF 3.5%
EQUITY-RELATED PORTFOLIOS MONTHS AND EFFECTIVE
FEATURES

SECURITIES MANAGED BY 4.1% FOR 12 ANNUAL RATE

PROFESSIONAL PROFESSIONALS MONTHS (EAR)
MANAGEMENT OFFER TARGET TIED TO THE WORLD’S TOP
OPERATE ON A RETURN UP TO 5% TO PERFORMANCE PERFORMING
PROFIT-SHARING 8% P.A. OF ETF
BASIS UNDERLYING USES
MINIMUM ASSET PREDICTIVE
INVESTMENT OF DATA
ONLY RM100 VIA
PUBLIC MUTUAL
ONLINE

HIGH RISK AND LOW TO

RISK

HIGH RISK AND

MEDIUM TO LONG MODERATE RISK DIVERSIFIED RISK
LONG TERM
TERM AND LONG TERM

PROFESSIONALLY STRUCTURED AND HIGH PROFIT ZERO UPFRONT

MANAGED IN DISCIPLINED RATE FEES
ACCORDANCE WITH INVESTMENT ENTITLED TO 50% NO SWITCHING
SHARIAH PRINCIPLES PROCESS OF THE ACCRUED FEES
COMPETITIVE INVESTMENT PROFITS (IF ANY) NO LOCK-IN
RETURNS PORTFOLIOS ARE FOR UPLIFTING PERIOD
FLEXIBILITY TO RE-EVALUATE AND BEFORE FULLY A.I. DRIVEN
INVEST AND REDEEM MONITORED MATURITY EFFORTLESS
ADVANTAGE

REGULATED BY PERIODICALLY STABLE ONBOARDING

SECURITIES ECONOMIES OF INVESTMENT BACKED BY AN
COMMISSION SCALE AFFORDABILITY AWARD-WINNING
MALAYSIA AND FLEXIBLE AND EASY FINTECH
CERTIFIED AS TO INVEST DISTRIBUTOR
SHARIAH-COMPLIANT WHEREVER YOU
BY INDEPENDENT ARE
SHARIAH ADVISER

NOT CAPITAL EVEN IF THE RETURNS WILL BE TEND TO BE

PROTECTED/ FUND PERFORMS AFFECTED BY THE MORE VOLATILE
GUARANTEED BADLY, WE STILL PERFORMENCE OF THAN PHYSICAL
SUBJECT TO HAVE TO PAY UNDERLYING ASSET
INVESTMENT HIGH FEES ASSETS INCREASE RISK
DISADVANTAGE

RISKS, CANNOT CHOOSE PRINCIPAL AND PROFILE IN

INCLUDING THE THE EXACT RETURN ARE NOT PORTFOLIO
POSSIBLE LOSS ASSETS OR GUARANTEED SECURITY OF
OF THE ETHICAL IF INVESTMENT IS INVESTMENT IS
PRINCIPAL INVESTMENT REDEEMED LIMITED TO THE
AMOUNT YOU EVEN WHEN WE EARLY, ACCOUNT SKILLS OF
INVESTED SELECT TRUSTS HOLDERMAY HACKERS
THAT ALIGN SUFFER LOSSES DIFFICULT TO
WITH OUR GOALS NOT PROTECTED RETRIEVE
AND BY PERBADANSN DIGITAL
PREFERENCES INSURANS INVESTMENT
DEPOSIT
MALAYSIA
 CONCLUSION

IN CONCLUSION, IT CAN BE CONCLUDED THAT PUAN SARIMAH WILL PROFIT MORE

FROM HER GRATUITY IF SHE USES IT TO INVEST IN THE PUBLIC MUTUAL E-ISLAMIC
GROWTH FUND. IF PUAN SARIMAH INVESTS IN PUBLIC MUTUAL, THE FUND'S PRIMARY
HOLDINGS WILL BE SHARIAH-COMPLIANT EQUITIES OF LONG-TERM GROWTH-
ORIENTED BUSINESSES. IN OTHER WORDS, SHE MIGHT PROFIT FROM A SUBSEQUENT
INCREASE IN ROI OVER A LONG PERIOD OF TIME. ADDITIONALLY, PUAN SARIMAH WILL
FEEL AT EASE KNOWING THAT HER MONEY IS EXPERTLY MANAGED IN CONFORMITY
WITH SHARIAH PRINCIPLES.

REFERENCES

(2022, OCTOBER 3). KENANGA DIGITAL INVESTING: KDI HOME PAGE.

RETRIEVED MAY 21, 2023, FROM HTTPS://DIGITALINVESTING.COM.MY
(2019, MAY 7). . - YOUTUBE. RETRIEVED MAY 21, 2023, FROM
HTTPS://WWW.MAYBANK2U.COM.MY/MAYBANK2U/MALAYSIA/EN/PERSONAL/
WEALTH/UNIT_TRUSTS/UNIT_TRUSTS.PAGE?
GCLID=EAIAIQOBCHMI7BDEP9Z8_GIVW2T9CH11BQTFEAAYASAAEGLPMPD_BWE
ARE YOU A RISK TAKER? (2022, MAY 26). KENANGA DIGITAL INVESTING.
RETRIEVED MAY 21, 2023, FROM HTTPS://DIGITALINVESTING.COM.MY/ARE-
YOU-A-RISK-TAKER/

ASSET MANAGEMENT INVESTMENT PROCESS AND RISK. (N.D.). MAYBANK.

RETRIEVED MAY 21, 2023, FROM HTTPS://WWW.MAYBANK.COM/GLOBAL-
BANKING/ASSET-MANAGEMENT/INVESTMENT-PROCESS-RISKS.PAGE
GROW YOUR WEALTH THE ISLAMIC WAY. (N.D.). PUBLIC MUTUAL BERHAD.
RETRIEVED MAY 21, 2023, FROM
HTTPS://WWW.PUBLICMUTUAL.COM.MY/MENU/FINANCIAL-PLANNING-
SERVICES/GROW-YOUR-WEALTH-THE-ISLAMIC-WAY
PUBLIC E-ISLAMIC GROWTH FUND (PEIGRF) E-20. (2021, DECEMBER 10).
PUBLIC MUTUAL BERHAD. RETRIEVED MAY 21, 2023, FROM
HTTPS://WWW.PUBLICMUTUAL.COM.MY/LINKCLICK.ASPX?
FILETICKET=2F5WP419L1Y=&PORTALID=0

♡
ʚ ɞ