Major Islamic Finance Products (Contracts) Gadaa Bank IFB Staffs What are Sources and Uses of Funds for FIs? ‘Conventional Vs Islamie Banks 7/18/2023Al-Mudaraba (AAOIFI Standard No, 12) 5 = Meaning Mudaraba ‘Technically An arangement whereby one party {apt cunarrabb al mal proviso cpectod Aarountor capt to athe orton, {Envoprenourmudarib) the tea astho Soprencurto vest the cpt Definition: Mutarabo ea partnership in prone heey ene party proves capa ab sa ad tho othr party prondes labour (Mugare). ‘Mudaraba Contract Structure Mudarabah in islamic Banks 7/18/2023‘Types of Mudaraba 1. Unrest dare (arabe age) 3. neste acaba (are Megat. 1 Te capital provider rest the aetion othe Rules pertaining tothe contrac (QAOIF Standard No. 13) Sel thy nhl cny uri ta 0 [Rules pertaining to the CAPITAL = Teapot muda mse pod hela of * Goins Madarabacontadts AE = * The ape mat by ly or iy, pt a she u [Rules pertaining to the pratt The det of prot must be "On the basi of an agroodporcontage of ho prot * Neton he bait lm sum or apercenono theca = Inptnepe not permissible to eam a share promt 'nSaasenio a foe Madoraba cont 2 7/18/2023Profit Distribution in Mudarabah Musharaka and Diminishing Musharaka (AAOIFI Standard # 12) Definition and Classification ato Irsan areemontbetnnan oor mor partes coming Sram Rbenreristats fe planeta te Pupote st maing pote Dining partes ere thermodery Patrenhgettispameraiphsorensed rom ‘via! Ingenara. the Mush as ppd nthe ame banking 5 tt rae 16 7/18/2023v Classification (Types) of Shirkatul al-agd 2 aay Paani rata: nen ay pi ar apart rom prre ence sunt one + tema names r + Remains setae paprtont ech cnton Diminishing Musharakah Financing Basics © ronan smy ore ea AotRty Romper ene oh esi con obeae ita 2 7/18/2023‘Wakala’ (MOF Shc Sind (45 2 Fundamentals Of Wakala * waa iteralymeaspretecton, lepton, ot ‘thon. Definitions Waals ithe celegtineton eon (staan the nepal loathe Wai tre age to tnthrepard he get ual dein other propertie nd reser the 2 ‘Types Of Wakala ‘Wallen be dived nt attr Ganeral Wala Prt Waa or Spell Agency = Kitradeenlyforacarain oa wissen, bing Slings certain inom howe or veo Theager nk sbeundtasallor buy hat patel owe orca 2 7/18/2023Ss Inemeat genera agency theresa ger! deletion of ower tom he polos =pee % Foresampls rial may instruct his get oad is Anan mihiscaseth agent owns athe power shh the piri has 5 Restricted vs Absolute Wakala esriedAteney 5 Avesta get as ae withincerain conten. Absounezgeny : pore 26 ‘Mechanism of a Wakala Transaction in IFIs + Thelamicbinkcan be appara cstomer (Wohl Dapaot ceo oie apr aia ery out ern chien cutomers boa 1-7 prof a wal aoe sly belong othe creer ‘Watlteeorpertrming he ates 2 Thank You 28 7/18/2023