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DON HONORIO VENTURA STATE UNIVERSITY

Villa de Bacolor, Pampanga


College of Engineering and Architecture
Department of Architecture
HOUSING 423
Special Saturday Class
Module 1: Introduction to Housing

Ar. Aldrene Quirat, UAP


Course Facilitator
acquirat@dhvsu.edu.ph
What is Housing?
Housing, or more general living spaces, refers
to the construction and assigned usage of
houses or buildings collectively, for the
purpose of sheltering people the planning or
provision delivered by an authority, with
related meanings.
Actual types: densities, type of occupancy,
economics, and community housing needs.
HOUSING PROBLEM

MONEY INSUFFICIENT LAND

KNOWLEDGE UNEMPLOYMENT
RATE
Government Agencies
1.0 HDMF
The Home Development Mutual Fund
(HDMF), popularly known as Pag-
IBIG Fund (Pagtutulungan sa
Kinabukasan: Ikaw, Bangko, Industriya
at Gobyerno), was created by virtue of
Presidential Decree No.
1530 on June 11, 1978.
Government Agencies
2.0 HUDCC
Housing and Urban Development Coordinating
Council (HUDCC),created thru Executive Order No.
90, is the highest policy making and coordinating
office on shelter. It is an umbrella organization
which consists of heads of four housing agencies
such as: National Housing Authority (NHA), Home
Guaranty Corporation(HGC), National Home
Mortgage Finance Corporation (NHMFC),
and Housing and Land Use Regulatory
Board (HLURB).
Government Agencies
3.0 HGC
Housing Guaranty Corporation, processing of
guaranty line application, interchangeably known as
guaranty facility, under RA No. 8763 involves the
determination of the eligibility of a financial
institution for the guaranty and incentives provided
under the law. The Guaranty line extended to the
financial institution by the HGC, is a facility whereby
the housing-related loans and financial
transactions may be enrolled for
guaranty coverage.
Government Agencies
4.0 GSIS
The Government Service Insurance System (Filipino:
Paseguruhan ng mga Naglilingkod sa Pamahalaan,
GSIS) of the Republic of the Philippines, created by
Commonwealth Act No. 186 passed on November
14, 1936, is mandated to provide and administer the
following social security benefits for government
employees: compulsory life insurance, optional life
insurance, retirement benefits, disability
benefits for work- related contingencies
and death benefits.
Government Agencies
5.0 NHA
The National Housing Authority (NHA), established by virtue
of Presidential Decree No. 757 dated July 31, 1975, is a
government owned and controlled corporation operating
under the policy and administrative supervision of the
Housing and Urban Development Coordinating Council
(HUDCC). The NHA is mandated by Executive Order No. 90 as
the sole government agency to engage in shelter production,
focusing its efforts to provide to homeless, low income
Filipino families.
LAWS PERTAINING TO HOUSING
RA 7279
“AN ACT TO PROVIDE FOR A COMPREHENSIVE AND CONTINUING URBAN
DEVELOPMENT AND HOUSING PROGRAM, ESTABLISH THE MECHANISM
FOR ITS IMPLEMENTATION, AND FOR OTHER PURPOSES.” Otherwise
known as "Urban Development and Housing Act of 1992.“

BP 220
“AN ACT AUTHORIZING THE MINISTRY OF HUMAN SETTLEMENTS TO
ESTABLISH AND PROMULGATE DIFFERENT LEVELS OF STANDARDS AND
TECHNICAL REQUIREMENTS FOR ECONOMIC AND SOCIALIZED HOUSING
PROJECTS IN URBAN AND RURAL AREAS FROM THOSE PROVIDED UNDER
PRESIDENTIAL DECREES NUMBERED NINE HUNDRED FIFTYSEVEN,
TWELVE HUNDRED SIXTEEN, TEN HUNDRED NINETY-SIX AND ELEVEN
HUNDRED EIGHTY-FIVE”
LAWS PERTAINING TO HOUSING
PD 957
“Subdivision and Condominium Buyer’s Protective Decree” As Amended
by PD 1216 - Regulating the sale of subdivision lots and condominiums,
providing penalties for violations thereof.

RA 4726
”An act to define condominium, establish requirements for its creation,
and govern its incidents.” Otherwise known as “The Condominium Act”

RA 6552
“AN ACT TO PROVIDE PROTECTION TO BUYER OF REAL ESTATE ON
INSTALLMENT PAYMENTS” Otherwise known as “Realty Installment Buyer
Protection Act”
LAWS PERTAINING TO HOUSING
RA 9653
“AN ACT ESTABLISHING REFORMS IN THE REGULATION OF RENT OF CERTAIN
RESIDENTIAL UNITS, PROVIDING THE MECHANISMS THEREFOR AND FOR OTHER
PURPOSES.” Otherwise known as the “Rent Control Act of 2009”

PD 1517
“PROCLAIMING URBAN LAND REFORM IN THE PHILIPPINES AND PROVIDING FOR
THE IMPLEMENTING MACHINERY THEREOF” Otherwise known as the “Urban
Land Reform Act”
HOW OUR GOV’MT INTERVENING
IN THE HOUSING MARKET?
The National Housing Authority and the Home
Insurance and Guarantee Corporation operate joint
venture programs with the private sector. In general,
private builders construct housing units after
posting performance bonds with insurance
companies. They are responsible for everything
from procurement of materials and supplies to
construction of the housing units. Payment is made
on turn-key basis.
DEPARTMENT OF ARCHITECTURE

AUTHORED BY:
ALDRENE C. QUIRAT, RLA

FOR DON HONORIO VENTURA STATE


UNIVERSITY
COLLEGE OF ENGINEERING &
ARCHITECTURE

Note: Some photos and illustration from web.


END OF PRESENTATION

HOUSING 423
Module 01- Introduction
to Housing

Prepared by:
Aldrene C. Quirat, RLA
Course Facilitator
acquirat@dhvsu.edu.ph

Review and utilized by:

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